Card Factory PLC Net Assets
Card Factory PLC net assets. Based on the latest financial reports, Card Factory PLC (CARD) has net assets worth GBX346.20 Million GBX (≈ $42.12K USD) as of July 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX664.20 Million ≈ $80.81K USD) and total liabilities (GBX318.00 Million ≈ $38.69K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Card Factory PLC (CARD) equity growth momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX346.20 Million |
| % of Total Assets | 52.12% |
| Annual Growth Rate | 62.37% |
| 5-Year Change | 61.43% |
| 10-Year Change | 42.08% |
| Growth Volatility | 849.93 |
Net Assets of Card Factory PLC (2012–2026)
Net assets of Card Factory PLC from 2012 to 2026. This chart illustrates how Card Factory PLC's net assets have evolved over time, based on quarterly financial data. See CARD net asset quality index to measure how much of total assets are equity-financed.
Annual Net Assets for Card Factory PLC (2012–2026)
The table below shows the annual net assets of Card Factory PLC from 2012 to 2026. For live market cap and overall valuation, see how much is Card Factory PLC worth.
| Year | Net Assets | Change |
|---|---|---|
| 2026-01-31 | GBX354.50 Million ≈ $43.13K |
+2.19% |
| 2025-01-31 | GBX346.90 Million ≈ $42.21K |
+9.85% |
| 2024-01-31 | GBX315.80 Million ≈ $38.42K |
+17.75% |
| 2023-01-31 | GBX268.20 Million ≈ $32.63K |
+22.13% |
| 2022-01-31 | GBX219.60 Million ≈ $26.72K |
+6.34% |
| 2021-01-31 | GBX206.50 Million ≈ $25.13K |
-6.77% |
| 2020-01-31 | GBX221.50 Million ≈ $26.95K |
+0.64% |
| 2019-01-31 | GBX220.10 Million ≈ $26.78K |
+0.78% |
| 2018-01-31 | GBX218.40 Million ≈ $26.57K |
-12.46% |
| 2017-01-31 | GBX249.50 Million ≈ $30.36K |
-6.10% |
| 2016-01-31 | GBX265.70 Million ≈ $32.33K |
-6.08% |
| 2015-01-31 | GBX282.90 Million ≈ $34.42K |
+809.65% |
| 2014-01-31 | GBX31.10 Million ≈ $3.78K |
+130.37% |
| 2013-01-31 | GBX13.50 Million ≈ $1.64K |
+3275.00% |
| 2012-01-31 | GBX400.00K ≈ $48.67 |
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Equity Component Analysis
This analysis shows how different components contribute to Card Factory PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 15970000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Card Factory PLC Net Assets Breakdown (January 2026)
Card Factory PLC net assets breakdown by equity component as of January 2026.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | GBX155.40 Million | 43.84% |
| Common Stock | GBX3.50 Million | 0.99% |
| Other Comprehensive Income | GBX-3.20 Million | -0.90% |
| Other Components | GBX198.80 Million | 56.08% |
| Total Equity | GBX354.50 Million | 100.00% |
Card Factory PLC Competitors by Market Cap
The table below lists competitors of Card Factory PLC ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Pembroke VCT PLC
LSE:PEMB
|
$3.56 Million |
|
Karsu Tekstil Sanayi ve Ticaret AS
IS:KRTEK
|
$3.56 Million |
|
Luceco plc
LSE:LUCE
|
$3.56 Million |
|
EPRCOMUNICAZIONE S.P.A.
F:J3P
|
$3.56 Million |
|
Maxeon Solar Technologies Ltd
NASDAQ:MAXN
|
$3.56 Million |
|
Good Shroom Co Inc
V:MUSH
|
$3.55 Million |
|
Cash.Medien AG
HM:MF8
|
$3.55 Million |
|
XORTX Therapeutics Inc
V:XRTX
|
$3.55 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Card Factory PLC's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 346,900,000 to 354,500,000, a change of 7,600,000 (2.2%).
- Net income of 31,200,000 contributed positively to equity growth.
- Dividend payments of 17,200,000 reduced retained earnings.
- Share repurchases of 5,000,000 reduced equity.
- New share issuances of 600,000 increased equity.
