Bank Windu Kentjana Int (MCOR) - Net Assets

Latest as of December 2025: Rp7.15 Trillion IDR ≈ $418.70 Million USD

Based on the latest financial reports, Bank Windu Kentjana Int (MCOR) has net assets worth Rp7.15 Trillion IDR (≈ $418.70 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp38.08 Trillion ≈ $2.23 Billion USD) and total liabilities (Rp30.94 Trillion ≈ $1.81 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank Windu Kentjana Int (MCOR) liquid assets ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rp7.15 Trillion
% of Total Assets	18.76%
Annual Growth Rate	22.66%
5-Year Change	17.5%
10-Year Change	198.2%
Growth Volatility	30.12

Bank Windu Kentjana Int - Net Assets Trend (2006–2025)

This chart illustrates how Bank Windu Kentjana Int's net assets have evolved over time, based on quarterly financial data. Also explore MCOR total asset value for the complete picture of this company's asset base.

Annual Net Assets for Bank Windu Kentjana Int (2006–2025)

The table below shows the annual net assets of Bank Windu Kentjana Int from 2006 to 2025. For live valuation and market cap data, see MCOR market cap.

Year	Net Assets	Change
2025-12-31	Rp7.15 Trillion ≈ $418.70 Million	+4.44%
2024-12-31	Rp6.84 Trillion ≈ $400.90 Million	+4.61%
2023-12-31	Rp6.54 Trillion ≈ $383.25 Million	+5.51%
2022-12-31	Rp6.20 Trillion ≈ $363.25 Million	+1.94%
2021-12-31	Rp6.08 Trillion ≈ $356.33 Million	+1.07%
2020-12-31	Rp6.02 Trillion ≈ $352.56 Million	+115.28%
2019-12-31	Rp2.79 Trillion ≈ $163.77 Million	+11.08%
2018-12-31	Rp2.52 Trillion ≈ $147.44 Million	+2.96%
2017-12-31	Rp2.44 Trillion ≈ $143.20 Million	+1.99%
2016-12-31	Rp2.40 Trillion ≈ $140.41 Million	+69.49%
2015-12-31	Rp1.41 Trillion ≈ $82.84 Million	+15.78%
2014-12-31	Rp1.22 Trillion ≈ $71.55 Million	+17.98%
2013-12-31	Rp1.04 Trillion ≈ $60.65 Million	+36.97%
2012-12-31	Rp755.66 Billion ≈ $44.28 Million	+35.51%
2011-12-31	Rp557.63 Billion ≈ $32.68 Million	+6.95%
2010-12-31	Rp521.42 Billion ≈ $30.55 Million	+73.00%
2009-12-31	Rp301.39 Billion ≈ $17.66 Million	+15.04%
2008-12-31	Rp261.99 Billion ≈ $15.35 Million	+21.47%
2007-12-31	Rp215.68 Billion ≈ $12.64 Million	+46.29%
2006-12-31	Rp147.43 Billion ≈ $8.64 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Bank Windu Kentjana Int's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 42139.5% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	Rp1.72 Trillion	24.03%
Common Stock	Rp3.79 Trillion	53.07%
Other Comprehensive Income	Rp369.13 Billion	5.17%
Other Components	Rp1.27 Trillion	17.74%
Total Equity	Rp7.15 Trillion	100.00%

Bank Windu Kentjana Int Competitors by Market Cap

The table below lists competitors of Bank Windu Kentjana Int ranked by their market capitalization.

Company	Market Cap
Combined Motor Holdings Limited JSE:CMH	$153.49 Million
Norooholdings KO:000320	$153.49 Million
Quirin Privatbank AG F:QB7	$153.58 Million
AROBS TRANSILVANIA SOFTWARE SA RO:AROBS	$153.59 Million
Hirequest Inc NASDAQ:HQI	$153.27 Million
SMC Global Securities Limited NSE:SMCGLOBAL	$153.20 Million
Asara Resources Ltd AU:AS1	$153.14 Million
Alam Sutera Realty Tbk JK:ASRI	$153.13 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Windu Kentjana Int's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 6,841,796,000,000 to 7,145,518,000,000, a change of 303,722,000,000 (4.4%).
Net income of 301,948,000,000 contributed positively to equity growth.
Other comprehensive income increased equity by 369,130,000,000.
Other factors decreased equity by 367,356,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Rp301.95 Billion	+4.23%
Other Comprehensive Income	Rp369.13 Billion	+5.17%
Other Changes	Rp-367.36 Billion	-5.14%
Total Change	Rp-	4.44%

