BNK Financial Group Inc

KO:138930 Korea Banks - Regional
Market Cap
$4.03 Billion
₩5.90 Trillion KRW
Market Cap Rank
#3794 Global
#73 in Korea
Share Price
₩18760.00
Change (1 day)
+1.52%
52-Week Range
₩9300.00 - ₩22650.00
All Time High
₩22650.00
Categories
Companies in Korea Banks - Regional Banking & Financial
About

BNK Financial Group Inc., together with its subsidiaries, provides various financial products and services in South Korea and internationally. The company is involved in banking; specialized credit financial; investment brokerage and trading; financial advisory and collective investment; credit investigation and collection; start-up venture capital advisory; and leasing activities. It also operat… Read more

BNK Financial Group Inc (138930) - Net Assets

Latest net assets as of September 2025: ₩11.17 Trillion KRW

Based on the latest financial reports, BNK Financial Group Inc (138930) has net assets worth ₩11.17 Trillion KRW as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₩158.41 Trillion) and total liabilities (₩147.24 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets ₩11.17 Trillion
% of Total Assets 7.05%
Annual Growth Rate 14.79%
5-Year Change 15.8%
10-Year Change 80.07%
Growth Volatility 17.25

BNK Financial Group Inc - Net Assets Trend (2000–2024)

This chart illustrates how BNK Financial Group Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for BNK Financial Group Inc (2000–2024)

The table below shows the annual net assets of BNK Financial Group Inc from 2000 to 2024.

Year Net Assets Change
2024-12-31 ₩11.15 Trillion +4.44%
2023-12-31 ₩10.67 Trillion -1.46%
2022-12-31 ₩10.83 Trillion +5.96%
2021-12-31 ₩10.22 Trillion +6.20%
2020-12-31 ₩9.63 Trillion +4.85%
2019-12-31 ₩9.18 Trillion +8.98%
2018-12-31 ₩8.42 Trillion +10.04%
2017-12-31 ₩7.66 Trillion +8.03%
2016-12-31 ₩7.09 Trillion +14.48%
2015-12-31 ₩6.19 Trillion +13.30%
2014-12-31 ₩5.46 Trillion +51.74%
2013-12-31 ₩3.60 Trillion +10.62%
2012-12-31 ₩3.26 Trillion +10.16%
2011-12-31 ₩2.95 Trillion +20.22%
2010-12-31 ₩2.46 Trillion +15.97%
2009-12-31 ₩2.12 Trillion +28.79%
2008-12-31 ₩1.65 Trillion +11.75%
2007-12-31 ₩1.47 Trillion +15.16%
2006-12-31 ₩1.28 Trillion +11.54%
2005-12-31 ₩1.15 Trillion +11.79%
2004-12-31 ₩1.03 Trillion +9.43%
2003-12-31 ₩937.25 Billion +14.85%
2002-12-31 ₩816.09 Billion +83.53%
2001-12-31 ₩444.67 Billion +9.29%
2000-12-31 ₩406.89 Billion --

Equity Component Analysis

This analysis shows how different components contribute to BNK Financial Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 760475305457000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings ₩7.60 Trillion 71.08%
Other Components ₩3.09 Trillion 28.92%
Total Equity ₩10.70 Trillion 100.00%

BNK Financial Group Inc Competitors by Market Cap

The table below lists competitors of BNK Financial Group Inc ranked by their market capitalization.

Company Market Cap
EASTERN BANKSHARES DL-01
F:EB0
 		$3.19 Billion
NovaGold Resources Inc
NYSE MKT:NG
 		$3.20 Billion
Mapfre S.A
PINK:MPFRF
 		$3.20 Billion
LivaNova PLC
NASDAQ:LIVN
 		$3.20 Billion
Volati AB
ST:VOLO-PREF
 		$3.19 Billion
Getinge AB (publ)
F:GTN0
 		$3.19 Billion
Capstone Copper Corp.
OTCGREY:CSCCF
 		$3.19 Billion
Genting Singapore Limited
PINK:GIGNF
 		$3.19 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in BNK Financial Group Inc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 10,225,000,141,300 to 10,698,820,606,600, a change of 473,820,465,300 (4.6%).
  • Net income of 728,547,763,210 contributed positively to equity growth.
  • Dividend payments of 250,147,143,780 reduced retained earnings.
  • Share repurchases of 32,995,952,870 reduced equity.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income ₩728.55 Billion +6.81%
Dividends Paid ₩250.15 Billion -2.34%
Share Repurchases ₩33.00 Billion -0.31%
Other Changes ₩28.42 Billion +0.27%
Total Change ₩- 4.63%