- Other comprehensive income decreased equity by 3,500,000.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX31.20 Million | +8.8% |
| Dividends Paid | GBX17.20 Million | -4.85% |
| Share Repurchases | GBX5.00 Million | -1.41% |
| Share Issuances | GBX600.00K | +0.17% |
| Other Comprehensive Income | GBX-3.50 Million | -0.99% |
| Other Changes | GBX1.50 Million | +0.42% |
| Total Change | GBX- | 2.19% |
Book Value vs Market Value Analysis
This analysis compares Card Factory PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 87.71x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 75890.09x to 87.71x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-01-31 | GBX0.00 | GBX89.10 | x |
| 2013-01-31 | GBX0.05 | GBX89.10 | x |
| 2014-01-31 | GBX0.13 | GBX89.10 | x |
| 2015-01-31 | GBX0.91 | GBX89.10 | x |
| 2016-01-31 | GBX0.78 | GBX89.10 | x |
| 2017-01-31 | GBX0.73 | GBX89.10 | x |
| 2018-01-31 | GBX0.64 | GBX89.10 | x |
| 2019-01-31 | GBX0.64 | GBX89.10 | x |
| 2020-01-31 | GBX0.65 | GBX89.10 | x |
| 2021-01-31 | GBX0.60 | GBX89.10 | x |
| 2022-01-31 | GBX0.64 | GBX89.10 | x |
| 2023-01-31 | GBX0.78 | GBX89.10 | x |
| 2024-01-31 | GBX0.91 | GBX89.10 | x |
| 2025-01-31 | GBX0.99 | GBX89.10 | x |
| 2026-01-31 | GBX1.02 | GBX89.10 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Card Factory PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.80%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 5.35%
- • Asset Turnover: 0.88x
- • Equity Multiplier: 1.86x
- Recent ROE (8.80%) is below the historical average (162.96%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 2100.00% | 3.16% | 0.59x | 1131.75x | GBX8.36 Million |
| 2013 | 97.04% | 4.37% | 0.62x | 35.90x | GBX11.75 Million |
| 2014 | 59.16% | 5.63% | 0.70x | 15.06x | GBX15.29 Million |
| 2015 | 11.74% | 9.40% | 0.70x | 1.78x | GBX4.91 Million |
| 2016 | 24.99% | 17.40% | 0.84x | 1.72x | GBX39.83 Million |
| 2017 | 26.33% | 16.50% | 0.89x | 1.79x | GBX40.75 Million |
| 2018 | 26.69% | 13.81% | 0.95x | 2.04x | GBX36.46 Million |
| 2019 | 23.35% | 11.79% | 0.75x | 2.65x | GBX29.39 Million |
| 2020 | 23.30% | 11.43% | 0.79x | 2.57x | GBX29.45 Million |
| 2021 | -6.59% | -4.77% | 0.54x | 2.58x | GBX-34.25 Million |
| 2022 | 3.69% | 2.22% | 0.68x | 2.44x | GBX-13.86 Million |
| 2023 | 16.48% | 9.54% | 0.86x | 2.00x | GBX17.38 Million |
| 2024 | 15.67% | 9.69% | 0.93x | 1.75x | GBX17.92 Million |
| 2025 | 13.78% | 8.81% | 0.88x | 1.77x | GBX13.11 Million |
| 2026 | 8.80% | 5.35% | 0.88x | 1.86x | GBX-4.25 Million |
Industry Comparison
This section compares Card Factory PLC's net assets metrics with peer companies in the Specialty Retail industry.
Industry Context
- Industry: Specialty Retail
- Average net assets among peers: $657,838,124
- Average return on equity (ROE) among peers: 54.26%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Card Factory PLC (CARD) | GBX346.20 Million | 2100.00% | 0.92x | $3.56 Million |
| Angling Direct PLC (ANG) | $124.12K | 343.57% | 32.79x | $448.20K |
| Ao World (AO) | $137.80 Million | 17.92% | 2.21x | $6.28 Million |
| Currys PLC (CURY) | $2.38 Billion | 0.50% | 1.89x | $17.90 Million |
| DFS Furniture PLC (DFS) | $-74.80 Million | 0.00% | 0.00x | $3.80 Million |
| Dunelm Group PLC (DNLM) | $118.80 Million | 131.57% | 5.24x | $22.05 Million |
| Frasers Group PLC (FRAS) | $2.45 Billion | 15.29% | 1.64x | $51.29 Million |
| Halfords Group PLC (HFD) | $551.00 Million | 14.10% | 1.34x | $6.69 Million |
| IG Design Group plc (IGR) | $334.38 Million | -10.35% | 0.85x | $989.01K |
| musicMagpie PLC (MMAG) | $19.54 Million | -24.23% | 1.44x | $8.10K |
About Card Factory PLC
Card Factory plc operates as a specialist retailer of cards, gifts, and celebration essentials in the United Kingdom, South Africa, Republic of Ireland, the United States, and internationally. It operates through four segments: Stores, Digital, Wholesale partnerships, and Printcraft. The company offers greeting cards and gifts through cardfactory stores, cardfactory online, and network of third-p… Read more