Bank Qnb Indonesia Tbk
PT Bank QNB Indonesia Tbk provides various banking products and services in Indonesia. The company offers savings, checking, current, and multicurrency accounts; and time and demand deposits, as well as loan products. It also provides mutual funds, such as equity, money market, fixed income, index, and balance funds; bancassurance services; cash management and trade finance services; and corporat… Read more
Bank Qnb Indonesia Tbk (BKSW) - Net Assets
Latest net assets as of June 2025: Rp4.76 Trillion IDR
Based on the latest financial reports, Bank Qnb Indonesia Tbk (BKSW) has net assets worth Rp4.76 Trillion IDR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp11.78 Trillion) and total liabilities (Rp7.02 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp4.76 Trillion |
| % of Total Assets | 40.43% |
| Annual Growth Rate | 20.11% |
| 5-Year Change | -71.55% |
| 10-Year Change | 95.89% |
| Growth Volatility | 110.79 |
Bank Qnb Indonesia Tbk - Net Assets Trend (2001–2024)
This chart illustrates how Bank Qnb Indonesia Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Qnb Indonesia Tbk (2001–2024)
The table below shows the annual net assets of Bank Qnb Indonesia Tbk from 2001 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp4.75 Trillion | +1.22% |
| 2023-12-31 | Rp4.69 Trillion | +0.82% |
| 2022-12-31 | Rp4.65 Trillion | -71.97% |
| 2021-12-31 | Rp16.60 Trillion | -0.54% |
| 2020-12-31 | Rp16.69 Trillion | -25.72% |
| 2019-12-31 | Rp22.47 Trillion | +381.03% |
| 2018-12-31 | Rp4.67 Trillion | +17.09% |
| 2017-12-31 | Rp3.99 Trillion | +14.73% |
| 2016-12-31 | Rp3.48 Trillion | +43.47% |
| 2015-12-31 | Rp2.42 Trillion | +6.28% |
| 2014-12-31 | Rp2.28 Trillion | +50.75% |
| 2013-12-31 | Rp1.51 Trillion | +75.31% |
| 2012-12-31 | Rp863.07 Billion | -3.31% |
| 2011-12-31 | Rp892.57 Billion | +401.10% |
| 2010-12-31 | Rp178.12 Billion | -0.21% |
| 2009-12-31 | Rp178.49 Billion | +31.79% |
| 2008-12-31 | Rp135.44 Billion | +2.35% |
| 2007-12-31 | Rp132.33 Billion | +4.96% |
| 2006-12-31 | Rp126.07 Billion | +3.35% |
| 2005-12-31 | Rp121.98 Billion | +29.79% |
| 2004-12-31 | Rp93.98 Billion | +2.88% |
| 2003-12-31 | Rp91.36 Billion | +1.79% |
| 2002-12-31 | Rp89.75 Billion | +27.84% |
| 2001-12-31 | Rp70.20 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Qnb Indonesia Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 401805900000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | Rp8.79 Trillion | 185.09% |
| Total Equity | Rp4.75 Trillion | 100.00% |
Bank Qnb Indonesia Tbk Competitors by Market Cap
The table below lists competitors of Bank Qnb Indonesia Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Menang Corporation (Malaysia) Bhd
KLSE:1694
|
$10.38 Million |
|
Titijaya Land Bhd
KLSE:5239
|
$10.38 Million |
|
SYMPHONY ENVIRONMENTAL
F:XP7
|
$10.38 Million |
|
Abeo SAS
PA:ABEO
|
$10.39 Million |
|
CAS Corporation
KQ:016920
|
$10.38 Million |
|
Coda Minerals Limited
PINK:CODMF
|
$10.38 Million |
|
Sumisaujana Group Berhad
KLSE:0349
|
$10.37 Million |
|
Ardiden Ltd
AU:ADV
|
$10.37 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Qnb Indonesia Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 4,691,449,000,000 to 4,748,712,000,000, a change of 57,263,000,000 (1.2%).
