Bank Central Asia Tbk
PT Bank Central Asia Tbk, together with its subsidiaries, provides banking products and other financial services to individual, corporate, and small and medium enterprise customers in Indonesia and internationally. It operates through Transaction Banking, Corporate Banking, Commercial & Small & Medium Enterprise SME Banking, Individual Banking, and Treasury and International Banking segments. The… Read more
Bank Central Asia Tbk (BBCA) - Net Assets
Latest net assets as of June 2025: Rp261.80 Trillion IDR
Based on the latest financial reports, Bank Central Asia Tbk (BBCA) has net assets worth Rp261.80 Trillion IDR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp1504.12 Trillion) and total liabilities (Rp1242.32 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp261.80 Trillion |
| % of Total Assets | 17.41% |
| Annual Growth Rate | 16.3% |
| 5-Year Change | 42.29% |
| 10-Year Change | 193.26% |
| Growth Volatility | 7.29 |
Bank Central Asia Tbk - Net Assets Trend (2000–2024)
This chart illustrates how Bank Central Asia Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Central Asia Tbk (2000–2024)
The table below shows the annual net assets of Bank Central Asia Tbk from 2000 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp262.84 Trillion | +8.37% |
| 2023-12-31 | Rp242.54 Trillion | +9.66% |
| 2022-12-31 | Rp221.18 Trillion | +9.04% |
| 2021-12-31 | Rp202.85 Trillion | +9.82% |
| 2020-12-31 | Rp184.71 Trillion | +6.07% |
| 2019-12-31 | Rp174.14 Trillion | +14.75% |
| 2018-12-31 | Rp151.75 Trillion | +15.49% |
| 2017-12-31 | Rp131.40 Trillion | +16.58% |
| 2016-12-31 | Rp112.72 Trillion | +25.76% |
| 2015-12-31 | Rp89.62 Trillion | +15.02% |
| 2014-12-31 | Rp77.92 Trillion | +21.81% |
| 2013-12-31 | Rp63.97 Trillion | +23.25% |
| 2012-12-31 | Rp51.90 Trillion | +23.49% |
| 2011-12-31 | Rp42.03 Trillion | +23.22% |
| 2010-12-31 | Rp34.11 Trillion | +22.44% |
| 2009-12-31 | Rp27.86 Trillion | +19.66% |
| 2008-12-31 | Rp23.28 Trillion | +13.88% |
| 2007-12-31 | Rp20.44 Trillion | +13.13% |
| 2006-12-31 | Rp18.07 Trillion | +14.01% |
| 2005-12-31 | Rp15.85 Trillion | +13.80% |
| 2004-12-31 | Rp13.93 Trillion | +10.30% |
| 2003-12-31 | Rp12.63 Trillion | +9.71% |
| 2002-12-31 | Rp11.51 Trillion | +17.75% |
| 2001-12-31 | Rp9.77 Trillion | +39.51% |
| 2000-12-31 | Rp7.01 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Central Asia Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4799077.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp239.96 Trillion | 91.36% |
| Common Stock | Rp1.54 Trillion | 0.59% |
| Other Comprehensive Income | Rp15.59 Trillion | 5.94% |
| Other Components | Rp5.55 Trillion | 2.11% |
| Total Equity | Rp262.64 Trillion | 100.00% |
Bank Central Asia Tbk Competitors by Market Cap
The table below lists competitors of Bank Central Asia Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sampo A SDB
ST:SAMPO-SDB
|
$20.00 Billion |
|
Bank of Jiangsu Co Ltd
SHG:600919
|
$20.05 Billion |
|
Grupo Cibest S.A.
NYSE:CIB
|
$20.07 Billion |
|
Legal & General Group Plc
PINK:LGGNY
|
$20.09 Billion |
|
QBE Insurance Group Limited
PINK:QBEIF
|
$19.95 Billion |
|
Gold Fields Limited
PINK:GFIOF
|
$19.92 Billion |
|
DSM-Firmenich AG
OTCQX:DSMFF
|
$19.91 Billion |
|
Nippon Steel Corporation
PINK:NISTF
|
$19.91 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Central Asia Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 242,356,256,000,000 to 262,640,621,000,000, a change of 20,284,365,000,000 (8.4%).
- Net income of 54,836,305,000,000 contributed positively to equity growth.
- Dividend payments of 34,208,826,000,000 reduced retained earnings.
