Bank Qnb Indonesia Tbk (BKSW) - Net Assets

Latest as of March 2026: Rp4.70 Trillion IDR ≈ $275.41 Million USD

Based on the latest financial reports, Bank Qnb Indonesia Tbk (BKSW) has net assets worth Rp4.70 Trillion IDR (≈ $275.41 Million USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp13.12 Trillion ≈ $768.71 Million USD) and total liabilities (Rp8.42 Trillion ≈ $493.30 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check BKSW goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rp4.70 Trillion
% of Total Assets	35.83%
Annual Growth Rate	19.15%
5-Year Change	-71.63%
10-Year Change	35.41%
Growth Volatility	108.81

Bank Qnb Indonesia Tbk - Net Assets Trend (2001–2025)

This chart illustrates how Bank Qnb Indonesia Tbk's net assets have evolved over time, based on quarterly financial data. See Bank Qnb Indonesia Tbk defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Bank Qnb Indonesia Tbk (2001–2025)

The table below shows the annual net assets of Bank Qnb Indonesia Tbk from 2001 to 2025. For live valuation and market cap data, see BKSW stock market capitalisation.

Year	Net Assets	Change
2025-12-31	Rp4.71 Trillion ≈ $275.95 Million	-0.83%
2024-12-31	Rp4.75 Trillion ≈ $278.26 Million	+1.22%
2023-12-31	Rp4.69 Trillion ≈ $274.90 Million	+0.82%
2022-12-31	Rp4.65 Trillion ≈ $272.67 Million	-71.97%
2021-12-31	Rp16.60 Trillion ≈ $972.79 Million	-0.54%
2020-12-31	Rp16.69 Trillion ≈ $978.12 Million	-25.72%
2019-12-31	Rp22.47 Trillion ≈ $1.32 Billion	+381.03%
2018-12-31	Rp4.67 Trillion ≈ $273.76 Million	+17.09%
2017-12-31	Rp3.99 Trillion ≈ $233.81 Million	+14.73%
2016-12-31	Rp3.48 Trillion ≈ $203.79 Million	+43.47%
2015-12-31	Rp2.42 Trillion ≈ $142.05 Million	+6.28%
2014-12-31	Rp2.28 Trillion ≈ $133.65 Million	+50.75%
2013-12-31	Rp1.51 Trillion ≈ $88.66 Million	+75.31%
2012-12-31	Rp863.07 Billion ≈ $50.57 Million	-3.31%
2011-12-31	Rp892.57 Billion ≈ $52.30 Million	+401.10%
2010-12-31	Rp178.12 Billion ≈ $10.44 Million	-0.21%
2009-12-31	Rp178.49 Billion ≈ $10.46 Million	+31.79%
2008-12-31	Rp135.44 Billion ≈ $7.94 Million	+2.35%
2007-12-31	Rp132.33 Billion ≈ $7.75 Million	+4.96%
2006-12-31	Rp126.07 Billion ≈ $7.39 Million	+3.35%
2005-12-31	Rp121.98 Billion ≈ $7.15 Million	+29.79%
2004-12-31	Rp93.98 Billion ≈ $5.51 Million	+2.88%
2003-12-31	Rp91.36 Billion ≈ $5.35 Million	+1.79%
2002-12-31	Rp89.75 Billion ≈ $5.26 Million	+27.84%
2001-12-31	Rp70.20 Billion ≈ $4.11 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Bank Qnb Indonesia Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 406662500000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Common Stock	Rp8.79 Trillion	186.64%
Other Comprehensive Income	Rp20.05 Billion	0.43%
Total Equity	Rp4.71 Trillion	100.00%

Bank Qnb Indonesia Tbk Competitors by Market Cap

The table below lists competitors of Bank Qnb Indonesia Tbk ranked by their market capitalization.

Company	Market Cap
Critical Holdings Berhad KLSE:0291	$109.20 Million
Indospring Tbk JK:INDS	$109.21 Million
Sastasundar Ventures Limited NSE:SASTASUNDR	$109.28 Million
Huadian Ener-B SHG:900937	$109.30 Million
Tung Ho Textile Co Ltd TW:1414	$109.17 Million
Amica S.A. WAR:AMC	$109.15 Million
Fleury Michon PA:ALFLE	$109.11 Million
Peter Warren Automotive Holdings Ltd AU:PWR	$109.08 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Qnb Indonesia Tbk's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 4,748,712,000,000 to 4,709,344,000,000, a change of -39,368,000,000 (-0.8%).
Net loss of 48,323,000,000 reduced equity.
Other comprehensive income increased equity by 20,045,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rp-48.32 Billion	-1.03%
Other Comprehensive Income	Rp20.05 Billion	+0.43%
Other Changes	Rp-11.09 Billion	-0.24%
Total Change	Rp-	-0.83%

