Arbuthnot Banking Group Plc

LSE:ARBB UK Banks - Regional
Market Cap
$1.69 Million
GBX13.92 Billion GBX
Market Cap Rank
#44087 Global
#770 in UK
Share Price
GBX860.00
Change (1 day)
-1.43%
52-Week Range
GBX837.50 - GBX1100.00
All Time High
GBX1283.20
Categories
Companies in UK Banks - Regional Banking & Financial
About

Arbuthnot Banking Group PLC, together with its subsidiaries, provides private and commercial banking products and services in the United Kingdom. The company operates through Banking, Wealth Management, RAF, ACABL, AAG, All Other Divisions, and Group Center segments. It offers private and commercial banking services, including current and deposit accounts, loans, overdrafts, guarantees, charge ca… Read more

Arbuthnot Banking Group Plc (ARBB) - Net Assets

Latest net assets as of June 2025: GBX269.18 Million GBX

Based on the latest financial reports, Arbuthnot Banking Group Plc (ARBB) has net assets worth GBX269.18 Million GBX as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX5.03 Billion) and total liabilities (GBX4.76 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets GBX269.18 Million
% of Total Assets 5.36%
Annual Growth Rate 13.59%
5-Year Change 37.59%
10-Year Change 39.47%
Growth Volatility 79.41

Arbuthnot Banking Group Plc - Net Assets Trend (1985–2024)

This chart illustrates how Arbuthnot Banking Group Plc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Arbuthnot Banking Group Plc (1985–2024)

The table below shows the annual net assets of Arbuthnot Banking Group Plc from 1985 to 2024.

Year Net Assets Change
2024-12-31 GBX266.96 Million +5.75%
2023-12-31 GBX252.44 Million +19.09%
2022-12-31 GBX211.98 Million +5.53%
2021-12-31 GBX200.88 Million +3.53%
2020-12-31 GBX194.02 Million -6.87%
2019-12-31 GBX208.34 Million +6.32%
2018-12-31 GBX195.96 Million -17.10%
2017-12-31 GBX236.38 Million +0.86%
2016-12-31 GBX234.36 Million +22.44%
2015-12-31 GBX191.40 Million +10.28%
2014-12-31 GBX173.57 Million +99.70%
2013-12-31 GBX86.91 Million +26.61%
2012-12-31 GBX68.65 Million +46.15%
2011-12-31 GBX46.97 Million +37.55%
2010-12-31 GBX34.15 Million +0.01%
2009-12-31 GBX34.14 Million -0.79%
2008-12-31 GBX34.41 Million -19.00%
2007-12-31 GBX42.49 Million +0.78%
2006-12-31 GBX42.16 Million +27.45%
2005-12-31 GBX33.08 Million +26.78%
2004-12-31 GBX26.09 Million +10.70%
2003-12-31 GBX23.57 Million --
2002-12-31 GBX0.00 --
2001-12-31 GBX25.46 Million +10.13%
2000-12-31 GBX23.12 Million +5.82%
1999-12-31 GBX21.85 Million +3.49%
1998-12-31 GBX21.11 Million +14.45%
1997-12-31 GBX18.44 Million +22.25%
1996-12-31 GBX15.09 Million +15.59%
1995-12-31 GBX13.05 Million +5.32%
1994-12-31 GBX12.39 Million +38.62%
1993-12-31 GBX8.94 Million +43.57%
1992-12-31 GBX6.23 Million +74.47%
1991-12-31 GBX3.57 Million -8.67%
1990-12-31 GBX3.91 Million +62.36%
1989-12-31 GBX2.41 Million +82.07%
1988-12-31 GBX1.32 Million +127.40%
1987-12-31 GBX-4.83 Million +19.41%
1986-12-31 GBX-5.99 Million -423.45%
1985-12-31 GBX1.85 Million --

Equity Component Analysis

This analysis shows how different components contribute to Arbuthnot Banking Group Plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 25457500000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings GBX254.57 Million 95.36%
Common Stock GBX167.00K 0.06%
Other Comprehensive Income GBX1.91 Million 0.71%
Other Components GBX10.31 Million 3.86%
Total Equity GBX266.96 Million 100.00%

Arbuthnot Banking Group Plc Competitors by Market Cap

The table below lists competitors of Arbuthnot Banking Group Plc ranked by their market capitalization.

