Hong Leong Financial Group Bhd (1082) - Net Assets

Latest as of December 2025: RM48.41 Billion MYR ≈ $12.15 Billion USD

Based on the latest financial reports, Hong Leong Financial Group Bhd (1082) has net assets worth RM48.41 Billion MYR (≈ $12.15 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (RM358.18 Billion ≈ $89.93 Billion USD) and total liabilities (RM309.77 Billion ≈ $77.77 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check 1082 cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	RM48.41 Billion
% of Total Assets	13.52%
Annual Growth Rate	11.99%
5-Year Change	39.19%
10-Year Change	103.78%
Growth Volatility	8.84

Hong Leong Financial Group Bhd - Net Assets Trend (2005–2025)

This chart illustrates how Hong Leong Financial Group Bhd's net assets have evolved over time, based on quarterly financial data. Also explore 1082 asset base for the complete picture of this company's asset base.

Annual Net Assets for Hong Leong Financial Group Bhd (2005–2025)

The table below shows the annual net assets of Hong Leong Financial Group Bhd from 2005 to 2025. For live valuation and market cap data, see 1082 company net worth.

Year	Net Assets	Change
2025-06-30	RM47.23 Billion ≈ $11.86 Billion	+6.45%
2024-06-30	RM44.37 Billion ≈ $11.14 Billion	+11.96%
2023-06-30	RM39.63 Billion ≈ $9.95 Billion	+10.11%
2022-06-30	RM35.99 Billion ≈ $9.04 Billion	+6.06%
2021-06-30	RM33.93 Billion ≈ $8.52 Billion	+9.28%
2020-06-30	RM31.05 Billion ≈ $7.80 Billion	+8.57%
2019-06-30	RM28.60 Billion ≈ $7.18 Billion	+7.20%
2018-06-30	RM26.68 Billion ≈ $6.70 Billion	+6.58%
2017-06-30	RM25.03 Billion ≈ $6.28 Billion	+8.01%
2016-06-30	RM23.18 Billion ≈ $5.82 Billion	+19.08%
2015-06-30	RM19.46 Billion ≈ $4.89 Billion	+14.46%
2014-06-30	RM17.00 Billion ≈ $4.27 Billion	+13.33%
2013-06-30	RM15.00 Billion ≈ $3.77 Billion	+12.97%
2012-06-30	RM13.28 Billion ≈ $3.33 Billion	+22.42%
2011-06-30	RM10.85 Billion ≈ $2.72 Billion	+46.04%
2010-06-30	RM7.43 Billion ≈ $1.87 Billion	+9.99%
2009-06-30	RM6.75 Billion ≈ $1.70 Billion	+9.87%
2008-06-30	RM6.15 Billion ≈ $1.54 Billion	+8.97%
2007-06-30	RM5.64 Billion ≈ $1.42 Billion	+10.33%
2006-06-30	RM5.11 Billion ≈ $1.28 Billion	+4.23%
2005-06-30	RM4.91 Billion ≈ $1.23 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to Hong Leong Financial Group Bhd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 2762885100000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (June 2025)

Component	Amount	Percentage
Retained Earnings	RM27.63 Billion	85.94%
Common Stock	RM2.27 Billion	7.05%
Other Comprehensive Income	RM2.27 Billion	7.05%
Total Equity	RM32.15 Billion	100.00%

Hong Leong Financial Group Bhd Competitors by Market Cap

The table below lists competitors of Hong Leong Financial Group Bhd ranked by their market capitalization.

Company	Market Cap
Galaxy Digital Holdings Ltd NASDAQ:GLXY	$5.36 Billion
Bank Ozk NASDAQ:OZK	$5.36 Billion
White Mountains Insurance Group Ltd NYSE:WTM	$5.36 Billion
FTI Consulting Inc NYSE:FCN	$5.37 Billion
Amorepacific Corp. (New) KO:090430	$5.36 Billion
Liontown Resources Ltd AU:LTR	$5.36 Billion
Apar Industries Limited NSE:APARINDS	$5.36 Billion
ADT Inc NYSE:ADT	$5.36 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Hong Leong Financial Group Bhd's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 30,090,670,000 to 32,147,133,000, a change of 2,056,463,000 (6.8%).
Net income of 3,254,699,000 contributed positively to equity growth.
Dividend payments of 637,476,000 reduced retained earnings.
Other comprehensive income decreased equity by 172,530,000.
Other factors decreased equity by 388,230,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	RM3.25 Billion	+10.12%
Dividends Paid	RM637.48 Million	-1.98%
Other Comprehensive Income	RM-172.53 Million	-0.54%
Other Changes	RM-388.23 Million	-1.21%
Total Change	RM-	6.83%

