Bank Amar Indonesia (AMAR) - Net Assets
Based on the latest financial reports, Bank Amar Indonesia (AMAR) has net assets worth Rp3.37 Trillion IDR (≈ $197.45 Million USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp5.58 Trillion ≈ $326.93 Million USD) and total liabilities (Rp2.21 Trillion ≈ $129.48 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read Bank Amar Indonesia (AMAR) financial obligations for a breakdown of total debt and financial obligations.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp3.37 Trillion |
| % of Total Assets | 60.4% |
| Annual Growth Rate | 27.69% |
| 5-Year Change | 212.96% |
| 10-Year Change | N/A |
| Growth Volatility | 71.31 |
Bank Amar Indonesia - Net Assets Trend (2016–2024)
This chart illustrates how Bank Amar Indonesia 's net assets have evolved over time, based on quarterly financial data. Also explore Bank Amar Indonesia assets under control for the complete picture of this company's asset base.
Annual Net Assets for Bank Amar Indonesia (2016–2024)
The table below shows the annual net assets of Bank Amar Indonesia from 2016 to 2024. For live valuation and market cap data, see Bank Amar Indonesia (AMAR) market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp3.34 Trillion ≈ $195.67 Million |
+1.33% |
| 2023-12-31 | Rp3.30 Trillion ≈ $193.10 Million |
+3.76% |
| 2022-12-31 | Rp3.18 Trillion ≈ $186.11 Million |
+197.79% |
| 2021-12-31 | Rp1.07 Trillion ≈ $62.50 Million |
-0.04% |
| 2020-12-31 | Rp1.07 Trillion ≈ $62.52 Million |
-1.06% |
| 2019-12-31 | Rp1.08 Trillion ≈ $63.19 Million |
+121.94% |
| 2018-12-31 | Rp485.90 Billion ≈ $28.47 Million |
+1.50% |
| 2017-12-31 | Rp478.70 Billion ≈ $28.05 Million |
+1.32% |
| 2016-12-31 | Rp472.48 Billion ≈ $27.69 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Bank Amar Indonesia 's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 17251400000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp144.64 Billion | 4.33% |
| Common Stock | Rp1.84 Trillion | 55.04% |
| Other Comprehensive Income | Rp1.62 Billion | 0.05% |
| Other Components | Rp1.36 Trillion | 40.58% |
| Total Equity | Rp3.34 Trillion | 100.00% |
Bank Amar Indonesia Competitors by Market Cap
The table below lists competitors of Bank Amar Indonesia ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Namyang Dairy
KO:003920
|
$209.00 Million |
|
Voyager Therapeutics Inc
NASDAQ:VYGR
|
$209.06 Million |
|
OP Bancorp
NASDAQ:OPBK
|
$209.20 Million |
|
KG Eco Technology Services Co. Ltd
KQ:151860
|
$209.27 Million |
|
Smartbroker Holding AG
XETRA:SB1
|
$208.93 Million |
|
Vestel Elektronik Sanayi ve Ticaret AS
IS:VESTL
|
$208.87 Million |
|
Indoco Remedies Limited
NSE:INDOCO
|
$208.80 Million |
|
GOLFZON Co. Ltd
KQ:215000
|
$208.77 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Amar Indonesia 's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,295,469,000,000 to 3,339,384,000,000, a change of 43,915,000,000 (1.3%).
- Net income of 214,992,000,000 contributed positively to equity growth.
- Dividend payments of 127,956,000,000 reduced retained earnings.
- Share repurchases of 41,961,000,000 reduced equity.
- Other comprehensive income decreased equity by 60,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp214.99 Billion | +6.44% |
| Dividends Paid | Rp127.96 Billion | -3.83% |
| Share Repurchases | Rp41.96 Billion | -1.26% |
| Other Comprehensive Income | Rp-60.00 Million | -0.0% |
| Other Changes | Rp-1.10 Billion | -0.03% |
| Total Change | Rp- | 1.33% |
Book Value vs Market Value Analysis
This analysis compares Bank Amar Indonesia 's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.09x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.90x to 1.09x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | Rp68.32 | Rp198.00 | x |
| 2017-12-31 | Rp69.22 | Rp198.00 | x |
| 2018-12-31 | Rp70.26 | Rp198.00 | x |
| 2019-12-31 | Rp90.07 | Rp198.00 | x |
| 2020-12-31 | Rp89.12 | Rp198.00 | x |
| 2021-12-31 | Rp89.08 | Rp198.00 | x |
| 2022-12-31 | Rp236.03 | Rp198.00 | x |
| 2023-12-31 | Rp179.59 | Rp198.00 | x |
| 2024-12-31 | Rp181.67 | Rp198.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Amar Indonesia utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.44%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.49%
- • Asset Turnover: 0.33x
- • Equity Multiplier: 1.46x
- Recent ROE (6.44%) is above the historical average (1.35%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | -5.85% | -32.06% | 0.16x | 1.16x | Rp-74.91 Billion |
| 2017 | 0.78% | 3.93% | 0.11x | 1.77x | Rp-44.14 Billion |
| 2018 | 3.35% | 5.69% | 0.15x | 3.82x | Rp-32.30 Billion |
| 2019 | 5.70% | 10.10% | 0.18x | 3.20x | Rp-46.41 Billion |
| 2020 | 0.80% | 1.45% | 0.15x | 3.80x | Rp-98.12 Billion |
| 2021 | 0.39% | 0.50% | 0.16x | 4.88x | Rp-102.54 Billion |
| 2022 | -4.89% | -16.62% | 0.21x | 1.42x | Rp-473.00 Billion |
| 2023 | 5.40% | 14.12% | 0.29x | 1.33x | Rp-151.57 Billion |
| 2024 | 6.44% | 13.49% | 0.33x | 1.46x | Rp-118.95 Billion |
Industry Comparison
This section compares Bank Amar Indonesia 's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,884,750,727,333
- Average return on equity (ROE) among peers: 0.32%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Amar Indonesia (AMAR) | Rp3.37 Trillion | -5.85% | 0.66x | $208.99 Million |
| Bank Rakyat Indonesia Agroniaga (AGRO) | $235.09 Billion | 0.00% | 11.64x | $262.39 Million |
| Bank Agris Tbk (AGRS) | $567.10 Billion | 0.69% | 6.44x | $196.33 Million |
| Bank Artos Indonesia Tbk PT (ARTO) | $105.09 Billion | 0.00% | 3.34x | $1.06 Billion |
| Bank Mnc Internasional Tbk (BABP) | $268.38 Billion | 11.79% | 13.17x | $132.86 Million |
| Bank Capital Indonesia Tbk (BACA) | $1.64 Trillion | 3.74% | 11.33x | $160.18 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $754.61 Billion | -39.01% | 1.31x | $502.76 Million |
| Bank Central Asia Tbk (BBCA) | $15.85 Trillion | 22.70% | 8.48x | $42.25 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $299.77 Billion | -12.19% | 7.43x | $1.62 Billion |
| Bank Bukopin Tbk (BBKP) | $6.24 Trillion | 15.16% | 10.12x | $671.50 Million |
About Bank Amar Indonesia
PT Bank Amar Indonesia Tbk provides banking products and services in Indonesia. The company operates through Online, Brick and mortar, and Head Office Segments. Its deposit products include demand, saving, and time deposit; certificate of deposit; and deposit from other banks. The company also offers working capital loans and investment loans, such as installment, fixed, demand, stand by; consume… Read more