Mortgage Advice (MAB1) - Net Assets

Latest as of June 2025: GBX73.75 Million GBX ≈ $8.97K USD

Based on the latest financial reports, Mortgage Advice (MAB1) has net assets worth GBX73.75 Million GBX (≈ $8.97K USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX167.69 Million ≈ $20.40K USD) and total liabilities (GBX93.95 Million ≈ $11.43K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are Mortgage Advice's assets to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric Value
Current Net Assets GBX73.75 Million
% of Total Assets 43.98%
Annual Growth Rate 30.0%
5-Year Change 100.53%
10-Year Change 229.22%
Growth Volatility 59.12

Mortgage Advice - Net Assets Trend (2011–2024)

This chart illustrates how Mortgage Advice's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of Mortgage Advice for the complete picture of this company's asset base.

Annual Net Assets for Mortgage Advice (2011–2024)

The table below shows the annual net assets of Mortgage Advice from 2011 to 2024. For live valuation and market cap data, see Mortgage Advice market cap and net worth.

Year Net Assets Change
2024-12-31 GBX75.09 Million
≈ $9.14K		 +0.92%
2023-12-31 GBX74.41 Million
≈ $9.05K		 -1.37%
2022-12-31 GBX75.44 Million
≈ $9.18K		 +84.07%
2021-12-31 GBX40.99 Million
≈ $4.99K		 +9.45%
2020-12-31 GBX37.45 Million
≈ $4.56K		 +37.73%
2019-12-31 GBX27.19 Million
≈ $3.31K		 -32.09%
2018-12-31 GBX40.03 Million
≈ $4.87K		 +17.58%
2017-12-31 GBX34.05 Million
≈ $4.14K		 +21.34%
2016-12-31 GBX28.06 Million
≈ $3.41K		 +23.02%
2015-12-31 GBX22.81 Million
≈ $2.78K		 +47.43%
2014-12-31 GBX15.47 Million
≈ $1.88K		 -6.78%
2013-12-31 GBX16.60 Million
≈ $2.02K		 +131.26%
2012-12-31 GBX7.18 Million
≈ $873.25		 +189.72%
2011-12-31 GBX2.48 Million
≈ $301.41		 --

Equity Component Analysis

This analysis shows how different components contribute to Mortgage Advice's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 481.7% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings GBX14.11 Million 19.15%
Common Stock GBX58.00K 0.08%
Other Comprehensive Income GBX4.33 Million 5.88%
Other Components GBX55.16 Million 74.89%
Total Equity GBX73.66 Million 100.00%

Mortgage Advice Competitors by Market Cap

The table below lists competitors of Mortgage Advice ranked by their market capitalization.

Company Market Cap
The GYM Group PLC
LSE:GYM
 $3.73 Million
Kakel Max AB (publ)
ST:KAKEL
 $3.73 Million
Clean Motion AB
ST:CLEMO
 $3.73 Million
Beam Communications Holdings Ltd
AU:BCC
 $3.73 Million
Newpeak Metals Ltd
AU:NPM
 $3.73 Million
Zaplox AB
ST:ZAPLOX
 $3.72 Million
NuCana PLC
NASDAQ:NCNA
 $3.72 Million
Mega Sun City Holdings Bhd
KLSE:0081
 $3.72 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Mortgage Advice's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 70,198,000 to 73,662,000, a change of 3,464,000 (4.9%).
  • Net income of 15,896,000 contributed positively to equity growth.
  • Dividend payments of 16,167,000 reduced retained earnings.
  • Other comprehensive income decreased equity by 1,733,000.
  • Other factors increased equity by 5,468,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income GBX15.90 Million +21.58%
Dividends Paid GBX16.17 Million -21.95%
Other Comprehensive Income GBX-1.73 Million -2.35%
Other Changes GBX5.47 Million +7.42%
Total Change GBX- 4.93%

Book Value vs Market Value Analysis

This analysis compares Mortgage Advice's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 415.69x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 10765.56x to 415.69x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2011-12-31 GBX0.05 GBX528.00 x
2012-12-31 GBX0.14 GBX528.00 x
2013-12-31 GBX0.15 GBX528.00 x
2014-12-31 GBX0.14 GBX528.00 x
2015-12-31 GBX0.25 GBX528.00 x
2016-12-31 GBX0.30 GBX528.00 x
2017-12-31 GBX0.35 GBX528.00 x
2018-12-31 GBX0.40 GBX528.00 x
2019-12-31 GBX0.49 GBX528.00 x
2020-12-31 GBX0.68 GBX528.00 x
2021-12-31 GBX0.72 GBX528.00 x
2022-12-31 GBX1.20 GBX528.00 x
2023-12-31 GBX1.22 GBX528.00 x
2024-12-31 GBX1.27 GBX528.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Mortgage Advice utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 21.58%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 5.96%
  • • Asset Turnover: 1.66x
  • • Equity Multiplier: 2.18x
  • Recent ROE (21.58%) is below the historical average (48.04%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2011 53.08% 7.23% 3.23x 2.27x GBX1.07 Million
2012 29.03% 7.34% 2.35x 1.68x GBX1.37 Million
2013 38.80% 10.34% 2.27x 1.65x GBX3.08 Million
2014 70.74% 9.53% 3.37x 2.21x GBX4.63 Million
2015 67.09% 11.47% 3.11x 1.88x GBX7.37 Million
2016 85.14% 13.91% 3.11x 1.97x GBX11.40 Million
2017 66.28% 11.06% 3.02x 1.99x GBX10.22 Million
2018 63.82% 10.70% 2.91x 2.05x GBX11.12 Million
2019 56.65% 10.09% 2.45x 2.29x GBX11.94 Million
2020 34.83% 8.35% 2.15x 1.94x GBX8.82 Million
2021 48.27% 9.91% 2.30x 2.12x GBX14.84 Million
2022 18.02% 5.30% 1.36x 2.50x GBX5.45 Million
2023 19.18% 5.62% 1.51x 2.26x GBX6.45 Million
2024 21.58% 5.96% 1.66x 2.18x GBX8.53 Million

Industry Comparison

This section compares Mortgage Advice's net assets metrics with peer companies in the Mortgage Finance industry.

Industry Context

  • Industry: Mortgage Finance
  • Average net assets among peers: $368,680,000
  • Average return on equity (ROE) among peers: 7.28%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Mortgage Advice (MAB1) GBX73.75 Million 53.08% 1.27x $3.73 Million
Lendinvest PLC (LINV) $20.61 Million 2.99% 20.46x $439.39K
OneSavings Bank PLC (OSB) $115.93 Million 7.82% 24.95x $22.44 Million
Paragon Banking Group PLC (PAG) $969.50 Million 11.05% 11.25x $17.34 Million

About Mortgage Advice

LSE:MAB1 UK Mortgage Finance
Market Cap
$3.73 Million
GBX30.64 Billion GBX
Market Cap Rank
#28893 Global
#538 in UK
Share Price
GBX528.00
Change (1 day)
-0.75%
52-Week Range
GBX506.00 - GBX908.00
All Time High
GBX1318.60
Categories
Companies in UK Mortgage Finance
About

Mortgage Advice Bureau (Holdings) plc, together with its subsidiaries, provides mortgage advice services in the United Kingdom. The company provides advice on buying property, remortgaging, and buy-to-let mortgage products. It also offers business consultancy, technology, adviser recruitment, compliance, training, and marketing services. In addition, the company provides advice on protection and … Read more