Bank Negara Indonesia Tbk (BBNI) - Net Assets
Based on the latest financial reports, Bank Negara Indonesia Tbk (BBNI) has net assets worth Rp165.19 Trillion IDR (≈ $9.68 Billion USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp1201.65 Trillion ≈ $70.41 Billion USD) and total liabilities (Rp1036.47 Trillion ≈ $60.73 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp165.19 Trillion |
| % of Total Assets | 13.75% |
| Annual Growth Rate | 13.18% |
| 5-Year Change | 48.12% |
| 10-Year Change | 113.14% |
| Growth Volatility | 17.46 |
Bank Negara Indonesia Tbk - Net Assets Trend (2000–2024)
This chart illustrates how Bank Negara Indonesia Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Negara Indonesia Tbk (2000–2024)
The table below shows the annual net assets of Bank Negara Indonesia Tbk from 2000 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp167.19 Trillion ≈ $9.80 Billion |
+8.05% |
| 2023-12-31 | Rp154.73 Trillion ≈ $9.07 Billion |
+10.37% |
| 2022-12-31 | Rp140.20 Trillion ≈ $8.22 Billion |
+10.81% |
| 2021-12-31 | Rp126.52 Trillion ≈ $7.41 Billion |
+12.09% |
| 2020-12-31 | Rp112.87 Trillion ≈ $6.61 Billion |
-9.71% |
| 2019-12-31 | Rp125.00 Trillion ≈ $7.32 Billion |
+13.26% |
| 2018-12-31 | Rp110.37 Trillion ≈ $6.47 Billion |
+9.39% |
| 2017-12-31 | Rp100.90 Trillion ≈ $5.91 Billion |
+13.05% |
| 2016-12-31 | Rp89.25 Trillion ≈ $5.23 Billion |
+13.79% |
| 2015-12-31 | Rp78.44 Trillion ≈ $4.60 Billion |
+28.54% |
| 2014-12-31 | Rp61.02 Trillion ≈ $3.58 Billion |
+27.97% |
| 2013-12-31 | Rp47.68 Trillion ≈ $2.79 Billion |
+9.55% |
| 2012-12-31 | Rp43.53 Trillion ≈ $2.55 Billion |
+15.02% |
| 2011-12-31 | Rp37.84 Trillion ≈ $2.22 Billion |
+14.16% |
| 2010-12-31 | Rp33.15 Trillion ≈ $1.94 Billion |
+72.88% |
| 2009-12-31 | Rp19.17 Trillion ≈ $1.12 Billion |
+24.01% |
| 2008-12-31 | Rp15.46 Trillion ≈ $906.00 Million |
-10.35% |
| 2007-12-31 | Rp17.25 Trillion ≈ $1.01 Billion |
+16.39% |
| 2006-12-31 | Rp14.82 Trillion ≈ $868.33 Million |
+24.31% |
| 2005-12-31 | Rp11.92 Trillion ≈ $698.54 Million |
-7.49% |
| 2004-12-31 | Rp12.89 Trillion ≈ $755.09 Million |
+28.58% |
| 2003-12-31 | Rp10.02 Trillion ≈ $587.25 Million |
+21.66% |
| 2002-12-31 | Rp8.24 Trillion ≈ $482.68 Million |
+21.06% |
| 2001-12-31 | Rp6.80 Trillion ≈ $398.73 Million |
-20.54% |
| 2000-12-31 | Rp8.56 Trillion ≈ $501.78 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Bank Negara Indonesia Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 421837.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp115.89 Trillion | 71.33% |
| Common Stock | Rp9.05 Trillion | 5.57% |
| Other Comprehensive Income | Rp20.51 Trillion | 12.62% |
| Other Components | Rp17.01 Trillion | 10.47% |
| Total Equity | Rp162.46 Trillion | 100.00% |
Bank Negara Indonesia Tbk Competitors by Market Cap
The table below lists competitors of Bank Negara Indonesia Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Super Energy Corporation Public Company Limited
BK:SUPER-R
|
$127.87 Million |
|
NET Power Inc.
NYSE:NPWR
|
$127.88 Million |
|
The Joint Corp
NASDAQ:JYNT
|
$127.90 Million |
|
Resources Connection Inc
F:RCO
|
$128.04 Million |
|
G50 Corp Ltd
AU:G50
|
$127.68 Million |
|
SUI Group Holdings Limited
NASDAQ:SUIG
|
$127.65 Million |
|
Hwa Fong Rubber Ind Co Ltd
TW:2109
|
$127.61 Million |
|
Li-FT Power Ltd.
F:WS0
|
$127.53 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Negara Indonesia Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 150,131,014,000,000 to 162,457,581,000,000, a change of 12,326,567,000,000 (8.2%).
- Net income of 21,463,599,000,000 contributed positively to equity growth.
- Dividend payments of 10,454,738,000,000 reduced retained earnings.
