Samsung Life (032830) - Net Assets

Latest as of December 2025: ₩64.84 Trillion KRW ≈ $43.94 Billion USD

Based on the latest financial reports, Samsung Life (032830) has net assets worth ₩64.84 Trillion KRW (≈ $43.94 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₩350.69 Trillion ≈ $237.65 Billion USD) and total liabilities (₩285.85 Trillion ≈ $193.72 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check 032830 tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	₩64.84 Trillion
% of Total Assets	18.49%
Annual Growth Rate	13.76%
5-Year Change	63.62%
10-Year Change	129.03%
Growth Volatility	30.92

Samsung Life - Net Assets Trend (1999–2025)

This chart illustrates how Samsung Life's net assets have evolved over time, based on quarterly financial data. See defensive interval ratio of Samsung Life to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Samsung Life (1999–2025)

The table below shows the annual net assets of Samsung Life from 1999 to 2025. For live valuation and market cap data, see 032830 market cap overview.

Year	Net Assets	Change
2025-12-31	₩64.84 Trillion ≈ $43.94 Billion	+70.16%
2024-12-31	₩38.10 Trillion ≈ $25.82 Billion	-14.06%
2023-12-31	₩44.34 Trillion ≈ $30.05 Billion	+83.45%
2022-12-31	₩24.17 Trillion ≈ $16.38 Billion	-39.01%
2021-12-31	₩39.63 Trillion ≈ $26.85 Billion	-9.14%
2020-12-31	₩43.61 Trillion ≈ $29.55 Billion	+16.87%
2019-12-31	₩37.32 Trillion ≈ $25.29 Billion	+22.33%
2018-12-31	₩30.51 Trillion ≈ $20.67 Billion	-1.98%
2017-12-31	₩31.12 Trillion ≈ $21.09 Billion	+9.94%
2016-12-31	₩28.31 Trillion ≈ $19.18 Billion	+19.34%
2015-12-31	₩23.72 Trillion ≈ $16.08 Billion	+6.45%
2014-12-31	₩22.28 Trillion ≈ $15.10 Billion	+13.49%
2013-12-31	₩19.64 Trillion ≈ $13.31 Billion	-9.63%
2012-12-31	₩21.73 Trillion ≈ $14.73 Billion	+19.97%
2011-12-31	₩18.11 Trillion ≈ $12.28 Billion	+17.28%
2010-12-31	₩15.44 Trillion ≈ $10.47 Billion	+26.69%
2009-12-31	₩12.19 Trillion ≈ $8.26 Billion	+62.64%
2008-12-31	₩7.50 Trillion ≈ $5.08 Billion	-20.24%
2007-12-31	₩9.40 Trillion ≈ $6.37 Billion	+6.98%
2006-12-31	₩8.78 Trillion ≈ $5.95 Billion	+6.12%
2005-12-31	₩8.28 Trillion ≈ $5.61 Billion	+0.07%
2004-12-31	₩8.27 Trillion ≈ $5.61 Billion	-17.72%
2003-12-31	₩10.05 Trillion ≈ $6.81 Billion	+73.09%
2002-12-31	₩5.81 Trillion ≈ $3.94 Billion	+8.17%
2001-12-31	₩5.37 Trillion ≈ $3.64 Billion	+66.06%
2000-12-31	₩3.23 Trillion ≈ $2.19 Billion	+42.40%
1999-12-31	₩2.27 Trillion ≈ $1.54 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to Samsung Life's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 2501.8% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	₩21.09 Trillion	33.62%
Other Components	₩41.64 Trillion	66.38%
Total Equity	₩62.72 Trillion	100.00%

Samsung Life Competitors by Market Cap

The table below lists competitors of Samsung Life ranked by their market capitalization.

