LPI Capital Bhd

KLSE:8621 Malaysia Insurance - Property & Casualty
Market Cap
$1.28 Billion
RM5.75 Billion MYR
Market Cap Rank
#6551 Global
#28 in Malaysia
Share Price
RM14.44
Change (1 day)
+1.55%
52-Week Range
RM13.32 - RM15.54
All Time High
RM15.54
About

LPI Capital Bhd, an investment holding company, engages in the underwriting of general insurance products for personal and business needs in Malaysia, Singapore, and Cambodia. The company offers personal insurance solutions, such as motor, travel, personal accident, health, and home; and business insurance, including motor, property, miscellaneous, marine, trade credit, liability, engineering and… Read more

LPI Capital Bhd (8621) - Net Assets

Latest net assets as of June 2025: RM2.35 Billion MYR

Based on the latest financial reports, LPI Capital Bhd (8621) has net assets worth RM2.35 Billion MYR as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (RM4.81 Billion) and total liabilities (RM2.47 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets RM2.35 Billion
% of Total Assets 48.73%
Annual Growth Rate 4.85%
5-Year Change 16.71%
10-Year Change 39.37%
Growth Volatility 27.33

LPI Capital Bhd - Net Assets Trend (2012–2024)

This chart illustrates how LPI Capital Bhd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for LPI Capital Bhd (2012–2024)

The table below shows the annual net assets of LPI Capital Bhd from 2012 to 2024.

Year Net Assets Change
2024-12-31 RM2.42 Billion +6.08%
2023-12-31 RM2.28 Billion +3.39%
2022-12-31 RM2.21 Billion +3.16%
2021-12-31 RM2.14 Billion +3.16%
2020-12-31 RM2.08 Billion -47.49%
2019-12-31 RM3.95 Billion +83.26%
2018-12-31 RM2.16 Billion +12.28%
2017-12-31 RM1.92 Billion +4.55%
2016-12-31 RM1.84 Billion +5.71%
2015-12-31 RM1.74 Billion +5.14%
2014-12-31 RM1.65 Billion +2.93%
2013-12-31 RM1.61 Billion +17.06%
2012-12-31 RM1.37 Billion --

Equity Component Analysis

This analysis shows how different components contribute to LPI Capital Bhd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 102.1% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings RM1.15 Billion 47.55%
Common Stock RM398.38 Million 16.45%
Other Comprehensive Income RM872.22 Million 36.01%
Total Equity RM2.42 Billion 100.00%

LPI Capital Bhd Competitors by Market Cap

The table below lists competitors of LPI Capital Bhd ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in LPI Capital Bhd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 2,283,514,000 to 2,422,300,000, a change of 138,786,000 (6.1%).
  • Net income of 377,091,000 contributed positively to equity growth.
  • Dividend payments of 278,868,000 reduced retained earnings.
  • Other comprehensive income increased equity by 40,563,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income RM377.09 Million +15.57%
Dividends Paid RM278.87 Million -11.51%
Other Comprehensive Income RM40.56 Million +1.67%
Total Change RM- 6.08%

Book Value vs Market Value Analysis

This analysis compares LPI Capital Bhd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 2.37x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 3.13x to 2.37x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2016-12-31 RM4.61 RM14.44 x
2017-12-31 RM4.82 RM14.44 x
2018-12-31 RM5.41 RM14.44 x
2019-12-31 RM4.95 RM14.44 x
2020-12-31 RM5.21 RM14.44 x
2021-12-31 RM5.37 RM14.44 x
2022-12-31 RM5.54 RM14.44 x
2023-12-31 RM5.73 RM14.44 x
2024-12-31 RM6.08 RM14.44 x

Capital Efficiency Dashboard

This dashboard shows how efficiently LPI Capital Bhd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 15.57%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 23.84%
  • • Asset Turnover: 0.33x
  • • Equity Multiplier: 1.98x
  • Recent ROE (15.57%) is below the historical average (16.26%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2015 18.46% 33.26% 0.27x 2.09x RM147.14 Million
2016 23.80% 39.31% 0.30x 1.99x RM253.49 Million
2017 16.34% 29.59% 0.28x 1.99x RM121.70 Million
2018 14.56% 27.74% 0.27x 1.97x RM98.37 Million
2019 16.35% 26.37% 0.30x 2.05x RM125.17 Million
2020 16.22% 27.46% 0.27x 2.18x RM129.18 Million
2021 16.10% 29.03% 0.24x 2.29x RM130.58 Million
2022 11.42% 20.57% 0.25x 2.20x RM31.36 Million
2023 13.74% 24.69% 0.28x 2.00x RM85.37 Million
2024 15.57% 23.84% 0.33x 1.98x RM134.86 Million

Industry Comparison

This section compares LPI Capital Bhd's net assets metrics with peer companies in the Insurance - Property & Casualty industry.

Industry Context

  • Industry: Insurance - Property & Casualty
  • Average net assets among peers: $261,710,000
  • Average return on equity (ROE) among peers: -7.25%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
LPI Capital Bhd (8621) RM2.35 Billion 18.46% 1.05x $1.21 Billion
Pacific Orient Bhd (6009) $261.71 Million -7.25% 3.00x $10.96 Million