- Other comprehensive income increased equity by 718,527,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp21.46 Trillion | +13.21% |
| Dividends Paid | Rp10.45 Trillion | -6.44% |
| Other Comprehensive Income | Rp718.53 Billion | +0.44% |
| Other Changes | Rp599.18 Billion | +0.37% |
| Total Change | Rp- | 8.21% |
Book Value vs Market Value Analysis
This analysis compares Bank Negara Indonesia Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.87x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 4.44x to 0.87x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | Rp849.02 | Rp3770.00 | x |
| 2006-12-31 | Rp1055.97 | Rp3770.00 | x |
| 2007-12-31 | Rp1156.78 | Rp3770.00 | x |
| 2008-12-31 | Rp957.76 | Rp3770.00 | x |
| 2009-12-31 | Rp1253.35 | Rp3770.00 | x |
| 2010-12-31 | Rp2144.33 | Rp3770.00 | x |
| 2011-12-31 | Rp2023.37 | Rp3770.00 | x |
| 2012-12-31 | Rp2331.16 | Rp3770.00 | x |
| 2013-12-31 | Rp2552.48 | Rp3770.00 | x |
| 2014-12-31 | Rp3167.62 | Rp3770.00 | x |
| 2015-12-31 | Rp4103.10 | Rp3770.00 | x |
| 2016-12-31 | Rp2336.83 | Rp3770.00 | x |
| 2017-12-31 | Rp2643.42 | Rp3770.00 | x |
| 2018-12-31 | Rp5795.42 | Rp3770.00 | x |
| 2019-12-31 | Rp3284.84 | Rp3770.00 | x |
| 2020-12-31 | Rp2957.54 | Rp3770.00 | x |
| 2021-12-31 | Rp3322.02 | Rp3770.00 | x |
| 2022-12-31 | Rp3643.44 | Rp3770.00 | x |
| 2023-12-31 | Rp4029.63 | Rp3770.00 | x |
| 2024-12-31 | Rp4356.63 | Rp3770.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Negara Indonesia Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.21%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 24.37%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 6.95x
- Recent ROE (13.21%) is below the historical average (13.70%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 3.48% | 2.73% | 0.09x | 13.87x | Rp-554.29 Billion |
| 2001 | 25.84% | 11.47% | 0.12x | 18.99x | Rp1.08 Trillion |
| 2002 | 30.48% | 15.66% | 0.13x | 15.26x | Rp1.69 Trillion |
| 2003 | 8.28% | 5.40% | 0.12x | 13.13x | Rp-172.52 Billion |
| 2004 | 24.39% | 21.59% | 0.11x | 10.61x | Rp1.85 Trillion |
| 2005 | 11.91% | 15.49% | 0.06x | 12.43x | Rp227.61 Billion |
| 2006 | 13.04% | 18.84% | 0.06x | 11.45x | Rp449.14 Billion |
| 2007 | 5.24% | 7.78% | 0.06x | 10.65x | Rp-820.21 Billion |
| 2008 | 7.94% | 9.11% | 0.07x | 13.07x | Rp-317.21 Billion |
| 2009 | 12.99% | 16.12% | 0.07x | 11.88x | Rp572.36 Billion |
| 2010 | 12.39% | 21.85% | 0.08x | 7.51x | Rp791.24 Billion |
| 2011 | 15.39% | 27.93% | 0.07x | 7.93x | Rp2.03 Trillion |
| 2012 | 16.21% | 32.22% | 0.07x | 7.67x | Rp2.70 Trillion |
| 2013 | 19.02% | 34.35% | 0.07x | 8.12x | Rp4.29 Trillion |
| 2014 | 18.25% | 34.52% | 0.07x | 7.05x | Rp4.88 Trillion |
| 2015 | 11.86% | 25.08% | 0.07x | 6.66x | Rp1.43 Trillion |
| 2016 | 13.01% | 25.67% | 0.07x | 6.92x | Rp2.62 Trillion |
| 2017 | 13.81% | 28.03% | 0.07x | 7.19x | Rp3.76 Trillion |
| 2018 | 13.89% | 29.41% | 0.06x | 7.48x | Rp4.21 Trillion |
| 2019 | 12.56% | 28.43% | 0.06x | 6.90x | Rp3.13 Trillion |
| 2020 | 2.98% | 6.04% | 0.06x | 8.09x | Rp-7.74 Trillion |
| 2021 | 8.81% | 15.84% | 0.07x | 7.80x | Rp-1.48 Trillion |
| 2022 | 13.48% | 24.54% | 0.07x | 7.58x | Rp4.73 Trillion |
| 2023 | 13.93% | 25.57% | 0.08x | 7.24x | Rp5.90 Trillion |
| 2024 | 13.21% | 24.37% | 0.08x | 6.95x | Rp5.22 Trillion |
Industry Comparison
This section compares Bank Negara Indonesia Tbk's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $3,948,326,934,657
- Average return on equity (ROE) among peers: 3.14%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Negara Indonesia Tbk (BBNI) | Rp165.19 Trillion | 3.48% | 6.27x | $127.84 Million |
| Bank Rakyat Indonesia Agroniaga (AGRO) | $4.48 Trillion | 1.14% | 5.04x | $262.39 Million |
| Bank Agris Tbk (AGRS) | $5.58 Trillion | 3.87% | 2.60x | $196.33 Million |
| Bank Amar Indonesia (AMAR) | $485.90 Billion | 3.35% | 2.82x | $206.88 Million |
| Bank Artos Indonesia Tbk PT (ARTO) | $105.52 Billion | 0.00% | 3.84x | $1.06 Billion |
| Bank Mnc Internasional Tbk (BABP) | $1.23 Trillion | -4.42% | 6.64x | $135.47 Million |
| Bank Capital Indonesia Tbk (BACA) | $3.39 Trillion | 3.00% | 4.68x | $163.68 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $3.14 Trillion | -2.35% | 1.98x | $485.42 Million |
| Bank Central Asia Tbk (BBCA) | $13.93 Trillion | 22.95% | 9.71x | $43.69 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $381.81 Billion | 1.86% | 4.39x | $1.63 Billion |
| Bank Bukopin Tbk (BBKP) | $6.76 Trillion | 2.00% | 14.75x | $682.51 Million |
About Bank Negara Indonesia Tbk
PT Bank Negara Indonesia (Persero) Tbk, together with its subsidiaries, provides various banking products and services in Indonesia, rest of Asia, New York, and Europe. It operates through Wholesale and International Banking, Institutional Banking, Enterprises and Commercial Banking, Retail Banking, Treasury, and Subsidiaries segments. The company offers savings; savings plan and FIPF products; l… Read more