Company	Market Cap
United Microelectronics Corporation TW:2303	$57.62 Billion
MPLX LP NYSE:MPLX	$57.69 Billion
Great-West Lifeco Inc. TO:GWO	$57.91 Billion
Baker Hughes Co NASDAQ:BKR	$57.95 Billion
Wheaton Precious Metals Corp TO:WPM	$56.84 Billion
WW Grainger Inc NYSE:GWW	$56.83 Billion
Aon PLC F:4VK	$56.77 Billion
Bank of China Limited F:W8V	$56.75 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Samsung Life's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 36,097,438,000,000 to 62,724,296,000,000, a change of 26,626,858,000,000 (73.8%).
Net income of 2,302,837,000,000 contributed positively to equity growth.
Dividend payments of 874,446,000,000 reduced retained earnings.
Other factors increased equity by 25,198,467,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	₩2.30 Trillion	+3.67%
Dividends Paid	₩874.45 Billion	-1.39%
Other Changes	₩25.20 Trillion	+40.17%
Total Change	₩-	73.76%

Book Value vs Market Value Analysis

This analysis compares Samsung Life's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.34x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 2.87x to 1.34x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	₩163491.48	₩469000.00	x
2018-12-31	₩160947.40	₩469000.00	x
2019-12-31	₩198619.41	₩469000.00	x
2020-12-31	₩233299.74	₩469000.00	x
2021-12-31	₩210565.76	₩469000.00	x
2022-12-31	₩124080.69	₩469000.00	x
2023-12-31	₩236323.99	₩469000.00	x
2024-12-31	₩201016.19	₩469000.00	x
2025-12-31	₩349293.46	₩469000.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Samsung Life utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 3.67%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 8.08%
• Asset Turnover: 0.08x
• Equity Multiplier: 5.59x
Recent ROE (3.67%) is below the historical average (5.52%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2009	7.47%	4.31%	0.16x	10.98x	₩-307.20 Billion
2010	12.51%	8.43%	0.16x	9.52x	₩385.82 Billion
2011	5.25%	4.37%	0.13x	8.92x	₩-857.90 Billion
2012	4.54%	3.35%	0.16x	8.58x	₩-1.18 Trillion
2013	4.79%	4.84%	0.10x	10.17x	₩-988.92 Billion
2014	6.02%	5.12%	0.12x	9.66x	₩-883.00 Billion
2015	5.12%	4.60%	0.11x	9.74x	₩-1.15 Trillion
2016	7.71%	6.79%	0.11x	9.93x	₩-610.16 Billion
2017	3.97%	4.03%	0.10x	9.63x	₩-1.77 Trillion
2018	5.76%	5.54%	0.10x	10.01x	₩-1.23 Trillion
2019	2.74%	3.35%	0.09x	8.77x	₩-2.59 Trillion
2020	3.02%	4.35%	0.09x	8.03x	₩-2.92 Trillion
2021	3.89%	5.15%	0.08x	9.03x	₩-2.31 Trillion
2022	7.11%	5.49%	0.09x	14.19x	₩-644.83 Billion
2023	4.47%	7.77%	0.08x	7.41x	₩-2.35 Trillion
2024	5.84%	8.82%	0.08x	8.65x	₩-1.50 Trillion
2025	3.67%	8.08%	0.08x	5.59x	₩-3.97 Trillion

Industry Comparison

This section compares Samsung Life's net assets metrics with peer companies in the Insurance - Life industry.

Industry Context

Industry: Insurance - Life
Average net assets among peers: $4,074,910,830,577
Average return on equity (ROE) among peers: 6.55%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Samsung Life (032830)	₩64.84 Trillion	7.47%	4.41x	$57.08 Billion
Tongyang Life (082640)	$1.81 Trillion	9.11%	10.31x	$842.92 Million
Mirae Asset Life Insurance Co Ltd (085620)	$4.09 Trillion	3.05%	7.57x	$2.83 Billion
Hanwha Life (088350)	$6.33 Trillion	7.50%	9.83x	$2.77 Billion

About Samsung Life

KO:032830 Korea Insurance - Life

Market Cap

$57.08 Billion

₩84.22 Trillion KRW

Market Cap Rank

#474 Global

#7 in Korea

Share Price

₩469000.00

Change (1 day)

+4.92%

52-Week Range

₩119700.00 - ₩480000.00

All Time High

₩480000.00