Bank Bumi Arta Tbk

JK:BNBA Indonesia Banks - Regional
Market Cap
$139.53 Million
Rp2.27 Trillion IDR
Market Cap Rank
#27886 Global
#428 in Indonesia
Share Price
Rp670.00
Change (1 day)
-4.96%
52-Week Range
Rp492.00 - Rp1200.00
All Time High
Rp5013.10
About

PT Bank Bumi Arta Tbk provides banking products and services in Indonesia. The company offers savings; deposit on premium, call, and plus; term deposits; and business financing solutions, including account, fixed, demand, housing, car ownership, pension, term, multipurpose, export and import financing, and investment loans. It also provides bank guarantee services; payment services for electricit… Read more

Bank Bumi Arta Tbk (BNBA) - Net Assets

Latest net assets as of September 2025: Rp3.20 Trillion IDR

Based on the latest financial reports, Bank Bumi Arta Tbk (BNBA) has net assets worth Rp3.20 Trillion IDR as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp8.32 Trillion) and total liabilities (Rp5.12 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets Rp3.20 Trillion
% of Total Assets 38.47%
Annual Growth Rate 13.27%
5-Year Change 111.02%
10-Year Change 158.14%
Growth Volatility 165.73

Bank Bumi Arta Tbk - Net Assets Trend (2005–2024)

This chart illustrates how Bank Bumi Arta Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Bank Bumi Arta Tbk (2005–2024)

The table below shows the annual net assets of Bank Bumi Arta Tbk from 2005 to 2024.

Year Net Assets Change
2024-12-31 Rp3.19 Trillion +2.02%
2023-12-31 Rp3.12 Trillion +1.47%
2022-12-31 Rp3.08 Trillion +37.74%
2021-12-31 Rp2.23 Trillion +47.99%
2020-12-31 Rp1.51 Trillion -80.11%
2019-12-31 Rp7.59 Trillion +407.77%
2018-12-31 Rp1.49 Trillion +9.68%
2017-12-31 Rp1.36 Trillion +5.10%
2016-12-31 Rp1.30 Trillion +5.09%
2015-12-31 Rp1.23 Trillion +104.91%
2014-12-31 Rp602.14 Billion -85.04%
2013-12-31 Rp4.03 Trillion +15.95%
2012-12-31 Rp3.47 Trillion +629.28%
2011-12-31 Rp476.13 Billion +9.54%
2010-12-31 Rp434.66 Billion +4.84%
2009-12-31 Rp414.61 Billion +5.42%
2008-12-31 Rp393.30 Billion +6.05%
2007-12-31 Rp370.88 Billion +3.89%
2006-12-31 Rp357.01 Billion +19.70%
2005-12-31 Rp298.26 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Bank Bumi Arta Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 531.7% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings Rp767.95 Billion 24.11%
Common Stock Rp338.80 Billion 10.64%
Other Comprehensive Income Rp733.51 Billion 23.03%
Other Components Rp1.34 Trillion 42.22%
Total Equity Rp3.19 Trillion 100.00%

Bank Bumi Arta Tbk Competitors by Market Cap

The table below lists competitors of Bank Bumi Arta Tbk ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Bumi Arta Tbk's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 3,121,955,070,819 to 3,185,106,043,000, a change of 63,150,972,181 (2.0%).
  • Net income of 61,400,015,845 contributed positively to equity growth.
  • Other comprehensive income decreased equity by 269,646,875.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income Rp61.40 Billion +1.93%
Other Comprehensive Income Rp-269.65 Million -0.01%
Other Changes Rp2.02 Billion +0.06%
Total Change Rp- 2.02%

