Arbuthnot Banking Group Plc (ARBB) - Net Assets
Based on the latest financial reports, Arbuthnot Banking Group Plc (ARBB) has net assets worth GBX269.18 Million GBX (≈ $32.75K USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX5.03 Billion ≈ $611.59K USD) and total liabilities (GBX4.76 Billion ≈ $578.84K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check ARBB asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX269.18 Million |
| % of Total Assets | 5.36% |
| Annual Growth Rate | 13.59% |
| 5-Year Change | 37.59% |
| 10-Year Change | 39.47% |
| Growth Volatility | 79.41 |
Arbuthnot Banking Group Plc - Net Assets Trend (1985–2024)
This chart illustrates how Arbuthnot Banking Group Plc's net assets have evolved over time, based on quarterly financial data. Also explore ARBB total asset value for the complete picture of this company's asset base.
Annual Net Assets for Arbuthnot Banking Group Plc (1985–2024)
The table below shows the annual net assets of Arbuthnot Banking Group Plc from 1985 to 2024. For live valuation and market cap data, see ARBB market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | GBX266.96 Million ≈ $32.48K |
+5.75% |
| 2023-12-31 | GBX252.44 Million ≈ $30.71K |
+19.09% |
| 2022-12-31 | GBX211.98 Million ≈ $25.79K |
+5.53% |
| 2021-12-31 | GBX200.88 Million ≈ $24.44K |
+3.53% |
| 2020-12-31 | GBX194.02 Million ≈ $23.61K |
-6.87% |
| 2019-12-31 | GBX208.34 Million ≈ $25.35K |
+6.32% |
| 2018-12-31 | GBX195.96 Million ≈ $23.84K |
-17.10% |
| 2017-12-31 | GBX236.38 Million ≈ $28.76K |
+0.86% |
| 2016-12-31 | GBX234.36 Million ≈ $28.51K |
+22.44% |
| 2015-12-31 | GBX191.40 Million ≈ $23.29K |
+10.28% |
| 2014-12-31 | GBX173.57 Million ≈ $21.12K |
+99.70% |
| 2013-12-31 | GBX86.91 Million ≈ $10.57K |
+26.61% |
| 2012-12-31 | GBX68.65 Million ≈ $8.35K |
+46.15% |
| 2011-12-31 | GBX46.97 Million ≈ $5.72K |
+37.55% |
| 2010-12-31 | GBX34.15 Million ≈ $4.15K |
+0.01% |
| 2009-12-31 | GBX34.14 Million ≈ $4.15K |
-0.79% |
| 2008-12-31 | GBX34.41 Million ≈ $4.19K |
-19.00% |
| 2007-12-31 | GBX42.49 Million ≈ $5.17K |
+0.78% |
| 2006-12-31 | GBX42.16 Million ≈ $5.13K |
+27.45% |
| 2005-12-31 | GBX33.08 Million ≈ $4.02K |
+26.78% |
| 2004-12-31 | GBX26.09 Million ≈ $3.17K |
+10.70% |
| 2003-12-31 | GBX23.57 Million ≈ $2.87K |
-- |
| 2002-12-31 | GBX0.00 ≈ $0.00 |
-- |
| 2001-12-31 | GBX25.46 Million ≈ $3.10K |
+10.13% |
| 2000-12-31 | GBX23.12 Million ≈ $2.81K |
+5.82% |
| 1999-12-31 | GBX21.85 Million ≈ $2.66K |
+3.49% |
| 1998-12-31 | GBX21.11 Million ≈ $2.57K |
+14.45% |
| 1997-12-31 | GBX18.44 Million ≈ $2.24K |
+22.25% |
| 1996-12-31 | GBX15.09 Million ≈ $1.84K |
+15.59% |
| 1995-12-31 | GBX13.05 Million ≈ $1.59K |
+5.32% |
| 1994-12-31 | GBX12.39 Million ≈ $1.51K |
+38.62% |
| 1993-12-31 | GBX8.94 Million ≈ $1.09K |
+43.57% |
| 1992-12-31 | GBX6.23 Million ≈ $757.65 |
+74.47% |
| 1991-12-31 | GBX3.57 Million ≈ $434.24 |
-8.67% |
| 1990-12-31 | GBX3.91 Million ≈ $475.49 |
+62.36% |
| 1989-12-31 | GBX2.41 Million ≈ $292.86 |
+82.07% |
| 1988-12-31 | GBX1.32 Million ≈ $160.85 |
+127.40% |
| 1987-12-31 | GBX-4.83 Million ≈ $-587.06 |
+19.41% |
| 1986-12-31 | GBX-5.99 Million ≈ $-728.44 |
-423.45% |
| 1985-12-31 | GBX1.85 Million ≈ $225.21 |
-- |
Equity Component Analysis
This analysis shows how different components contribute to Arbuthnot Banking Group Plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 25457500000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | GBX254.57 Million | 95.36% |
| Common Stock | GBX167.00K | 0.06% |
| Other Comprehensive Income | GBX1.91 Million | 0.71% |
| Other Components | GBX10.31 Million | 3.86% |
| Total Equity | GBX266.96 Million | 100.00% |
Arbuthnot Banking Group Plc Competitors by Market Cap
The table below lists competitors of Arbuthnot Banking Group Plc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Cobra Venture Corp
V:CBV
|
$1.68 Million |
|
OBERON URANIUM CORP.
