Cashbil (CSB) - Net Assets
Based on the latest financial reports, Cashbil (CSB) has net assets worth ZAC1.91 Billion ZAC (≈ $1.01 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ZAC7.25 Billion ≈ $3.85 Million USD) and total liabilities (ZAC5.34 Billion ≈ $2.84 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check CSB cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ZAC1.91 Billion |
| % of Total Assets | 26.29% |
| Annual Growth Rate | 12.57% |
| 5-Year Change | -26.67% |
| 10-Year Change | 29.49% |
| Growth Volatility | 13.17 |
Cashbil - Net Assets Trend (2003–2025)
This chart illustrates how Cashbil's net assets have evolved over time, based on quarterly financial data. Also explore total assets of Cashbil for the complete picture of this company's asset base.
Annual Net Assets for Cashbil (2003–2025)
The table below shows the annual net assets of Cashbil from 2003 to 2025. For live valuation and market cap data, see market cap of Cashbil.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | ZAC1.90 Billion ≈ $1.01 Million |
+3.56% |
| 2024-06-30 | ZAC1.83 Billion ≈ $973.82K |
-6.30% |
| 2023-06-30 | ZAC1.96 Billion ≈ $1.04 Million |
-17.31% |
| 2022-06-30 | ZAC2.37 Billion ≈ $1.26 Million |
-8.61% |
| 2021-06-30 | ZAC2.59 Billion ≈ $1.38 Million |
+20.09% |
| 2020-06-30 | ZAC2.16 Billion ≈ $1.15 Million |
-1.48% |
| 2019-06-30 | ZAC2.19 Billion ≈ $1.16 Million |
+13.84% |
| 2018-06-30 | ZAC1.92 Billion ≈ $1.02 Million |
+14.17% |
| 2017-06-30 | ZAC1.68 Billion ≈ $894.42K |
+14.85% |
| 2016-06-30 | ZAC1.47 Billion ≈ $778.80K |
+7.53% |
| 2015-06-30 | ZAC1.36 Billion ≈ $724.23K |
+9.98% |
| 2014-06-30 | ZAC1.24 Billion ≈ $658.53K |
+10.99% |
| 2013-06-30 | ZAC1.12 Billion ≈ $593.33K |
+12.99% |
| 2012-06-30 | ZAC988.08 Million ≈ $525.11K |
+17.89% |
| 2011-06-30 | ZAC838.12 Million ≈ $445.42K |
+11.81% |
| 2010-06-30 | ZAC749.61 Million ≈ $398.38K |
+19.32% |
| 2009-06-30 | ZAC628.23 Million ≈ $333.87K |
+24.38% |
| 2008-06-30 | ZAC505.11 Million ≈ $268.44K |
+31.78% |
| 2007-06-30 | ZAC383.29 Million ≈ $203.70K |
+33.62% |
| 2006-06-30 | ZAC286.85 Million ≈ $152.44K |
+30.16% |
| 2005-06-30 | ZAC220.38 Million ≈ $117.12K |
+19.18% |
| 2004-06-30 | ZAC184.91 Million ≈ $98.27K |
+31.90% |
| 2003-06-30 | ZAC140.19 Million ≈ $74.51K |
-- |
Equity Component Analysis
This analysis shows how different components contribute to Cashbil's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 242917200000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ZAC2.43 Billion | 129.50% |
| Common Stock | ZAC207.00K | 0.01% |
| Other Comprehensive Income | ZAC175.45 Million | 9.35% |
| Total Equity | ZAC1.88 Billion | 100.00% |
Cashbil Competitors by Market Cap
The table below lists competitors of Cashbil ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
KOMPLETT ASA NK -40
F:GJ60
|
$142.67 Million |
|
Betmakers Technology Group Ltd
AU:BET
|
$142.68 Million |
|
Pulse Seismic Inc
TO:PSD
|
$142.82 Million |
|
Lucid Diagnostics Inc
NASDAQ:LUCD
|
$142.90 Million |
|
SKYX Platforms Corp
NASDAQ:SKYX
|
$142.61 Million |
|
Bank Dinar Indonesia Tbk PT
JK:DNAR
|
$142.54 Million |
|
Excelliance MOS
TWO:5299
|
$142.53 Million |
|
Oncolytics Biotech Inc
TO:ONC
|
$142.51 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Cashbil's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,816,646,000 to 1,875,830,000, a change of 59,184,000 (3.3%).
- Net income of 221,172,000 contributed positively to equity growth.
- Dividend payments of 119,803,000 reduced retained earnings.
- Share repurchases of 49,826,000 reduced equity.
