Bank Ocbc Nisp Tbk (NISP) - Net Assets
Based on the latest financial reports, Bank Ocbc Nisp Tbk (NISP) has net assets worth Rp41.08 Trillion IDR (≈ $2.41 Billion USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp295.97 Trillion ≈ $17.34 Billion USD) and total liabilities (Rp254.89 Trillion ≈ $14.94 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank Ocbc Nisp Tbk (NISP) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp41.08 Trillion |
| % of Total Assets | 13.88% |
| Annual Growth Rate | 21.26% |
| 5-Year Change | 36.41% |
| 10-Year Change | 147.95% |
| Growth Volatility | 19.45 |
Bank Ocbc Nisp Tbk - Net Assets Trend (2001–2024)
This chart illustrates how Bank Ocbc Nisp Tbk's net assets have evolved over time, based on quarterly financial data. See Bank Ocbc Nisp Tbk defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Bank Ocbc Nisp Tbk (2001–2024)
The table below shows the annual net assets of Bank Ocbc Nisp Tbk from 2001 to 2024. For live valuation and market cap data, see NISP company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp40.69 Trillion ≈ $2.38 Billion |
+9.03% |
| 2023-12-31 | Rp37.32 Trillion ≈ $2.19 Billion |
+9.09% |
| 2022-12-31 | Rp34.21 Trillion ≈ $2.00 Billion |
+5.83% |
| 2021-12-31 | Rp32.33 Trillion ≈ $1.89 Billion |
+8.38% |
| 2020-12-31 | Rp29.83 Trillion ≈ $1.75 Billion |
+7.82% |
| 2019-12-31 | Rp27.66 Trillion ≈ $1.62 Billion |
+13.25% |
| 2018-12-31 | Rp24.43 Trillion ≈ $1.43 Billion |
+12.14% |
| 2017-12-31 | Rp21.78 Trillion ≈ $1.28 Billion |
+11.68% |
| 2016-12-31 | Rp19.51 Trillion ≈ $1.14 Billion |
+18.86% |
| 2015-12-31 | Rp16.41 Trillion ≈ $961.64 Million |
+10.09% |
| 2014-12-31 | Rp14.91 Trillion ≈ $873.50 Million |
+10.45% |
| 2013-12-31 | Rp13.50 Trillion ≈ $790.84 Million |
+50.77% |
| 2012-12-31 | Rp8.95 Trillion ≈ $524.52 Million |
+35.83% |
| 2011-12-31 | Rp6.59 Trillion ≈ $386.17 Million |
+45.40% |
| 2010-12-31 | Rp4.53 Trillion ≈ $265.59 Million |
+9.55% |
| 2009-12-31 | Rp4.14 Trillion ≈ $242.43 Million |
+13.95% |
| 2008-12-31 | Rp3.63 Trillion ≈ $212.74 Million |
+7.78% |
| 2007-12-31 | Rp3.37 Trillion ≈ $197.39 Million |
+37.22% |
| 2006-12-31 | Rp2.45 Trillion ≈ $143.85 Million |
+16.07% |
| 2005-12-31 | Rp2.12 Trillion ≈ $123.94 Million |
+45.00% |
| 2004-12-31 | Rp1.46 Trillion ≈ $85.48 Million |
+34.24% |
| 2003-12-31 | Rp1.09 Trillion ≈ $63.68 Million |
+20.36% |
| 2002-12-31 | Rp902.88 Billion ≈ $52.91 Million |
+87.01% |
| 2001-12-31 | Rp482.79 Billion ≈ $28.29 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Bank Ocbc Nisp Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 21241.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp30.97 Trillion | 76.12% |
| Common Stock | Rp2.87 Trillion | 7.05% |
| Other Comprehensive Income | Rp1.45 Trillion | 3.58% |
| Other Components | Rp5.40 Trillion | 13.26% |
| Total Equity | Rp40.69 Trillion | 100.00% |
Bank Ocbc Nisp Tbk Competitors by Market Cap
The table below lists competitors of Bank Ocbc Nisp Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Zhejiang Jiuzhou Pharm Co Ltd
SHG:603456
|
$1.69 Billion |
|
UIE PLC
CO:UIE
|
$1.69 Billion |
|
The Baldwin Insurance Group, Inc.
NASDAQ:BWIN
|
$1.69 Billion |
|
Fibra Terrafina
MX:TERRA13
|
$1.69 Billion |
|
Syndax Pharmaceuticals Inc
NASDAQ:SNDX
|
$1.69 Billion |
|
Australian United Investment Company Ltd
AU:AUI
|
$1.69 Billion |
|
Makalot Industrial Co Ltd
TW:1477
|
$1.69 Billion |
|
Banpu Public Company Limited
BK:BANPU
|
$1.69 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Ocbc Nisp Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 37,319,892,000,000 to 40,691,003,000,000, a change of 3,371,111,000,000 (9.0%).
- Net income of 4,866,750,000,000 contributed positively to equity growth.
- Dividend payments of 1,652,061,000,000 reduced retained earnings.
