Banco Comercial Portugues
Banco Comercial Português, S.A. engages in the provision of various banking and financial products and services in Portugal and internationally. The company operates through Retail Banking; Companies and Corporate; Private Banking; and Other segments. It offers a range of financial products and services, including current accounts, payment systems, savings and investment products, private banking… Read more
Banco Comercial Portugues (BCP) - Net Assets
Latest net assets as of September 2025: €8.70 Billion EUR
Based on the latest financial reports, Banco Comercial Portugues (BCP) has net assets worth €8.70 Billion EUR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€108.94 Billion) and total liabilities (€100.24 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €8.70 Billion |
| % of Total Assets | 7.99% |
| Annual Growth Rate | 4.13% |
| 5-Year Change | 10.92% |
| 10-Year Change | 44.22% |
| Growth Volatility | 18.94 |
Banco Comercial Portugues - Net Assets Trend (2000–2024)
This chart illustrates how Banco Comercial Portugues's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Banco Comercial Portugues (2000–2024)
The table below shows the annual net assets of Banco Comercial Portugues from 2000 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €8.19 Billion | +12.37% |
| 2023-12-31 | €7.29 Billion | +23.14% |
| 2022-12-31 | €5.92 Billion | -16.16% |
| 2021-12-31 | €7.06 Billion | -4.39% |
| 2020-12-31 | €7.39 Billion | +0.07% |
| 2019-12-31 | €7.38 Billion | +5.99% |
| 2018-12-31 | €6.96 Billion | -3.01% |
| 2017-12-31 | €7.18 Billion | +36.36% |
| 2016-12-31 | €5.27 Billion | -7.31% |
| 2015-12-31 | €5.68 Billion | +13.91% |
| 2014-12-31 | €4.99 Billion | +52.23% |
| 2013-12-31 | €3.28 Billion | -18.11% |
| 2012-12-31 | €4.00 Billion | -8.55% |
| 2011-12-31 | €4.37 Billion | -39.64% |
| 2010-12-31 | €7.25 Billion | +0.37% |
| 2009-12-31 | €7.22 Billion | +15.57% |
| 2008-12-31 | €6.25 Billion | +27.53% |
| 2007-12-31 | €4.90 Billion | -3.33% |
| 2006-12-31 | €5.07 Billion | +10.12% |
| 2005-12-31 | €4.60 Billion | +27.45% |
| 2004-12-31 | €3.61 Billion | -5.39% |
| 2003-12-31 | €3.82 Billion | +7.70% |
| 2002-12-31 | €3.54 Billion | +0.26% |
| 2001-12-31 | €3.53 Billion | +13.96% |
| 2000-12-31 | €3.10 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Banco Comercial Portugues's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 135756500000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €906.38 Million | 12.78% |
| Other Components | €6.19 Billion | 87.22% |
| Total Equity | €7.09 Billion | 100.00% |
Banco Comercial Portugues Competitors by Market Cap
The table below lists competitors of Banco Comercial Portugues ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Host Hotels & Resorts Inc
NASDAQ:HST
|
$12.06 Billion |
|
DraftKings Inc
NASDAQ:DKNG
|
$12.08 Billion |
|
TIM Participacoes SA
NYSE:TIMB
|
$12.09 Billion |
|
Nova Minerals Limited Warrant
NASDAQ:NVAWW
|
$12.09 Billion |
|
Kyocera Corporation
PINK:KYOCF
|
$12.05 Billion |
|
XPENG INC. CL.A DL-00001
F:8XP
|
$12.05 Billion |
|
TOAST INC.CL.A DL-000001
F:71Y
|
$12.04 Billion |
|
Julius Bär Gruppe AG
PINK:JBARF
|
$12.01 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banco Comercial Portugues's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 6,302,979,000 to 7,094,843,000, a change of 791,864,000 (12.6%).
- Net income of 906,378,000 contributed positively to equity growth.
- Dividend payments of 256,938,000 reduced retained earnings.
