Samsung Life (032830) - Net Assets
Based on the latest financial reports, Samsung Life (032830) has net assets worth ₩64.84 Trillion KRW (≈ $43.94 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₩350.69 Trillion ≈ $237.65 Billion USD) and total liabilities (₩285.85 Trillion ≈ $193.72 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are Samsung Life's assets to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₩64.84 Trillion |
| % of Total Assets | 18.49% |
| Annual Growth Rate | 13.76% |
| 5-Year Change | 63.62% |
| 10-Year Change | 129.03% |
| Growth Volatility | 30.92 |
Samsung Life - Net Assets Trend (1999–2025)
This chart illustrates how Samsung Life's net assets have evolved over time, based on quarterly financial data. Also explore Samsung Life asset portfolio for the complete picture of this company's asset base.
Annual Net Assets for Samsung Life (1999–2025)
The table below shows the annual net assets of Samsung Life from 1999 to 2025. For live valuation and market cap data, see 032830 market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | ₩64.84 Trillion ≈ $43.94 Billion |
+70.16% |
| 2024-12-31 | ₩38.10 Trillion ≈ $25.82 Billion |
-14.06% |
| 2023-12-31 | ₩44.34 Trillion ≈ $30.05 Billion |
+83.45% |
| 2022-12-31 | ₩24.17 Trillion ≈ $16.38 Billion |
-39.01% |
| 2021-12-31 | ₩39.63 Trillion ≈ $26.85 Billion |
-9.14% |
| 2020-12-31 | ₩43.61 Trillion ≈ $29.55 Billion |
+16.87% |
| 2019-12-31 | ₩37.32 Trillion ≈ $25.29 Billion |
+22.33% |
| 2018-12-31 | ₩30.51 Trillion ≈ $20.67 Billion |
-1.98% |
| 2017-12-31 | ₩31.12 Trillion ≈ $21.09 Billion |
+9.94% |
| 2016-12-31 | ₩28.31 Trillion ≈ $19.18 Billion |
+19.34% |
| 2015-12-31 | ₩23.72 Trillion ≈ $16.08 Billion |
+6.45% |
| 2014-12-31 | ₩22.28 Trillion ≈ $15.10 Billion |
+13.49% |
| 2013-12-31 | ₩19.64 Trillion ≈ $13.31 Billion |
-9.63% |
| 2012-12-31 | ₩21.73 Trillion ≈ $14.73 Billion |
+19.97% |
| 2011-12-31 | ₩18.11 Trillion ≈ $12.28 Billion |
+17.28% |
| 2010-12-31 | ₩15.44 Trillion ≈ $10.47 Billion |
+26.69% |
| 2009-12-31 | ₩12.19 Trillion ≈ $8.26 Billion |
+62.64% |
| 2008-12-31 | ₩7.50 Trillion ≈ $5.08 Billion |
-20.24% |
| 2007-12-31 | ₩9.40 Trillion ≈ $6.37 Billion |
+6.98% |
| 2006-12-31 | ₩8.78 Trillion ≈ $5.95 Billion |
+6.12% |
| 2005-12-31 | ₩8.28 Trillion ≈ $5.61 Billion |
+0.07% |
| 2004-12-31 | ₩8.27 Trillion ≈ $5.61 Billion |
-17.72% |
| 2003-12-31 | ₩10.05 Trillion ≈ $6.81 Billion |
+73.09% |
| 2002-12-31 | ₩5.81 Trillion ≈ $3.94 Billion |
+8.17% |
| 2001-12-31 | ₩5.37 Trillion ≈ $3.64 Billion |
+66.06% |
| 2000-12-31 | ₩3.23 Trillion ≈ $2.19 Billion |
+42.40% |
| 1999-12-31 | ₩2.27 Trillion ≈ $1.54 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Samsung Life's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2501.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₩21.09 Trillion | 33.62% |
| Other Components | ₩41.64 Trillion | 66.38% |
| Total Equity | ₩62.72 Trillion | 100.00% |
Samsung Life Competitors by Market Cap
The table below lists competitors of Samsung Life ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Nestle India Limited
NSE:NESTLEIND
|
$30.42 Billion |
|
Grupo Financiero Banorte S.A.B. de C.V
MX:GFNORTEO
|
$30.42 Billion |
|
Qinghai Salt Lake Industry Co.Ltd
SHE:000792
|
$30.42 Billion |
|
Advanced Info Service Public Company Limited
F:NVAA
|
$30.43 Billion |
|
Bank of Jiangsu Co Ltd
SHG:600919
|
$30.34 Billion |
|
Volkswagen AG
XETRA:VOW
|
$30.34 Billion |
|
Fairfax Financial Holdings Ltd
TO:FFH
|
$30.31 Billion |
|
STMicroelectronics NV ADR
NYSE:STM
|
$30.27 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Samsung Life's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 36,097,438,000,000 to 62,724,296,000,000, a change of 26,626,858,000,000 (73.8%).