Book Value vs Market Value Analysis

This analysis compares Bank Qnb Indonesia Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.40x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 1.00x to 0.40x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2008-12-31	Rp52.78	Rp53.00	x
2009-12-31	Rp55.65	Rp53.00	x
2010-12-31	Rp143.02	Rp53.00	x
2011-12-31	Rp135.36	Rp53.00	x
2012-12-31	Rp136.67	Rp53.00	x
2013-12-31	Rp196.51	Rp53.00	x
2014-12-31	Rp240.56	Rp53.00	x
2015-12-31	Rp217.44	Rp53.00	x
2016-12-31	Rp365.07	Rp53.00	x
2017-12-31	Rp383.95	Rp53.00	x
2018-12-31	Rp283.02	Rp53.00	x
2019-12-31	Rp284.08	Rp53.00	x
2020-12-31	Rp249.12	Rp53.00	x
2021-12-31	Rp243.91	Rp53.00	x
2022-12-31	Rp281.89	Rp53.00	x
2023-12-31	Rp159.27	Rp53.00	x
2024-12-31	Rp135.07	Rp53.00	x
2025-12-31	Rp133.95	Rp53.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Qnb Indonesia Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): -1.03%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: -6.43%
• Asset Turnover: 0.06x
• Equity Multiplier: 2.80x
Recent ROE (-1.03%) is above the historical average (-2.35%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2001	4.24%	2.69%	0.12x	12.74x	Rp-4.04 Billion
2002	0.75%	0.42%	0.15x	11.50x	Rp-8.30 Billion
2003	3.27%	1.85%	0.13x	13.66x	Rp-6.15 Billion
2004	2.80%	1.65%	0.10x	16.32x	Rp-6.77 Billion
2005	2.42%	1.64%	0.12x	12.64x	Rp-9.25 Billion
2006	3.25%	1.78%	0.11x	16.28x	Rp-8.52 Billion
2007	4.73%	2.72%	0.11x	16.51x	Rp-6.97 Billion
2008	2.30%	3.58%	0.04x	15.96x	Rp-10.43 Billion
2009	2.23%	4.05%	0.04x	13.15x	Rp-13.86 Billion
2010	0.68%	0.98%	0.05x	14.54x	Rp-16.60 Billion
2011	0.69%	3.55%	0.05x	4.03x	Rp-83.08 Billion
2012	-3.42%	-13.71%	0.05x	5.38x	Rp-115.81 Billion
2013	0.22%	0.85%	0.04x	7.30x	Rp-147.95 Billion
2014	5.30%	18.91%	0.03x	9.14x	Rp-107.26 Billion
2015	6.44%	16.55%	0.04x	10.63x	Rp-86.37 Billion
2016	-18.70%	-85.62%	0.03x	7.01x	Rp-998.13 Billion
2017	-19.79%	-98.13%	0.03x	6.17x	Rp-1.19 Trillion
2018	0.31%	0.66%	0.11x	4.38x	Rp-452.64 Billion
2019	0.11%	0.84%	0.03x	4.91x	Rp-463.68 Billion
2020	-10.27%	-107.90%	0.02x	4.45x	Rp-833.41 Billion
2021	-39.21%	-144.99%	0.06x	4.40x	Rp-1.98 Trillion
2022	-8.61%	-35.36%	0.07x	3.59x	Rp-866.07 Billion
2023	1.48%	6.02%	0.10x	2.51x	Rp-399.90 Billion
2024	1.17%	6.72%	0.06x	2.71x	Rp-419.23 Billion
2025	-1.03%	-6.43%	0.06x	2.80x	Rp-519.26 Billion

Industry Comparison

This section compares Bank Qnb Indonesia Tbk's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $3,123,951,141,900
Average return on equity (ROE) among peers: 0.45%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Bank Qnb Indonesia Tbk (BKSW)	Rp4.70 Trillion	4.24%	1.79x	$109.19 Million
Bank Rakyat Indonesia Agroniaga (AGRO)	$235.09 Billion	0.00%	11.64x	$221.80 Million
Bank Agris Tbk (AGRS)	$253.79 Billion	0.00%	3.05x	$173.89 Million
Bank Amar Indonesia (AMAR)	$1.07 Trillion	0.80%	2.80x	$205.83 Million
Bank Artos Indonesia Tbk PT (ARTO)	$8.36 Trillion	0.87%	1.55x	$808.16 Million
Bank Mnc Internasional Tbk (BABP)	$623.09 Billion	-18.23%	10.72x	$130.26 Million
Bank Capital Indonesia Tbk (BACA)	$3.29 Trillion	0.98%	5.27x	$135.62 Million
Bank Net Indonesia Syariah Tbk PT (BANK)	$583.65 Billion	-1.68%	1.19x	$235.78 Million
Bank Central Asia Tbk (BBCA)	$9.77 Trillion	31.91%	9.56x	$43.87 Billion
Bk Harda Internasional Tbk Pt (BBHI)	$299.77 Billion	-12.19%	7.43x	$1.21 Billion
Bank Bukopin Tbk (BBKP)	$6.76 Trillion	2.00%	14.75x	$594.44 Million

About Bank Qnb Indonesia Tbk

JK:BKSW Indonesia Banks - Regional

Market Cap

$109.19 Million

Rp1.86 Trillion IDR

Market Cap Rank

#18942 Global

#316 in Indonesia

Share Price

Rp53.00

Change (1 day)

+0.00%

52-Week Range

Rp50.00 - Rp77.00

All Time High

Rp450.00