BNK Financial Group Inc (138930) - Net Assets

Latest as of December 2025: ₩11.24 Trillion KRW ≈ $7.62 Billion USD

Based on the latest financial reports, BNK Financial Group Inc (138930) has net assets worth ₩11.24 Trillion KRW (≈ $7.62 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₩161.10 Trillion ≈ $109.17 Billion USD) and total liabilities (₩149.85 Trillion ≈ $101.55 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check BNK Financial Group Inc liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	₩11.24 Trillion
% of Total Assets	6.98%
Annual Growth Rate	14.2%
5-Year Change	9.96%
10-Year Change	58.62%
Growth Volatility	17.16

BNK Financial Group Inc - Net Assets Trend (2000–2025)

This chart illustrates how BNK Financial Group Inc's net assets have evolved over time, based on quarterly financial data. Also explore BNK Financial Group Inc total assets for the complete picture of this company's asset base.

Annual Net Assets for BNK Financial Group Inc (2000–2025)

The table below shows the annual net assets of BNK Financial Group Inc from 2000 to 2025. For live valuation and market cap data, see 138930 market cap overview.

Year	Net Assets	Change
2025-12-31	₩11.24 Trillion ≈ $7.62 Billion	+0.85%
2024-12-31	₩11.15 Trillion ≈ $7.55 Billion	+4.44%
2023-12-31	₩10.67 Trillion ≈ $7.23 Billion	-1.46%
2022-12-31	₩10.83 Trillion ≈ $7.34 Billion	+5.96%
2021-12-31	₩10.22 Trillion ≈ $6.93 Billion	+6.20%
2020-12-31	₩9.63 Trillion ≈ $6.52 Billion	+4.85%
2019-12-31	₩9.18 Trillion ≈ $6.22 Billion	+8.98%
2018-12-31	₩8.42 Trillion ≈ $5.71 Billion	+10.04%
2017-12-31	₩7.66 Trillion ≈ $5.19 Billion	+8.03%
2016-12-31	₩7.09 Trillion ≈ $4.80 Billion	+14.48%
2015-12-31	₩6.19 Trillion ≈ $4.20 Billion	+13.30%
2014-12-31	₩5.46 Trillion ≈ $3.70 Billion	+51.74%
2013-12-31	₩3.60 Trillion ≈ $2.44 Billion	+10.62%
2012-12-31	₩3.26 Trillion ≈ $2.21 Billion	+10.16%
2011-12-31	₩2.95 Trillion ≈ $2.00 Billion	+20.22%
2010-12-31	₩2.46 Trillion ≈ $1.67 Billion	+15.97%
2009-12-31	₩2.12 Trillion ≈ $1.44 Billion	+28.79%
2008-12-31	₩1.65 Trillion ≈ $1.12 Billion	+11.75%
2007-12-31	₩1.47 Trillion ≈ $998.00 Million	+15.16%
2006-12-31	₩1.28 Trillion ≈ $866.65 Million	+11.54%
2005-12-31	₩1.15 Trillion ≈ $776.99 Million	+11.79%
2004-12-31	₩1.03 Trillion ≈ $695.06 Million	+9.43%
2003-12-31	₩937.25 Billion ≈ $635.16 Million	+14.85%
2002-12-31	₩816.09 Billion ≈ $553.05 Million	+83.53%
2001-12-31	₩444.67 Billion ≈ $301.35 Million	+9.29%
2000-12-31	₩406.89 Billion ≈ $275.74 Million	--

Equity Component Analysis

This analysis shows how different components contribute to BNK Financial Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 801693431794000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	₩8.02 Trillion	74.28%
Other Components	₩2.78 Trillion	25.72%
Total Equity	₩10.79 Trillion	100.00%

BNK Financial Group Inc Competitors by Market Cap

The table below lists competitors of BNK Financial Group Inc ranked by their market capitalization.

Company	Market Cap
Corporacion America Airports NYSE:CAAP	$3.96 Billion
Cavco Industries Inc NASDAQ:CVCO	$3.96 Billion
Shenzhen Kstar Science & Technology Co Ltd SHE:002518	$3.97 Billion
Quálitas Controladora S.A.B. de C.V. MX:Q	$3.97 Billion
Blue Star Limited NSE:BLUESTARCO	$3.96 Billion
Harvey Norman Holdings Ltd AU:HVN	$3.96 Billion
Iljin Electric Co KO:103590	$3.96 Billion
Cosan SA ADR NYSE:CSAN	$3.96 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in BNK Financial Group Inc's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 10,698,820,606,600 to 10,793,081,382,580, a change of 94,260,775,980 (0.9%).
Net income of 815,002,450,000 contributed positively to equity growth.
Other factors decreased equity by 720,741,674,020.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	₩815.00 Billion	+7.55%
Other Changes	₩-720.74 Billion	-6.68%
Total Change	₩-	0.88%

