Banco Comercial Portugues Net Assets

Latest as of June 2026: €9.56 Billion EUR ≈ $11.18 Billion USD

Banco Comercial Portugues net assets. Based on the latest financial reports, Banco Comercial Portugues (BCP) has net assets worth €9.56 Billion EUR (≈ $11.18 Billion USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€114.80 Billion ≈ $134.21 Billion USD) and total liabilities (€105.24 Billion ≈ $123.03 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore net asset momentum of Banco Comercial Portugues to track the company's year-over-year net asset growth rate.

Key Net Assets Metrics

Metric	Value
Current Net Assets	€9.56 Billion
% of Total Assets	8.33%
Annual Growth Rate	4.38%
5-Year Change	28.3%
10-Year Change	72.09%
Growth Volatility	18.58

Net Assets of Banco Comercial Portugues (2000–2025)

Net assets of Banco Comercial Portugues from 2000 to 2025. This chart illustrates how Banco Comercial Portugues's net assets have evolved over time, based on quarterly financial data. See Banco Comercial Portugues balance sheet independence to measure how much of total assets are equity-financed.

Annual Net Assets for Banco Comercial Portugues (2000–2025)

The table below shows the annual net assets of Banco Comercial Portugues from 2000 to 2025. For live market cap and overall valuation, see BCP market cap.

Year	Net Assets	Change
2025-12-31	€9.06 Billion ≈ $10.59 Billion	+10.60%
2024-12-31	€8.19 Billion ≈ $9.58 Billion	+12.37%
2023-12-31	€7.29 Billion ≈ $8.52 Billion	+23.14%
2022-12-31	€5.92 Billion ≈ $6.92 Billion	-16.16%
2021-12-31	€7.06 Billion ≈ $8.26 Billion	-4.39%
2020-12-31	€7.39 Billion ≈ $8.64 Billion	+0.07%
2019-12-31	€7.38 Billion ≈ $8.63 Billion	+5.99%
2018-12-31	€6.96 Billion ≈ $8.14 Billion	-3.01%
2017-12-31	€7.18 Billion ≈ $8.39 Billion	+36.36%
2016-12-31	€5.27 Billion ≈ $6.16 Billion	-7.31%
2015-12-31	€5.68 Billion ≈ $6.64 Billion	+13.91%
2014-12-31	€4.99 Billion ≈ $5.83 Billion	+52.23%
2013-12-31	€3.28 Billion ≈ $3.83 Billion	-18.11%
2012-12-31	€4.00 Billion ≈ $4.68 Billion	-8.55%
2011-12-31	€4.37 Billion ≈ $5.11 Billion	-39.64%
2010-12-31	€7.25 Billion ≈ $8.47 Billion	+0.37%
2009-12-31	€7.22 Billion ≈ $8.44 Billion	+15.57%
2008-12-31	€6.25 Billion ≈ $7.30 Billion	+27.53%
2007-12-31	€4.90 Billion ≈ $5.73 Billion	-3.33%
2006-12-31	€5.07 Billion ≈ $5.92 Billion	+10.12%
2005-12-31	€4.60 Billion ≈ $5.38 Billion	+27.45%
2004-12-31	€3.61 Billion ≈ $4.22 Billion	-5.39%
2003-12-31	€3.82 Billion ≈ $4.46 Billion	+7.70%
2002-12-31	€3.54 Billion ≈ $4.14 Billion	+0.26%
2001-12-31	€3.53 Billion ≈ $4.13 Billion	+13.96%
2000-12-31	€3.10 Billion ≈ $3.63 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to Banco Comercial Portugues's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 146983400000.0% over the analyzed period, indicating profitable operations and earnings retention.

Banco Comercial Portugues Net Assets Breakdown (December 2025)

Banco Comercial Portugues net assets breakdown by equity component as of December 2025.

Component	Amount	Percentage
Retained Earnings	€1.02 Billion	13.04%
Other Components	€6.79 Billion	86.96%
Total Equity	€7.81 Billion	100.00%

Banco Comercial Portugues Competitors by Market Cap

The table below lists competitors of Banco Comercial Portugues ranked by their market capitalization.

