Bank Tabungan Pensiunan Nasional Syariah PT
PT Bank BTPN Syariah Tbk, together with its subsidiaries, provides various banking products and services in Indonesia. The company offers savings, deposits, agent savings, and business savings accounts. It also provides group sharia financing, financing sharia capital business to financing company, and individual sharia financing products; and mobile and internet banking services. In addition, th… Read more
Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) - Net Assets
Latest net assets as of June 2025: Rp9.70 Trillion IDR
Based on the latest financial reports, Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) has net assets worth Rp9.70 Trillion IDR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp21.66 Trillion) and total liabilities (Rp11.96 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp9.70 Trillion |
| % of Total Assets | 44.76% |
| Annual Growth Rate | 36.92% |
| 5-Year Change | 58.48% |
| 10-Year Change | 700.76% |
| Growth Volatility | 332.7 |
Bank Tabungan Pensiunan Nasional Syariah PT - Net Assets Trend (2013–2024)
This chart illustrates how Bank Tabungan Pensiunan Nasional Syariah PT's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Tabungan Pensiunan Nasional Syariah PT (2013–2024)
The table below shows the annual net assets of Bank Tabungan Pensiunan Nasional Syariah PT from 2013 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp9.32 Trillion | +6.15% |
| 2023-12-31 | Rp8.78 Trillion | +4.39% |
| 2022-12-31 | Rp8.41 Trillion | +18.51% |
| 2021-12-31 | Rp7.09 Trillion | +20.69% |
| 2020-12-31 | Rp5.88 Trillion | -61.72% |
| 2019-12-31 | Rp15.36 Trillion | +284.22% |
| 2018-12-31 | Rp4.00 Trillion | +77.28% |
| 2017-12-31 | Rp2.25 Trillion | +41.56% |
| 2016-12-31 | Rp1.59 Trillion | +36.89% |
| 2015-12-31 | Rp1.16 Trillion | -68.36% |
| 2014-12-31 | Rp3.68 Trillion | +1151.55% |
| 2013-12-31 | Rp293.79 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Tabungan Pensiunan Nasional Syariah PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 76379.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp7.52 Trillion | 80.76% |
| Common Stock | Rp770.37 Billion | 8.27% |
| Other Comprehensive Income | Rp179.30 Billion | 1.93% |
| Other Components | Rp842.12 Billion | 9.04% |
| Total Equity | Rp9.31 Trillion | 100.00% |
Bank Tabungan Pensiunan Nasional Syariah PT Competitors by Market Cap
The table below lists competitors of Bank Tabungan Pensiunan Nasional Syariah PT ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Shanghai Tianyong Engineering Co Ltd
SHG:603895
|
$152.76 Million |
|
ASTON MARTIN LAG.GLB.HLDG
F:A5SA
|
$152.82 Million |
|
Designer Brands Inc
NYSE:DBI
|
$152.83 Million |
|
Aarti Drugs Limited
NSE:AARTIDRUGS
|
$152.84 Million |
|
Washington Real Estate Investment Trust
F:WRI
|
$152.67 Million |
|
Tederic Machinery Co Ltd
SHG:603289
|
$152.65 Million |
|
MLP Saglik Hizmetleri AS
IS:MPARK
|
$152.64 Million |
|
Ventura Offshore Holding Ltd.
OL:VTURA
|
$152.63 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Tabungan Pensiunan Nasional Syariah PT's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 8,774,004,000,000 to 9,313,581,000,000, a change of 539,577,000,000 (6.1%).
- Net income of 1,061,276,000,000 contributed positively to equity growth.
- Dividend payments of 525,231,000,000 reduced retained earnings.
