Bank Ocbc Nisp Tbk

JK:NISP Indonesia Banks - Regional
Market Cap
$2.07 Billion
Rp33.61 Trillion IDR
Market Cap Rank
#12699 Global
#84 in Indonesia
Share Price
Rp1465.00
Change (1 day)
-1.01%
52-Week Range
Rp1220.00 - Rp1580.00
All Time High
Rp1580.00
About

PT Bank OCBC NISP Tbk provides various banking products and services to corporate and individual customers in Indonesia. It offers savings and current accounts; time deposits; house, multipurpose, automobile, personal, secured, business, working capital, mortgage, and investment backed loans; credit and debit cards; mutual funds, insurance products, FX products, bonds, and structured and gold pro… Read more

Bank Ocbc Nisp Tbk (NISP) - Net Assets

Latest net assets as of June 2025: Rp41.08 Trillion IDR

Based on the latest financial reports, Bank Ocbc Nisp Tbk (NISP) has net assets worth Rp41.08 Trillion IDR as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp295.97 Trillion) and total liabilities (Rp254.89 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets Rp41.08 Trillion
% of Total Assets 13.88%
Annual Growth Rate 21.26%
5-Year Change 36.41%
10-Year Change 147.95%
Growth Volatility 19.45

Bank Ocbc Nisp Tbk - Net Assets Trend (2001–2024)

This chart illustrates how Bank Ocbc Nisp Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Bank Ocbc Nisp Tbk (2001–2024)

The table below shows the annual net assets of Bank Ocbc Nisp Tbk from 2001 to 2024.

Year Net Assets Change
2024-12-31 Rp40.69 Trillion +9.03%
2023-12-31 Rp37.32 Trillion +9.09%
2022-12-31 Rp34.21 Trillion +5.83%
2021-12-31 Rp32.33 Trillion +8.38%
2020-12-31 Rp29.83 Trillion +7.82%
2019-12-31 Rp27.66 Trillion +13.25%
2018-12-31 Rp24.43 Trillion +12.14%
2017-12-31 Rp21.78 Trillion +11.68%
2016-12-31 Rp19.51 Trillion +18.86%
2015-12-31 Rp16.41 Trillion +10.09%
2014-12-31 Rp14.91 Trillion +10.45%
2013-12-31 Rp13.50 Trillion +50.77%
2012-12-31 Rp8.95 Trillion +35.83%
2011-12-31 Rp6.59 Trillion +45.40%
2010-12-31 Rp4.53 Trillion +9.55%
2009-12-31 Rp4.14 Trillion +13.95%
2008-12-31 Rp3.63 Trillion +7.78%
2007-12-31 Rp3.37 Trillion +37.22%
2006-12-31 Rp2.45 Trillion +16.07%
2005-12-31 Rp2.12 Trillion +45.00%
2004-12-31 Rp1.46 Trillion +34.24%
2003-12-31 Rp1.09 Trillion +20.36%
2002-12-31 Rp902.88 Billion +87.01%
2001-12-31 Rp482.79 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Bank Ocbc Nisp Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 21241.1% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings Rp30.97 Trillion 76.12%
Common Stock Rp2.87 Trillion 7.05%
Other Comprehensive Income Rp1.45 Trillion 3.58%
Other Components Rp5.40 Trillion 13.26%
Total Equity Rp40.69 Trillion 100.00%

Bank Ocbc Nisp Tbk Competitors by Market Cap

The table below lists competitors of Bank Ocbc Nisp Tbk ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Ocbc Nisp Tbk's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 37,319,892,000,000 to 40,691,003,000,000, a change of 3,371,111,000,000 (9.0%).
  • Net income of 4,866,750,000,000 contributed positively to equity growth.
  • Dividend payments of 1,652,061,000,000 reduced retained earnings.
  • Other comprehensive income increased equity by 149,881,000,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income Rp4.87 Trillion +11.96%
Dividends Paid Rp1.65 Trillion -4.06%
Other Comprehensive Income Rp149.88 Billion +0.37%
Other Changes Rp6.54 Billion +0.02%
Total Change Rp- 9.03%