Company	Market Cap
Santander Bank Polska S.A. WAR:SPL	$17.44 Billion
KON. KPN NV ADR/1 O.N. F:KPNB	$17.44 Billion
Essex Property Trust Inc NYSE:ESS	$17.45 Billion
Brookfield Infrastructure Partners LP NYSE:BIP	$17.47 Billion
Joint Stock Commercial Bank for Foreign Trade of Vietnam VN:VCB	$17.40 Billion
Amundi SA PA:AMUN	$17.40 Billion
Circle Internet Group, Inc. NYSE:CRCL	$17.39 Billion
Hong Kong Land Holdings Ltd LSE:HKLB	$17.39 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Banco Comercial Portugues's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 7,094,843,000 to 7,813,240,000, a change of 718,397,000 (10.1%).
Net income of 1,018,647,000 contributed positively to equity growth.
Dividend payments of 447,647,000 reduced retained earnings.
Share repurchases of 200,000,000 reduced equity.
Other factors increased equity by 347,397,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	€1.02 Billion	+13.04%
Dividends Paid	€447.65 Million	-5.73%
Share Repurchases	€200.00 Million	-2.56%
Other Changes	€347.40 Million	+4.45%
Total Change	€-	10.13%

Book Value vs Market Value Analysis

This analysis compares Banco Comercial Portugues's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 2.06x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has increased from 0.13x to 2.06x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2000-12-31	€8.42	€1.09	x
2001-12-31	€6.55	€1.09	x
2002-12-31	€3.96	€1.09	x
2003-12-31	€4.21	€1.09	x
2004-12-31	€3.77	€1.09	x
2005-12-31	€4.97	€1.09	x
2006-12-31	€5.65	€1.09	x
2007-12-31	€5.39	€1.09	x
2008-12-31	€6.26	€1.09	x
2009-12-31	€6.91	€1.09	x
2010-12-31	€6.74	€1.09	x
2011-12-31	€0.59	€1.09	x
2012-12-31	€0.42	€1.09	x
2013-12-31	€0.20	€1.09	x
2014-12-31	€0.25	€1.09	x
2015-12-31	€0.31	€1.09	x
2016-12-31	€0.31	€1.09	x
2017-12-31	€0.46	€1.09	x
2018-12-31	€0.38	€1.09	x
2019-12-31	€0.40	€1.09	x
2020-12-31	€0.41	€1.09	x
2021-12-31	€0.40	€1.09	x
2022-12-31	€0.34	€1.09	x
2023-12-31	€0.42	€1.09	x
2024-12-31	€0.47	€1.09	x
2025-12-31	€0.53	€1.09	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Banco Comercial Portugues utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 13.04%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 25.99%
• Asset Turnover: 0.04x
• Equity Multiplier: 13.99x
Recent ROE (13.04%) is above the historical average (3.87%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2000	16.30%	18.77%	0.04x	19.81x	€195.35 Million
2001	16.17%	22.28%	0.04x	17.65x	€218.23 Million
2002	12.46%	10.36%	0.04x	27.94x	€53.88 Million
2004	19.64%	20.07%	0.04x	22.18x	€309.98 Million
2005	17.74%	26.01%	0.04x	18.09x	€328.74 Million
2006	16.11%	28.09%	0.04x	16.37x	€295.70 Million
2007	12.20%	20.02%	0.03x	19.09x	€101.52 Million
2008	3.38%	7.58%	0.03x	15.84x	€-394.87 Million
2009	3.28%	9.32%	0.03x	13.90x	€-462.43 Million
2010	4.47%	10.48%	0.03x	14.82x	€-373.39 Million
2011	-22.18%	-40.11%	0.02x	24.43x	€-1.23 Billion
2012	-36.15%	-55.57%	0.02x	26.61x	€-1.56 Billion
2013	-28.66%	-43.20%	0.02x	31.75x	€-998.77 Million
2014	-5.38%	-10.32%	0.03x	18.13x	€-647.87 Million
2015	5.09%	9.07%	0.03x	16.20x	€-226.97 Million
2016	0.55%	1.25%	0.03x	16.26x	€-414.27 Million
2017	3.07%	8.39%	0.03x	11.83x	€-421.69 Million
2018	5.21%	13.12%	0.03x	13.13x	€-276.98 Million
2019	4.93%	12.05%	0.03x	13.34x	€-309.97 Million
2020	2.94%	7.47%	0.03x	13.79x	€-439.12 Million
2021	2.26%	5.50%	0.03x	15.18x	€-473.86 Million
2022	4.04%	6.73%	0.03x	17.49x	€-306.35 Million
2023	13.58%	22.17%	0.04x	14.97x	€225.75 Million
2024	12.78%	24.28%	0.04x	14.40x	€196.89 Million
2025	13.04%	25.99%	0.04x	13.99x	€237.32 Million

Industry Comparison

This section compares Banco Comercial Portugues's net assets metrics with peer companies in the Banks - Regional industry.

No peer company data available for comparison.

About Banco Comercial Portugues

LS:BCP Portugal Banks - Regional

Market Cap

$18.61 Billion

€15.92 Billion EUR

Market Cap Rank

#1419 Global

#2 in Portugal

Share Price

€1.09

Change (1 day)

+3.82%

52-Week Range

€0.77 - €1.22

All Time High

€1.22