Bank Islam Malaysia Bhd (5258) - Net Assets

Latest as of September 2025: RM8.04 Billion MYR ≈ $2.02 Billion USD

Based on the latest financial reports, Bank Islam Malaysia Bhd (5258) has net assets worth RM8.04 Billion MYR (≈ $2.02 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (RM102.72 Billion ≈ $25.79 Billion USD) and total liabilities (RM94.68 Billion ≈ $23.77 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read 5258 total debt and obligations for a breakdown of total debt and financial obligations.

Key Net Assets Metrics

Metric	Value
Current Net Assets	RM8.04 Billion
% of Total Assets	7.82%
Annual Growth Rate	5.95%
5-Year Change	-89.46%
10-Year Change	107.15%
Growth Volatility	286.86

Bank Islam Malaysia Bhd - Net Assets Trend (2012–2024)

This chart illustrates how Bank Islam Malaysia Bhd's net assets have evolved over time, based on quarterly financial data. Also explore 5258 total asset value for the complete picture of this company's asset base.

Annual Net Assets for Bank Islam Malaysia Bhd (2012–2024)

The table below shows the annual net assets of Bank Islam Malaysia Bhd from 2012 to 2024. For live valuation and market cap data, see 5258 market cap.

Year	Net Assets	Change
2024-12-31	RM7.66 Billion ≈ $1.92 Billion	+3.46%
2023-12-31	RM7.40 Billion ≈ $1.86 Billion	+8.89%
2022-12-31	RM6.80 Billion ≈ $1.71 Billion	+6.19%
2021-12-31	RM6.40 Billion ≈ $1.61 Billion	-91.19%
2020-12-31	RM72.61 Billion ≈ $18.23 Billion	+1031.35%
2019-12-31	RM6.42 Billion ≈ $1.61 Billion	+27.71%
2018-12-31	RM5.03 Billion ≈ $1.26 Billion	+10.85%
2017-12-31	RM4.53 Billion ≈ $1.14 Billion	+16.77%
2016-12-31	RM3.88 Billion ≈ $974.86 Million	+5.06%
2015-12-31	RM3.70 Billion ≈ $927.94 Million	+15.90%
2014-12-31	RM3.19 Billion ≈ $800.65 Million	+4.56%
2013-12-31	RM3.05 Billion ≈ $765.75 Million	-20.32%
2012-12-31	RM3.83 Billion ≈ $961.08 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Bank Islam Malaysia Bhd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 110.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	RM3.31 Billion	43.22%
Common Stock	RM3.89 Billion	50.79%
Other Comprehensive Income	RM117.22 Million	1.53%
Other Components	RM341.10 Million	4.46%
Total Equity	RM7.66 Billion	100.00%

Bank Islam Malaysia Bhd Competitors by Market Cap

The table below lists competitors of Bank Islam Malaysia Bhd ranked by their market capitalization.

Company	Market Cap
North Huajin Chemical Industries Co Ltd SHE:000059	$1.33 Billion
Wuxi Xinhongye Wire & Cable Co. Ltd. A SHE:301310	$1.33 Billion
Rizhao Port Co Ltd SHG:600017	$1.33 Billion
Nanjing Xinjiekou Department Store Co Ltd SHG:600682	$1.33 Billion
Yibin Tianyuan Group Co Ltd SHE:002386	$1.33 Billion
Guangzhou Risong Intelligent Technology Holding Co Ltd SHG:688090	$1.33 Billion
PDF Solutions Inc NASDAQ:PDFS	$1.33 Billion
Gs Retail KO:007070	$1.33 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Islam Malaysia Bhd's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 7,400,212,000 to 7,656,082,000, a change of 255,870,000 (3.5%).
Net income of 571,084,000 contributed positively to equity growth.
Dividend payments of 95,645,000 reduced retained earnings.
Other comprehensive income increased equity by 29,743,000.
Other factors decreased equity by 249,312,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	RM571.08 Million	+7.46%
Dividends Paid	RM95.64 Million	-1.25%
Other Comprehensive Income	RM29.74 Million	+0.39%
Other Changes	RM-249.31 Million	-3.26%
Total Change	RM-	3.46%

Book Value vs Market Value Analysis

This analysis compares Bank Islam Malaysia Bhd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.69x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 0.96x to 0.69x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2016-12-31	RM2.44	RM2.34	x
2017-12-31	RM2.77	RM2.34	x
2018-12-31	RM2.97	RM2.34	x
2019-12-31	RM2.35	RM2.34	x
2020-12-31	RM2.47	RM2.34	x
2021-12-31	RM2.62	RM2.34	x
2022-12-31	RM3.16	RM2.34	x
2023-12-31	RM3.29	RM2.34	x
2024-12-31	RM3.38	RM2.34	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Islam Malaysia Bhd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 7.46%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 13.34%
• Asset Turnover: 0.04x
• Equity Multiplier: 12.64x
Recent ROE (7.46%) is below the historical average (10.50%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2016	14.40%	25.63%	0.03x	16.26x	RM170.75 Million
2017	13.67%	23.66%	0.04x	14.51x	RM166.44 Million
2018	13.57%	24.00%	0.04x	14.40x	RM179.48 Million
2019	13.35%	21.65%	0.05x	13.11x	RM197.48 Million
2020	8.99%	26.11%	0.03x	11.87x	RM-63.62 Million
2021	8.35%	23.85%	0.03x	12.52x	RM-105.69 Million
2022	7.23%	14.88%	0.04x	13.22x	RM-187.95 Million
2023	7.47%	13.27%	0.05x	12.29x	RM-186.97 Million
2024	7.46%	13.34%	0.04x	12.64x	RM-194.52 Million

Industry Comparison

This section compares Bank Islam Malaysia Bhd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $39,385,283,111
Average return on equity (ROE) among peers: 5.19%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Bank Islam Malaysia Bhd (5258)	RM8.04 Billion	14.40%	11.78x	$1.33 Billion
AMMB Holdings Bhd (1015)	$15.59 Billion	-24.54%	9.92x	$5.11 Billion
CIMB Group Holdings Bhd (1023)	$11.11 Billion	9.27%	9.22x	$20.76 Billion
RHB Bank Bhd (1066)	$28.03 Billion	9.34%	9.33x	$8.91 Billion
Hong Leong Financial Group Bhd (1082)	$7.43 Billion	16.24%	11.65x	$5.36 Billion
Malayan Banking Bhd (1155)	$87.11 Billion	7.44%	8.84x	$33.61 Billion
Malaysia Building Society Bhd (1171)	$552.56 Million	10.35%	15.84x	$1.41 Billion
Public Bank Bhd (1295)	$191.12 Billion	1.37%	0.03x	$22.81 Billion
Alliance Financial Group Bhd (2488)	$4.84 Billion	10.78%	10.49x	$2.02 Billion
AFFIN Holdings Bhd (5185)	$8.68 Billion	6.50%	6.93x	$1.60 Billion

About Bank Islam Malaysia Bhd

KLSE:5258 Malaysia Banks - Regional

Market Cap

$1.33 Billion

RM5.30 Billion MYR

Market Cap Rank

#7871 Global

#74 in Malaysia

Share Price

RM2.34

Change (1 day)

-0.43%

52-Week Range

RM2.20 - RM2.54

All Time High

RM2.88