Hana Financial (086790) - Net Assets

Latest as of September 2025: ₩45.00 Trillion KRW ≈ $30.49 Billion USD

Based on the latest financial reports, Hana Financial (086790) has net assets worth ₩45.00 Trillion KRW (≈ $30.49 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₩659.08 Trillion ≈ $446.65 Billion USD) and total liabilities (₩614.08 Trillion ≈ $416.15 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check 086790 cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	₩45.00 Trillion
% of Total Assets	6.83%
Annual Growth Rate	10.42%
5-Year Change	37.9%
10-Year Change	89.7%
Growth Volatility	9.74

Hana Financial - Net Assets Trend (2005–2024)

This chart illustrates how Hana Financial's net assets have evolved over time, based on quarterly financial data. Also explore 086790 total asset value for the complete picture of this company's asset base.

Annual Net Assets for Hana Financial (2005–2024)

The table below shows the annual net assets of Hana Financial from 2005 to 2024. For live valuation and market cap data, see Hana Financial (086790) total market value.

Year	Net Assets	Change
2024-12-31	₩43.58 Trillion ≈ $29.53 Billion	+8.45%
2023-12-31	₩40.18 Trillion ≈ $27.23 Billion	+7.38%
2022-12-31	₩37.42 Trillion ≈ $25.36 Billion	+5.41%
2021-12-31	₩35.50 Trillion ≈ $24.06 Billion	+12.34%
2020-12-31	₩31.60 Trillion ≈ $21.42 Billion	+9.02%
2019-12-31	₩28.98 Trillion ≈ $19.64 Billion	+6.92%
2018-12-31	₩27.11 Trillion ≈ $18.37 Billion	+9.19%
2017-12-31	₩24.83 Trillion ≈ $16.83 Billion	+6.15%
2016-12-31	₩23.39 Trillion ≈ $15.85 Billion	+1.82%
2015-12-31	₩22.97 Trillion ≈ $15.57 Billion	+4.92%
2014-12-31	₩21.89 Trillion ≈ $14.84 Billion	+4.81%
2013-12-31	₩20.89 Trillion ≈ $14.16 Billion	+2.53%
2012-12-31	₩20.37 Trillion ≈ $13.81 Billion	+37.47%
2011-12-31	₩14.82 Trillion ≈ $10.04 Billion	+30.34%
2010-12-31	₩11.37 Trillion ≈ $7.71 Billion	+14.95%
2009-12-31	₩9.89 Trillion ≈ $6.70 Billion	+6.36%
2008-12-31	₩9.30 Trillion ≈ $6.30 Billion	-2.81%
2007-12-31	₩9.57 Trillion ≈ $6.49 Billion	+19.52%
2006-12-31	₩8.01 Trillion ≈ $5.43 Billion	+20.77%
2005-12-31	₩6.63 Trillion ≈ $4.49 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to Hana Financial's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 23411.9% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	₩27.64 Trillion	64.73%
Other Components	₩15.06 Trillion	35.27%
Total Equity	₩42.70 Trillion	100.00%

Hana Financial Competitors by Market Cap

The table below lists competitors of Hana Financial ranked by their market capitalization.

Company	Market Cap
Flex Ltd F:FXI	$23.78 Billion
Coterra Energy Inc NYSE:CTRA	$23.80 Billion
Credicorp Ltd F:D8V	$23.81 Billion
Shriram Finance Limited NSE:SHRIRAMFIN	$23.85 Billion
Bunge Limited NYSE:BG	$23.75 Billion
BK MANDIRI (PE).ADR/20 ON F:PQ90	$23.73 Billion
Verisk Analytics Inc NASDAQ:VRSK	$23.73 Billion
Hengtong Optic Electric Co Ltd SHG:600487	$23.72 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Hana Financial's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 39,343,318,000,000 to 42,701,020,000,000, a change of 3,357,702,000,000 (8.5%).
Net income of 3,738,849,000,000 contributed positively to equity growth.
Dividend payments of 1,125,116,000,000 reduced retained earnings.
Share repurchases of 396,885,000,000 reduced equity.
Other factors increased equity by 1,140,854,000,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	₩3.74 Trillion	+8.76%
Dividends Paid	₩1.13 Trillion	-2.63%
Share Repurchases	₩396.88 Billion	-0.93%
Other Changes	₩1.14 Trillion	+2.67%
Total Change	₩-	8.53%