- Other comprehensive income increased equity by 7,640,999.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ZAC221.17 Million | +11.79% |
| Dividends Paid | ZAC119.80 Million | -6.39% |
| Share Repurchases | ZAC49.83 Million | -2.66% |
| Other Comprehensive Income | ZAC7.64 Million | +0.41% |
| Other Changes | ZAC1.00 | +0.0% |
| Total Change | ZAC- | 3.26% |
Book Value vs Market Value Analysis
This analysis compares Cashbil's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 144.90x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 2330.18x to 144.90x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-06-30 | ZAC5.52 | ZAC12870.00 | x |
| 2004-06-30 | ZAC7.25 | ZAC12870.00 | x |
| 2005-06-30 | ZAC9.11 | ZAC12870.00 | x |
| 2006-06-30 | ZAC10.23 | ZAC12870.00 | x |
| 2007-06-30 | ZAC14.07 | ZAC12870.00 | x |
| 2008-06-30 | ZAC16.93 | ZAC12870.00 | x |
| 2009-06-30 | ZAC23.81 | ZAC12870.00 | x |
| 2010-06-30 | ZAC30.56 | ZAC12870.00 | x |
| 2011-06-30 | ZAC34.28 | ZAC12870.00 | x |
| 2012-06-30 | ZAC42.82 | ZAC12870.00 | x |
| 2013-06-30 | ZAC46.64 | ZAC12870.00 | x |
| 2014-06-30 | ZAC52.31 | ZAC12870.00 | x |
| 2015-06-30 | ZAC57.47 | ZAC12870.00 | x |
| 2016-06-30 | ZAC63.37 | ZAC12870.00 | x |
| 2017-06-30 | ZAC73.06 | ZAC12870.00 | x |
| 2018-06-30 | ZAC83.35 | ZAC12870.00 | x |
| 2019-06-30 | ZAC94.90 | ZAC12870.00 | x |
| 2020-06-30 | ZAC93.10 | ZAC12870.00 | x |
| 2021-06-30 | ZAC112.59 | ZAC12870.00 | x |
| 2022-06-30 | ZAC103.03 | ZAC12870.00 | x |
| 2023-06-30 | ZAC86.71 | ZAC12870.00 | x |
| 2024-06-30 | ZAC84.45 | ZAC12870.00 | x |
| 2025-06-30 | ZAC88.82 | ZAC12870.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Cashbil utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.79%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 1.93%
- • Asset Turnover: 1.74x
- • Equity Multiplier: 3.52x
- Recent ROE (11.79%) is below the historical average (25.85%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 39.25% | 3.61% | 2.93x | 3.72x | ZAC37.52 Million |
| 2004 | 34.44% | 3.55% | 2.82x | 3.45x | ZAC41.15 Million |
| 2005 | 41.05% | 3.71% | 2.87x | 3.86x | ZAC61.96 Million |
| 2006 | 38.91% | 3.32% | 3.03x | 3.87x | ZAC66.77 Million |
| 2007 | 40.21% | 3.72% | 3.33x | 3.24x | ZAC96.42 Million |
| 2008 | 38.81% | 4.19% | 2.52x | 3.67x | ZAC125.87 Million |
| 2009 | 34.89% | 3.73% | 2.95x | 3.18x | ZAC134.64 Million |
| 2010 | 24.90% | 3.23% | 2.88x | 2.67x | ZAC103.93 Million |
| 2011 | 20.57% | 2.84% | 2.65x | 2.73x | ZAC82.80 Million |
| 2012 | 29.37% | 4.55% | 3.28x | 1.97x | ZAC189.16 Million |
| 2013 | 22.26% | 3.85% | 3.08x | 1.88x | ZAC135.19 Million |
| 2014 | 21.73% | 3.92% | 2.59x | 2.14x | ZAC143.54 Million |
| 2015 | 26.74% | 4.67% | 2.51x | 2.29x | ZAC224.68 Million |
| 2016 | 30.30% | 5.05% | 2.45x | 2.45x | ZAC293.09 Million |
| 2017 | 28.02% | 4.78% | 2.62x | 2.24x | ZAC299.01 Million |
| 2018 | 22.21% | 4.12% | 2.39x | 2.26x | ZAC231.23 Million |
| 2019 | 19.82% | 3.95% | 2.71x | 1.85x | ZAC211.69 Million |
| 2020 | 12.63% | 2.65% | 1.59x | 3.00x | ZAC55.71 Million |
| 2021 | 26.05% | 5.27% | 1.72x | 2.87x | ZAC409.50 Million |
| 2022 | 20.28% | 4.25% | 1.68x | 2.84x | ZAC240.19 Million |
| 2023 | 5.51% | 1.00% | 1.70x | 3.25x | ZAC-86.49 Million |
| 2024 | 4.88% | 0.79% | 2.00x | 3.08x | ZAC-93.06 Million |
| 2025 | 11.79% | 1.93% | 1.74x | 3.52x | ZAC33.59 Million |
Industry Comparison
This section compares Cashbil's net assets metrics with peer companies in the Home Improvement Retail industry.
Industry Context
- Industry: Home Improvement Retail
- Average net assets among peers: $1,183,000,000
- Average return on equity (ROE) among peers: 23.25%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Cashbil (CSB) | ZAC1.91 Billion | 39.25% | 2.80x | $142.64 Million |
| Italtile Ltd (ITE) | $1.18 Billion | 23.25% | 0.33x | $568.43 Million |
About Cashbil
Cashbuild Limited engages in the retailing of building materials and associated products in South Africa, Botswana, Eswatini, Lesotho, Namibia, Zambia, and Malawi. It operates through Cashbuild, P&L Hardware, Cashbuild Common Monetary Operations, and Cashbuild Non-Common Monetary Operations segments. The company offers builder, hand, and garden tools; safety equipment and workwear, tanks, field t… Read more