Book Value vs Market Value Analysis

This analysis compares Hong Leong Financial Group Bhd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.66x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 6.19x to 0.66x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2005-06-30	RM3.04	RM18.82	x
2006-06-30	RM3.21	RM18.82	x
2007-06-30	RM3.57	RM18.82	x
2008-06-30	RM3.89	RM18.82	x
2009-06-30	RM4.27	RM18.82	x
2010-06-30	RM4.90	RM18.82	x
2011-06-30	RM7.44	RM18.82	x
2012-06-30	RM8.37	RM18.82	x
2013-06-30	RM9.48	RM18.82	x
2014-06-30	RM10.75	RM18.82	x
2015-06-30	RM12.26	RM18.82	x
2016-06-30	RM13.91	RM18.82	x
2017-06-30	RM14.52	RM18.82	x
2018-06-30	RM15.57	RM18.82	x
2019-06-30	RM16.69	RM18.82	x
2020-06-30	RM18.41	RM18.82	x
2021-06-30	RM20.13	RM18.82	x
2022-06-30	RM21.41	RM18.82	x
2023-06-30	RM23.62	RM18.82	x
2024-06-30	RM26.53	RM18.82	x
2025-06-30	RM28.34	RM18.82	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Hong Leong Financial Group Bhd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 10.12%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 26.88%
• Asset Turnover: 0.03x
• Equity Multiplier: 11.05x
Recent ROE (10.12%) is below the historical average (14.35%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2005	17.90%	35.10%	0.03x	18.98x	RM254.27 Million
2006	18.17%	19.09%	0.05x	19.37x	RM277.00 Million
2007	19.16%	19.51%	0.05x	20.50x	RM344.99 Million
2008	20.12%	21.13%	0.05x	20.35x	RM415.55 Million
2009	21.40%	25.14%	0.04x	19.21x	RM512.59 Million
2010	23.38%	33.04%	0.04x	18.20x	RM690.37 Million
2011	26.28%	38.79%	0.03x	19.81x	RM1.28 Billion
2012	13.86%	17.46%	0.04x	19.14x	RM343.72 Million
2013	14.77%	19.44%	0.04x	17.91x	RM480.12 Million
2014	14.88%	21.84%	0.04x	16.57x	RM559.43 Million
2015	12.36%	20.26%	0.04x	15.44x	RM309.64 Million
2016	8.86%	16.43%	0.04x	13.72x	RM-175.22 Million
2017	9.07%	17.78%	0.04x	13.18x	RM-154.13 Million
2018	10.71%	21.33%	0.04x	12.88x	RM127.00 Million
2019	10.05%	20.69%	0.04x	12.46x	RM9.70 Million
2020	8.89%	21.12%	0.03x	12.14x	RM-232.30 Million
2021	9.93%	27.01%	0.03x	11.98x	RM-16.59 Million
2022	10.10%	29.61%	0.03x	11.82x	RM24.65 Million
2023	10.75%	27.82%	0.03x	11.77x	RM201.68 Million
2024	10.63%	27.42%	0.03x	11.17x	RM188.59 Million
2025	10.12%	26.88%	0.03x	11.05x	RM39.99 Million

Industry Comparison

This section compares Hong Leong Financial Group Bhd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $25,600,206,000
Average return on equity (ROE) among peers: 8.44%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Hong Leong Financial Group Bhd (1082)	RM48.41 Billion	17.90%	6.40x	$5.36 Billion
AMMB Holdings Bhd (1015)	$20.62 Billion	9.70%	8.65x	$5.11 Billion
CIMB Group Holdings Bhd (1023)	$11.11 Billion	9.27%	9.22x	$20.76 Billion
RHB Bank Bhd (1066)	$6.05 Billion	9.85%	16.07x	$8.91 Billion
Malayan Banking Bhd (1155)	$63.51 Billion	10.76%	10.15x	$33.61 Billion
Malaysia Building Society Bhd (1171)	$479.14 Million	11.13%	13.03x	$1.41 Billion
Public Bank Bhd (1295)	$44.75 Billion	12.32%	8.67x	$22.81 Billion
Alliance Financial Group Bhd (2488)	$64.63 Billion	1.05%	0.03x	$2.02 Billion
AFFIN Holdings Bhd (5185)	$11.60 Billion	4.39%	8.64x	$1.60 Billion
Bank Islam Malaysia Bhd (5258)	$7.66 Billion	7.46%	11.64x	$1.33 Billion

About Hong Leong Financial Group Bhd

KLSE:1082 Malaysia Banks - Regional

Market Cap

$5.36 Billion

RM21.35 Billion MYR

Market Cap Rank

#3424 Global

#26 in Malaysia

Share Price

RM18.82

Change (1 day)

-0.74%

52-Week Range

RM15.86 - RM22.84

All Time High

RM22.84