Bank Windu Kentjana Int
PT Bank China Construction Bank Indonesia Tbk provides various banking products and services in Indonesia. It operates through the Loans, Treasury, and Trade Finance segments. The company offers rupiah and forex deposits, such as IDR and FX time deposits; current and savings accounts; consumer, commercial, and SME loans; and safe deposit boxes, treasury and international banking, and trade financ… Read more
Bank Windu Kentjana Int (MCOR) - Net Assets
Latest net assets as of December 2025: Rp7.15 Trillion IDR
Based on the latest financial reports, Bank Windu Kentjana Int (MCOR) has net assets worth Rp7.15 Trillion IDR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp38.08 Trillion) and total liabilities (Rp30.94 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp7.15 Trillion |
| % of Total Assets | 18.76% |
| Annual Growth Rate | 22.66% |
| 5-Year Change | 17.5% |
| 10-Year Change | 198.2% |
| Growth Volatility | 30.12 |
Bank Windu Kentjana Int - Net Assets Trend (2006–2025)
This chart illustrates how Bank Windu Kentjana Int's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Windu Kentjana Int (2006–2025)
The table below shows the annual net assets of Bank Windu Kentjana Int from 2006 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Rp7.15 Trillion | +4.44% |
| 2024-12-31 | Rp6.84 Trillion | +4.61% |
| 2023-12-31 | Rp6.54 Trillion | +5.51% |
| 2022-12-31 | Rp6.20 Trillion | +1.94% |
| 2021-12-31 | Rp6.08 Trillion | +1.07% |
| 2020-12-31 | Rp6.02 Trillion | +115.28% |
| 2019-12-31 | Rp2.79 Trillion | +11.08% |
| 2018-12-31 | Rp2.52 Trillion | +2.96% |
| 2017-12-31 | Rp2.44 Trillion | +1.99% |
| 2016-12-31 | Rp2.40 Trillion | +69.49% |
| 2015-12-31 | Rp1.41 Trillion | +15.78% |
| 2014-12-31 | Rp1.22 Trillion | +17.98% |
| 2013-12-31 | Rp1.04 Trillion | +36.97% |
| 2012-12-31 | Rp755.66 Billion | +35.51% |
| 2011-12-31 | Rp557.63 Billion | +6.95% |
| 2010-12-31 | Rp521.42 Billion | +73.00% |
| 2009-12-31 | Rp301.39 Billion | +15.04% |
| 2008-12-31 | Rp261.99 Billion | +21.47% |
| 2007-12-31 | Rp215.68 Billion | +46.29% |
| 2006-12-31 | Rp147.43 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Windu Kentjana Int's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 42139.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp1.72 Trillion | 24.03% |
| Common Stock | Rp3.79 Trillion | 53.07% |
| Other Comprehensive Income | Rp369.13 Billion | 5.17% |
| Other Components | Rp1.27 Trillion | 17.74% |
| Total Equity | Rp7.15 Trillion | 100.00% |
Bank Windu Kentjana Int Competitors by Market Cap
The table below lists competitors of Bank Windu Kentjana Int ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Amotech Co. Ltd
KQ:052710
|
$55.48 Million |
|
Isbir Holding AS
IS:ISBIR
|
$55.50 Million |
|
Wrap Technologies Inc
NASDAQ:WRAP
|
$55.51 Million |
|
Supremex Inc
PINK:SUMXF
|
$55.52 Million |
|
Europap Tezol Kagit Sanayi Ve Ticaret AS
IS:TEZOL
|
$55.44 Million |
|
AJ Networks Co Ltd
KO:095570
|
$55.44 Million |
|
Uwharrie Capital Corp
OTCQX:UWHR
|
$55.44 Million |
|
Grong Sparebank
OL:GRONG
|
$55.44 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Windu Kentjana Int's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 6,841,796,000,000 to 7,145,518,000,000, a change of 303,722,000,000 (4.4%).
- Net income of 301,948,000,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 369,130,000,000.
