Bank Rakyat Indonesia Agroniaga
PT Bank Raya Indonesia Tbk provides financial services in Indonesia. The company offers business and personal loans. It also accepts savings accounts. The company was formerly known as PT Bank Rakyat Indonesia Agroniaga Tbk and changed its name to PT Bank Raya Indonesia Tbk in September 2021. PT Bank Raya Indonesia Tbk was founded in 1989 and is based in Jakarta, Indonesia. PT Bank Raya Indonesia… Read more
Bank Rakyat Indonesia Agroniaga (AGRO) - Net Assets
Latest net assets as of June 2025: Rp3.50 Trillion IDR
Based on the latest financial reports, Bank Rakyat Indonesia Agroniaga (AGRO) has net assets worth Rp3.50 Trillion IDR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp13.34 Trillion) and total liabilities (Rp9.84 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp3.50 Trillion |
| % of Total Assets | 26.26% |
| Annual Growth Rate | 17.12% |
| 5-Year Change | -19.46% |
| 10-Year Change | 155.35% |
| Growth Volatility | 37.34 |
Bank Rakyat Indonesia Agroniaga - Net Assets Trend (2007–2024)
This chart illustrates how Bank Rakyat Indonesia Agroniaga's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Rakyat Indonesia Agroniaga (2007–2024)
The table below shows the annual net assets of Bank Rakyat Indonesia Agroniaga from 2007 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp3.45 Trillion | +0.97% |
| 2023-12-31 | Rp3.42 Trillion | +0.92% |
| 2022-12-31 | Rp3.39 Trillion | +37.90% |
| 2021-12-31 | Rp2.46 Trillion | -42.68% |
| 2020-12-31 | Rp4.29 Trillion | -4.33% |
| 2019-12-31 | Rp4.48 Trillion | +1.30% |
| 2018-12-31 | Rp4.42 Trillion | +42.20% |
| 2017-12-31 | Rp3.11 Trillion | +60.69% |
| 2016-12-31 | Rp1.94 Trillion | +43.17% |
| 2015-12-31 | Rp1.35 Trillion | +49.60% |
| 2014-12-31 | Rp904.02 Billion | +8.02% |
| 2013-12-31 | Rp836.91 Billion | +125.02% |
| 2012-12-31 | Rp371.92 Billion | +6.99% |
| 2011-12-31 | Rp347.62 Billion | +24.91% |
| 2010-12-31 | Rp278.29 Billion | -20.01% |
| 2009-12-31 | Rp347.89 Billion | +50.19% |
| 2008-12-31 | Rp231.64 Billion | -1.47% |
| 2007-12-31 | Rp235.09 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Rakyat Indonesia Agroniaga's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 275700232700000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | Rp2.47 Trillion | 71.64% |
| Other Components | Rp3.74 Trillion | 108.19% |
| Total Equity | Rp3.45 Trillion | 100.00% |
Bank Rakyat Indonesia Agroniaga Competitors by Market Cap
The table below lists competitors of Bank Rakyat Indonesia Agroniaga ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
LWSABAH
KLSE:5328
|
$35.49 Million |
|
Duksung
KO:004830
|
$35.51 Million |
|
Exicom Tele-Systems Limited
NSE:EXICOM
|
$35.51 Million |
|
Synthaverse S.A.
WAR:SVE
|
$35.52 Million |
|
Caladrius Biosciences Inc.
LSE:0HS8
|
$35.46 Million |
|
PRICELINE GROUP (PCE1.SG)
STU:PCE1
|
$35.43 Million |
|
GUNOSY INC.
F:6GU
|
$35.42 Million |
|
PT Wintermar Offshore Marine Tbk
F:W6O
|
$35.40 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Rakyat Indonesia Agroniaga's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,420,249,975,000 to 3,453,364,527,000, a change of 33,114,552,000 (1.0%).
- Net income of 50,891,770,000 contributed positively to equity growth.