- Net income of 2,302,837,000,000 contributed positively to equity growth.
- Dividend payments of 874,446,000,000 reduced retained earnings.
- Other factors increased equity by 25,198,467,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₩2.30 Trillion | +3.67% |
| Dividends Paid | ₩874.45 Billion | -1.39% |
| Other Changes | ₩25.20 Trillion | +40.17% |
| Total Change | ₩- | 73.76% |
Book Value vs Market Value Analysis
This analysis compares Samsung Life's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.71x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.53x to 0.71x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | ₩163491.48 | ₩249500.00 | x |
| 2018-12-31 | ₩160947.40 | ₩249500.00 | x |
| 2019-12-31 | ₩198619.41 | ₩249500.00 | x |
| 2020-12-31 | ₩233299.74 | ₩249500.00 | x |
| 2021-12-31 | ₩210565.76 | ₩249500.00 | x |
| 2022-12-31 | ₩124080.69 | ₩249500.00 | x |
| 2023-12-31 | ₩236323.99 | ₩249500.00 | x |
| 2024-12-31 | ₩201016.19 | ₩249500.00 | x |
| 2025-12-31 | ₩349293.46 | ₩249500.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Samsung Life utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.67%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.08%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 5.59x
- Recent ROE (3.67%) is below the historical average (5.52%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2009 | 7.47% | 4.31% | 0.16x | 10.98x | ₩-307.20 Billion |
| 2010 | 12.51% | 8.43% | 0.16x | 9.52x | ₩385.82 Billion |
| 2011 | 5.25% | 4.37% | 0.13x | 8.92x | ₩-857.90 Billion |
| 2012 | 4.54% | 3.35% | 0.16x | 8.58x | ₩-1.18 Trillion |
| 2013 | 4.79% | 4.84% | 0.10x | 10.17x | ₩-988.92 Billion |
| 2014 | 6.02% | 5.12% | 0.12x | 9.66x | ₩-883.00 Billion |
| 2015 | 5.12% | 4.60% | 0.11x | 9.74x | ₩-1.15 Trillion |
| 2016 | 7.71% | 6.79% | 0.11x | 9.93x | ₩-610.16 Billion |
| 2017 | 3.97% | 4.03% | 0.10x | 9.63x | ₩-1.77 Trillion |
| 2018 | 5.76% | 5.54% | 0.10x | 10.01x | ₩-1.23 Trillion |
| 2019 | 2.74% | 3.35% | 0.09x | 8.77x | ₩-2.59 Trillion |
| 2020 | 3.02% | 4.35% | 0.09x | 8.03x | ₩-2.92 Trillion |
| 2021 | 3.89% | 5.15% | 0.08x | 9.03x | ₩-2.31 Trillion |
| 2022 | 7.11% | 5.49% | 0.09x | 14.19x | ₩-644.83 Billion |
| 2023 | 4.47% | 7.77% | 0.08x | 7.41x | ₩-2.35 Trillion |
| 2024 | 5.84% | 8.82% | 0.08x | 8.65x | ₩-1.50 Trillion |
| 2025 | 3.67% | 8.08% | 0.08x | 5.59x | ₩-3.97 Trillion |
Industry Comparison
This section compares Samsung Life's net assets metrics with peer companies in the Insurance - Life industry.
Industry Context
- Industry: Insurance - Life
- Average net assets among peers: $788,017,136,460
- Average return on equity (ROE) among peers: 4.79%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Samsung Life (032830) | ₩64.84 Trillion | 7.47% | 4.41x | $30.36 Billion |
| Tongyang Life (082640) | $1.61 Trillion | 9.68% | 9.97x | $878.88 Million |
| Mirae Asset Life Insurance Co Ltd (085620) | $2.34 Trillion | 4.69% | 15.27x | $1.41 Billion |
| Hanwha Life (088350) | $-1.58 Trillion | 0.00% | 0.00x | $2.49 Billion |
About Samsung Life
Samsung Life Insurance Co., Ltd., together with its subsidiaries, engages in the life insurance business to corporate and individual customers in South Korea and internationally. The company operates through Domestic Insurance; Credit Card Service, Installment Financing and Leasing; and Overseas segments. It also offers various loan products for companies, household, and stocks and bonds, as well… Read more