EJF Investments Ltd (EJFI) - Net Assets
Based on the latest financial reports, EJF Investments Ltd (EJFI) has net assets worth GBX94.47 Million GBX (≈ $11.49K USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX115.31 Million ≈ $14.03K USD) and total liabilities (GBX20.85 Million ≈ $2.54K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check EJF Investments Ltd (EJFI) strategic investment index to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX94.47 Million |
| % of Total Assets | 81.92% |
| Annual Growth Rate | 7.06% |
| 5-Year Change | -9.86% |
| 10-Year Change | 62.16% |
| Growth Volatility | 19.28 |
EJF Investments Ltd - Net Assets Trend (2015–2025)
This chart illustrates how EJF Investments Ltd's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see EJF Investments Ltd market cap and net worth.
Annual Net Assets for EJF Investments Ltd (2015–2025)
The table below shows the annual net assets of EJF Investments Ltd from 2015 to 2025. Also explore how fast is EJF Investments Ltd growing its equity to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | GBX94.47 Million ≈ $11.49K |
-6.22% |
| 2024-12-31 | GBX100.73 Million ≈ $12.26K |
+2.80% |
| 2023-12-31 | GBX97.99 Million ≈ $11.92K |
-12.91% |
| 2022-12-31 | GBX112.51 Million ≈ $13.69K |
+7.36% |
| 2021-12-31 | GBX104.80 Million ≈ $12.75K |
+4.21% |
| 2020-12-31 | GBX100.57 Million ≈ $12.24K |
-16.87% |
| 2019-12-31 | GBX120.98 Million ≈ $14.72K |
+5.66% |
| 2018-12-31 | GBX114.50 Million ≈ $13.93K |
+32.67% |
| 2017-12-31 | GBX86.30 Million ≈ $10.50K |
+48.15% |
| 2016-12-31 | GBX58.25 Million ≈ $7.09K |
+22.01% |
| 2015-12-31 | GBX47.74 Million ≈ $5.81K |
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Equity Component Analysis
This analysis shows how different components contribute to EJF Investments Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 13907435800.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | GBX13.77 Million | 14.58% |
| Common Stock | GBX80.70 Million | 85.42% |
| Total Equity | GBX94.47 Million | 100.00% |
EJF Investments Ltd Competitors by Market Cap
The table below lists competitors of EJF Investments Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Robert Walters
LSE:RWA
|
$968.41K |
|
Goobit Group AB
ST:BTCX
|
$971.50K |
|
FiscalNote Holdings Inc.
NYSE:NOTE
|
$973.57K |
|
Maven Income and Growth VCT 4 PLC
LSE:MAV4
|
$975.37K |
|
Lapidoth-Heletz Limited Partnership
TA:LPHL-L
|
$966.23K |
|
International Frontier Resources Corporation
V:IFR
|
$964.26K |
|
Anpario Plc
LSE:ANP
|
$963.56K |
|
Rare Foods Australia Ltd
AU:RFA
|
$962.23K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in EJF Investments Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 100,732,146 to 94,465,558, a change of -6,266,588 (-6.2%).
- Net income of 4,753,093 contributed positively to equity growth.
- Dividend payments of 6,460,754 reduced retained earnings.
- Share repurchases of 20,367,274 reduced equity.
- New share issuances of 8,676,959 increased equity.
