Lion Finance Group PLC (BGEO) - Net Assets

Latest as of September 2025: GBX7.90 Billion GBX ≈ $960.90K USD

Based on the latest financial reports, Lion Finance Group PLC (BGEO) has net assets worth GBX7.90 Billion GBX (≈ $960.90K USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX58.13 Billion ≈ $7.07 Million USD) and total liabilities (GBX50.23 Billion ≈ $6.11 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check BGEO goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric Value
Current Net Assets GBX7.90 Billion
% of Total Assets 13.59%
Annual Growth Rate 25.66%
5-Year Change 175.12%
10-Year Change 238.31%
Growth Volatility 67.34

Lion Finance Group PLC - Net Assets Trend (2005–2024)

This chart illustrates how Lion Finance Group PLC's net assets have evolved over time, based on quarterly financial data. See Lion Finance Group PLC defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Lion Finance Group PLC (2005–2024)

The table below shows the annual net assets of Lion Finance Group PLC from 2005 to 2024. For live valuation and market cap data, see Lion Finance Group PLC stock valuation.

Year Net Assets Change
2024-12-31 GBX7.02 Billion
≈ $853.55K		 +39.75%
2023-12-31 GBX5.02 Billion
≈ $610.77K		 +18.15%
2022-12-31 GBX4.25 Billion
≈ $516.96K		 +37.37%
2021-12-31 GBX3.09 Billion
≈ $376.32K		 +21.29%
2020-12-31 GBX2.55 Billion
≈ $310.25K		 +18.55%
2019-12-31 GBX2.15 Billion
≈ $261.70K		 +19.61%
2018-12-31 GBX1.80 Billion
≈ $218.80K		 -34.19%
2017-12-31 GBX2.73 Billion
≈ $332.45K		 +12.75%
2016-12-31 GBX2.42 Billion
≈ $294.86K		 +16.87%
2015-12-31 GBX2.07 Billion
≈ $252.30K		 +26.90%
2014-12-31 GBX1.63 Billion
≈ $198.82K		 +31.67%
2013-12-31 GBX1.24 Billion
≈ $151.00K		 +17.13%
2012-12-31 GBX1.06 Billion
≈ $128.91K		 +30.38%
2011-12-31 GBX812.60 Million
≈ $98.87K		 +17.20%
2010-12-31 GBX693.34 Million
≈ $84.36K		 +15.86%
2009-12-31 GBX598.42 Million
≈ $72.81K		 -16.75%
2008-12-31 GBX718.85 Million
≈ $87.46K		 +28.83%
2007-12-31 GBX557.99 Million
≈ $67.89K		 +48.85%
2006-12-31 GBX374.86 Million
≈ $45.61K		 +309.85%
2005-12-31 GBX91.46 Million
≈ $11.13K		 --

Equity Component Analysis

This analysis shows how different components contribute to Lion Finance Group PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 642232000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings GBX6.42 Billion 91.90%
Common Stock GBX1.46 Million 0.02%
Other Comprehensive Income GBX110.94 Million 1.59%
Other Components GBX453.69 Million 6.49%
Total Equity GBX6.99 Billion 100.00%

Lion Finance Group PLC Competitors by Market Cap

The table below lists competitors of Lion Finance Group PLC ranked by their market capitalization.

Company Market Cap
Passus S.A.
WAR:PAS
 $61.19 Million
Broadway Financial Corporation
NASDAQ:BYFC
 $61.19 Million
Astra Exploration Inc
V:ASTR
 $61.19 Million
Alliance Witan Ord
LSE:ALW
 $61.20 Million
ImmunoPrecise Antibodies Ltd.
NASDAQ:HYFT
 $61.17 Million
Ways Technical Ltd
TWO:3508
 $61.15 Million
PS Tec. Co. Ltd
KQ:002230
 $61.14 Million
Dinamik Isi Makina Yalitim Malzemeleri Sanayi ve Ticaret AS
IS:DNISI
 $61.14 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Lion Finance Group PLC's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 4,998,721,000 to 6,988,411,000, a change of 1,989,690,000 (39.8%).
  • Net income of 2,476,943,000 contributed positively to equity growth.
  • Dividend payments of 373,426,000 reduced retained earnings.
  • Share repurchases of 274,168,000 reduced equity.
  • Other comprehensive income increased equity by 89,443,000.
  • Other factors increased equity by 70,898,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income GBX2.48 Billion +35.44%
Dividends Paid GBX373.43 Million -5.34%
Share Repurchases GBX274.17 Million -3.92%
Other Comprehensive Income GBX89.44 Million +1.28%
Other Changes GBX70.90 Million +1.01%
Total Change GBX- 39.80%