F:G7I
|
$1.68 Million |
|
abrdn European Logistics Income PLC
LSE:ASLI_old
|
$1.68 Million |
|
Lypsa Gems & Jewellery Limited
NSE:LYPSAGEMS
|
$1.69 Million |
|
Baker Steel Resources Trust
LSE:BSRT
|
$1.67 Million |
|
JINGRUI HLDGS LTD DL-01
F:9JW
|
$1.67 Million |
|
TROC DE L'ILE SA
PA:MLTRO
|
$1.67 Million |
|
Smtrack Bhd
KLSE:0169
|
$1.66 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Arbuthnot Banking Group Plc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 252,440,000 to 266,956,000, a change of 14,516,000 (5.8%).
- Net income of 24,854,000 contributed positively to equity growth.
- Dividend payments of 10,934,000 reduced retained earnings.
- Other comprehensive income increased equity by 547,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX24.85 Million | +9.31% |
| Dividends Paid | GBX10.93 Million | -4.1% |
| Other Comprehensive Income | GBX547.00K | +0.2% |
| Other Changes | GBX49.00K | +0.02% |
| Total Change | GBX- | 5.75% |
Book Value vs Market Value Analysis
This analysis compares Arbuthnot Banking Group Plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 51.96x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 9459.76x to 51.96x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1985-12-31 | GBX0.09 | GBX850.00 | x |
| 1986-12-31 | GBX-0.67 | GBX850.00 | x |
| 1987-12-31 | GBX-0.60 | GBX850.00 | x |
| 1988-12-31 | GBX0.09 | GBX850.00 | x |
| 1989-12-31 | GBX0.17 | GBX850.00 | x |
| 1990-12-31 | GBX0.27 | GBX850.00 | x |
| 1991-12-31 | GBX0.24 | GBX850.00 | x |
| 1992-12-31 | GBX0.42 | GBX850.00 | x |
| 1993-12-31 | GBX0.61 | GBX850.00 | x |
| 1994-12-31 | GBX0.83 | GBX850.00 | x |
| 1995-12-31 | GBX0.86 | GBX850.00 | x |
| 1996-12-31 | GBX0.99 | GBX850.00 | x |
| 1997-12-31 | GBX1.21 | GBX850.00 | x |
| 1998-12-31 | GBX1.37 | GBX850.00 | x |
| 1999-12-31 | GBX1.43 | GBX850.00 | x |
| 2000-12-31 | GBX1.61 | GBX850.00 | x |
| 2001-12-31 | GBX1.80 | GBX850.00 | x |
| 2002-12-31 | GBX1.81 | GBX850.00 | x |
| 2003-12-31 | GBX1.78 | GBX850.00 | x |
| 2004-12-31 | GBX1.98 | GBX850.00 | x |
| 2005-12-31 | GBX2.24 | GBX850.00 | x |
| 2006-12-31 | GBX2.67 | GBX850.00 | x |
| 2007-12-31 | GBX2.55 | GBX850.00 | x |
| 2008-12-31 | GBX2.15 | GBX850.00 | x |
| 2009-12-31 | GBX2.13 | GBX850.00 | x |
| 2010-12-31 | GBX2.14 | GBX850.00 | x |
| 2011-12-31 | GBX2.72 | GBX850.00 | x |
| 2012-12-31 | GBX3.42 | GBX850.00 | x |
| 2013-12-31 | GBX4.36 | GBX850.00 | x |
| 2014-12-31 | GBX7.61 | GBX850.00 | x |
| 2015-12-31 | GBX8.27 | GBX850.00 | x |
| 2016-12-31 | GBX15.89 | GBX850.00 | x |
| 2017-12-31 | GBX15.91 | GBX850.00 | x |
| 2018-12-31 | GBX13.16 | GBX850.00 | x |
| 2019-12-31 | GBX13.91 | GBX850.00 | x |
| 2020-12-31 | GBX12.91 | GBX850.00 | x |
| 2021-12-31 | GBX13.37 | GBX850.00 | x |
| 2022-12-31 | GBX14.11 | GBX850.00 | x |
| 2023-12-31 | GBX15.90 | GBX850.00 | x |
| 2024-12-31 | GBX16.36 | GBX850.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Arbuthnot Banking Group Plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.31%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.82%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 17.72x
- Recent ROE (9.31%) is below the historical average (17.30%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1992 | 80.33% | 32553.33% | 0.00x | 4.91x | GBX4.28 Million |
| 1993 | 58.40% | 24347.62% | 0.00x | 4.26x | GBX4.24 Million |
| 1994 | 48.60% | 20013.33% | 0.00x | 7.35x | GBX4.77 Million |