- Other factors increased equity by 142,424,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €906.38 Million | +12.78% |
| Dividends Paid | €256.94 Million | -3.62% |
| Other Changes | €142.42 Million | +2.01% |
| Total Change | €- | 12.56% |
Book Value vs Market Value Analysis
This analysis compares Banco Comercial Portugues's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.70x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.09x to 1.70x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2000-12-31 | €8.42 | €0.80 | x |
| 2001-12-31 | €6.55 | €0.80 | x |
| 2002-12-31 | €3.96 | €0.80 | x |
| 2003-12-31 | €4.21 | €0.80 | x |
| 2004-12-31 | €3.77 | €0.80 | x |
| 2005-12-31 | €4.97 | €0.80 | x |
| 2006-12-31 | €5.65 | €0.80 | x |
| 2007-12-31 | €5.39 | €0.80 | x |
| 2008-12-31 | €6.26 | €0.80 | x |
| 2009-12-31 | €6.91 | €0.80 | x |
| 2010-12-31 | €6.74 | €0.80 | x |
| 2011-12-31 | €0.59 | €0.80 | x |
| 2012-12-31 | €0.42 | €0.80 | x |
| 2013-12-31 | €0.20 | €0.80 | x |
| 2014-12-31 | €0.25 | €0.80 | x |
| 2015-12-31 | €0.31 | €0.80 | x |
| 2016-12-31 | €0.31 | €0.80 | x |
| 2017-12-31 | €0.46 | €0.80 | x |
| 2018-12-31 | €0.38 | €0.80 | x |
| 2019-12-31 | €0.40 | €0.80 | x |
| 2020-12-31 | €0.41 | €0.80 | x |
| 2021-12-31 | €0.40 | €0.80 | x |
| 2022-12-31 | €0.34 | €0.80 | x |
| 2023-12-31 | €0.42 | €0.80 | x |
| 2024-12-31 | €0.47 | €0.80 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banco Comercial Portugues utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.78%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 24.28%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 14.40x
- Recent ROE (12.78%) is above the historical average (3.49%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 16.30% | 18.77% | 0.04x | 19.81x | €195.35 Million |
| 2001 | 16.17% | 22.28% | 0.04x | 17.65x | €218.23 Million |
| 2002 | 12.46% | 10.36% | 0.04x | 27.94x | €53.88 Million |
| 2004 | 19.64% | 20.07% | 0.04x | 22.18x | €309.98 Million |
| 2005 | 17.74% | 26.01% | 0.04x | 18.09x | €328.74 Million |
| 2006 | 16.11% | 28.09% | 0.04x | 16.37x | €295.70 Million |
| 2007 | 12.20% | 20.02% | 0.03x | 19.09x | €101.52 Million |
| 2008 | 3.38% | 7.58% | 0.03x | 15.84x | €-394.87 Million |
| 2009 | 3.28% | 9.32% | 0.03x | 13.90x | €-462.43 Million |
| 2010 | 4.47% | 10.48% | 0.03x | 14.82x | €-373.39 Million |
| 2011 | -22.18% | -40.11% | 0.02x | 24.43x | €-1.23 Billion |
| 2012 | -36.15% | -55.57% | 0.02x | 26.61x | €-1.56 Billion |
| 2013 | -28.66% | -43.20% | 0.02x | 31.75x | €-998.77 Million |
| 2014 | -5.38% | -10.32% | 0.03x | 18.13x | €-647.87 Million |
| 2015 | 5.09% | 9.07% | 0.03x | 16.20x | €-226.97 Million |
| 2016 | 0.55% | 1.25% | 0.03x | 16.26x | €-414.27 Million |
| 2017 | 3.07% | 8.39% | 0.03x | 11.83x | €-421.69 Million |
| 2018 | 5.21% | 13.12% | 0.03x | 13.13x | €-276.98 Million |
| 2019 | 4.93% | 12.05% | 0.03x | 13.34x | €-309.97 Million |
| 2020 | 2.94% | 7.47% | 0.03x | 13.79x | €-439.12 Million |
| 2021 | 2.26% | 5.50% | 0.03x | 15.18x | €-473.86 Million |
| 2022 | 4.04% | 6.73% | 0.03x | 17.49x | €-306.35 Million |
| 2023 | 13.58% | 22.17% | 0.04x | 14.97x | €225.75 Million |
| 2024 | 12.78% | 24.28% | 0.04x | 14.40x | €196.89 Million |
Industry Comparison
This section compares Banco Comercial Portugues's net assets metrics with peer companies in the Banks - Regional industry.
No peer company data available for comparison.