Company Market Cap
Online Vacation Center Holdings Corp
OTCQX:ONVC
 		$17.34K
India Grid Trust
NSE:INDIGRID-IV
 		$17.36K
Streamex Corp
NASDAQ:STEX
 		$17.38K
Millat Tractors Ltd
KAR:MTL
 		$17.38K
Foremost Clean Energy Ltd.
F:F0R
 		$17.27K
Doric Nimrod Air Three Ltd
LSE:DNA3
 		$17.27K
AVG Logistics Limited
NSE:AVG
 		$17.26K
39YA
STU:39YA
 		$17.25K

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Arbuthnot Banking Group Plc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 252,440,000 to 266,956,000, a change of 14,516,000 (5.8%).
  • Net income of 24,854,000 contributed positively to equity growth.
  • Dividend payments of 10,934,000 reduced retained earnings.
  • Other comprehensive income increased equity by 547,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income GBX24.85 Million +9.31%
Dividends Paid GBX10.93 Million -4.1%
Other Comprehensive Income GBX547.00K +0.2%
Other Changes GBX49.00K +0.02%
Total Change GBX- 5.75%

Book Value vs Market Value Analysis

This analysis compares Arbuthnot Banking Group Plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 52.57x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 9571.05x to 52.57x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1985-12-31 GBX0.09 GBX860.00 x
1986-12-31 GBX-0.67 GBX860.00 x
1987-12-31 GBX-0.60 GBX860.00 x
1988-12-31 GBX0.09 GBX860.00 x
1989-12-31 GBX0.17 GBX860.00 x
1990-12-31 GBX0.27 GBX860.00 x
1991-12-31 GBX0.24 GBX860.00 x
1992-12-31 GBX0.42 GBX860.00 x
1993-12-31 GBX0.61 GBX860.00 x
1994-12-31 GBX0.83 GBX860.00 x
1995-12-31 GBX0.86 GBX860.00 x
1996-12-31 GBX0.99 GBX860.00 x
1997-12-31 GBX1.21 GBX860.00 x
1998-12-31 GBX1.37 GBX860.00 x
1999-12-31 GBX1.43 GBX860.00 x
2000-12-31 GBX1.61 GBX860.00 x
2001-12-31 GBX1.80 GBX860.00 x
2002-12-31 GBX1.81 GBX860.00 x
2003-12-31 GBX1.78 GBX860.00 x
2004-12-31 GBX1.98 GBX860.00 x
2005-12-31 GBX2.24 GBX860.00 x
2006-12-31 GBX2.67 GBX860.00 x
2007-12-31 GBX2.55 GBX860.00 x
2008-12-31 GBX2.15 GBX860.00 x
2009-12-31 GBX2.13 GBX860.00 x
2010-12-31 GBX2.14 GBX860.00 x
2011-12-31 GBX2.72 GBX860.00 x
2012-12-31 GBX3.42 GBX860.00 x
2013-12-31 GBX4.36 GBX860.00 x
2014-12-31 GBX7.61 GBX860.00 x
2015-12-31 GBX8.27 GBX860.00 x
2016-12-31 GBX15.89 GBX860.00 x
2017-12-31 GBX15.91 GBX860.00 x
2018-12-31 GBX13.16 GBX860.00 x
2019-12-31 GBX13.91 GBX860.00 x
2020-12-31 GBX12.91 GBX860.00 x
2021-12-31 GBX13.37 GBX860.00 x
2022-12-31 GBX14.11 GBX860.00 x
2023-12-31 GBX15.90 GBX860.00 x
2024-12-31 GBX16.36 GBX860.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Arbuthnot Banking Group Plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 9.31%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 10.82%
  • • Asset Turnover: 0.05x
