Manx Financial Group Plc
Manx Financial Group PLC, through its subsidiaries, provides asset and personal finance, investing, foreign exchange brokerage, and wealth management services in the Isle of Man, the United Kingdom, and the Channel Islands. The company offers various financial products and services, such as savings accounts, asset financing, personal loans, block discounting, and other specialist secured credit f… Read more
Manx Financial Group Plc (MFX) - Net Assets
Latest net assets as of June 2025: GBX41.20 Million GBX
Based on the latest financial reports, Manx Financial Group Plc (MFX) has net assets worth GBX41.20 Million GBX as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX507.31 Million) and total liabilities (GBX466.11 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX41.20 Million |
| % of Total Assets | 8.12% |
| Annual Growth Rate | 6.42% |
| 5-Year Change | 66.32% |
| 10-Year Change | 207.18% |
| Growth Volatility | 20.42 |
Manx Financial Group Plc - Net Assets Trend (2000–2024)
This chart illustrates how Manx Financial Group Plc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Manx Financial Group Plc (2000–2024)
The table below shows the annual net assets of Manx Financial Group Plc from 2000 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | GBX37.31 Million | +3.69% |
| 2023-12-31 | GBX35.98 Million | +20.87% |
| 2022-12-31 | GBX29.77 Million | +19.15% |
| 2021-12-31 | GBX24.98 Million | +11.37% |
| 2020-12-31 | GBX22.43 Million | +0.52% |
| 2019-12-31 | GBX22.32 Million | +13.16% |
| 2018-12-31 | GBX19.72 Million | +13.12% |
| 2017-12-31 | GBX17.44 Million | +32.39% |
| 2016-12-31 | GBX13.17 Million | +8.42% |
| 2015-12-31 | GBX12.15 Million | +21.71% |
| 2014-12-31 | GBX9.98 Million | +16.94% |
| 2013-12-31 | GBX8.53 Million | +18.28% |
| 2012-12-31 | GBX7.21 Million | -5.69% |
| 2011-12-31 | GBX7.65 Million | -11.25% |
| 2010-12-31 | GBX8.62 Million | +42.43% |
| 2009-12-31 | GBX6.05 Million | -30.88% |
| 2008-12-31 | GBX8.76 Million | -49.89% |
| 2007-12-31 | GBX17.47 Million | +14.42% |
| 2006-12-31 | GBX15.27 Million | +50.26% |
| 2005-12-31 | GBX10.16 Million | 0.00% |
| 2004-12-31 | GBX10.16 Million | +4.81% |
| 2003-12-31 | GBX9.70 Million | +12.76% |
| 2002-12-31 | GBX8.60 Million | +1.07% |
| 2001-12-31 | GBX8.51 Million | +1.44% |
| 2000-12-31 | GBX8.39 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Manx Financial Group Plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 954.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | GBX17.63 Million | 47.32% |
| Common Stock | GBX19.63 Million | 52.68% |
| Total Equity | GBX37.26 Million | 100.00% |
Manx Financial Group Plc Competitors by Market Cap
The table below lists competitors of Manx Financial Group Plc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ALEFARM BREWING DK-05
F:902
|
$3.37K |
|
LianDi Clean Technology Inc
PINK:LNDT
|
$3.37K |
|
US AUTO PARTS NTWRK
BE:ZZF
|
$3.37K |
|
Societatea de Investitii Financiare Muntenia SA
RO:SIF4
|
$3.37K |
|
New Century Resources Corporation
PINK:NCRE
|
$3.36K |
|
Ayfie International AS
OL:AIX
|
$3.36K |
|
Cardiff Property PLC
LSE:CDFF
|
$3.36K |
|
Bangkok Airways PCL
STU:8BA
|
$3.35K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Manx Financial Group Plc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 34,943,000 to 37,258,000, a change of 2,315,000 (6.6%).
- Net income of 8,102,000 contributed positively to equity growth.
- Dividend payments of 337,000 reduced retained earnings.
- New share issuances of 49,000 increased equity.
- Other comprehensive income decreased equity by 15,000.
