Bank Tabungan Pensiunan Nasional Syariah PT Net Assets
Bank Tabungan Pensiunan Nasional Syariah PT net assets. Based on the latest financial reports, Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) has net assets worth Rp10.26 Trillion IDR (≈ $601.25 Million USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp23.30 Trillion ≈ $1.37 Billion USD) and total liabilities (Rp13.04 Trillion ≈ $764.14 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Bank Tabungan Pensiunan Nasional Syariah net asset momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp10.26 Trillion |
| % of Total Assets | 44.04% |
| Annual Growth Rate | 34.13% |
| 5-Year Change | 40.4% |
| 10-Year Change | 525.44% |
| Growth Volatility | 320.57 |
Net Assets of Bank Tabungan Pensiunan Nasional Syariah PT (2013–2025)
Net assets of Bank Tabungan Pensiunan Nasional Syariah PT from 2013 to 2025. This chart illustrates how Bank Tabungan Pensiunan Nasional Syariah PT's net assets have evolved over time, based on quarterly financial data. See how leveraged is Bank Tabungan Pensiunan Nasional Syariah's balance sheet to measure how much of total assets are equity-financed.
Annual Net Assets for Bank Tabungan Pensiunan Nasional Syariah PT (2013–2025)
The table below shows the annual net assets of Bank Tabungan Pensiunan Nasional Syariah PT from 2013 to 2025. For live market cap and overall valuation, see BTPS market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Rp9.96 Trillion ≈ $583.71 Million |
+6.92% |
| 2024-12-31 | Rp9.32 Trillion ≈ $545.92 Million |
+6.15% |
| 2023-12-31 | Rp8.78 Trillion ≈ $514.31 Million |
+4.39% |
| 2022-12-31 | Rp8.41 Trillion ≈ $492.68 Million |
+18.51% |
| 2021-12-31 | Rp7.09 Trillion ≈ $415.73 Million |
+20.69% |
| 2020-12-31 | Rp5.88 Trillion ≈ $344.47 Million |
-61.72% |
| 2019-12-31 | Rp15.36 Trillion ≈ $899.85 Million |
+284.22% |
| 2018-12-31 | Rp4.00 Trillion ≈ $234.20 Million |
+77.28% |
| 2017-12-31 | Rp2.25 Trillion ≈ $132.11 Million |
+41.56% |
| 2016-12-31 | Rp1.59 Trillion ≈ $93.33 Million |
+36.89% |
| 2015-12-31 | Rp1.16 Trillion ≈ $68.17 Million |
-68.36% |
| 2014-12-31 | Rp3.68 Trillion ≈ $215.45 Million |
+1151.55% |
| 2013-12-31 | Rp293.79 Billion ≈ $17.21 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Bank Tabungan Pensiunan Nasional Syariah PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 82732.4% over the analyzed period, indicating profitable operations and earnings retention.
Bank Tabungan Pensiunan Nasional Syariah PT Net Assets Breakdown (December 2025)
Bank Tabungan Pensiunan Nasional Syariah PT net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp8.15 Trillion | 81.80% |
| Common Stock | Rp770.37 Billion | 7.74% |
| Other Comprehensive Income | Rp199.27 Billion | 2.00% |
| Other Components | Rp842.78 Billion | 8.46% |
| Total Equity | Rp9.96 Trillion | 100.00% |
Bank Tabungan Pensiunan Nasional Syariah PT Competitors by Market Cap
The table below lists competitors of Bank Tabungan Pensiunan Nasional Syariah PT ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
FONDUL PRO.GDR REGS LN-85
F:FP4G
|
$451.42 Million |
|
Jiangxi Wannianqing Cement Co Ltd
SHE:000789
|
$451.57 Million |
|
Universal Cables Limited
NSE:UNIVCABLES
|
$451.65 Million |
|
NAPATECH A/S NAM. DK 025
F:NAT
|
$451.66 Million |
|
Fujian Green Pine Co Ltd
SHE:300132
|
$451.28 Million |
|
Zhongrui Co Ltd
SHE:301587
|
$450.79 Million |
|
Shanghai Carthane Co Ltd
SHG:603037
|
$450.73 Million |
|
Blockchain Group SA
PA:ALTBG
|
$450.46 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Tabungan Pensiunan Nasional Syariah PT's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 9,313,581,000,000 to 9,959,000,000,000, a change of 645,419,000,000 (6.9%).
- Net income of 1,201,231,000,000 contributed positively to equity growth.
- Dividend payments of 555,690,000,000 reduced retained earnings.