- Other comprehensive income increased equity by 28,006,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp1.06 Trillion | +11.39% |
| Dividends Paid | Rp525.23 Billion | -5.64% |
| Other Comprehensive Income | Rp28.01 Billion | +0.3% |
| Other Changes | Rp-24.47 Billion | -0.26% |
| Total Change | Rp- | 6.15% |
Book Value vs Market Value Analysis
This analysis compares Bank Tabungan Pensiunan Nasional Syariah PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.89x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.00x to 0.89x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-12-31 | Rp1545261.59 | Rp1075.00 | x |
| 2015-12-31 | Rp167.81 | Rp1075.00 | x |
| 2016-12-31 | Rp229.72 | Rp1075.00 | x |
| 2017-12-31 | Rp325.19 | Rp1075.00 | x |
| 2018-12-31 | Rp537.54 | Rp1075.00 | x |
| 2019-12-31 | Rp700.13 | Rp1075.00 | x |
| 2020-12-31 | Rp763.35 | Rp1075.00 | x |
| 2021-12-31 | Rp921.20 | Rp1075.00 | x |
| 2022-12-31 | Rp1091.22 | Rp1075.00 | x |
| 2023-12-31 | Rp1139.03 | Rp1075.00 | x |
| 2024-12-31 | Rp1209.08 | Rp1075.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Tabungan Pensiunan Nasional Syariah PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.39%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 21.77%
- • Asset Turnover: 0.22x
- • Equity Multiplier: 2.34x
- Recent ROE (11.39%) is below the historical average (19.22%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 11.05% | 10.63% | 0.23x | 4.50x | Rp8.63 Billion |
| 2015 | 14.54% | 12.84% | 0.25x | 4.47x | Rp52.86 Billion |
| 2016 | 25.90% | 21.29% | 0.26x | 4.60x | Rp253.22 Billion |
| 2017 | 29.72% | 26.14% | 0.28x | 4.06x | Rp444.72 Billion |
| 2018 | 24.15% | 31.28% | 0.26x | 3.01x | Rp565.62 Billion |
| 2019 | 25.95% | 35.51% | 0.26x | 2.85x | Rp860.30 Billion |
| 2020 | 14.54% | 24.07% | 0.22x | 2.80x | Rp266.74 Billion |
| 2021 | 20.65% | 34.06% | 0.23x | 2.61x | Rp755.53 Billion |
| 2022 | 21.17% | 35.28% | 0.24x | 2.52x | Rp939.05 Billion |
| 2023 | 12.31% | 20.52% | 0.25x | 2.44x | Rp203.10 Billion |
| 2024 | 11.39% | 21.77% | 0.22x | 2.34x | Rp129.92 Billion |
Industry Comparison
This section compares Bank Tabungan Pensiunan Nasional Syariah PT's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $21,608,363,515,704
- Average return on equity (ROE) among peers: -0.39%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) | Rp9.70 Trillion | 11.05% | 1.23x | $152.67 Million |
| Bank Agris Tbk (AGRS) | $259.36 Billion | 0.00% | 3.68x | $17.52 Million |
| Bank Mnc Internasional Tbk (BABP) | $763.88 Billion | -10.70% | 9.69x | $7.22 Million |
| Bank Central Asia Tbk (BBCA) | $184.71 Trillion | 14.70% | 4.82x | $20.41 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $6.89 Trillion | 6.46% | 0.85x | $243.13 Million |
| Bank Bukopin Tbk (BBKP) | $2.89 Trillion | 17.03% | 15.42x | $117.23 Million |
| Bank Mestika Dharma Tbk (BBMD) | $1.93 Trillion | 15.97% | 3.10x | $15.78 Million |
| PT Bank Bisnis Internasional Tbk (BBSI) | $3.20 Trillion | 4.15% | 0.14x | $108.82 Million |
| Bank Yudha Bhakti Tbk (BBYB) | $2.89 Trillion | -34.13% | 2.92x | $129.17 Million |
| Bank JTrust Indonesia Tbk PT (BCIC) | $1.44 Trillion | -33.57% | 10.23x | $1.37K |
| Bank Danamon Indonesia Tbk (BDMN) | $11.11 Trillion | 16.22% | 8.66x | $111.34 Million |