Book Value vs Market Value Analysis

This analysis compares BNK Financial Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.54x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 0.86x to 0.54x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	₩21654.25	₩18730.00	x
2018-12-31	₩23401.35	₩18730.00	x
2019-12-31	₩25416.37	₩18730.00	x
2020-12-31	₩26904.97	₩18730.00	x
2021-12-31	₩28744.81	₩18730.00	x
2022-12-31	₩30467.83	₩18730.00	x
2023-12-31	₩31745.94	₩18730.00	x
2024-12-31	₩33603.56	₩18730.00	x
2025-12-31	₩34595.96	₩18730.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently BNK Financial Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 7.55%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 0.00%
• Asset Turnover: 0.00x
• Equity Multiplier: 14.93x
Recent ROE (7.55%) is below the historical average (10.76%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2000	2.57%	1.04%	0.08x	29.60x	₩-30.24 Billion
2001	11.87%	4.67%	0.09x	29.78x	₩8.31 Billion
2002	18.08%	14.15%	0.07x	18.06x	₩65.96 Billion
2003	12.95%	11.18%	0.07x	17.67x	₩27.63 Billion
2004	12.90%	12.03%	0.06x	16.98x	₩29.75 Billion
2005	15.61%	15.33%	0.06x	16.87x	₩64.33 Billion
2006	14.38%	16.10%	0.05x	17.21x	₩55.97 Billion
2007	18.38%	17.76%	0.06x	17.85x	₩123.43 Billion
2008	16.71%	8.36%	0.12x	17.21x	₩110.38 Billion
2009	11.56%	10.17%	0.08x	14.57x	₩33.15 Billion
2010	13.57%	18.62%	0.05x	14.26x	₩87.72 Billion
2011	16.26%	22.55%	0.05x	13.32x	₩184.86 Billion
2012	11.09%	15.22%	0.06x	13.18x	₩35.62 Billion
2013	8.73%	13.21%	0.05x	13.40x	₩-44.58 Billion
2014	16.99%	20.34%	0.05x	17.64x	₩333.20 Billion
2015	8.25%	13.99%	0.04x	15.34x	₩-103.11 Billion
2016	7.64%	25.55%	0.02x	13.78x	₩-160.15 Billion
2017	5.71%	20.42%	0.02x	13.37x	₩-302.66 Billion
2018	6.58%	22.25%	0.02x	12.95x	₩-260.60 Billion
2019	6.79%	23.75%	0.02x	12.62x	₩-266.15 Billion
2020	5.95%	17.71%	0.03x	13.08x	₩-353.57 Billion
2021	8.48%	22.92%	0.03x	13.76x	₩-141.56 Billion
2022	8.20%	22.45%	0.03x	13.86x	₩-178.32 Billion
2023	6.26%	17.35%	0.03x	14.26x	₩-382.72 Billion
2024	6.81%	18.88%	0.03x	14.25x	₩-341.33 Billion
2025	7.55%	0.00%	0.00x	14.93x	₩-264.31 Billion

Industry Comparison

This section compares BNK Financial Group Inc's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $19,569,700,388,603
Average return on equity (ROE) among peers: 6.25%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
BNK Financial Group Inc (138930)	₩11.24 Trillion	2.57%	13.33x	$3.96 Billion
Jeju Bank (006220)	$213.49 Billion	6.01%	12.85x	$323.27 Million
Industrial Bank Of Korea (024110)	$5.07 Trillion	6.06%	10.83x	$12.21 Billion
Shinhan Financial Group (055550)	$58.82 Trillion	7.57%	11.58x	$32.13 Billion
Hana Financial (086790)	$23.39 Trillion	5.98%	13.89x	$23.75 Billion
KB Financial Group (105560)	$39.24 Trillion	1.38%	0.15x	$39.00 Billion
Dgb Financial (139130)	$5.43 Trillion	6.03%	12.34x	$2.08 Billion
Jb Financial (175330)	$4.03 Trillion	9.02%	12.25x	$3.52 Billion
Woori Financial Group Inc (316140)	$33.40 Trillion	7.50%	13.91x	$16.52 Billion
KakaoBank Corp (323410)	$6.54 Trillion	6.73%	8.60x	$7.86 Billion

About BNK Financial Group Inc

KO:138930 Korea Banks - Regional

Market Cap

$3.96 Billion

₩5.84 Trillion KRW

Market Cap Rank

#4179 Global

#108 in Korea

Share Price

₩18730.00

Change (1 day)

-0.69%

52-Week Range

₩10260.00 - ₩22650.00

All Time High

₩22650.00