- Other factors increased equity by 7,131,388.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX4.75 Million | +5.03% |
| Dividends Paid | GBX6.46 Million | -6.84% |
| Share Repurchases | GBX20.37 Million | -21.56% |
| Share Issuances | GBX8.68 Million | +9.19% |
| Other Changes | GBX7.13 Million | +7.55% |
| Total Change | GBX- | -6.22% |
Book Value vs Market Value Analysis
This analysis compares EJF Investments Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 87.89x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 138.87x to 87.89x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | GBX0.99 | GBX137.00 | x |
| 2016-12-31 | GBX1.20 | GBX137.00 | x |
| 2017-12-31 | GBX1.68 | GBX137.00 | x |
| 2018-12-31 | GBX1.93 | GBX137.00 | x |
| 2019-12-31 | GBX1.89 | GBX137.00 | x |
| 2020-12-31 | GBX1.63 | GBX137.00 | x |
| 2021-12-31 | GBX1.71 | GBX137.00 | x |
| 2022-12-31 | GBX1.84 | GBX137.00 | x |
| 2023-12-31 | GBX1.60 | GBX137.00 | x |
| 2024-12-31 | GBX1.65 | GBX137.00 | x |
| 2025-12-31 | GBX1.56 | GBX137.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently EJF Investments Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.03%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 59.90%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 1.22x
- Recent ROE (5.03%) is below the historical average (8.82%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 14.90% | 67.68% | 0.22x | 1.01x | GBX2.34 Million |
| 2016 | 16.67% | 65.10% | 0.25x | 1.03x | GBX3.89 Million |
| 2017 | 18.85% | 748.60% | 0.02x | 1.21x | GBX7.64 Million |
| 2018 | 15.22% | 87.56% | 0.15x | 1.16x | GBX5.98 Million |
| 2019 | 11.03% | 81.53% | 0.12x | 1.15x | GBX1.25 Million |
| 2020 | -8.74% | 0.00% | -0.05x | 1.24x | GBX-18.84 Million |
| 2021 | 10.28% | 80.24% | 0.10x | 1.24x | GBX293.28K |
| 2022 | 12.67% | 83.76% | 0.13x | 1.18x | GBX3.00 Million |
| 2023 | -8.15% | 0.00% | -0.04x | 1.25x | GBX-17.78 Million |
| 2024 | 9.22% | 74.05% | 0.10x | 1.26x | GBX-784.33K |
| 2025 | 5.03% | 59.90% | 0.07x | 1.22x | GBX-4.69 Million |
Industry Comparison
This section compares EJF Investments Ltd's net assets metrics with peer companies in the Asset Management industry.
Industry Context
- Industry: Asset Management
- Average net assets among peers: $971,344,300
- Average return on equity (ROE) among peers: 2.31%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| EJF Investments Ltd (EJFI) | GBX94.47 Million | 14.90% | 0.22x | $968.26K |
| 3I Infrastructure PLC (3IN) | $1.25 Billion | 6.43% | 0.14x | $44.16 Million |
| Albion Enterprise VCT PLC (AAEV) | $278.53 Million | 5.11% | 0.01x | $3.20 Million |
| abrdn Asian Income Fund Limited (AAIF) | $329.43 Million | -11.14% | 0.12x | $5.50 Million |
| Abrdn Asia Focus PLC (AAS) | $46.34 Million | 0.00% | 0.14x | $7.56 Million |
| Albion Technology & General VCT PLC (AATG) | $78.03 Million | -0.40% | 0.01x | $3.15 Million |
| Abrdn PLC (ABDN) | $6.67 Billion | 3.99% | 0.71x | $52.13 Million |
| Aberdeen Diversified Income and Growth Trust PLC (ADIG) | $413.68 Million | 2.10% | 0.15x | $450.86K |
| Aquila Energy Efficiency Trust PLC (AEET) | $95.23 Million | 0.14% | 0.02x | $247.72K |
| Aquila European Renewables Income PLC (AERI) | $316.90 Million | -0.37% | 0.13x | $64.28 Million |
| Artemis UK Future Leaders plc (AFL) | $241.60 Million | 17.22% | 0.01x | $439.05 |
About EJF Investments Ltd
EJF Investments Limited is a principal investment firm. The firm seeks to invest in financial services sector with a focus in structured debt and equity, loans, bonds, preference shares, convertible notes and private equity. It considers investments domiciled in the United States, the United Kingdom and Europe. EJF Investments Limited was founded in 2016 and is based in Jersey, Channel Island.