Bank Islam Malaysia Bhd
Bank Islam Malaysia Berhad, together with its subsidiaries, provides Islamic banking products and services in Malaysia. It operates through Group Retail Banking and Group Institutional Banking segments. The company offers term deposits; savings, current, and investment accounts; personal, home, education, and vehicle financing products; debit and credit cards; and wealth management products, incl… Read more
Bank Islam Malaysia Bhd (5258) - Net Assets
Latest net assets as of September 2025: RM8.04 Billion MYR
Based on the latest financial reports, Bank Islam Malaysia Bhd (5258) has net assets worth RM8.04 Billion MYR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (RM102.72 Billion) and total liabilities (RM94.68 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | RM8.04 Billion |
| % of Total Assets | 7.82% |
| Annual Growth Rate | 5.95% |
| 5-Year Change | -89.46% |
| 10-Year Change | 107.15% |
| Growth Volatility | 286.86 |
Bank Islam Malaysia Bhd - Net Assets Trend (2012–2024)
This chart illustrates how Bank Islam Malaysia Bhd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Islam Malaysia Bhd (2012–2024)
The table below shows the annual net assets of Bank Islam Malaysia Bhd from 2012 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | RM7.66 Billion | +3.46% |
| 2023-12-31 | RM7.40 Billion | +8.89% |
| 2022-12-31 | RM6.80 Billion | +6.19% |
| 2021-12-31 | RM6.40 Billion | -91.19% |
| 2020-12-31 | RM72.61 Billion | +1031.35% |
| 2019-12-31 | RM6.42 Billion | +27.71% |
| 2018-12-31 | RM5.03 Billion | +10.85% |
| 2017-12-31 | RM4.53 Billion | +16.77% |
| 2016-12-31 | RM3.88 Billion | +5.06% |
| 2015-12-31 | RM3.70 Billion | +15.90% |
| 2014-12-31 | RM3.19 Billion | +4.56% |
| 2013-12-31 | RM3.05 Billion | -20.32% |
| 2012-12-31 | RM3.83 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Islam Malaysia Bhd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 110.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | RM3.31 Billion | 43.22% |
| Common Stock | RM3.89 Billion | 50.79% |
| Other Comprehensive Income | RM117.22 Million | 1.53% |
| Other Components | RM341.10 Million | 4.46% |
| Total Equity | RM7.66 Billion | 100.00% |
Bank Islam Malaysia Bhd Competitors by Market Cap
The table below lists competitors of Bank Islam Malaysia Bhd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ODDITY Tech Ltd. Class A Ordinary Shares
NASDAQ:ODD
|
$584.68 Million |
|
Serve Robotics Inc. Common Stock
NASDAQ:SERV
|
$584.91 Million |
|
Aidite (Qinhuangdao) Technology Co., Ltd.
SHE:301580
|
$584.95 Million |
|
Montage Gold Corp
OTCQX:MAUTF
|
$585.06 Million |
|
NanJi ECommerce Co Ltd
SHE:002127
|
$583.99 Million |
|
Orrstown Financial Services Inc
NASDAQ:ORRF
|
$583.85 Million |
|
Lunit Inc.
KQ:328130
|
$583.16 Million |
|
Changzhou NRB Corp
SHE:002708
|
$583.06 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Islam Malaysia Bhd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 7,400,212,000 to 7,656,082,000, a change of 255,870,000 (3.5%).
- Net income of 571,084,000 contributed positively to equity growth.
- Dividend payments of 95,645,000 reduced retained earnings.
- Other comprehensive income increased equity by 29,743,000.
- Other factors decreased equity by 249,312,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | RM571.08 Million | +7.46% |
| Dividends Paid | RM95.64 Million | -1.25% |
| Other Comprehensive Income | RM29.74 Million | +0.39% |
| Other Changes | RM-249.31 Million | -3.26% |
| Total Change | RM- | 3.46% |
Book Value vs Market Value Analysis
This analysis compares Bank Islam Malaysia Bhd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.70x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.97x to 0.70x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | RM2.44 | RM2.37 | x |
| 2017-12-31 | RM2.77 | RM2.37 | x |
| 2018-12-31 | RM2.97 | RM2.37 | x |
| 2019-12-31 | RM2.35 | RM2.37 | x |
| 2020-12-31 | RM2.47 | RM2.37 | x |
| 2021-12-31 | RM2.62 | RM2.37 | x |
| 2022-12-31 | RM3.16 | RM2.37 | x |
| 2023-12-31 | RM3.29 | RM2.37 | x |
| 2024-12-31 | RM3.38 | RM2.37 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Islam Malaysia Bhd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.46%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.34%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 12.64x
- Recent ROE (7.46%) is below the historical average (10.50%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 14.40% | 25.63% | 0.03x | 16.26x | RM170.75 Million |
| 2017 | 13.67% | 23.66% | 0.04x | 14.51x | RM166.44 Million |
| 2018 | 13.57% | 24.00% | 0.04x | 14.40x | RM179.48 Million |
| 2019 | 13.35% | 21.65% | 0.05x | 13.11x | RM197.48 Million |
| 2020 | 8.99% | 26.11% | 0.03x | 11.87x | RM-63.62 Million |
| 2021 | 8.35% | 23.85% | 0.03x | 12.52x | RM-105.69 Million |
| 2022 | 7.23% | 14.88% | 0.04x | 13.22x | RM-187.95 Million |
| 2023 | 7.47% | 13.27% | 0.05x | 12.29x | RM-186.97 Million |
| 2024 | 7.46% | 13.34% | 0.04x | 12.64x | RM-194.52 Million |
Industry Comparison
This section compares Bank Islam Malaysia Bhd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $20,568,507,571
- Average return on equity (ROE) among peers: 9.58%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Islam Malaysia Bhd (5258) | RM8.04 Billion | 14.40% | 11.78x | $584.43 Million |
| CIMB Group Holdings Bhd (1023) | $63.78 Billion | 8.53% | 9.45x | $14.12 Billion |
| RHB Bank Bhd (1066) | $32.53 Billion | 9.59% | 9.76x | $5.03 Billion |
| Malaysia Building Society Bhd (1171) | $7.12 Billion | 5.85% | 5.29x | $512.21 Million |
| Public Bank Bhd (1295) | $21.20 Billion | 19.18% | 13.42x | $15.84 Billion |
| Alliance Financial Group Bhd (2488) | $6.26 Billion | 5.73% | 8.70x | $1.02 Billion |
| AFFIN Holdings Bhd (5185) | $8.68 Billion | 6.50% | 6.93x | $645.90 Million |
| Hong Leong Bank Bhd (5819) | $4.40 Billion | 11.66% | 12.11x | $3.34 Billion |