- Other factors decreased equity by 367,356,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp301.95 Billion | +4.23% |
| Other Comprehensive Income | Rp369.13 Billion | +5.17% |
| Other Changes | Rp-367.36 Billion | -5.14% |
| Total Change | Rp- | 4.44% |
Book Value vs Market Value Analysis
This analysis compares Bank Windu Kentjana Int's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.38x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.36x to 0.38x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-12-31 | Rp52.99 | Rp72.00 | x |
| 2009-12-31 | Rp60.96 | Rp72.00 | x |
| 2010-12-31 | Rp90.04 | Rp72.00 | x |
| 2011-12-31 | Rp82.33 | Rp72.00 | x |
| 2012-12-31 | Rp107.75 | Rp72.00 | x |
| 2013-12-31 | Rp139.52 | Rp72.00 | x |
| 2014-12-31 | Rp119.78 | Rp72.00 | x |
| 2015-12-31 | Rp127.60 | Rp72.00 | x |
| 2016-12-31 | Rp144.08 | Rp72.00 | x |
| 2017-12-31 | Rp146.94 | Rp72.00 | x |
| 2018-12-31 | Rp151.29 | Rp72.00 | x |
| 2019-12-31 | Rp168.05 | Rp72.00 | x |
| 2020-12-31 | Rp230.42 | Rp72.00 | x |
| 2021-12-31 | Rp160.37 | Rp72.00 | x |
| 2022-12-31 | Rp163.48 | Rp72.00 | x |
| 2023-12-31 | Rp172.48 | Rp72.00 | x |
| 2024-12-31 | Rp180.43 | Rp72.00 | x |
| 2025-12-31 | Rp188.44 | Rp72.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Windu Kentjana Int utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.23%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.35%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 5.33x
- Recent ROE (4.23%) is above the historical average (4.02%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2006 | 1.43% | 2.69% | 0.08x | 6.98x | Rp-12.63 Billion |
| 2007 | 5.21% | 13.42% | 0.06x | 6.50x | Rp-10.33 Billion |
| 2008 | 1.39% | 1.66% | 0.11x | 8.00x | Rp-22.55 Billion |
| 2009 | 5.33% | 6.01% | 0.10x | 9.29x | Rp-14.07 Billion |
| 2010 | 5.43% | 7.30% | 0.09x | 8.35x | Rp-23.85 Billion |
| 2011 | 6.49% | 7.04% | 0.08x | 11.57x | Rp-19.55 Billion |
| 2012 | 12.45% | 15.11% | 0.10x | 8.60x | Rp18.51 Billion |
| 2013 | 7.57% | 11.60% | 0.09x | 7.65x | Rp-25.20 Billion |
| 2014 | 4.33% | 5.78% | 0.09x | 8.00x | Rp-69.21 Billion |
| 2015 | 4.77% | 6.60% | 0.10x | 7.14x | Rp-74.00 Billion |
| 2016 | 0.93% | 2.02% | 0.09x | 5.12x | Rp-217.44 Billion |
| 2017 | 2.04% | 4.24% | 0.07x | 6.46x | Rp-194.48 Billion |
| 2018 | 3.57% | 6.87% | 0.08x | 6.36x | Rp-161.76 Billion |
| 2019 | 2.83% | 5.80% | 0.07x | 6.76x | Rp-200.52 Billion |
| 2020 | 0.83% | 3.73% | 0.05x | 4.19x | Rp-551.69 Billion |
| 2021 | 1.31% | 6.08% | 0.05x | 4.31x | Rp-528.73 Billion |
| 2022 | 2.19% | 9.81% | 0.06x | 4.04x | Rp-483.96 Billion |
| 2023 | 3.69% | 13.97% | 0.06x | 4.26x | Rp-412.76 Billion |
| 2024 | 4.32% | 13.27% | 0.07x | 4.90x | Rp-388.78 Billion |
| 2025 | 4.23% | 13.35% | 0.06x | 5.33x | Rp-412.60 Billion |
Industry Comparison
This section compares Bank Windu Kentjana Int's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $6,121,527,008,058
- Average return on equity (ROE) among peers: -2.22%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Windu Kentjana Int (MCOR) | Rp7.15 Trillion | 1.43% | 4.33x | $55.44 Million |
| Bank Agris Tbk (AGRS) | $567.10 Billion | 0.69% | 6.44x | $17.52 Million |
| Bank Amar Indonesia (AMAR) | $3.18 Trillion | -4.89% | 0.42x | $6.61 Million |
| Bank Mnc Internasional Tbk (BABP) | $536.71 Billion | 3.85% | 10.82x | $7.22 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $950.85 Billion | 4.24% | 1.17x | $175.00 Million |
| Bank Central Asia Tbk (BBCA) | $12.63 Trillion | 18.94% | 9.55x | $20.04 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $336.48 Billion | -36.60% | 5.73x | $251.65 Million |
| Bank Bukopin Tbk (BBKP) | $11.22 Trillion | -44.82% | 7.02x | $111.65 Million |
| Bank Mestika Dharma Tbk (BBMD) | $4.01 Trillion | 8.13% | 2.53x | $15.70 Million |
| Bank Rakyat Indonesia Persero (BBRI) | $27.26 Trillion | 26.81% | 10.63x | $15.34 Billion |
| PT Bank Bisnis Internasional Tbk (BBSI) | $538.46 Billion | 1.50% | 0.00x | $110.21 Million |