Bank Central Asia Tbk (BBCA) - Net Assets
Based on the latest financial reports, Bank Central Asia Tbk (BBCA) has net assets worth Rp261.80 Trillion IDR (≈ $15.34 Billion USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp1504.12 Trillion ≈ $88.14 Billion USD) and total liabilities (Rp1242.32 Trillion ≈ $72.79 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank Central Asia Tbk liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp261.80 Trillion |
| % of Total Assets | 17.41% |
| Annual Growth Rate | 16.3% |
| 5-Year Change | 42.29% |
| 10-Year Change | 193.26% |
| Growth Volatility | 7.29 |
Bank Central Asia Tbk - Net Assets Trend (2000–2024)
This chart illustrates how Bank Central Asia Tbk's net assets have evolved over time, based on quarterly financial data. Also explore Bank Central Asia Tbk balance sheet assets for the complete picture of this company's asset base.
Annual Net Assets for Bank Central Asia Tbk (2000–2024)
The table below shows the annual net assets of Bank Central Asia Tbk from 2000 to 2024. For live valuation and market cap data, see BBCA stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp262.84 Trillion ≈ $15.40 Billion |
+8.37% |
| 2023-12-31 | Rp242.54 Trillion ≈ $14.21 Billion |
+9.66% |
| 2022-12-31 | Rp221.18 Trillion ≈ $12.96 Billion |
+9.04% |
| 2021-12-31 | Rp202.85 Trillion ≈ $11.89 Billion |
+9.82% |
| 2020-12-31 | Rp184.71 Trillion ≈ $10.82 Billion |
+6.07% |
| 2019-12-31 | Rp174.14 Trillion ≈ $10.20 Billion |
+14.75% |
| 2018-12-31 | Rp151.75 Trillion ≈ $8.89 Billion |
+15.49% |
| 2017-12-31 | Rp131.40 Trillion ≈ $7.70 Billion |
+16.58% |
| 2016-12-31 | Rp112.72 Trillion ≈ $6.60 Billion |
+25.76% |
| 2015-12-31 | Rp89.62 Trillion ≈ $5.25 Billion |
+15.02% |
| 2014-12-31 | Rp77.92 Trillion ≈ $4.57 Billion |
+21.81% |
| 2013-12-31 | Rp63.97 Trillion ≈ $3.75 Billion |
+23.25% |
| 2012-12-31 | Rp51.90 Trillion ≈ $3.04 Billion |
+23.49% |
| 2011-12-31 | Rp42.03 Trillion ≈ $2.46 Billion |
+23.22% |
| 2010-12-31 | Rp34.11 Trillion ≈ $2.00 Billion |
+22.44% |
| 2009-12-31 | Rp27.86 Trillion ≈ $1.63 Billion |
+19.66% |
| 2008-12-31 | Rp23.28 Trillion ≈ $1.36 Billion |
+13.88% |
| 2007-12-31 | Rp20.44 Trillion ≈ $1.20 Billion |
+13.13% |
| 2006-12-31 | Rp18.07 Trillion ≈ $1.06 Billion |
+14.01% |
| 2005-12-31 | Rp15.85 Trillion ≈ $928.65 Million |
+13.80% |
| 2004-12-31 | Rp13.93 Trillion ≈ $816.03 Million |
+10.30% |
| 2003-12-31 | Rp12.63 Trillion ≈ $739.85 Million |
+9.71% |
| 2002-12-31 | Rp11.51 Trillion ≈ $674.36 Million |
+17.75% |
| 2001-12-31 | Rp9.77 Trillion ≈ $572.71 Million |
+39.51% |
| 2000-12-31 | Rp7.01 Trillion ≈ $410.51 Million |
-- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Central Asia Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4799077.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp239.96 Trillion | 91.36% |
| Common Stock | Rp1.54 Trillion | 0.59% |
| Other Comprehensive Income | Rp15.59 Trillion | 5.94% |
| Other Components | Rp5.55 Trillion | 2.11% |
| Total Equity | Rp262.64 Trillion | 100.00% |
Bank Central Asia Tbk Competitors by Market Cap
The table below lists competitors of Bank Central Asia Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Polski Koncern Naftowy ORLEN SA
WAR:PKN
|
$42.47 Billion |
|
Becton Dickinson and Company
NYSE:BDX
|
$42.47 Billion |
|
Microchip Technology Inc
NASDAQ:MCHP
|
$42.51 Billion |
|
Danone SA
F:BSND
|
$42.57 Billion |
|
Coca-Cola European Partners PLC
NASDAQ:CCEP
|
$42.25 Billion |
|
American International Group Inc
NYSE:AIG
|
$42.23 Billion |
|
CBRE Group Inc Class A
NYSE:CBRE
|
$42.20 Billion |
|
Argen-X
BR:ARGX
|
$42.08 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Central Asia Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 242,356,256,000,000 to 262,640,621,000,000, a change of 20,284,365,000,000 (8.4%).
- Net income of 54,836,305,000,000 contributed positively to equity growth.
- Dividend payments of 34,208,826,000,000 reduced retained earnings.