- Other factors decreased equity by 5,484,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX8.10 Million | +21.75% |
| Dividends Paid | GBX337.00K | -0.9% |
| Share Issuances | GBX49.00K | +0.13% |
| Other Comprehensive Income | GBX-15.00K | -0.04% |
| Other Changes | GBX-5.48 Million | -14.72% |
| Total Change | GBX- | 6.63% |
Book Value vs Market Value Analysis
This analysis compares Manx Financial Group Plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 86.50x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has increased from 58.07x to 86.50x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | GBX0.36 | GBX21.00 | x |
| 2005-12-31 | GBX0.36 | GBX21.00 | x |
| 2006-12-31 | GBX0.42 | GBX21.00 | x |
| 2007-12-31 | GBX0.40 | GBX21.00 | x |
| 2008-12-31 | GBX0.16 | GBX21.00 | x |
| 2009-12-31 | GBX0.10 | GBX21.00 | x |
| 2010-12-31 | GBX0.11 | GBX21.00 | x |
| 2011-12-31 | GBX0.09 | GBX21.00 | x |
| 2012-12-31 | GBX0.08 | GBX21.00 | x |
| 2013-12-31 | GBX0.09 | GBX21.00 | x |
| 2014-12-31 | GBX0.10 | GBX21.00 | x |
| 2015-12-31 | GBX0.12 | GBX21.00 | x |
| 2016-12-31 | GBX0.07 | GBX21.00 | x |
| 2017-12-31 | GBX0.12 | GBX21.00 | x |
| 2018-12-31 | GBX0.11 | GBX21.00 | x |
| 2019-12-31 | GBX0.13 | GBX21.00 | x |
| 2020-12-31 | GBX0.14 | GBX21.00 | x |
| 2021-12-31 | GBX0.17 | GBX21.00 | x |
| 2022-12-31 | GBX0.20 | GBX21.00 | x |
| 2023-12-31 | GBX0.23 | GBX21.00 | x |
| 2024-12-31 | GBX0.24 | GBX21.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Manx Financial Group Plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 21.75%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 14.08%
- • Asset Turnover: 0.12x
- • Equity Multiplier: 13.36x
- Recent ROE (21.75%) is above the historical average (-5.94%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 7.00% | 9.84% | 0.11x | 6.27x | GBX-305.30K |
| 2005 | 0.77% | 1.04% | 0.12x | 6.26x | GBX-938.30K |
| 2006 | -5.43% | -11.58% | 0.10x | 4.48x | GBX-2.36 Million |
| 2007 | -23.70% | -54.83% | 0.09x | 4.65x | GBX-5.89 Million |
| 2008 | -209.06% | -243.16% | 0.10x | 8.93x | GBX-19.18 Million |
| 2009 | -43.31% | -52.37% | 0.09x | 9.41x | GBX-3.23 Million |
| 2010 | -2.18% | -2.75% | 0.11x | 7.49x | GBX-1.05 Million |
| 2011 | -10.24% | -13.56% | 0.09x | 8.78x | GBX-1.55 Million |
| 2012 | -4.67% | -4.98% | 0.09x | 10.81x | GBX-1.06 Million |
| 2013 | 12.74% | 8.95% | 0.13x | 10.98x | GBX233.60K |
| 2014 | 15.92% | 14.68% | 0.09x | 11.97x | GBX591.00K |
| 2015 | 17.30% | 14.44% | 0.11x | 10.70x | GBX887.30K |
| 2016 | 9.88% | 13.63% | 0.06x | 11.59x | GBX-16.00K |
| 2017 | 14.38% | 21.26% | 0.07x | 9.93x | GBX764.40K |
| 2018 | 12.51% | 18.43% | 0.07x | 9.98x | GBX494.70K |
| 2019 | 11.98% | 15.94% | 0.07x | 11.33x | GBX441.10K |
| 2020 | 8.66% | 8.62% | 0.08x | 11.99x | GBX-300.10K |
| 2021 | 11.20% | 11.30% | 0.08x | 12.39x | GBX300.10K |
| 2022 | 14.64% | 13.33% | 0.09x | 12.82x | GBX1.37 Million |
| 2023 | 15.13% | 11.49% | 0.10x | 13.76x | GBX1.79 Million |
| 2024 | 21.75% | 14.08% | 0.12x | 13.36x | GBX4.38 Million |
Industry Comparison
This section compares Manx Financial Group Plc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $229,793,632,667
- Average return on equity (ROE) among peers: 13.50%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Manx Financial Group Plc (MFX) | GBX41.20 Million | 7.00% | 11.31x | $3.37K |
| Bper Banca SpA (0MU6) | $8.12 Billion | 17.84% | 17.76x | $12.96 Billion |
| Arbuthnot Banking Group Plc (ARBB) | $191.40 Million | -8.51% | 10.66x | $17.28K |
| Axis Bank Ltd GDR (AXB) | $1.04 Trillion | 6.93% | 8.74x | $347.80 Million |
| Halyk Bank of Kazakhstan Joint Stock Company (HSBK) | $665.59 Billion | 19.74% | 7.04x | $2.51 Billion |
| Nationwide Building Society (NBS) | $5.03 Billion | 7.89% | 22.97x | $1.28 Billion |
| SANTANDER UK 8 5/8% NON-CUM STLG PRF (SANB) | $12.27 Billion | 12.58% | 23.67x | $155.44 |
| State Bank of India GDR (SBID) | $338.56 Billion | 16.53% | 17.57x | $461.74 Billion |
| Shawbrook Group PLC (SHAW) | $690.50 Million | 8.41% | 11.94x | $310.15K |
| Secure Trust Bank PLC (STB) | $8.75 Million | 40.08% | 5.08x | $32.03K |