Book Value vs Market Value Analysis

This analysis compares Bank Bumi Arta Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.71x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 2.96x to 0.71x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2012-12-31 Rp226.19 Rp670.00 x
2013-12-31 Rp244.33 Rp670.00 x
2014-12-31 Rp213.32 Rp670.00 x
2015-12-31 Rp437.13 Rp670.00 x
2016-12-31 Rp459.38 Rp670.00 x
2017-12-31 Rp482.82 Rp670.00 x
2018-12-31 Rp529.56 Rp670.00 x
2019-12-31 Rp579.08 Rp670.00 x
2020-12-31 Rp573.66 Rp670.00 x
2021-12-31 Rp951.15 Rp670.00 x
2022-12-31 Rp1089.77 Rp670.00 x
2023-12-31 Rp921.47 Rp670.00 x
2024-12-31 Rp940.11 Rp670.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Bumi Arta Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 1.93%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 10.70%
  • • Asset Turnover: 0.07x
  • • Equity Multiplier: 2.57x
  • Recent ROE (1.93%) is below the historical average (5.75%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2005 7.82% 15.32% 0.12x 4.25x Rp-6.50 Billion
2006 7.50% 14.24% 0.11x 4.88x Rp-8.94 Billion
2007 5.61% 11.13% 0.10x 5.26x Rp-16.29 Billion
2008 7.02% 12.86% 0.11x 5.20x Rp-11.71 Billion
2009 6.80% 12.47% 0.09x 5.80x Rp-13.25 Billion
2010 6.21% 11.10% 0.09x 6.12x Rp-16.49 Billion
2011 8.95% 14.66% 0.10x 6.22x Rp-4.99 Billion
2012 10.93% 26.81% 0.06x 6.67x Rp4.87 Billion
2013 9.96% 22.66% 0.06x 7.17x Rp-242.85 Million
2014 8.61% 9.39% 0.11x 8.56x Rp-8.39 Billion
2015 4.62% 8.29% 0.10x 5.32x Rp-66.44 Billion
2016 6.07% 10.61% 0.10x 5.49x Rp-50.91 Billion
2017 6.57% 12.73% 0.10x 5.15x Rp-46.73 Billion
2018 6.21% 13.73% 0.09x 4.88x Rp-56.58 Billion
2019 3.36% 7.57% 0.09x 4.99x Rp-101.20 Billion
2020 2.32% 5.38% 0.09x 5.06x Rp-115.89 Billion
2021 1.91% 7.96% 0.06x 3.88x Rp-180.70 Billion
2022 1.27% 7.14% 0.07x 2.67x Rp-268.74 Billion
2023 1.42% 8.09% 0.07x 2.56x Rp-267.83 Billion
2024 1.93% 10.70% 0.07x 2.57x Rp-257.11 Billion

Industry Comparison

This section compares Bank Bumi Arta Tbk's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $6,121,527,008,058
  • Average return on equity (ROE) among peers: -2.22%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Bank Bumi Arta Tbk (BNBA) Rp3.20 Trillion 7.82% 1.60x $11.59 Million
Bank Agris Tbk (AGRS) $567.10 Billion 0.69% 6.44x $17.52 Million
Bank Amar Indonesia  (AMAR) $3.18 Trillion -4.89% 0.42x $6.61 Million
Bank Mnc Internasional Tbk (BABP) $536.71 Billion 3.85% 10.82x $7.22 Million
Bank Net Indonesia Syariah Tbk PT (BANK) $950.85 Billion 4.24% 1.17x $175.00 Million
Bank Central Asia Tbk (BBCA) $12.63 Trillion 18.94% 9.55x $20.04 Billion
Bk Harda Internasional Tbk Pt (BBHI) $336.48 Billion -36.60% 5.73x $251.65 Million
Bank Bukopin Tbk (BBKP) $11.22 Trillion -44.82% 7.02x $111.65 Million
Bank Mestika Dharma Tbk (BBMD) $4.01 Trillion 8.13% 2.53x $15.70 Million
Bank Rakyat Indonesia Persero (BBRI) $27.26 Trillion 26.81% 10.63x $15.34 Billion
PT Bank Bisnis Internasional Tbk (BBSI) $538.46 Billion 1.50% 0.00x $110.21 Million