Bank Artos Indonesia Tbk PT

JK:ARTO Indonesia Banks - Regional
Market Cap
$1.17 Billion
Rp19.06 Trillion IDR
Market Cap Rank
#12293 Global
#78 in Indonesia
Share Price
Rp1375.00
Change (1 day)
-0.72%
52-Week Range
Rp1280.00 - Rp2360.00
All Time High
Rp19000.00
About

PT Bank Jago Tbk provides banking products and services for small and medium enterprises in Indonesia. The company accepts current and savings accounts, and time and term deposits, as well as Mudharabah deposits. It also offers working capital credit, consumer credit, multipurpose credit, and working capital financing services. In addition, the company provides bank guarantees. Further, it offers… Read more

Bank Artos Indonesia Tbk PT (ARTO) - Net Assets

Latest net assets as of June 2025: Rp8.66 Trillion IDR

Based on the latest financial reports, Bank Artos Indonesia Tbk PT (ARTO) has net assets worth Rp8.66 Trillion IDR as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp32.43 Trillion) and total liabilities (Rp23.76 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets Rp8.66 Trillion
% of Total Assets 26.72%
Annual Growth Rate 36.05%
5-Year Change 591.28%
10-Year Change 7845.74%
Growth Volatility 286.35

Bank Artos Indonesia Tbk PT - Net Assets Trend (2009–2024)

This chart illustrates how Bank Artos Indonesia Tbk PT's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Bank Artos Indonesia Tbk PT (2009–2024)

The table below shows the annual net assets of Bank Artos Indonesia Tbk PT from 2009 to 2024.

Year Net Assets Change
2024-12-31 Rp8.52 Trillion +1.94%
2023-12-31 Rp8.36 Trillion +1.13%
2022-12-31 Rp8.26 Trillion +0.17%
2021-12-31 Rp8.25 Trillion +569.42%
2020-12-31 Rp1.23 Trillion -6.58%
2019-12-31 Rp1.32 Trillion +1041.50%
2018-12-31 Rp115.56 Billion -16.89%
2017-12-31 Rp139.05 Billion -5.58%
2016-12-31 Rp147.27 Billion +37.36%
2015-12-31 Rp107.21 Billion -1.56%
2014-12-31 Rp108.91 Billion +1.00%
2013-12-31 Rp107.84 Billion +2.20%
2012-12-31 Rp105.52 Billion +0.40%
2011-12-31 Rp105.09 Billion +2.03%
2010-12-31 Rp103.01 Billion +22.54%
2009-12-31 Rp84.06 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Bank Artos Indonesia Tbk PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 578.6% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Common Stock Rp1.39 Trillion 16.27%
Other Comprehensive Income Rp64.08 Billion 0.75%
Other Components Rp7.11 Trillion 83.40%
Total Equity Rp8.52 Trillion 100.00%

Bank Artos Indonesia Tbk PT Competitors by Market Cap

The table below lists competitors of Bank Artos Indonesia Tbk PT ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Artos Indonesia Tbk PT's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 8,356,792,000,000 to 8,518,924,000,000, a change of 162,132,000,000 (1.9%).
  • Net income of 128,518,000,000 contributed positively to equity growth.
  • Share repurchases of 5,476,000,000 reduced equity.
  • New share issuances of 5,476,000,000 increased equity.
  • Other comprehensive income increased equity by 28,138,000,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income Rp128.52 Billion +1.51%
Share Repurchases Rp5.48 Billion -0.06%
Share Issuances Rp5.48 Billion +0.06%
Other Comprehensive Income Rp28.14 Billion +0.33%
Other Changes Rp5.48 Billion +0.06%
Total Change Rp- 1.94%

Book Value vs Market Value Analysis

This analysis compares Bank Artos Indonesia Tbk PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 2.26x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 123.98x to 2.26x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2015-12-31 Rp11.09 Rp1375.00 x
2016-12-31 Rp15.23 Rp1375.00 x
2017-12-31 Rp14.38 Rp1375.00 x
2018-12-31 Rp11.95 Rp1375.00 x
2019-12-31 Rp70.46 Rp1375.00 x
2020-12-31 Rp121.23 Rp1375.00 x
2021-12-31 Rp621.32 Rp1375.00 x
2022-12-31 Rp596.39 Rp1375.00 x
2023-12-31 Rp603.11 Rp1375.00 x
2024-12-31 Rp608.86 Rp1375.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Artos Indonesia Tbk PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 1.51%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 6.28%
  • • Asset Turnover: 0.07x
  • • Equity Multiplier: 3.35x
  • Recent ROE (1.51%) is above the historical average (-7.90%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2015 -0.29% -0.81% 0.05x 6.95x Rp-11.03 Billion
2016 -22.63% -84.67% 0.05x 5.26x Rp-48.06 Billion
2017 -6.28% -20.88% 0.05x 6.02x Rp-22.64 Billion
2018 -20.15% -74.28% 0.05x 5.75x Rp-34.84 Billion
2019 -17.91% -746.26% 0.01x 1.94x Rp-190.08 Billion
2020 -15.38% -285.07% 0.03x 1.77x Rp-312.80 Billion
2021 1.04% 12.98% 0.05x 1.49x Rp-738.92 Billion
2022 0.19% 1.06% 0.09x 2.05x Rp-810.46 Billion
2023 0.87% 3.88% 0.09x 2.55x Rp-763.32 Billion
2024 1.51% 6.28% 0.07x 3.35x Rp-723.37 Billion

Industry Comparison

This section compares Bank Artos Indonesia Tbk PT's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $45,917,639,107,031
  • Average return on equity (ROE) among peers: 9.98%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Bank Artos Indonesia Tbk PT (ARTO) Rp8.66 Trillion -0.29% 2.74x $325.37 Million
Bank Agris Tbk (AGRS) $572.51 Billion 0.59% 6.09x $17.27 Million
Bank Amar Indonesia  (AMAR) $3.30 Trillion 5.40% 0.33x $6.61 Million
Bank Mnc Internasional Tbk (BABP) $518.93 Billion 1.53% 9.44x $7.22 Million
Bank Central Asia Tbk (BBCA) $12.63 Trillion 18.94% 9.55x $18.98 Billion
Bk Harda Internasional Tbk Pt (BBHI) $6.41 Trillion 4.21% 0.72x $255.43 Million
Bank Bukopin Tbk (BBKP) $2.54 Trillion 14.25% 13.63x $113.51 Million
Bank Mestika Dharma Tbk (BBMD) $3.08 Trillion 8.57% 2.83x $15.78 Million
Bank Negara Indonesia Tbk (BBNI) $61.02 Trillion 17.67% 5.83x $3.45 Billion
Bank Rakyat Indonesia Persero (BBRI) $323.19 Trillion 18.61% 5.17x $14.70 Billion