Book Value vs Market Value Analysis

This analysis compares Lion Finance Group PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 73.43x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 6076.70x to 73.43x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2005-12-31 GBX1.90 GBX11550.00 x
2006-12-31 GBX7.80 GBX11550.00 x
2007-12-31 GBX11.45 GBX11550.00 x
2008-12-31 GBX14.00 GBX11550.00 x
2009-12-31 GBX12.18 GBX11550.00 x
2010-12-31 GBX13.97 GBX11550.00 x
2011-12-31 GBX16.25 GBX11550.00 x
2012-12-31 GBX21.27 GBX11550.00 x
2013-12-31 GBX24.87 GBX11550.00 x
2014-12-31 GBX33.11 GBX11550.00 x
2015-12-31 GBX38.95 GBX11550.00 x
2016-12-31 GBX45.56 GBX11550.00 x
2017-12-31 GBX50.91 GBX11550.00 x
2018-12-31 GBX37.66 GBX11550.00 x
2019-12-31 GBX44.85 GBX11550.00 x
2020-12-31 GBX53.36 GBX11550.00 x
2021-12-31 GBX63.30 GBX11550.00 x
2022-12-31 GBX89.00 GBX11550.00 x
2023-12-31 GBX109.31 GBX11550.00 x
2024-12-31 GBX157.29 GBX11550.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Lion Finance Group PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 35.44%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 46.38%
  • • Asset Turnover: 0.10x
  • • Equity Multiplier: 7.47x
  • Recent ROE (35.44%) is above the historical average (16.71%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2005 15.31% 17.90% 0.17x 5.12x GBX4.80 Million
2006 7.28% 18.31% 0.12x 3.27x GBX-10.08 Million
2007 13.31% 20.33% 0.12x 5.42x GBX18.03 Million
2008 0.59% 0.71% 0.17x 4.90x GBX-62.67 Million
2009 -15.78% -18.90% 0.17x 5.03x GBX-149.27 Million
2010 12.59% 14.43% 0.14x 6.03x GBX17.21 Million
2011 17.16% 18.17% 0.16x 6.04x GBX55.28 Million
2012 17.25% 20.90% 0.15x 5.59x GBX73.33 Million
2013 17.04% 22.39% 0.14x 5.51x GBX83.24 Million
2014 14.77% 24.92% 0.12x 4.83x GBX75.10 Million
2015 16.40% 26.05% 0.12x 5.47x GBX118.53 Million
2016 18.40% 34.21% 0.09x 6.00x GBX181.92 Million
2017 18.08% 32.18% 0.09x 6.27x GBX195.55 Million
2018 26.20% 29.11% 0.11x 8.27x GBX289.96 Million
2019 23.24% 28.31% 0.09x 8.67x GBX283.52 Million
2020 11.57% 35.94% 0.04x 8.68x GBX39.73 Million
2021 23.51% 32.00% 0.10x 7.61x GBX415.90 Million
2022 34.02% 46.72% 0.11x 6.83x GBX1.02 Billion
2023 27.83% 38.03% 0.12x 6.35x GBX891.40 Million
2024 35.44% 46.38% 0.10x 7.47x GBX1.78 Billion

Industry Comparison

This section compares Lion Finance Group PLC's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $428,290,577,667
  • Average return on equity (ROE) among peers: 10.66%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Lion Finance Group PLC (BGEO) GBX7.90 Billion 15.31% 6.36x $61.17 Million
Arbuthnot Banking Group Plc (ARBB) $200.88 Million 3.38% 15.72x $1.64 Million
Axis Bank Ltd GDR (AXB) $1.88 Trillion 14.93% 7.82x $440.80 Million
Close Brothers Group plc (CBG) $114.42 Million 18.43% 7.07x $8.39 Million
Halyk Bank of Kazakhstan Joint Stock Company (HSBK) $1.91 Trillion 28.97% 6.49x $6.48 Billion
Lloyds Banking Group PLC (LLOY) $4.84 Billion 23.33% 29.56x $759.21 Million
Manx Financial Group Plc (MFX) $8.60 Million 0.00% 4.73x $344.07K
Metro Bank PLC (MTRO) $1.18 Billion 3.59% 13.86x $13.85 Million
Nationwide Building Society (NBS) $4.19 Billion 6.28% 19.41x $1.19 Billion
NatWest Group PLC (NWG) $54.15 Billion -2.94% 14.06x $620.70 Million

About Lion Finance Group PLC

LSE:BGEO UK Banks - Regional
Market Cap
$61.17 Million
GBX502.79 Billion GBX
Market Cap Rank
#21168 Global
#141 in UK
Share Price
GBX11550.00
Change (1 day)
+1.76%
52-Week Range
GBX6540.00 - GBX11630.00
All Time High
GBX11630.00
Categories
Companies in UK Banks - Regional Banking & Financial
About

Lion Finance Group PLC, through its subsidiaries, provides banking and financial services with focus on the Georgian and Armenian markets. It operates through Georgian Financial Services, Armenian Financial Services, and Other Businesses segments. The Georgian Financial Services segment provides retail banking, SME, and corporate and investment banking, and corporate center services; and brokerag… Read more