| 1995 | 49.70% | 23103.57% | 0.00x | 8.55x | GBX5.17 Million |
| 1996 | 44.00% | 19473.53% | 0.00x | 7.78x | GBX5.12 Million |
| 1997 | 40.74% | 31229.17% | 0.00x | 7.22x | GBX5.66 Million |
| 1998 | 37.31% | 6890.35% | 0.00x | 6.68x | GBX5.75 Million |
| 1999 | 21.56% | 3637.98% | 0.00x | 7.40x | GBX2.52 Million |
| 2000 | 29.68% | 18002.63% | 0.00x | 7.76x | GBX4.54 Million |
| 2001 | 22.40% | 19596.55% | 0.00x | 7.84x | GBX3.15 Million |
| 2002 | 21.45% | 0.00% | 0.00x | 8.86x | GBX2.85 Million |
| 2003 | 10.30% | 5.67% | 0.17x | 10.93x | GBX69.80K |
| 2004 | 10.97% | 5.79% | 0.17x | 11.17x | GBX251.90K |
| 2005 | 20.43% | 11.19% | 0.18x | 10.27x | GBX3.31 Million |
| 2006 | 23.56% | 14.70% | 0.17x | 9.27x | GBX5.34 Million |
| 2007 | 9.34% | 5.00% | 0.17x | 10.88x | GBX-250.60K |
| 2008 | 1.62% | 1.21% | 0.12x | 11.20x | GBX-2.69 Million |
| 2009 | 10.96% | 6.24% | 0.12x | 14.14x | GBX307.10K |
| 2010 | 11.70% | 8.87% | 0.07x | 17.64x | GBX544.00K |
| 2011 | -12.24% | -9.33% | 0.07x | 18.78x | GBX-9.11 Million |
| 2012 | 15.38% | 12.19% | 0.07x | 19.13x | GBX2.81 Million |
| 2013 | 11.91% | 7.92% | 0.09x | 16.41x | GBX1.27 Million |
| 2014 | 1.85% | 2.63% | 0.06x | 12.74x | GBX-9.25 Million |
| 2015 | -13.18% | -48.87% | 0.01x | 18.07x | GBX-28.63 Million |
| 2016 | -26.44% | -145.46% | 0.03x | 5.40x | GBX-85.40 Million |
| 2017 | 0.88% | 3.85% | 0.03x | 7.84x | GBX-21.55 Million |
| 2018 | 2.89% | 8.68% | 0.03x | 11.10x | GBX-13.94 Million |
| 2019 | 2.96% | 6.49% | 0.04x | 12.46x | GBX-14.66 Million |
| 2020 | -0.69% | -1.47% | 0.03x | 14.71x | GBX-20.73 Million |
| 2021 | 3.38% | 6.44% | 0.03x | 16.72x | GBX-13.30 Million |
| 2022 | 7.76% | 10.26% | 0.04x | 17.05x | GBX-4.74 Million |
| 2023 | 14.01% | 19.85% | 0.04x | 17.21x | GBX10.13 Million |
| 2024 | 9.31% | 10.82% | 0.05x | 17.72x | GBX-1.84 Million |
Industry Comparison
This section compares Arbuthnot Banking Group Plc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $224,222,695,729
- Average return on equity (ROE) among peers: 8.26%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Arbuthnot Banking Group Plc (ARBB) | GBX269.18 Million | 80.33% | 17.67x | $1.67 Million |
| Axis Bank Ltd GDR (AXB) | $1.58 Trillion | 16.75% | 8.64x | $410.15 Million |
| Lion Finance Group PLC (BGEO) | $2.15 Billion | 23.14% | 7.63x | $57.47 Million |
| Close Brothers Group plc (CBG) | $1.30 Billion | 15.52% | 6.83x | $8.09 Million |
| Halyk Bank of Kazakhstan Joint Stock Company (HSBK) | $309.13 Billion | 12.74% | 6.36x | $6.48 Billion |
| Lloyds Banking Group PLC (LLOY) | $39.34 Billion | -2.13% | 20.41x | $703.30 Million |
| Manx Financial Group Plc (MFX) | $29.77 Million | 14.55% | 11.74x | $403.91K |
| Metro Bank PLC (MTRO) | $407.18 Million | -12.08% | 14.10x | $12.19 Million |
| Nationwide Building Society (NBS) | $14.36 Billion | 8.72% | 17.96x | $1.19 Billion |
| NatWest Group PLC (NWG) | $76.05 Billion | -2.83% | 18.81x | $548.86 Million |
About Arbuthnot Banking Group Plc
Arbuthnot Banking Group PLC, together with its subsidiaries, provides private and commercial banking products and services in the United Kingdom. The company operates through Banking, Wealth Management, RAF, ACABL, AAG, All Other Divisions, and Group Center segments. It offers private and commercial banking services, including current and deposit accounts, loans, overdrafts, guarantees, charge ca… Read more