- Other comprehensive income increased equity by 48,699,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp54.84 Trillion | +20.88% |
| Dividends Paid | Rp34.21 Trillion | -13.02% |
| Other Comprehensive Income | Rp48.70 Billion | +0.02% |
| Other Changes | Rp-391.81 Billion | -0.15% |
| Total Change | Rp- | 8.37% |
Book Value vs Market Value Analysis
This analysis compares Bank Central Asia Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.17x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 45.98x to 3.17x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2006-12-31 | Rp146.82 | Rp6750.00 | x |
| 2007-12-31 | Rp166.44 | Rp6750.00 | x |
| 2008-12-31 | Rp190.60 | Rp6750.00 | x |
| 2009-12-31 | Rp228.66 | Rp6750.00 | x |
| 2010-12-31 | Rp279.97 | Rp6750.00 | x |
| 2011-12-31 | Rp344.78 | Rp6750.00 | x |
| 2012-12-31 | Rp424.78 | Rp6750.00 | x |
| 2013-12-31 | Rp518.50 | Rp6750.00 | x |
| 2014-12-31 | Rp630.16 | Rp6750.00 | x |
| 2015-12-31 | Rp724.96 | Rp6750.00 | x |
| 2016-12-31 | Rp912.05 | Rp6750.00 | x |
| 2017-12-31 | Rp1065.13 | Rp6750.00 | x |
| 2018-12-31 | Rp1230.25 | Rp6750.00 | x |
| 2019-12-31 | Rp1411.83 | Rp6750.00 | x |
| 2020-12-31 | Rp1497.43 | Rp6750.00 | x |
| 2021-12-31 | Rp1644.39 | Rp6750.00 | x |
| 2022-12-31 | Rp1792.89 | Rp6750.00 | x |
| 2023-12-31 | Rp1965.98 | Rp6750.00 | x |
| 2024-12-31 | Rp2130.53 | Rp6750.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Central Asia Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 20.88%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 45.53%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 5.52x
- Recent ROE (20.88%) is below the historical average (21.22%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | 31.92% | 21.89% | 0.14x | 10.56x | Rp2.14 Trillion |
| 2002 | 22.09% | 16.88% | 0.13x | 10.19x | Rp1.39 Trillion |
| 2003 | 18.94% | 17.73% | 0.10x | 10.55x | Rp1.13 Trillion |
| 2004 | 22.95% | 24.45% | 0.09x | 10.71x | Rp1.80 Trillion |
| 2005 | 22.70% | 23.82% | 0.10x | 9.48x | Rp2.01 Trillion |
| 2006 | 23.48% | 36.24% | 0.07x | 9.79x | Rp2.44 Trillion |
| 2007 | 21.96% | 36.13% | 0.06x | 10.66x | Rp2.45 Trillion |
| 2008 | 24.81% | 38.78% | 0.06x | 10.55x | Rp3.45 Trillion |
| 2009 | 24.44% | 35.45% | 0.07x | 10.14x | Rp4.02 Trillion |
| 2010 | 24.86% | 41.10% | 0.06x | 9.51x | Rp5.07 Trillion |
| 2011 | 25.76% | 44.81% | 0.06x | 9.09x | Rp6.62 Trillion |
| 2012 | 22.62% | 41.50% | 0.06x | 8.55x | Rp6.54 Trillion |
| 2013 | 22.32% | 41.45% | 0.07x | 7.77x | Rp7.87 Trillion |
| 2014 | 21.22% | 39.34% | 0.08x | 7.11x | Rp8.72 Trillion |
| 2015 | 20.16% | 36.94% | 0.08x | 6.65x | Rp9.08 Trillion |
| 2016 | 18.33% | 37.64% | 0.08x | 6.02x | Rp9.36 Trillion |
| 2017 | 17.75% | 40.24% | 0.08x | 5.71x | Rp10.18 Trillion |
| 2018 | 17.05% | 40.11% | 0.08x | 5.44x | Rp10.69 Trillion |
| 2019 | 16.41% | 39.15% | 0.08x | 5.28x | Rp11.16 Trillion |
| 2020 | 14.71% | 35.39% | 0.07x | 5.83x | Rp8.69 Trillion |
| 2021 | 15.51% | 39.23% | 0.07x | 6.06x | Rp11.17 Trillion |
| 2022 | 18.43% | 42.64% | 0.07x | 5.95x | Rp18.63 Trillion |
| 2023 | 20.07% | 44.13% | 0.08x | 5.81x | Rp24.40 Trillion |
| 2024 | 20.88% | 45.53% | 0.08x | 5.52x | Rp28.57 Trillion |
Industry Comparison
This section compares Bank Central Asia Tbk's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $3,485,436,239,671
- Average return on equity (ROE) among peers: -2.06%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Central Asia Tbk (BBCA) | Rp261.80 Trillion | 31.92% | 4.75x | $19.96 Billion |
| Bank Agris Tbk (AGRS) | $259.36 Billion | 0.00% | 3.68x | $17.52 Million |
| Bank Mnc Internasional Tbk (BABP) | $763.88 Billion | -10.70% | 9.69x | $7.22 Million |
| Bk Harda Internasional Tbk Pt (BBHI) | $6.89 Trillion | 6.46% | 0.85x | $251.65 Million |
| Bank Bukopin Tbk (BBKP) | $2.89 Trillion | 17.03% | 15.42x | $111.65 Million |
| Bank Mestika Dharma Tbk (BBMD) | $1.93 Trillion | 15.97% | 3.10x | $15.70 Million |
| PT Bank Bisnis Internasional Tbk (BBSI) | $3.20 Trillion | 4.15% | 0.14x | $110.21 Million |
| Bank Yudha Bhakti Tbk (BBYB) | $2.89 Trillion | -34.13% | 2.92x | $124.83 Million |
| Bank JTrust Indonesia Tbk PT (BCIC) | $1.44 Trillion | -33.57% | 10.23x | $1.49K |
| Bank Danamon Indonesia Tbk (BDMN) | $11.11 Trillion | 16.22% | 8.66x | $110.04 Million |