- Share repurchases of 5,969,791,000 reduced equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp50.89 Billion | +1.47% |
| Share Repurchases | Rp5.97 Billion | -0.17% |
| Other Changes | Rp-11.81 Billion | -0.34% |
| Total Change | Rp- | 0.97% |
Book Value vs Market Value Analysis
This analysis compares Bank Rakyat Indonesia Agroniaga's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.30x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.06x to 1.30x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-12-31 | Rp87.85 | Rp181.00 | x |
| 2009-12-31 | Rp97.89 | Rp181.00 | x |
| 2010-12-31 | Rp72.48 | Rp181.00 | x |
| 2011-12-31 | Rp86.92 | Rp181.00 | x |
| 2012-12-31 | Rp91.58 | Rp181.00 | x |
| 2013-12-31 | Rp146.06 | Rp181.00 | x |
| 2014-12-31 | Rp110.43 | Rp181.00 | x |
| 2015-12-31 | Rp130.04 | Rp181.00 | x |
| 2016-12-31 | Rp148.31 | Rp181.00 | x |
| 2017-12-31 | Rp179.32 | Rp181.00 | x |
| 2018-12-31 | Rp221.98 | Rp181.00 | x |
| 2019-12-31 | Rp205.45 | Rp181.00 | x |
| 2020-12-31 | Rp196.22 | Rp181.00 | x |
| 2021-12-31 | Rp114.19 | Rp181.00 | x |
| 2022-12-31 | Rp148.97 | Rp181.00 | x |
| 2023-12-31 | Rp138.25 | Rp181.00 | x |
| 2024-12-31 | Rp139.58 | Rp181.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Rakyat Indonesia Agroniaga utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 1.47%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 3.26%
- • Asset Turnover: 0.12x
- • Equity Multiplier: 3.80x
- Recent ROE (1.47%) is above the historical average (-3.74%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2008 | -1.65% | -2.74% | 0.05x | 11.13x | Rp-26.99 Billion |
| 2009 | 0.63% | 1.39% | 0.05x | 8.57x | Rp-32.59 Billion |
| 2010 | 5.04% | 7.88% | 0.06x | 10.97x | Rp-13.80 Billion |
| 2011 | 9.45% | 20.36% | 0.05x | 10.01x | Rp-1.91 Billion |
| 2012 | 8.88% | 15.07% | 0.05x | 10.86x | Rp-4.17 Billion |
| 2013 | 6.27% | 21.95% | 0.05x | 6.12x | Rp-31.25 Billion |
| 2014 | 6.86% | 21.78% | 0.04x | 7.06x | Rp-28.40 Billion |
| 2015 | 5.95% | 20.28% | 0.05x | 6.18x | Rp-54.75 Billion |
| 2016 | 5.32% | 21.86% | 0.04x | 5.88x | Rp-90.62 Billion |
| 2017 | 4.52% | 25.33% | 0.03x | 5.25x | Rp-170.63 Billion |
| 2018 | 4.62% | 28.91% | 0.03x | 5.27x | Rp-238.22 Billion |
| 2019 | 1.14% | 6.73% | 0.03x | 6.04x | Rp-397.11 Billion |
| 2020 | 0.73% | 4.31% | 0.03x | 6.53x | Rp-397.51 Billion |
| 2021 | -123.93% | -172.70% | 0.10x | 6.86x | Rp-3.29 Trillion |
| 2022 | 0.34% | 0.70% | 0.12x | 4.10x | Rp-327.45 Billion |
| 2023 | 0.71% | 1.87% | 0.10x | 3.64x | Rp-317.67 Billion |
| 2024 | 1.47% | 3.26% | 0.12x | 3.80x | Rp-294.44 Billion |
Industry Comparison
This section compares Bank Rakyat Indonesia Agroniaga's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $29,513,637,249,848
- Average return on equity (ROE) among peers: 5.53%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Rakyat Indonesia Agroniaga (AGRO) | Rp3.50 Trillion | -1.65% | 2.81x | $35.48 Million |
| Bank Agris Tbk (AGRS) | $465.23 Billion | 0.96% | 7.82x | $17.27 Million |
| Bank Amar Indonesia (AMAR) | $472.48 Billion | -5.85% | 0.16x | $6.64 Million |
| Bank Mnc Internasional Tbk (BABP) | $204.12 Billion | 0.00% | 20.15x | $7.22 Million |
| Bank Central Asia Tbk (BBCA) | $221.18 Trillion | 18.42% | 4.94x | $20.04 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $381.81 Billion | 1.86% | 4.39x | $241.24 Million |
| Bank Bukopin Tbk (BBKP) | $7.54 Trillion | 12.75% | 11.52x | $115.37 Million |
| Bank Mestika Dharma Tbk (BBMD) | $2.26 Trillion | 10.64% | 3.16x | $15.62 Million |
| PT Bank Bisnis Internasional Tbk (BBSI) | $546.55 Billion | 1.76% | 0.01x | $108.82 Million |
| Bank Tabungan Negara Persero (BBTN) | $32.57 Trillion | 9.23% | 13.42x | $435.78 Million |