Is Finansal Kiralama AS (ISFIN) - Net Assets

Latest as of June 2025: TL10.95 Billion TRY ≈ $245.18 Million USD

Based on the latest financial reports, Is Finansal Kiralama AS (ISFIN) has net assets worth TL10.95 Billion TRY (≈ $245.18 Million USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (TL88.15 Billion ≈ $1.97 Billion USD) and total liabilities (TL77.20 Billion ≈ $1.73 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read ISFIN total liabilities for a breakdown of total debt and financial obligations.

Key Net Assets Metrics

Metric	Value
Current Net Assets	TL10.95 Billion
% of Total Assets	12.42%
Annual Growth Rate	-31.9%
5-Year Change	472.99%
10-Year Change	1232.89%
Growth Volatility	38.95

Is Finansal Kiralama AS - Net Assets Trend (2001–2024)

This chart illustrates how Is Finansal Kiralama AS's net assets have evolved over time, based on quarterly financial data. Also explore Is Finansal Kiralama AS assets under control for the complete picture of this company's asset base.

Annual Net Assets for Is Finansal Kiralama AS (2001–2024)

The table below shows the annual net assets of Is Finansal Kiralama AS from 2001 to 2024. For live valuation and market cap data, see market value of Is Finansal Kiralama AS.

Year	Net Assets	Change
2024-12-31	TL9.84 Billion ≈ $220.44 Million	+45.38%
2023-12-31	TL6.77 Billion ≈ $151.63 Million	+80.82%
2022-12-31	TL3.74 Billion ≈ $83.86 Million	+75.00%
2021-12-31	TL2.14 Billion ≈ $47.92 Million	+24.55%
2020-12-31	TL1.72 Billion ≈ $38.47 Million	+34.83%
2019-12-31	TL1.27 Billion ≈ $28.53 Million	+10.72%
2018-12-31	TL1.15 Billion ≈ $25.77 Million	+18.05%
2017-12-31	TL974.67 Million ≈ $21.83 Million	+17.40%
2016-12-31	TL830.20 Million ≈ $18.59 Million	+12.43%
2015-12-31	TL738.41 Million ≈ $16.54 Million	+10.74%
2014-12-31	TL666.82 Million ≈ $14.94 Million	+10.47%
2013-12-31	TL603.64 Million ≈ $13.52 Million	+6.69%
2012-12-31	TL565.80 Million ≈ $12.67 Million	+8.80%
2011-12-31	TL520.02 Million ≈ $11.65 Million	+9.26%
2010-12-31	TL475.96 Million ≈ $10.66 Million	+17.67%
2009-12-31	TL404.50 Million ≈ $9.06 Million	+41.88%
2008-12-31	TL285.10 Million ≈ $6.39 Million	+32.34%
2007-12-31	TL215.44 Million ≈ $4.83 Million	+35.52%
2006-12-31	TL158.97 Million ≈ $3.56 Million	+18.19%
2005-12-31	TL134.50 Million ≈ $3.01 Million	+42.86%
2004-12-31	TL94.15 Million ≈ $2.11 Million	-100.00%
2003-12-31	TL58.42 Trillion ≈ $1.31 Trillion	+91.78%
2002-12-31	TL30.46 Trillion ≈ $682.29 Billion	-55.02%
2001-12-31	TL67.72 Trillion ≈ $1.52 Trillion	--

Equity Component Analysis

This analysis shows how different components contribute to Is Finansal Kiralama AS's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 193066900000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	TL1.93 Billion	21.81%
Other Components	TL6.92 Billion	78.19%
Total Equity	TL8.85 Billion	100.00%

Is Finansal Kiralama AS Competitors by Market Cap

The table below lists competitors of Is Finansal Kiralama AS ranked by their market capitalization.