Book Value vs Market Value Analysis

This analysis compares Bank Windu Kentjana Int's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.37x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 1.30x to 0.37x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2008-12-31	Rp52.99	Rp69.00	x
2009-12-31	Rp60.96	Rp69.00	x
2010-12-31	Rp90.04	Rp69.00	x
2011-12-31	Rp82.33	Rp69.00	x
2012-12-31	Rp107.75	Rp69.00	x
2013-12-31	Rp139.52	Rp69.00	x
2014-12-31	Rp119.78	Rp69.00	x
2015-12-31	Rp127.60	Rp69.00	x
2016-12-31	Rp144.08	Rp69.00	x
2017-12-31	Rp146.94	Rp69.00	x
2018-12-31	Rp151.29	Rp69.00	x
2019-12-31	Rp168.05	Rp69.00	x
2020-12-31	Rp230.42	Rp69.00	x
2021-12-31	Rp160.37	Rp69.00	x
2022-12-31	Rp163.48	Rp69.00	x
2023-12-31	Rp172.48	Rp69.00	x
2024-12-31	Rp180.43	Rp69.00	x
2025-12-31	Rp188.44	Rp69.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Windu Kentjana Int utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 4.23%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 13.35%
• Asset Turnover: 0.06x
• Equity Multiplier: 5.33x
Recent ROE (4.23%) is above the historical average (4.02%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2006	1.43%	2.69%	0.08x	6.98x	Rp-12.63 Billion
2007	5.21%	13.42%	0.06x	6.50x	Rp-10.33 Billion
2008	1.39%	1.66%	0.11x	8.00x	Rp-22.55 Billion
2009	5.33%	6.01%	0.10x	9.29x	Rp-14.07 Billion
2010	5.43%	7.30%	0.09x	8.35x	Rp-23.85 Billion
2011	6.49%	7.04%	0.08x	11.57x	Rp-19.55 Billion
2012	12.45%	15.11%	0.10x	8.60x	Rp18.51 Billion
2013	7.57%	11.60%	0.09x	7.65x	Rp-25.20 Billion
2014	4.33%	5.78%	0.09x	8.00x	Rp-69.21 Billion
2015	4.77%	6.60%	0.10x	7.14x	Rp-74.00 Billion
2016	0.93%	2.02%	0.09x	5.12x	Rp-217.44 Billion
2017	2.04%	4.24%	0.07x	6.46x	Rp-194.48 Billion
2018	3.57%	6.87%	0.08x	6.36x	Rp-161.76 Billion
2019	2.83%	5.80%	0.07x	6.76x	Rp-200.52 Billion
2020	0.83%	3.73%	0.05x	4.19x	Rp-551.69 Billion
2021	1.31%	6.08%	0.05x	4.31x	Rp-528.73 Billion
2022	2.19%	9.81%	0.06x	4.04x	Rp-483.96 Billion
2023	3.69%	13.97%	0.06x	4.26x	Rp-412.76 Billion
2024	4.32%	13.27%	0.07x	4.90x	Rp-388.78 Billion
2025	4.23%	13.35%	0.06x	5.33x	Rp-412.60 Billion

Industry Comparison

This section compares Bank Windu Kentjana Int's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $2,930,214,054,600
Average return on equity (ROE) among peers: 0.93%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Bank Windu Kentjana Int (MCOR)	Rp7.15 Trillion	1.43%	4.33x	$153.31 Million
Bank Rakyat Indonesia Agroniaga (AGRO)	$235.09 Billion	0.00%	11.64x	$262.39 Million
Bank Agris Tbk (AGRS)	$567.10 Billion	0.69%	6.44x	$196.33 Million
Bank Amar Indonesia (AMAR)	$3.34 Trillion	6.44%	0.46x	$208.99 Million
Bank Artos Indonesia Tbk PT (ARTO)	$105.09 Billion	0.00%	3.34x	$1.06 Billion
Bank Mnc Internasional Tbk (BABP)	$268.38 Billion	11.79%	13.17x	$132.86 Million
Bank Capital Indonesia Tbk (BACA)	$1.64 Trillion	3.74%	11.33x	$160.18 Million
Bank Net Indonesia Syariah Tbk PT (BANK)	$754.61 Billion	-39.01%	1.31x	$502.76 Million
Bank Central Asia Tbk (BBCA)	$15.85 Trillion	22.70%	8.48x	$42.25 Billion
Bk Harda Internasional Tbk Pt (BBHI)	$299.77 Billion	-12.19%	7.43x	$1.62 Billion
Bank Bukopin Tbk (BBKP)	$6.24 Trillion	15.16%	10.12x	$671.50 Million

About Bank Windu Kentjana Int

JK:MCOR Indonesia Banks - Regional

Market Cap

$153.31 Million

Rp2.62 Trillion IDR

Market Cap Rank

#17560 Global

#282 in Indonesia

Share Price

Rp69.00

Change (1 day)

+0.00%

52-Week Range

Rp64.00 - Rp83.00

All Time High

Rp336.00