Book Value vs Market Value Analysis

This analysis compares Bank Ocbc Nisp Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.83x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 6.37x to 0.83x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2005-12-31 Rp229.90 Rp1465.00 x
2006-12-31 Rp234.25 Rp1465.00 x
2007-12-31 Rp287.33 Rp1465.00 x
2008-12-31 Rp294.09 Rp1465.00 x
2009-12-31 Rp276.71 Rp1465.00 x
2010-12-31 Rp319.82 Rp1465.00 x
2011-12-31 Rp440.79 Rp1465.00 x
2012-12-31 Rp565.45 Rp1465.00 x
2013-12-31 Rp761.17 Rp1465.00 x
2014-12-31 Rp649.68 Rp1465.00 x
2015-12-31 Rp715.24 Rp1465.00 x
2016-12-31 Rp850.13 Rp1465.00 x
2017-12-31 Rp949.40 Rp1465.00 x
2018-12-31 Rp1064.63 Rp1465.00 x
2019-12-31 Rp1205.68 Rp1465.00 x
2020-12-31 Rp1300.01 Rp1465.00 x
2021-12-31 Rp1408.89 Rp1465.00 x
2022-12-31 Rp1490.97 Rp1465.00 x
2023-12-31 Rp1626.47 Rp1465.00 x
2024-12-31 Rp1773.39 Rp1465.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Ocbc Nisp Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 11.96%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 24.72%
  • • Asset Turnover: 0.07x
  • • Equity Multiplier: 6.91x
  • Recent ROE (11.96%) is above the historical average (10.51%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2001 14.91% 8.76% 0.11x 14.89x Rp23.56 Billion
2002 10.30% 8.11% 0.11x 12.05x Rp2.67 Billion
2003 16.52% 10.59% 0.11x 14.43x Rp69.78 Billion
2004 20.84% 17.77% 0.09x 12.81x Rp151.38 Billion
2005 10.00% 25.66% 0.04x 9.81x Rp-79.60 Million
2006 9.66% 21.21% 0.05x 9.86x Rp-8.46 Billion
2007 7.42% 16.60% 0.05x 8.60x Rp-86.78 Billion
2008 8.73% 16.94% 0.05x 9.43x Rp-46.15 Billion
2009 10.54% 19.60% 0.06x 8.96x Rp22.14 Billion
2010 7.08% 15.29% 0.05x 9.81x Rp-132.26 Billion
2011 11.42% 25.90% 0.05x 9.08x Rp93.62 Billion
2012 10.23% 26.90% 0.04x 8.84x Rp20.31 Billion
2013 8.47% 28.43% 0.04x 7.23x Rp-206.93 Billion
2014 8.94% 29.71% 0.04x 6.92x Rp-158.54 Billion
2015 9.15% 28.44% 0.04x 7.34x Rp-140.30 Billion
2016 9.18% 26.30% 0.05x 7.08x Rp-160.76 Billion
2017 9.99% 28.86% 0.05x 7.06x Rp-2.61 Billion
2018 10.80% 33.89% 0.04x 7.11x Rp195.24 Billion
2019 10.62% 35.29% 0.05x 6.53x Rp172.77 Billion
2020 7.05% 22.84% 0.04x 6.92x Rp-881.25 Billion
2021 7.79% 18.48% 0.06x 6.63x Rp-713.16 Billion
2022 9.72% 22.82% 0.06x 6.97x Rp-94.16 Billion
2023 10.96% 22.93% 0.07x 6.69x Rp359.04 Billion
2024 11.96% 24.72% 0.07x 6.91x Rp797.65 Billion

Industry Comparison

This section compares Bank Ocbc Nisp Tbk's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $6,121,527,008,058
  • Average return on equity (ROE) among peers: -2.22%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Bank Ocbc Nisp Tbk (NISP) Rp41.08 Trillion 14.91% 6.20x $307.82 Million
Bank Agris Tbk (AGRS) $567.10 Billion 0.69% 6.44x $17.52 Million
Bank Amar Indonesia  (AMAR) $3.18 Trillion -4.89% 0.42x $6.61 Million
Bank Mnc Internasional Tbk (BABP) $536.71 Billion 3.85% 10.82x $7.22 Million
Bank Net Indonesia Syariah Tbk PT (BANK) $950.85 Billion 4.24% 1.17x $175.00 Million
Bank Central Asia Tbk (BBCA) $12.63 Trillion 18.94% 9.55x $20.04 Billion
Bk Harda Internasional Tbk Pt (BBHI) $336.48 Billion -36.60% 5.73x $251.65 Million
Bank Bukopin Tbk (BBKP) $11.22 Trillion -44.82% 7.02x $111.65 Million
Bank Mestika Dharma Tbk (BBMD) $4.01 Trillion 8.13% 2.53x $15.70 Million
Bank Rakyat Indonesia Persero (BBRI) $27.26 Trillion 26.81% 10.63x $15.34 Billion
PT Bank Bisnis Internasional Tbk (BBSI) $538.46 Billion 1.50% 0.00x $110.21 Million