Commercial International Bank -Egypt S.A.E (CBKD) - Net Assets
Based on the latest financial reports, Commercial International Bank -Egypt S.A.E (CBKD) has net assets worth $231.51 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.44 Trillion) and total liabilities ($1.21 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $231.51 Billion |
| % of Total Assets | 16.05% |
| Annual Growth Rate | 25.34% |
| 5-Year Change | 234.06% |
| 10-Year Change | 976.43% |
| Growth Volatility | 16.46 |
Commercial International Bank -Egypt S.A.E - Net Assets Trend (2005–2025)
This chart illustrates how Commercial International Bank -Egypt S.A.E's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Commercial International Bank -Egypt S.A.E (2005–2025)
The table below shows the annual net assets of Commercial International Bank -Egypt S.A.E from 2005 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $231.51 Billion | +51.50% |
| 2024-12-31 | $152.82 Billion | +68.60% |
| 2023-12-31 | $90.64 Billion | +32.64% |
| 2022-12-31 | $68.34 Billion | -1.39% |
| 2021-12-31 | $69.30 Billion | +15.58% |
| 2020-12-31 | $59.96 Billion | +15.57% |
| 2019-12-31 | $51.88 Billion | +51.57% |
| 2018-12-31 | $34.23 Billion | +20.36% |
| 2017-12-31 | $28.44 Billion | +32.23% |
| 2016-12-31 | $21.51 Billion | +29.70% |
| 2015-12-31 | $16.58 Billion | +15.32% |
| 2014-12-31 | $14.38 Billion | +23.03% |
| 2013-12-31 | $11.69 Billion | +8.11% |
| 2012-12-31 | $10.81 Billion | +23.45% |
| 2011-12-31 | $8.76 Billion | +1.68% |
| 2010-12-31 | $8.61 Billion | +21.68% |
| 2009-12-31 | $7.08 Billion | +21.54% |
| 2008-12-31 | $5.82 Billion | +29.27% |
| 2007-12-31 | $4.51 Billion | +33.21% |
| 2006-12-31 | $3.38 Billion | +33.84% |
| 2005-12-31 | $2.53 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Commercial International Bank -Egypt S.A.E's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 8951427300000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $89.51 Billion | 38.67% |
| Common Stock | $33.78 Billion | 14.59% |
| Other Components | $108.19 Billion | 46.74% |
| Total Equity | $231.49 Billion | 100.00% |
Commercial International Bank -Egypt S.A.E Competitors by Market Cap
The table below lists competitors of Commercial International Bank -Egypt S.A.E ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
QuantumCTek Co Ltd
SHG:688027
|
$9.05 Billion |
|
Toro Co
NYSE:TTC
|
$9.06 Billion |
|
Central Pattana Public Company Limited
BK:CPN
|
$9.06 Billion |
|
Celsius Holdings Inc
NASDAQ:CELH
|
$9.06 Billion |
|
Hotai Motor Co Ltd
TW:2207
|
$9.04 Billion |
|
CubeSmart
NYSE:CUBE
|
$9.04 Billion |
|
SARTORIUS (UNSP.ADS)/1/5
F:SRT0
|
$9.03 Billion |
|
Finning International Inc.
TO:FTT
|
$9.03 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Commercial International Bank -Egypt S.A.E's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 152,636,277,000 to 231,486,342,000, a change of 78,850,065,000 (51.7%).
- Net income of 82,238,852,000 contributed positively to equity growth.
- Dividend payments of 15,003,462,000 reduced retained earnings.
- New share issuances of 276,930,000 increased equity.