Company	Market Cap
PennantPark Investment Corporation NYSE:PNNT	$311.46 Million
Ningbo GQY Video Telecom SHE:300076	$311.46 Million
LB Foster Company NASDAQ:FSTR	$311.48 Million
Dentium KO:145720	$311.50 Million
WEIHAI CITY COMM.BK H 1 F:8K0	$311.38 Million
AerSale Corp NASDAQ:ASLE	$311.32 Million
Xinjiang Youhao Group Co Ltd SHG:600778	$311.32 Million
Yunnan Bowin Technology Industry Co Ltd SHG:600883	$311.27 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Is Finansal Kiralama AS's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 6,097,045,000 to 8,850,407,000, a change of 2,753,362,000 (45.2%).
Net income of 1,925,193,000 contributed positively to equity growth.
Other factors increased equity by 828,169,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	TL1.93 Billion	+21.75%
Other Changes	TL828.17 Million	+9.36%
Total Change	TL-	45.16%

Book Value vs Market Value Analysis

This analysis compares Is Finansal Kiralama AS's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.47x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 14.90x to 1.47x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	TL1.34	TL20.00	x
2018-12-31	TL1.56	TL20.00	x
2019-12-31	TL1.74	TL20.00	x
2020-12-31	TL2.32	TL20.00	x
2021-12-31	TL2.88	TL20.00	x
2022-12-31	TL4.94	TL20.00	x
2023-12-31	TL9.38	TL20.00	x
2024-12-31	TL13.61	TL20.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Is Finansal Kiralama AS utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 21.75%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 43.55%
• Asset Turnover: 0.06x
• Equity Multiplier: 7.88x
Recent ROE (21.75%) is above the historical average (18.47%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2002	19.66%	19.02%	0.08x	12.20x	TL2.94 Trillion
2003	40.46%	46.60%	0.12x	7.19x	TL17.80 Trillion
2004	26.02%	39.15%	0.11x	6.10x	TL14.38 Million
2005	30.84%	56.00%	0.10x	5.65x	TL27.04 Million
2006	17.44%	26.75%	0.11x	5.81x	TL11.71 Million
2007	21.98%	39.44%	0.11x	4.95x	TL25.46 Million
2008	27.35%	48.12%	0.13x	4.43x	TL48.41 Million
2009	26.64%	72.36%	0.10x	3.64x	TL65.83 Million
2010	13.70%	41.05%	0.07x	4.50x	TL17.19 Million
2011	10.32%	30.54%	0.08x	4.41x	TL1.62 Million
2012	7.38%	22.89%	0.06x	5.10x	TL-14.47 Million
2013	6.73%	19.24%	0.06x	5.93x	TL-19.26 Million
2014	12.07%	26.19%	0.07x	7.04x	TL13.46 Million
2015	11.44%	36.16%	0.04x	7.79x	TL10.33 Million
2016	12.92%	45.19%	0.03x	9.32x	TL23.44 Million
2017	12.10%	43.46%	0.03x	9.94x	TL19.59 Million
2018	18.21%	46.18%	0.05x	8.00x	TL89.04 Million
2019	6.98%	16.23%	0.06x	7.52x	TL-36.55 Million
2020	12.24%	34.75%	0.04x	7.91x	TL36.20 Million
2021	15.51%	33.49%	0.05x	10.19x	TL110.16 Million
2022	24.08%	43.86%	0.05x	10.58x	TL483.48 Million
2023	28.98%	46.82%	0.07x	8.46x	TL1.16 Billion
2024	21.75%	43.55%	0.06x	7.88x	TL1.04 Billion

Industry Comparison

This section compares Is Finansal Kiralama AS's net assets metrics with peer companies in the Credit Services industry.

Industry Context

Industry: Credit Services
Average net assets among peers: $375,873,390
Average return on equity (ROE) among peers: 16.80%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Is Finansal Kiralama AS (ISFIN)	TL10.95 Billion	19.66%	7.05x	$311.46 Million
Creditwest Faktoring AS (CRDFA)	$376.20 Million	17.57%	1.54x	$216.09 Million
Garanti Faktoring AS (GARFA)	$50.02 Million	8.28%	30.30x	$250.35 Million
Lider Faktoring AS (LIDFA)	$112.37 Million	19.02%	8.54x	$41.52 Million
Seker Finansal Kiralama AS (SEKFK)	$15.84 Million	0.00%	10.46x	$24.79 Million
Vakif Finansal Kiralama AS (VAKFN)	$1.32 Billion	39.14%	8.98x	$204.94 Million

About Is Finansal Kiralama AS

IS:ISFIN Turkey Credit Services

Market Cap

$311.46 Million

TL13.91 Billion TRY

Market Cap Rank

#14792 Global

#145 in Turkey

Share Price

TL20.00

Change (1 day)

+0.50%

52-Week Range

TL11.10 - TL21.70

All Time High

TL21.70