Bank Woori Saudara Indonesia 1906 (SDRA) - Net Assets
Based on the latest financial reports, Bank Woori Saudara Indonesia 1906 (SDRA) has net assets worth Rp13.73 Trillion IDR (≈ $804.57 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp59.63 Trillion ≈ $3.49 Billion USD) and total liabilities (Rp45.90 Trillion ≈ $2.69 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank Woori Saudara Indonesia 1906 (SDRA) asset resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp13.73 Trillion |
| % of Total Assets | 23.03% |
| Annual Growth Rate | 28.59% |
| 5-Year Change | 89.54% |
| 10-Year Change | 233.21% |
| Growth Volatility | 122.68 |
Bank Woori Saudara Indonesia 1906 - Net Assets Trend (2006–2024)
This chart illustrates how Bank Woori Saudara Indonesia 1906's net assets have evolved over time, based on quarterly financial data. Also explore Bank Woori Saudara Indonesia 1906 assets under control for the complete picture of this company's asset base.
Annual Net Assets for Bank Woori Saudara Indonesia 1906 (2006–2024)
The table below shows the annual net assets of Bank Woori Saudara Indonesia 1906 from 2006 to 2024. For live valuation and market cap data, see SDRA market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp13.78 Trillion ≈ $807.52 Million |
+34.15% |
| 2023-12-31 | Rp10.27 Trillion ≈ $601.96 Million |
+3.45% |
| 2022-12-31 | Rp9.93 Trillion ≈ $581.90 Million |
+7.28% |
| 2021-12-31 | Rp9.26 Trillion ≈ $542.43 Million |
+27.32% |
| 2020-12-31 | Rp7.27 Trillion ≈ $426.05 Million |
+4.84% |
| 2019-12-31 | Rp6.94 Trillion ≈ $406.40 Million |
+5.88% |
| 2018-12-31 | Rp6.55 Trillion ≈ $383.83 Million |
+7.26% |
| 2017-12-31 | Rp6.11 Trillion ≈ $357.85 Million |
+38.42% |
| 2016-12-31 | Rp4.41 Trillion ≈ $258.52 Million |
+6.67% |
| 2015-12-31 | Rp4.14 Trillion ≈ $242.35 Million |
+5.93% |
| 2014-12-31 | Rp3.90 Trillion ≈ $228.77 Million |
+575.69% |
| 2013-12-31 | Rp577.82 Billion ≈ $33.86 Million |
+7.42% |
| 2012-12-31 | Rp537.91 Billion ≈ $31.52 Million |
+13.68% |
| 2011-12-31 | Rp473.18 Billion ≈ $27.73 Million |
+20.23% |
| 2010-12-31 | Rp393.57 Billion ≈ $23.06 Million |
+11.83% |
| 2010-06-30 | Rp351.96 Billion ≈ $20.62 Million |
+38.77% |
| 2009-12-31 | Rp253.62 Billion ≈ $14.86 Million |
+26.99% |
| 2009-06-30 | Rp199.71 Billion ≈ $11.70 Million |
-0.41% |
| 2008-12-31 | Rp200.53 Billion ≈ $11.75 Million |
+11.52% |
| 2007-12-31 | Rp179.81 Billion ≈ $10.54 Million |
+20.69% |
| 2006-12-31 | Rp148.99 Billion ≈ $8.73 Million |
-- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Woori Saudara Indonesia 1906's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 552156700000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp5.52 Trillion | 40.07% |
| Common Stock | Rp1.47 Trillion | 10.66% |
| Other Comprehensive Income | Rp173.22 Billion | 1.26% |
| Other Components | Rp6.62 Trillion | 48.02% |
| Total Equity | Rp13.78 Trillion | 100.00% |
Bank Woori Saudara Indonesia 1906 Competitors by Market Cap
The table below lists competitors of Bank Woori Saudara Indonesia 1906 ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Fynske Bank A/S
CO:FYNBK
|
$220.59 Million |
|
Vimta Labs Limited
NSE:VIMTALABS
|
$220.67 Million |
|
Taj GVK Hotels & Resorts Limited
NSE:TAJGVK
|
$220.72 Million |
|
Insecticides (India) Limited
NSE:INSECTICID
|
$220.73 Million |
|
Cathay Chemical Works Inc
TW:1713
|
$220.19 Million |
|
Korea Asset In Trust Co Ltd
KO:123890
|
$220.17 Million |
|
Jai Corp Limited
NSE:JAICORPLTD
|
$220.13 Million |
|
S. P. Apparels Limited
NSE:SPAL
|
$220.09 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Woori Saudara Indonesia 1906's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 10,273,082,000,000 to 13,781,185,000,000, a change of 3,508,103,000,000 (34.1%).
- Net income of 516,131,000,000 contributed positively to equity growth.
- Dividend payments of 235,627,000,000 reduced retained earnings.
- Share repurchases of 3,061,978,000,000 reduced equity.
- New share issuances of 3,061,978,000,000 increased equity.
