Lippo General Insurance Tbk (LPGI) - Net Assets
Based on the latest financial reports, Lippo General Insurance Tbk (LPGI) has net assets worth Rp1.12 Trillion IDR (≈ $65.42 Million USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp3.55 Trillion ≈ $208.06 Million USD) and total liabilities (Rp2.43 Trillion ≈ $142.65 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check strategic asset allocation of Lippo General Insurance Tbk to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp1.12 Trillion |
| % of Total Assets | 31.44% |
| Annual Growth Rate | 7.19% |
| 5-Year Change | 17.92% |
| 10-Year Change | -13.32% |
| Growth Volatility | 20.42 |
Lippo General Insurance Tbk - Net Assets Trend (2000–2025)
This chart illustrates how Lippo General Insurance Tbk's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see Lippo General Insurance Tbk market capitalisation.
Annual Net Assets for Lippo General Insurance Tbk (2000–2025)
The table below shows the annual net assets of Lippo General Insurance Tbk from 2000 to 2025. Also explore Lippo General Insurance Tbk equity growth rate to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Rp1.03 Trillion ≈ $60.24 Million |
+15.02% |
| 2024-12-31 | Rp893.80 Billion ≈ $52.37 Million |
+5.93% |
| 2023-12-31 | Rp843.74 Billion ≈ $49.44 Million |
+15.56% |
| 2022-12-31 | Rp730.15 Billion ≈ $42.78 Million |
-16.25% |
| 2021-12-31 | Rp871.83 Billion ≈ $51.09 Million |
+1.25% |
| 2020-12-31 | Rp861.08 Billion ≈ $50.46 Million |
+1.48% |
| 2019-12-31 | Rp848.51 Billion ≈ $49.72 Million |
-3.56% |
| 2018-12-31 | Rp879.82 Billion ≈ $51.55 Million |
-17.89% |
| 2017-12-31 | Rp1.07 Trillion ≈ $62.79 Million |
-9.66% |
| 2016-12-31 | Rp1.19 Trillion ≈ $69.50 Million |
-7.03% |
| 2015-12-31 | Rp1.28 Trillion ≈ $74.75 Million |
-3.72% |
| 2014-12-31 | Rp1.32 Trillion ≈ $77.64 Million |
+21.76% |
| 2013-12-31 | Rp1.09 Trillion ≈ $63.76 Million |
+8.85% |
| 2012-12-31 | Rp999.68 Billion ≈ $58.58 Million |
+51.72% |
| 2011-12-31 | Rp658.90 Billion ≈ $38.61 Million |
-5.12% |
| 2010-12-31 | Rp694.45 Billion ≈ $40.69 Million |
+43.63% |
| 2009-12-31 | Rp483.50 Billion ≈ $28.33 Million |
-18.32% |
| 2008-12-31 | Rp591.96 Billion ≈ $34.69 Million |
+9.77% |
| 2007-12-31 | Rp539.29 Billion ≈ $31.60 Million |
+48.15% |
| 2006-12-31 | Rp364.02 Billion ≈ $21.33 Million |
+7.90% |
| 2005-12-31 | Rp337.38 Billion ≈ $19.77 Million |
+17.24% |
| 2004-12-31 | Rp287.78 Billion ≈ $16.86 Million |
+51.15% |
| 2003-12-31 | Rp190.39 Billion ≈ $11.16 Million |
+10.41% |
| 2002-12-31 | Rp172.44 Billion ≈ $10.10 Million |
-11.44% |
| 2001-12-31 | Rp194.71 Billion ≈ $11.41 Million |
+7.57% |
| 2000-12-31 | Rp181.01 Billion ≈ $10.61 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Lippo General Insurance Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 40571.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp813.43 Billion | 79.12% |
| Common Stock | Rp150.00 Billion | 14.59% |
| Other Comprehensive Income | Rp19.14 Billion | 1.86% |
| Other Components | Rp45.49 Billion | 4.42% |
| Total Equity | Rp1.03 Trillion | 100.00% |
Lippo General Insurance Tbk Competitors by Market Cap
The table below lists competitors of Lippo General Insurance Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Bright Sheland International Co Ltd
TWO:4556
|
$113.42 Million |
|
Tander Inversiones SOCIMI SA
MC:YTAN
|
$113.43 Million |
|
Daewon Pharmaceutical Co. Ltd.
KO:003220
|
$113.44 Million |
|
Cellectis SA
NASDAQ:CLLS
|
$113.44 Million |
|
Capital Appreciation Ltd
JSE:CTA
|
$113.35 Million |
|
Buligo Capital Ltd
TA:BLGO
|
$113.32 Million |
|
Kairos Minerals Ltd
AU:KAI
|
$113.27 Million |
|
Singha Estate Public Company Limited
BK:S-R
|
$113.22 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Lippo General Insurance Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 893,803,986,000 to 1,028,057,923,000, a change of 134,253,937,000 (15.0%).
- Net income of 144,731,453,000 contributed positively to equity growth.
- Dividend payments of 17,997,597,000 reduced retained earnings.