  • • Equity Multiplier: 17.72x
  • Recent ROE (9.31%) is below the historical average (17.30%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1992 80.33% 32553.33% 0.00x 4.91x GBX4.28 Million
1993 58.40% 24347.62% 0.00x 4.26x GBX4.24 Million
1994 48.60% 20013.33% 0.00x 7.35x GBX4.77 Million
1995 49.70% 23103.57% 0.00x 8.55x GBX5.17 Million
1996 44.00% 19473.53% 0.00x 7.78x GBX5.12 Million
1997 40.74% 31229.17% 0.00x 7.22x GBX5.66 Million
1998 37.31% 6890.35% 0.00x 6.68x GBX5.75 Million
1999 21.56% 3637.98% 0.00x 7.40x GBX2.52 Million
2000 29.68% 18002.63% 0.00x 7.76x GBX4.54 Million
2001 22.40% 19596.55% 0.00x 7.84x GBX3.15 Million
2002 21.45% 0.00% 0.00x 8.86x GBX2.85 Million
2003 10.30% 5.67% 0.17x 10.93x GBX69.80K
2004 10.97% 5.79% 0.17x 11.17x GBX251.90K
2005 20.43% 11.19% 0.18x 10.27x GBX3.31 Million
2006 23.56% 14.70% 0.17x 9.27x GBX5.34 Million
2007 9.34% 5.00% 0.17x 10.88x GBX-250.60K
2008 1.62% 1.21% 0.12x 11.20x GBX-2.69 Million
2009 10.96% 6.24% 0.12x 14.14x GBX307.10K
2010 11.70% 8.87% 0.07x 17.64x GBX544.00K
2011 -12.24% -9.33% 0.07x 18.78x GBX-9.11 Million
2012 15.38% 12.19% 0.07x 19.13x GBX2.81 Million
2013 11.91% 7.92% 0.09x 16.41x GBX1.27 Million
2014 1.85% 2.63% 0.06x 12.74x GBX-9.25 Million
2015 -13.18% -48.87% 0.01x 18.07x GBX-28.63 Million
2016 -26.44% -145.46% 0.03x 5.40x GBX-85.40 Million
2017 0.88% 3.85% 0.03x 7.84x GBX-21.55 Million
2018 2.89% 8.68% 0.03x 11.10x GBX-13.94 Million
2019 2.96% 6.49% 0.04x 12.46x GBX-14.66 Million
2020 -0.69% -1.47% 0.03x 14.71x GBX-20.73 Million
2021 3.38% 6.44% 0.03x 16.72x GBX-13.30 Million
2022 7.76% 10.26% 0.04x 17.05x GBX-4.74 Million
2023 14.01% 19.85% 0.04x 17.21x GBX10.13 Million
2024 9.31% 10.82% 0.05x 17.72x GBX-1.84 Million

Industry Comparison

This section compares Arbuthnot Banking Group Plc's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $392,729,353,667
  • Average return on equity (ROE) among peers: 14.47%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Arbuthnot Banking Group Plc (ARBB) GBX269.18 Million 80.33% 17.67x $17.28K
Bper Banca SpA (0MU6) $11.56 Billion 12.13% 11.16x $12.96 Billion
Axis Bank Ltd GDR (AXB) $1.30 Trillion 8.31% 9.33x $354.81 Million
Halyk Bank of Kazakhstan Joint Stock Company (HSBK) $529.93 Billion 22.70% 7.41x $2.64 Billion
Nationwide Building Society (NBS) $4.19 Billion 6.28% 19.41x $1.30 Billion
Permanent TSB Group Holdings PLC (PTSB) $1.71 Billion -9.50% 11.30x $1.72 Billion
SANTANDER UK 8 5/8% NON-CUM STLG PRF (SANB) $15.91 Billion 7.07% 16.81x $157.33
State Bank of India GDR (SBID) $1.67 Trillion 10.18% 15.18x $471.55 Billion
Shawbrook Group PLC (SHAW) $437.20 Million 14.82% 9.63x $310.15K
Secure Trust Bank PLC (STB) $236.00 Million 58.26% 5.40x $32.03K