- Other comprehensive income increased equity by 19,970,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp1.20 Trillion | +12.06% |
| Dividends Paid | Rp555.69 Billion | -5.58% |
| Other Comprehensive Income | Rp19.97 Billion | +0.2% |
| Other Changes | Rp-20.09 Billion | -0.2% |
| Total Change | Rp- | 6.93% |
Book Value vs Market Value Analysis
This analysis compares Bank Tabungan Pensiunan Nasional Syariah PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.77x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.00x to 0.77x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-12-31 | Rp1545261.59 | Rp1000.00 | x |
| 2015-12-31 | Rp167.81 | Rp1000.00 | x |
| 2016-12-31 | Rp229.72 | Rp1000.00 | x |
| 2017-12-31 | Rp325.19 | Rp1000.00 | x |
| 2018-12-31 | Rp537.54 | Rp1000.00 | x |
| 2019-12-31 | Rp700.13 | Rp1000.00 | x |
| 2020-12-31 | Rp763.35 | Rp1000.00 | x |
| 2021-12-31 | Rp921.20 | Rp1000.00 | x |
| 2022-12-31 | Rp1091.22 | Rp1000.00 | x |
| 2023-12-31 | Rp1139.03 | Rp1000.00 | x |
| 2024-12-31 | Rp1209.08 | Rp1000.00 | x |
| 2025-12-31 | Rp1292.76 | Rp1000.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Tabungan Pensiunan Nasional Syariah PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.06%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.05%
- • Asset Turnover: 0.23x
- • Equity Multiplier: 2.28x
- Recent ROE (12.06%) is below the historical average (18.62%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 11.05% | 10.63% | 0.23x | 4.50x | Rp8.63 Billion |
| 2015 | 14.54% | 12.84% | 0.25x | 4.47x | Rp52.86 Billion |
| 2016 | 25.90% | 21.29% | 0.26x | 4.60x | Rp253.22 Billion |
| 2017 | 29.72% | 26.14% | 0.28x | 4.06x | Rp444.72 Billion |
| 2018 | 24.15% | 31.28% | 0.26x | 3.01x | Rp565.62 Billion |
| 2019 | 25.95% | 35.51% | 0.26x | 2.85x | Rp860.30 Billion |
| 2020 | 14.54% | 24.07% | 0.22x | 2.80x | Rp266.74 Billion |
| 2021 | 20.65% | 34.06% | 0.23x | 2.61x | Rp755.53 Billion |
| 2022 | 21.17% | 35.28% | 0.24x | 2.52x | Rp939.05 Billion |
| 2023 | 12.31% | 20.52% | 0.25x | 2.44x | Rp203.10 Billion |
| 2024 | 11.39% | 21.77% | 0.22x | 2.34x | Rp129.92 Billion |
| 2025 | 12.06% | 23.05% | 0.23x | 2.28x | Rp205.33 Billion |
Industry Comparison
This section compares Bank Tabungan Pensiunan Nasional Syariah PT's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $8,768,354,382,988
- Average return on equity (ROE) among peers: 5.45%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Tabungan Pensiunan Nasional Syariah PT (BTPS) | Rp10.26 Trillion | 11.05% | 1.27x | $451.41 Million |
| Bank Rakyat Indonesia Agroniaga (AGRO) | $4.48 Trillion | 1.14% | 5.04x | $156.57 Million |
| Bank Agris Tbk (AGRS) | $5.37 Trillion | 3.41% | 2.61x | $140.23 Million |
| Bank Amar Indonesia (AMAR) | $478.70 Billion | 0.78% | 0.77x | $199.50 Million |
| Bank Artos Indonesia Tbk PT (ARTO) | $509.65 Billion | 0.08% | 0.00x | $414.23 Million |
| Bank Mnc Internasional Tbk (BABP) | $268.38 Billion | 11.79% | 13.17x | $57.31 Million |
| Bank Capital Indonesia Tbk (BACA) | $180.93 Billion | 6.76% | 5.65x | $100.55 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $3.09 Trillion | -7.35% | 1.30x | $156.86 Million |
| Bank Central Asia Tbk (BBCA) | $63.97 Trillion | 22.28% | 6.76x | $35.96 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $1.30 Trillion | 14.77% | 2.57x | $760.23 Million |
| Bank Bukopin Tbk (BBKP) | $8.04 Trillion | 0.82% | 10.17x | $385.29 Million |
About Bank Tabungan Pensiunan Nasional Syariah PT
PT Bank BTPN Syariah Tbk, together with its subsidiaries, operates as a sharia commercial bank providing a comprehensive range of banking products and services in Indonesia. The company offers savings, deposits, agent savings, and business savings accounts. It also provides group sharia financing, financing sharia capital business to financing companies, and individual sharia financing products; … Read more