- Net income of 55,638,000,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 9,987,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp55.64 Billion | +1.17% |
| Other Comprehensive Income | Rp-9.99 Billion | -0.21% |
| Other Changes | Rp11.61 Billion | +0.24% |
| Total Change | Rp- | 1.22% |
Book Value vs Market Value Analysis
This analysis compares Bank Qnb Indonesia Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.42x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.08x to 0.42x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-12-31 | Rp52.78 | Rp57.00 | x |
| 2009-12-31 | Rp55.65 | Rp57.00 | x |
| 2010-12-31 | Rp143.02 | Rp57.00 | x |
| 2011-12-31 | Rp135.36 | Rp57.00 | x |
| 2012-12-31 | Rp136.67 | Rp57.00 | x |
| 2013-12-31 | Rp196.51 | Rp57.00 | x |
| 2014-12-31 | Rp240.56 | Rp57.00 | x |
| 2015-12-31 | Rp217.44 | Rp57.00 | x |
| 2016-12-31 | Rp365.07 | Rp57.00 | x |
| 2017-12-31 | Rp383.95 | Rp57.00 | x |
| 2018-12-31 | Rp283.02 | Rp57.00 | x |
| 2019-12-31 | Rp284.08 | Rp57.00 | x |
| 2020-12-31 | Rp249.12 | Rp57.00 | x |
| 2021-12-31 | Rp243.91 | Rp57.00 | x |
| 2022-12-31 | Rp281.89 | Rp57.00 | x |
| 2023-12-31 | Rp159.27 | Rp57.00 | x |
| 2024-12-31 | Rp135.07 | Rp57.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Qnb Indonesia Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 1.17%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.72%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 2.71x
- Recent ROE (1.17%) is above the historical average (-2.40%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | 4.24% | 2.69% | 0.12x | 12.74x | Rp-4.04 Billion |
| 2002 | 0.75% | 0.42% | 0.15x | 11.50x | Rp-8.30 Billion |
| 2003 | 3.27% | 1.85% | 0.13x | 13.66x | Rp-6.15 Billion |
| 2004 | 2.80% | 1.65% | 0.10x | 16.32x | Rp-6.77 Billion |
| 2005 | 2.42% | 1.64% | 0.12x | 12.64x | Rp-9.25 Billion |
| 2006 | 3.25% | 1.78% | 0.11x | 16.28x | Rp-8.52 Billion |
| 2007 | 4.73% | 2.72% | 0.11x | 16.51x | Rp-6.97 Billion |
| 2008 | 2.30% | 3.58% | 0.04x | 15.96x | Rp-10.43 Billion |
| 2009 | 2.23% | 4.05% | 0.04x | 13.15x | Rp-13.86 Billion |
| 2010 | 0.68% | 0.98% | 0.05x | 14.54x | Rp-16.60 Billion |
| 2011 | 0.69% | 3.55% | 0.05x | 4.03x | Rp-83.08 Billion |
| 2012 | -3.42% | -13.71% | 0.05x | 5.38x | Rp-115.81 Billion |
| 2013 | 0.22% | 0.85% | 0.04x | 7.30x | Rp-147.95 Billion |
| 2014 | 5.30% | 18.91% | 0.03x | 9.14x | Rp-107.26 Billion |
| 2015 | 6.44% | 16.55% | 0.04x | 10.63x | Rp-86.37 Billion |
| 2016 | -18.70% | -85.62% | 0.03x | 7.01x | Rp-998.13 Billion |
| 2017 | -19.79% | -98.13% | 0.03x | 6.17x | Rp-1.19 Trillion |
| 2018 | 0.31% | 0.66% | 0.11x | 4.38x | Rp-452.64 Billion |
| 2019 | 0.11% | 0.84% | 0.03x | 4.91x | Rp-463.68 Billion |
| 2020 | -10.27% | -107.90% | 0.02x | 4.45x | Rp-833.41 Billion |
| 2021 | -39.21% | -144.99% | 0.06x | 4.40x | Rp-1.98 Trillion |
| 2022 | -8.61% | -35.36% | 0.07x | 3.59x | Rp-866.07 Billion |
| 2023 | 1.48% | 6.02% | 0.10x | 2.51x | Rp-399.90 Billion |
| 2024 | 1.17% | 6.72% | 0.06x | 2.71x | Rp-419.23 Billion |
Industry Comparison
This section compares Bank Qnb Indonesia Tbk's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $6,121,527,008,058
- Average return on equity (ROE) among peers: -2.22%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Qnb Indonesia Tbk (BKSW) | Rp4.76 Trillion | 4.24% | 1.47x | $10.38 Million |
| Bank Agris Tbk (AGRS) | $567.10 Billion | 0.69% | 6.44x | $17.52 Million |
| Bank Amar Indonesia (AMAR) | $3.18 Trillion | -4.89% | 0.42x | $6.61 Million |
| Bank Mnc Internasional Tbk (BABP) | $536.71 Billion | 3.85% | 10.82x | $7.22 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $950.85 Billion | 4.24% | 1.17x | $175.00 Million |
| Bank Central Asia Tbk (BBCA) | $12.63 Trillion | 18.94% | 9.55x | $20.04 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $336.48 Billion | -36.60% | 5.73x | $251.65 Million |
| Bank Bukopin Tbk (BBKP) | $11.22 Trillion | -44.82% | 7.02x | $111.65 Million |
| Bank Mestika Dharma Tbk (BBMD) | $4.01 Trillion | 8.13% | 2.53x | $15.70 Million |
| Bank Rakyat Indonesia Persero (BBRI) | $27.26 Trillion | 26.81% | 10.63x | $15.34 Billion |
| PT Bank Bisnis Internasional Tbk (BBSI) | $538.46 Billion | 1.50% | 0.00x | $110.21 Million |