Book Value vs Market Value Analysis

This analysis compares Hana Financial's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.84x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 1.59x to 0.84x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	₩80653.53	₩127900.00	x
2018-12-31	₩88026.21	₩127900.00	x
2019-12-31	₩96460.90	₩127900.00	x
2020-12-31	₩105341.33	₩127900.00	x
2021-12-31	₩117362.56	₩127900.00	x
2022-12-31	₩124934.90	₩127900.00	x
2023-12-31	₩136600.87	₩127900.00	x
2024-12-31	₩151798.39	₩127900.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Hana Financial utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 8.76%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 27.94%
• Asset Turnover: 0.02x
• Equity Multiplier: 14.94x
Recent ROE (8.76%) is above the historical average (7.91%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2005	3.45%	13.35%	0.02x	15.31x	₩-410.29 Billion
2006	13.19%	14.11%	0.06x	14.92x	₩248.39 Billion
2007	13.92%	11.11%	0.09x	13.54x	₩365.71 Billion
2008	5.41%	1.27%	0.24x	17.66x	₩-410.19 Billion
2009	3.21%	1.15%	0.18x	15.75x	₩-648.37 Billion
2010	9.47%	4.78%	0.13x	14.85x	₩-56.73 Billion
2011	8.57%	11.91%	0.06x	12.66x	₩-201.94 Billion
2012	10.05%	11.48%	0.05x	18.02x	₩8.61 Billion
2013	4.59%	6.35%	0.05x	14.81x	₩-1.08 Trillion
2014	4.35%	7.36%	0.04x	14.94x	₩-1.19 Trillion
2015	4.11%	7.66%	0.04x	14.76x	₩-1.31 Trillion
2016	6.22%	20.91%	0.02x	15.48x	₩-849.03 Billion
2017	8.53%	26.27%	0.02x	15.08x	₩-350.53 Billion
2018	8.45%	27.43%	0.02x	14.57x	₩-409.59 Billion
2019	8.50%	26.94%	0.02x	14.99x	₩-420.86 Billion
2020	8.59%	25.98%	0.02x	14.99x	₩-434.13 Billion
2021	10.30%	32.46%	0.02x	14.68x	₩104.20 Billion
2022	9.75%	29.35%	0.02x	15.62x	₩-90.25 Billion
2023	8.70%	26.00%	0.02x	15.05x	₩-512.62 Billion
2024	8.76%	27.94%	0.02x	14.94x	₩-531.25 Billion

Industry Comparison

This section compares Hana Financial's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $18,156,774,175,414
Average return on equity (ROE) among peers: 6.26%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Hana Financial (086790)	₩45.00 Trillion	3.45%	13.65x	$23.75 Billion
Jeju Bank (006220)	$213.49 Billion	6.01%	12.85x	$323.27 Million
Industrial Bank Of Korea (024110)	$5.07 Trillion	6.06%	10.83x	$12.21 Billion
Shinhan Financial Group (055550)	$58.82 Trillion	7.57%	11.58x	$32.13 Billion
KB Financial Group (105560)	$39.24 Trillion	1.38%	0.15x	$39.00 Billion
BNK Financial Group Inc (138930)	$10.67 Trillion	5.99%	12.66x	$3.96 Billion
Dgb Financial (139130)	$5.43 Trillion	6.03%	12.34x	$2.08 Billion
Jb Financial (175330)	$4.03 Trillion	9.02%	12.25x	$3.52 Billion
Woori Financial Group Inc (316140)	$33.40 Trillion	7.50%	13.91x	$16.52 Billion
KakaoBank Corp (323410)	$6.54 Trillion	6.73%	8.60x	$7.86 Billion

About Hana Financial

KO:086790 Korea Banks - Regional

Market Cap

$23.75 Billion

₩35.04 Trillion KRW

Market Cap Rank

#1088 Global

#22 in Korea

Share Price

₩127900.00

Change (1 day)

+0.63%

52-Week Range

₩63800.00 - ₩131300.00

All Time High

₩131300.00