- Other comprehensive income increased equity by 48,699,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp54.84 Trillion | +20.88% |
| Dividends Paid | Rp34.21 Trillion | -13.02% |
| Other Comprehensive Income | Rp48.70 Billion | +0.02% |
| Other Changes | Rp-391.81 Billion | -0.15% |
| Total Change | Rp- | 8.37% |
Book Value vs Market Value Analysis
This analysis compares Bank Central Asia Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.75x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 39.85x to 2.75x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2006-12-31 | Rp146.82 | Rp5850.00 | x |
| 2007-12-31 | Rp166.44 | Rp5850.00 | x |
| 2008-12-31 | Rp190.60 | Rp5850.00 | x |
| 2009-12-31 | Rp228.66 | Rp5850.00 | x |
| 2010-12-31 | Rp279.97 | Rp5850.00 | x |
| 2011-12-31 | Rp344.78 | Rp5850.00 | x |
| 2012-12-31 | Rp424.78 | Rp5850.00 | x |
| 2013-12-31 | Rp518.50 | Rp5850.00 | x |
| 2014-12-31 | Rp630.16 | Rp5850.00 | x |
| 2015-12-31 | Rp724.96 | Rp5850.00 | x |
| 2016-12-31 | Rp912.05 | Rp5850.00 | x |
| 2017-12-31 | Rp1065.13 | Rp5850.00 | x |
| 2018-12-31 | Rp1230.25 | Rp5850.00 | x |
| 2019-12-31 | Rp1411.83 | Rp5850.00 | x |
| 2020-12-31 | Rp1497.43 | Rp5850.00 | x |
| 2021-12-31 | Rp1644.39 | Rp5850.00 | x |
| 2022-12-31 | Rp1792.89 | Rp5850.00 | x |
| 2023-12-31 | Rp1965.98 | Rp5850.00 | x |
| 2024-12-31 | Rp2130.53 | Rp5850.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Central Asia Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 20.88%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 45.53%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 5.52x
- Recent ROE (20.88%) is below the historical average (21.22%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | 31.92% | 21.89% | 0.14x | 10.56x | Rp2.14 Trillion |
| 2002 | 22.09% | 16.88% | 0.13x | 10.19x | Rp1.39 Trillion |
| 2003 | 18.94% | 17.73% | 0.10x | 10.55x | Rp1.13 Trillion |
| 2004 | 22.95% | 24.45% | 0.09x | 10.71x | Rp1.80 Trillion |
| 2005 | 22.70% | 23.82% | 0.10x | 9.48x | Rp2.01 Trillion |
| 2006 | 23.48% | 36.24% | 0.07x | 9.79x | Rp2.44 Trillion |
| 2007 | 21.96% | 36.13% | 0.06x | 10.66x | Rp2.45 Trillion |
| 2008 | 24.81% | 38.78% | 0.06x | 10.55x | Rp3.45 Trillion |
| 2009 | 24.44% | 35.45% | 0.07x | 10.14x | Rp4.02 Trillion |
| 2010 | 24.86% | 41.10% | 0.06x | 9.51x | Rp5.07 Trillion |
| 2011 | 25.76% | 44.81% | 0.06x | 9.09x | Rp6.62 Trillion |
| 2012 | 22.62% | 41.50% | 0.06x | 8.55x | Rp6.54 Trillion |
| 2013 | 22.32% | 41.45% | 0.07x | 7.77x | Rp7.87 Trillion |
| 2014 | 21.22% | 39.34% | 0.08x | 7.11x | Rp8.72 Trillion |
| 2015 | 20.16% | 36.94% | 0.08x | 6.65x | Rp9.08 Trillion |
| 2016 | 18.33% | 37.64% | 0.08x | 6.02x | Rp9.36 Trillion |
| 2017 | 17.75% | 40.24% | 0.08x | 5.71x | Rp10.18 Trillion |
| 2018 | 17.05% | 40.11% | 0.08x | 5.44x | Rp10.69 Trillion |
| 2019 | 16.41% | 39.15% | 0.08x | 5.28x | Rp11.16 Trillion |
| 2020 | 14.71% | 35.39% | 0.07x | 5.83x | Rp8.69 Trillion |
| 2021 | 15.51% | 39.23% | 0.07x | 6.06x | Rp11.17 Trillion |
| 2022 | 18.43% | 42.64% | 0.07x | 5.95x | Rp18.63 Trillion |
| 2023 | 20.07% | 44.13% | 0.08x | 5.81x | Rp24.40 Trillion |
| 2024 | 20.88% | 45.53% | 0.08x | 5.52x | Rp28.57 Trillion |
Industry Comparison
This section compares Bank Central Asia Tbk's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,785,130,474,889
- Average return on equity (ROE) among peers: 3.81%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Central Asia Tbk (BBCA) | Rp261.80 Trillion | 31.92% | 4.75x | $42.25 Billion |
| Bank Rakyat Indonesia Agroniaga (AGRO) | $278.29 Billion | 5.04% | 9.97x | $262.39 Million |
| Bank Agris Tbk (AGRS) | $5.37 Trillion | 3.41% | 2.61x | $196.33 Million |
| Bank Amar Indonesia (AMAR) | $472.48 Billion | -5.85% | 0.16x | $208.99 Million |
| Bank Artos Indonesia Tbk PT (ARTO) | $105.52 Billion | 0.00% | 3.84x | $1.06 Billion |
| Bank Mnc Internasional Tbk (BABP) | $518.93 Billion | 1.53% | 9.44x | $132.86 Million |
| Bank Capital Indonesia Tbk (BACA) | $1.32 Trillion | 7.11% | 9.80x | $160.18 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $595.72 Billion | 12.98% | 0.20x | $502.76 Million |
| Bk Harda Internasional Tbk Pt (BBHI) | $7.51 Trillion | 7.65% | 1.46x | $1.62 Billion |
| Bank Bukopin Tbk (BBKP) | $8.91 Trillion | 2.43% | 10.26x | $671.50 Million |
About Bank Central Asia Tbk
PT Bank Central Asia Tbk, together with its subsidiaries, provides banking products and other financial services to individual, corporate, and small and medium enterprise customers in Indonesia and internationally. It operates through Transaction Banking, Corporate Banking, Commercial & Small & Medium Enterprise SME Banking, Individual Banking, and Treasury and International Banking segments. The… Read more