Book Value vs Market Value Analysis

This analysis compares BNK Financial Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.56x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 0.87x to 0.56x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-12-31 ₩21654.25 ₩18760.00 x
2018-12-31 ₩23401.35 ₩18760.00 x
2019-12-31 ₩25416.37 ₩18760.00 x
2020-12-31 ₩26904.97 ₩18760.00 x
2021-12-31 ₩28744.81 ₩18760.00 x
2022-12-31 ₩30467.83 ₩18760.00 x
2023-12-31 ₩31745.94 ₩18760.00 x
2024-12-31 ₩33603.56 ₩18760.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently BNK Financial Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 6.81%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 18.88%
  • • Asset Turnover: 0.03x
  • • Equity Multiplier: 14.25x
  • Recent ROE (6.81%) is below the historical average (10.89%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2000 2.57% 1.04% 0.08x 29.60x ₩-30.24 Billion
2001 11.87% 4.67% 0.09x 29.78x ₩8.31 Billion
2002 18.08% 14.15% 0.07x 18.06x ₩65.96 Billion
2003 12.95% 11.18% 0.07x 17.67x ₩27.63 Billion
2004 12.90% 12.03% 0.06x 16.98x ₩29.75 Billion
2005 15.61% 15.33% 0.06x 16.87x ₩64.33 Billion
2006 14.38% 16.10% 0.05x 17.21x ₩55.97 Billion
2007 18.38% 17.76% 0.06x 17.85x ₩123.43 Billion
2008 16.71% 8.36% 0.12x 17.21x ₩110.38 Billion
2009 11.56% 10.17% 0.08x 14.57x ₩33.15 Billion
2010 13.57% 18.62% 0.05x 14.26x ₩87.72 Billion
2011 16.26% 22.55% 0.05x 13.32x ₩184.86 Billion
2012 11.09% 15.22% 0.06x 13.18x ₩35.62 Billion
2013 8.73% 13.21% 0.05x 13.40x ₩-44.58 Billion
2014 16.99% 20.34% 0.05x 17.64x ₩333.20 Billion
2015 8.25% 13.99% 0.04x 15.34x ₩-103.11 Billion
2016 7.64% 25.55% 0.02x 13.78x ₩-160.15 Billion
2017 5.71% 20.42% 0.02x 13.37x ₩-302.66 Billion
2018 6.58% 22.25% 0.02x 12.95x ₩-260.60 Billion
2019 6.79% 23.75% 0.02x 12.62x ₩-266.15 Billion
2020 5.95% 17.71% 0.03x 13.08x ₩-353.57 Billion
2021 8.48% 22.92% 0.03x 13.76x ₩-141.56 Billion
2022 8.20% 22.45% 0.03x 13.86x ₩-178.32 Billion
2023 6.26% 17.35% 0.03x 14.26x ₩-382.72 Billion
2024 6.81% 18.88% 0.03x 14.25x ₩-341.33 Billion

Industry Comparison

This section compares BNK Financial Group Inc's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $11,110,332,154,600
  • Average return on equity (ROE) among peers: 11.34%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
BNK Financial Group Inc (138930) ₩11.17 Trillion 2.57% 13.18x $3.19 Billion
Jeju Bank (006220) $132.29 Billion 10.70% 17.76x $74.06 Million
Industrial Bank Of Korea (024110) $14.43 Trillion 4.81% 13.73x $5.23 Billion
Hana Financial (086790) $35.50 Trillion 9.93% 13.15x $19.46 Billion
Dgb Financial (139130) $3.21 Trillion 7.15% 11.77x $1.56 Billion
Jb Financial (175330) $2.28 Trillion 24.08% 14.58x $2.69 Billion