- Other comprehensive income decreased equity by 610,872,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp144.73 Billion | +14.08% |
| Dividends Paid | Rp18.00 Billion | -1.75% |
| Other Comprehensive Income | Rp-610.87 Million | -0.06% |
| Other Changes | Rp8.13 Billion | +0.79% |
| Total Change | Rp- | 15.02% |
Book Value vs Market Value Analysis
This analysis compares Lippo General Insurance Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.88x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 1.39x to 1.88x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2010-12-31 | Rp462.96 | Rp645.00 | x |
| 2011-12-31 | Rp439.26 | Rp645.00 | x |
| 2012-12-31 | Rp332.78 | Rp645.00 | x |
| 2013-12-31 | Rp362.73 | Rp645.00 | x |
| 2014-12-31 | Rp441.67 | Rp645.00 | x |
| 2015-12-31 | Rp425.24 | Rp645.00 | x |
| 2016-12-31 | Rp395.35 | Rp645.00 | x |
| 2017-12-31 | Rp357.18 | Rp645.00 | x |
| 2018-12-31 | Rp293.27 | Rp645.00 | x |
| 2019-12-31 | Rp2828.37 | Rp645.00 | x |
| 2020-12-31 | Rp2870.26 | Rp645.00 | x |
| 2021-12-31 | Rp2906.12 | Rp645.00 | x |
| 2022-12-31 | Rp2433.83 | Rp645.00 | x |
| 2023-12-31 | Rp281.25 | Rp645.00 | x |
| 2024-12-31 | Rp297.93 | Rp645.00 | x |
| 2025-12-31 | Rp342.69 | Rp645.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Lippo General Insurance Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.08%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 3.72%
- • Asset Turnover: 1.25x
- • Equity Multiplier: 3.04x
- Recent ROE (14.08%) is above the historical average (6.35%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | 5.37% | 19.60% | 0.23x | 1.20x | Rp-9.02 Billion |
| 2002 | 3.74% | 7.49% | 0.38x | 1.32x | Rp-10.80 Billion |
| 2004 | 3.72% | 10.36% | 0.26x | 1.36x | Rp-18.06 Billion |
| 2005 | 6.21% | 15.13% | 0.31x | 1.33x | Rp-12.79 Billion |
| 2006 | 0.54% | 1.27% | 0.33x | 1.29x | Rp-34.42 Billion |
| 2007 | 2.86% | 8.73% | 0.27x | 1.22x | Rp-38.53 Billion |
| 2008 | 2.04% | 7.15% | 0.23x | 1.22x | Rp-47.10 Billion |
| 2009 | 4.78% | 11.18% | 0.34x | 1.27x | Rp-25.22 Billion |
| 2010 | 7.78% | 16.83% | 0.34x | 1.36x | Rp-15.39 Billion |
| 2011 | 6.38% | 11.54% | 0.41x | 1.36x | Rp-23.88 Billion |
| 2012 | 4.26% | 9.74% | 0.30x | 1.45x | Rp-57.35 Billion |
| 2013 | 7.44% | 12.23% | 0.39x | 1.57x | Rp-27.91 Billion |
| 2014 | 9.66% | 14.75% | 0.40x | 1.65x | Rp-4.51 Billion |
| 2015 | 6.09% | 7.69% | 0.45x | 1.75x | Rp-49.91 Billion |
| 2016 | 7.01% | 8.38% | 0.43x | 1.94x | Rp-35.45 Billion |
| 2017 | 8.57% | 8.29% | 0.47x | 2.21x | Rp-15.28 Billion |
| 2018 | 7.81% | 6.06% | 0.46x | 2.82x | Rp-19.29 Billion |
| 2019 | 9.43% | 6.39% | 0.52x | 2.86x | Rp-4.85 Billion |
| 2020 | 10.79% | 7.01% | 0.47x | 3.27x | Rp6.80 Billion |
| 2021 | 3.80% | 1.85% | 0.61x | 3.35x | Rp-54.03 Billion |
| 2022 | 10.11% | 3.31% | 0.76x | 4.01x | Rp823.85 Million |
| 2023 | 2.95% | 0.79% | 1.11x | 3.37x | Rp-59.49 Billion |
| 2024 | 6.97% | 2.11% | 0.96x | 3.44x | Rp-27.11 Billion |
| 2025 | 14.08% | 3.72% | 1.25x | 3.04x | Rp41.93 Billion |
Industry Comparison
This section compares Lippo General Insurance Tbk's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $5,736,237,825,500
- Average return on equity (ROE) among peers: 12.34%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Lippo General Insurance Tbk (LPGI) | Rp1.12 Trillion | 5.37% | 2.18x | $113.38 Million |
| Asuransi Bintang Tbk (ASBI) | $101.49 Billion | 8.99% | 1.42x | $7.92 Million |
| Asuransi Dayin Mitra Tbk (ASDM) | $135.69 Billion | 10.43% | 3.05x | $11.59 Million |
| Equity Development Investment (GSMF) | $1.49 Trillion | 3.95% | 2.21x | $8.28 Million |
| Malacca Trust Wuwungan Insurance PT (MTWI) | $356.19 Billion | 21.24% | 3.23x | $47.98 Million |
| Sinar Mas Multiartha Tbk (SMMA) | $22.16 Trillion | 22.47% | 3.49x | $167.18 Million |
| Asuransi Tugu Pratama Indonesia Tbk PT (TUGU) | $10.17 Trillion | 6.99% | 1.72x | $329.18 Million |
About Lippo General Insurance Tbk
PT Lippo General Insurance Tbk provides insurance products and services for individuals, families, and corporate clients in Indonesia. It operates through Property, Motor Vehicles, Marine Cargo, Marine Hull, Aviation Hull, Engineering, Health, Credit, and Others segments. The company offers health insurance products, including Medicare for company employees and their dependents; HealthPlus Family… Read more