- Other factors increased equity by 11,337,745,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $82.24 Billion | +35.53% |
| Dividends Paid | $15.00 Billion | -6.48% |
| Share Issuances | $276.93 Million | +0.12% |
| Other Changes | $11.34 Billion | +4.9% |
| Total Change | $- | 51.66% |
Book Value vs Market Value Analysis
This analysis compares Commercial International Bank -Egypt S.A.E's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.04x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.98x to 0.04x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | $0.92 | $2.74 | x |
| 2006-12-31 | $1.23 | $2.74 | x |
| 2007-12-31 | $1.63 | $2.74 | x |
| 2008-12-31 | $2.08 | $2.74 | x |
| 2009-12-31 | $2.49 | $2.74 | x |
| 2010-12-31 | $3.01 | $2.74 | x |
| 2011-12-31 | $3.06 | $2.74 | x |
| 2012-12-31 | $3.57 | $2.74 | x |
| 2013-12-31 | $4.06 | $2.74 | x |
| 2014-12-31 | $4.94 | $2.74 | x |
| 2015-12-31 | $5.67 | $2.74 | x |
| 2016-12-31 | $7.28 | $2.74 | x |
| 2017-12-31 | $9.63 | $2.74 | x |
| 2018-12-31 | $11.65 | $2.74 | x |
| 2019-12-31 | $18.02 | $2.74 | x |
| 2020-12-31 | $20.12 | $2.74 | x |
| 2021-12-31 | $23.06 | $2.74 | x |
| 2022-12-31 | $22.51 | $2.74 | x |
| 2023-12-31 | $30.14 | $2.74 | x |
| 2024-12-31 | $49.71 | $2.74 | x |
| 2025-12-31 | $67.79 | $2.74 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Commercial International Bank -Egypt S.A.E utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 35.53%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 36.62%
- • Asset Turnover: 0.16x
- • Equity Multiplier: 6.23x
- Recent ROE (35.53%) is above the historical average (25.40%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 24.14% | 42.39% | 0.05x | 12.02x | $357.41 Million |
| 2006 | 25.22% | 27.80% | 0.08x | 11.12x | $513.92 Million |
| 2007 | 28.58% | 30.53% | 0.09x | 10.64x | $836.14 Million |
| 2008 | 23.72% | 27.03% | 0.09x | 9.94x | $792.76 Million |
| 2009 | 24.79% | 51.07% | 0.05x | 9.14x | $1.04 Billion |
| 2010 | 23.59% | 32.78% | 0.08x | 8.80x | $1.16 Billion |
| 2011 | 18.53% | 23.96% | 0.08x | 9.81x | $743.53 Million |
| 2012 | 20.68% | 23.68% | 0.10x | 8.73x | $1.15 Billion |
| 2013 | 22.36% | 22.30% | 0.10x | 9.77x | $1.44 Billion |
| 2014 | 23.20% | 24.17% | 0.10x | 10.04x | $1.89 Billion |
| 2015 | 28.60% | 27.62% | 0.10x | 10.86x | $3.08 Billion |
| 2016 | 28.11% | 28.05% | 0.08x | 12.52x | $3.87 Billion |
| 2017 | 26.43% | 23.41% | 0.11x | 10.37x | $4.67 Billion |
| 2018 | 27.99% | 23.15% | 0.12x | 10.01x | $6.16 Billion |
| 2019 | 22.75% | 25.46% | 0.12x | 7.45x | $6.61 Billion |
| 2020 | 17.21% | 35.97% | 0.07x | 7.19x | $4.29 Billion |
| 2021 | 19.28% | 27.08% | 0.10x | 7.24x | $6.39 Billion |
| 2022 | 23.78% | 26.36% | 0.10x | 9.38x | $9.34 Billion |
| 2023 | 32.75% | 26.68% | 0.13x | 9.23x | $20.59 Billion |
| 2024 | 36.16% | 53.04% | 0.09x | 7.96x | $39.93 Billion |
| 2025 | 35.53% | 36.62% | 0.16x | 6.23x | $59.09 Billion |
Industry Comparison
This section compares Commercial International Bank -Egypt S.A.E's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $361,493,575,109
- Average return on equity (ROE) among peers: 6.97%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Commercial International Bank -Egypt S.A.E (CBKD) | $231.51 Billion | 24.14% | 5.23x | $9.04 Billion |
| Bper Banca SpA (0MU6) | $9.57 Billion | 15.89% | 13.86x | $12.62 Billion |
| Arbuthnot Banking Group Plc (ARBB) | $200.88 Million | 3.38% | 15.72x | $1.70 Million |
| Axis Bank Ltd GDR (AXB) | $1.58 Trillion | 16.75% | 8.64x | $454.29 Million |
| Halyk Bank of Kazakhstan Joint Stock Company (HSBK) | $119.56 Billion | 22.30% | 7.29x | $6.48 Billion |
| Manx Financial Group Plc (MFX) | $17.47 Million | -23.70% | 3.65x | $388.95K |
| Metro Bank PLC (MTRO) | $1.25 Billion | 5.57% | 12.16x | $11.90 Million |
| Nationwide Building Society (NBS) | $8.91 Billion | 6.16% | 20.32x | $1.19 Billion |
| SANTANDER UK 8 5/8% NON-CUM STLG PRF (SANB) | $15.91 Billion | 7.07% | 16.81x | $536.49 Million |
| State Bank of India GDR (SBID) | $1.52 Trillion | 9.31% | 14.74x | $108.92 Billion |
About Commercial International Bank -Egypt S.A.E
Commercial International Bank Egypt (CIB) S.A.E. provides retail, corporate, and investment banking services in Egypt. The company operates through Corporate Banking & SME's; Investment; Retail Banking; and Assets and Liabilities Management segments. It offers current and saving accounts, certificates and time deposits, saving solutions, and account services; personal, car finance, travel, educat… Read more