EJF Investments Ltd
EJF Investments Limited is a principal investment firm. The firm seeks to invest in financial services sector with a focus in structured debt and equity, loans, bonds, preference shares, convertible notes and private equity. It considers investments domiciled in the United States, the United Kingdom and Europe. EJF Investments Limited was founded in 2016 and is based in Jersey, Channel Island.
EJF Investments Ltd (EJFI) - Net Assets
Latest net assets as of December 2024: GBX100.73 Million GBX
Based on the latest financial reports, EJF Investments Ltd (EJFI) has net assets worth GBX100.73 Million GBX as of December 2024.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX127.37 Million) and total liabilities (GBX26.64 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX100.73 Million |
| % of Total Assets | 79.08% |
| Annual Growth Rate | 8.65% |
| 5-Year Change | 0.16% |
| 10-Year Change | N/A |
| Growth Volatility | 19.64 |
EJF Investments Ltd - Net Assets Trend (2015–2024)
This chart illustrates how EJF Investments Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for EJF Investments Ltd (2015–2024)
The table below shows the annual net assets of EJF Investments Ltd from 2015 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | GBX100.73 Million | +2.80% |
| 2023-12-31 | GBX97.99 Million | -12.91% |
| 2022-12-31 | GBX112.51 Million | +7.36% |
| 2021-12-31 | GBX104.80 Million | +4.21% |
| 2020-12-31 | GBX100.57 Million | -16.87% |
| 2019-12-31 | GBX120.98 Million | +5.66% |
| 2018-12-31 | GBX114.50 Million | +32.67% |
| 2017-12-31 | GBX86.30 Million | +48.15% |
| 2016-12-31 | GBX58.25 Million | +22.01% |
| 2015-12-31 | GBX47.74 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to EJF Investments Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 14078201900.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | GBX15.48 Million | 15.37% |
| Common Stock | GBX85.25 Million | 84.63% |
| Total Equity | GBX100.73 Million | 100.00% |
EJF Investments Ltd Competitors by Market Cap
The table below lists competitors of EJF Investments Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ICWHY Capital Ventures Inc.
V:ICWY-P
|
$9.12K |
|
Ceylon Guardian Investment Trust PLC
CM:GUARN0000
|
$9.14K |
|
MMG Ltd
STU:OMS1
|
$9.14K |
|
CSED3F
SA:CSED3F
|
$9.14K |
|
Titan N.V.
AS:TITAN
|
$9.10K |
|
Philippine Savings Bank
PSE:PSB
|
$9.09K |
|
ECS0
F:ECS0
|
$9.09K |
|
Hubei Donper Electromechanical Group Co. Ltd.
SHG:601956
|
$9.09K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in EJF Investments Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 97,985,799 to 100,732,146, a change of 2,746,347 (2.8%).
- Net income of 9,288,883 contributed positively to equity growth.
- Dividend payments of 6,542,536 reduced retained earnings.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX9.29 Million | +9.22% |
| Dividends Paid | GBX6.54 Million | -6.49% |
| Total Change | GBX- | 2.80% |
Book Value vs Market Value Analysis
This analysis compares EJF Investments Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 78.91x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 131.78x to 78.91x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | GBX0.99 | GBX130.00 | x |
| 2016-12-31 | GBX1.20 | GBX130.00 | x |
| 2017-12-31 | GBX1.68 | GBX130.00 | x |
| 2018-12-31 | GBX1.93 | GBX130.00 | x |
| 2019-12-31 | GBX1.89 | GBX130.00 | x |
| 2020-12-31 | GBX1.63 | GBX130.00 | x |
| 2021-12-31 | GBX1.71 | GBX130.00 | x |
| 2022-12-31 | GBX1.84 | GBX130.00 | x |
| 2023-12-31 | GBX1.60 | GBX130.00 | x |
| 2024-12-31 | GBX1.65 | GBX130.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently EJF Investments Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.22%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 74.05%
- • Asset Turnover: 0.10x
- • Equity Multiplier: 1.26x
- Recent ROE (9.22%) is above the historical average (9.20%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 14.90% | 67.68% | 0.22x | 1.01x | GBX2.34 Million |
| 2016 | 16.67% | 65.10% | 0.25x | 1.03x | GBX3.89 Million |
| 2017 | 18.85% | 748.60% | 0.02x | 1.21x | GBX7.64 Million |
| 2018 | 15.22% | 87.56% | 0.15x | 1.16x | GBX5.98 Million |
| 2019 | 11.03% | 81.53% | 0.12x | 1.15x | GBX1.25 Million |
| 2020 | -8.74% | 0.00% | -0.05x | 1.24x | GBX-18.84 Million |
| 2021 | 10.28% | 80.24% | 0.10x | 1.24x | GBX293.28K |
| 2022 | 12.67% | 83.76% | 0.13x | 1.18x | GBX3.00 Million |
| 2023 | -8.15% | 0.00% | -0.04x | 1.25x | GBX-17.78 Million |
| 2024 | 9.22% | 74.05% | 0.10x | 1.26x | GBX-784.33K |
Industry Comparison
This section compares EJF Investments Ltd's net assets metrics with peer companies in the Asset Management industry.
Industry Context
- Industry: Asset Management
- Average net assets among peers: $395,694,700
- Average return on equity (ROE) among peers: -81.73%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| EJF Investments Ltd (EJFI) | GBX100.73 Million | 14.90% | 0.26x | $9.12K |
| 3I Infrastructure PLC (3IN) | $1.09 Billion | 8.57% | 0.18x | $396.99K |
| 450 PLC (450) | $1.30 Million | -791.13% | 5.03x | $1.71K |
| abrdn Asian Income Fund Limited (AAIF) | $431.48 Million | 11.10% | 0.09x | $315.37 |
| Abrdn Asia Focus PLC (AAS) | $464.40 Million | -2.37% | 0.15x | $434.78 |
| Albion Technology & General VCT PLC (AATG) | $34.46 Million | 4.41% | 0.01x | $78.71 |
| Aberdeen Diversified Income and Growth Trust PLC (ADIG) | $492.42 Million | 0.00% | 0.32x | $16.61 |
| Aquila Energy Efficiency Trust PLC (AEET) | $97.38 Million | -0.64% | 0.00x | $2.38K |
| Aquila European Renewables Income PLC (AERI) | $320.23 Million | -9.29% | 0.00x | $2.45K |
| Artemis UK Future Leaders plc (AFL) | $84.35 Million | -40.52% | 0.02x | $401.26 |
| AVI Global Trust PLC (AGT) | $938.94 Million | 2.59% | 0.12x | $2.83 Million |