- Other factors increased equity by 3,227,599,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp516.13 Billion | +3.75% |
| Dividends Paid | Rp235.63 Billion | -1.71% |
| Share Repurchases | Rp3.06 Trillion | -22.22% |
| Share Issuances | Rp3.06 Trillion | +22.22% |
| Other Changes | Rp3.23 Trillion | +23.42% |
| Total Change | Rp- | 34.15% |
Book Value vs Market Value Analysis
This analysis compares Bank Woori Saudara Indonesia 1906's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.24x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.03x to 0.24x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-12-31 | Rp126.23 | Rp256.00 | x |
| 2009-12-31 | Rp153.14 | Rp256.00 | x |
| 2010-12-31 | Rp163.14 | Rp256.00 | x |
| 2011-12-31 | Rp192.91 | Rp256.00 | x |
| 2012-12-31 | Rp219.30 | Rp256.00 | x |
| 2013-12-31 | Rp188.46 | Rp256.00 | x |
| 2014-12-31 | Rp1273.40 | Rp256.00 | x |
| 2015-12-31 | Rp769.96 | Rp256.00 | x |
| 2016-12-31 | Rp821.34 | Rp256.00 | x |
| 2017-12-31 | Rp917.71 | Rp256.00 | x |
| 2018-12-31 | Rp984.35 | Rp256.00 | x |
| 2019-12-31 | Rp1042.23 | Rp256.00 | x |
| 2020-12-31 | Rp1092.62 | Rp256.00 | x |
| 2021-12-31 | Rp1307.88 | Rp256.00 | x |
| 2022-12-31 | Rp1159.05 | Rp256.00 | x |
| 2023-12-31 | Rp1199.01 | Rp256.00 | x |
| 2024-12-31 | Rp1083.51 | Rp256.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Woori Saudara Indonesia 1906 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.75%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 11.92%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 4.26x
- Recent ROE (3.75%) is below the historical average (11.26%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2006 | 8.79% | 8.15% | 0.15x | 6.99x | Rp-1.81 Billion |
| 2007 | 17.58% | 14.38% | 0.15x | 8.14x | Rp13.62 Billion |
| 2008 | 18.78% | 12.11% | 0.16x | 9.86x | Rp17.60 Billion |
| 2009 | 4.48% | 5.39% | 0.08x | 10.27x | Rp-11.03 Billion |
| 2009 | 14.05% | 10.01% | 0.15x | 9.48x | Rp10.28 Billion |
| 2010 | 8.41% | 14.13% | 0.07x | 8.19x | Rp-5.60 Billion |
| 2010 | 15.23% | 13.41% | 0.14x | 8.25x | Rp20.58 Billion |
| 2011 | 19.03% | 15.05% | 0.12x | 10.75x | Rp42.73 Billion |
| 2012 | 22.09% | 14.20% | 0.11x | 14.17x | Rp65.05 Billion |
| 2013 | 34.97% | 49.87% | 0.05x | 14.24x | Rp144.30 Billion |
| 2014 | 3.54% | 32.13% | 0.03x | 4.21x | Rp-252.35 Billion |
| 2015 | 6.41% | 15.29% | 0.09x | 4.84x | Rp-148.36 Billion |
| 2016 | 7.02% | 15.62% | 0.09x | 5.13x | Rp-131.37 Billion |
| 2017 | 7.18% | 19.90% | 0.08x | 4.44x | Rp-171.97 Billion |
| 2018 | 8.21% | 22.05% | 0.08x | 4.52x | Rp-117.08 Billion |
| 2019 | 7.21% | 18.27% | 0.07x | 5.33x | Rp-193.77 Billion |
| 2020 | 7.37% | 20.30% | 0.07x | 5.23x | Rp-191.10 Billion |
| 2021 | 6.80% | 23.64% | 0.06x | 4.73x | Rp-296.55 Billion |
| 2022 | 8.67% | 26.39% | 0.06x | 5.19x | Rp-132.50 Billion |
| 2023 | 6.79% | 17.73% | 0.07x | 5.34x | Rp-329.44 Billion |
| 2024 | 3.75% | 11.92% | 0.07x | 4.26x | Rp-861.99 Billion |
Industry Comparison
This section compares Bank Woori Saudara Indonesia 1906's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $2,930,214,054,600
- Average return on equity (ROE) among peers: 0.93%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Woori Saudara Indonesia 1906 (SDRA) | Rp13.73 Trillion | 8.79% | 3.34x | $220.39 Million |
| Bank Rakyat Indonesia Agroniaga (AGRO) | $235.09 Billion | 0.00% | 11.64x | $262.39 Million |
| Bank Agris Tbk (AGRS) | $567.10 Billion | 0.69% | 6.44x | $196.33 Million |
| Bank Amar Indonesia (AMAR) | $3.34 Trillion | 6.44% | 0.46x | $208.99 Million |
| Bank Artos Indonesia Tbk PT (ARTO) | $105.09 Billion | 0.00% | 3.34x | $1.06 Billion |
| Bank Mnc Internasional Tbk (BABP) | $268.38 Billion | 11.79% | 13.17x | $132.86 Million |
| Bank Capital Indonesia Tbk (BACA) | $1.64 Trillion | 3.74% | 11.33x | $160.18 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $754.61 Billion | -39.01% | 1.31x | $502.76 Million |
| Bank Central Asia Tbk (BBCA) | $15.85 Trillion | 22.70% | 8.48x | $42.25 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $299.77 Billion | -12.19% | 7.43x | $1.62 Billion |
| Bank Bukopin Tbk (BBKP) | $6.24 Trillion | 15.16% | 10.12x | $671.50 Million |
About Bank Woori Saudara Indonesia 1906
PT Bank Woori Saudara Indonesia 1906 Tbk provides various commercial banking products and services for individuals and businesses in Indonesia. It operates through Pensioner, Employee, Commercial, Treasury, Funding, and Others segments. The company offers current and savings accounts; time and demand deposits; commercial, pension/retirement, employee general, mortgage, corporate, and car loans, a… Read more