- Other comprehensive income increased equity by 149,881,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp4.87 Trillion | +11.96% |
| Dividends Paid | Rp1.65 Trillion | -4.06% |
| Other Comprehensive Income | Rp149.88 Billion | +0.37% |
| Other Changes | Rp6.54 Billion | +0.02% |
| Total Change | Rp- | 9.03% |
Book Value vs Market Value Analysis
This analysis compares Bank Ocbc Nisp Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.71x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 5.46x to 0.71x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | Rp229.90 | Rp1255.00 | x |
| 2006-12-31 | Rp234.25 | Rp1255.00 | x |
| 2007-12-31 | Rp287.33 | Rp1255.00 | x |
| 2008-12-31 | Rp294.09 | Rp1255.00 | x |
| 2009-12-31 | Rp276.71 | Rp1255.00 | x |
| 2010-12-31 | Rp319.82 | Rp1255.00 | x |
| 2011-12-31 | Rp440.79 | Rp1255.00 | x |
| 2012-12-31 | Rp565.45 | Rp1255.00 | x |
| 2013-12-31 | Rp761.17 | Rp1255.00 | x |
| 2014-12-31 | Rp649.68 | Rp1255.00 | x |
| 2015-12-31 | Rp715.24 | Rp1255.00 | x |
| 2016-12-31 | Rp850.13 | Rp1255.00 | x |
| 2017-12-31 | Rp949.40 | Rp1255.00 | x |
| 2018-12-31 | Rp1064.63 | Rp1255.00 | x |
| 2019-12-31 | Rp1205.68 | Rp1255.00 | x |
| 2020-12-31 | Rp1300.01 | Rp1255.00 | x |
| 2021-12-31 | Rp1408.89 | Rp1255.00 | x |
| 2022-12-31 | Rp1490.97 | Rp1255.00 | x |
| 2023-12-31 | Rp1626.47 | Rp1255.00 | x |
| 2024-12-31 | Rp1773.39 | Rp1255.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Ocbc Nisp Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.96%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 24.72%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 6.91x
- Recent ROE (11.96%) is above the historical average (10.51%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | 14.91% | 8.76% | 0.11x | 14.89x | Rp23.56 Billion |
| 2002 | 10.30% | 8.11% | 0.11x | 12.05x | Rp2.67 Billion |
| 2003 | 16.52% | 10.59% | 0.11x | 14.43x | Rp69.78 Billion |
| 2004 | 20.84% | 17.77% | 0.09x | 12.81x | Rp151.38 Billion |
| 2005 | 10.00% | 25.66% | 0.04x | 9.81x | Rp-79.60 Million |
| 2006 | 9.66% | 21.21% | 0.05x | 9.86x | Rp-8.46 Billion |
| 2007 | 7.42% | 16.60% | 0.05x | 8.60x | Rp-86.78 Billion |
| 2008 | 8.73% | 16.94% | 0.05x | 9.43x | Rp-46.15 Billion |
| 2009 | 10.54% | 19.60% | 0.06x | 8.96x | Rp22.14 Billion |
| 2010 | 7.08% | 15.29% | 0.05x | 9.81x | Rp-132.26 Billion |
| 2011 | 11.42% | 25.90% | 0.05x | 9.08x | Rp93.62 Billion |
| 2012 | 10.23% | 26.90% | 0.04x | 8.84x | Rp20.31 Billion |
| 2013 | 8.47% | 28.43% | 0.04x | 7.23x | Rp-206.93 Billion |
| 2014 | 8.94% | 29.71% | 0.04x | 6.92x | Rp-158.54 Billion |
| 2015 | 9.15% | 28.44% | 0.04x | 7.34x | Rp-140.30 Billion |
| 2016 | 9.18% | 26.30% | 0.05x | 7.08x | Rp-160.76 Billion |
| 2017 | 9.99% | 28.86% | 0.05x | 7.06x | Rp-2.61 Billion |
| 2018 | 10.80% | 33.89% | 0.04x | 7.11x | Rp195.24 Billion |
| 2019 | 10.62% | 35.29% | 0.05x | 6.53x | Rp172.77 Billion |
| 2020 | 7.05% | 22.84% | 0.04x | 6.92x | Rp-881.25 Billion |
| 2021 | 7.79% | 18.48% | 0.06x | 6.63x | Rp-713.16 Billion |
| 2022 | 9.72% | 22.82% | 0.06x | 6.97x | Rp-94.16 Billion |
| 2023 | 10.96% | 22.93% | 0.07x | 6.69x | Rp359.04 Billion |
| 2024 | 11.96% | 24.72% | 0.07x | 6.91x | Rp797.65 Billion |
Industry Comparison
This section compares Bank Ocbc Nisp Tbk's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $10,600,198,899,969
- Average return on equity (ROE) among peers: 4.55%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Ocbc Nisp Tbk (NISP) | Rp41.08 Trillion | 14.91% | 6.20x | $1.69 Billion |
| Bank Rakyat Indonesia Agroniaga (AGRO) | $371.92 Billion | 8.88% | 9.86x | $226.15 Million |
| Bank Agris Tbk (AGRS) | $572.51 Billion | 0.59% | 6.09x | $176.69 Million |
| Bank Amar Indonesia (AMAR) | $472.48 Billion | -5.85% | 0.16x | $208.99 Million |
| Bank Artos Indonesia Tbk PT (ARTO) | $1.32 Trillion | -9.25% | 0.00x | $812.22 Million |
| Bank Mnc Internasional Tbk (BABP) | $204.12 Billion | 0.00% | 20.15x | $130.26 Million |
| Bank Capital Indonesia Tbk (BACA) | $3.39 Trillion | 3.00% | 4.68x | $133.29 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $2.44 Trillion | 2.29% | 0.00x | $242.71 Million |
| Bank Central Asia Tbk (BBCA) | $89.62 Trillion | 20.10% | 5.63x | $45.32 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $6.41 Trillion | 4.21% | 0.72x | $1.24 Billion |
| Bank Bukopin Tbk (BBKP) | $1.19 Trillion | 21.51% | 19.68x | $605.45 Million |
About Bank Ocbc Nisp Tbk
PT Bank OCBC NISP Tbk provides various banking products and services to corporate and individual customers in Indonesia. It offers savings and current accounts; time deposits; house, multipurpose, automobile, personal, secured, business, working capital, mortgage, and investment backed loans; credit and debit cards; mutual funds, insurance products, FX products, bonds, and structured and gold pro… Read more