Manx Financial Group Plc (MFX) - Net Assets

Latest as of December 2025: GBX43.55 Million GBX ≈ $5.30K USD

Based on the latest financial reports, Manx Financial Group Plc (MFX) has net assets worth GBX43.55 Million GBX (≈ $5.30K USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX561.32 Million ≈ $68.30K USD) and total liabilities (GBX517.76 Million ≈ $63.00K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Manx Financial Group Plc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Key Net Assets Metrics

Metric Value
Current Net Assets GBX43.55 Million
% of Total Assets 7.76%
Annual Growth Rate 6.81%
5-Year Change 74.32%
10-Year Change 230.71%
Growth Volatility 20.07

Manx Financial Group Plc - Net Assets Trend (2000–2025)

This chart illustrates how Manx Financial Group Plc's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see MFX market cap.

Annual Net Assets for Manx Financial Group Plc (2000–2025)

The table below shows the annual net assets of Manx Financial Group Plc from 2000 to 2025. Also explore Manx Financial Group Plc net asset momentum to track the company's year-over-year net asset growth rate.

Year Net Assets Change
2025-12-31 GBX43.55 Million
≈ $5.30K		 +16.73%
2024-12-31 GBX37.31 Million
≈ $4.54K		 +3.69%
2023-12-31 GBX35.98 Million
≈ $4.38K		 +20.87%
2022-12-31 GBX29.77 Million
≈ $3.62K		 +19.15%
2021-12-31 GBX24.98 Million
≈ $3.04K		 +11.37%
2020-12-31 GBX22.43 Million
≈ $2.73K		 +0.52%
2019-12-31 GBX22.32 Million
≈ $2.72K		 +13.16%
2018-12-31 GBX19.72 Million
≈ $2.40K		 +13.12%
2017-12-31 GBX17.44 Million
≈ $2.12K		 +32.39%
2016-12-31 GBX13.17 Million
≈ $1.60K		 +8.42%
2015-12-31 GBX12.15 Million
≈ $1.48K		 +21.71%
2014-12-31 GBX9.98 Million
≈ $1.21K		 +16.94%
2013-12-31 GBX8.53 Million
≈ $1.04K		 +18.28%
2012-12-31 GBX7.21 Million
≈ $877.86		 -5.69%
2011-12-31 GBX7.65 Million
≈ $930.78		 -11.25%
2010-12-31 GBX8.62 Million
≈ $1.05K		 +42.43%
2009-12-31 GBX6.05 Million
≈ $736.35		 -30.88%
2008-12-31 GBX8.76 Million
≈ $1.07K		 -49.89%
2007-12-31 GBX17.47 Million
≈ $2.13K		 +14.42%
2006-12-31 GBX15.27 Million
≈ $1.86K		 +50.26%
2005-12-31 GBX10.16 Million
≈ $1.24K		 0.00%
2004-12-31 GBX10.16 Million
≈ $1.24K		 +4.81%
2003-12-31 GBX9.70 Million
≈ $1.18K		 +12.76%
2002-12-31 GBX8.60 Million
≈ $1.05K		 +1.07%
2001-12-31 GBX8.51 Million
≈ $1.04K		 +1.44%
2000-12-31 GBX8.39 Million
≈ $1.02K		 --

Equity Component Analysis

This analysis shows how different components contribute to Manx Financial Group Plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 1311.1% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings GBX23.59 Million 54.17%
Common Stock GBX19.93 Million 45.76%
Other Components GBX29.00K 0.07%
Total Equity GBX43.55 Million 100.00%

Manx Financial Group Plc Competitors by Market Cap

The table below lists competitors of Manx Financial Group Plc ranked by their market capitalization.

Company Market Cap
Amigo Holdings PLC
LSE:AMGO
 $369.33K
RTL Group SA
LSE:0MNC
 $369.40K
LIVE MOTION GAMES ZY -10
F:4YM
 $370.80K
Global PVQ SE
HM:QCE
 $371.09K
Metgasco Ltd
AU:MEL
 $367.42K
Nevada Zinc Corp
V:NZN
 $366.25K
Sparx Technology Inc
V:SPRX
 $365.51K
finnCap Group PLC
LSE:CAV
 $363.55K

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Manx Financial Group Plc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 37,258,000 to 43,555,000, a change of 6,297,000 (16.9%).
  • Net income of 6,390,000 contributed positively to equity growth.
  • Dividend payments of 504,000 reduced retained earnings.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income GBX6.39 Million +14.67%
Dividends Paid GBX504.00K -1.16%
Other Changes GBX411.00K +0.94%
Total Change GBX- 16.90%

Book Value vs Market Value Analysis

This analysis compares Manx Financial Group Plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 87.43x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has increased from 67.75x to 87.43x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2004-12-31 GBX0.36 GBX24.50 x
2005-12-31 GBX0.36 GBX24.50 x
2006-12-31 GBX0.42 GBX24.50 x
2007-12-31 GBX0.40 GBX24.50 x
2008-12-31 GBX0.16 GBX24.50 x
2009-12-31 GBX0.10 GBX24.50 x
2010-12-31 GBX0.11 GBX24.50 x
2011-12-31 GBX0.09 GBX24.50 x
2012-12-31 GBX0.08 GBX24.50 x
2013-12-31 GBX0.09 GBX24.50 x
2014-12-31 GBX0.10 GBX24.50 x
2015-12-31 GBX0.12 GBX24.50 x
2016-12-31 GBX0.07 GBX24.50 x
2017-12-31 GBX0.12 GBX24.50 x
2018-12-31 GBX0.11 GBX24.50 x
2019-12-31 GBX0.13 GBX24.50 x
2020-12-31 GBX0.14 GBX24.50 x
2021-12-31 GBX0.17 GBX24.50 x
2022-12-31 GBX0.20 GBX24.50 x
2023-12-31 GBX0.23 GBX24.50 x
2024-12-31 GBX0.24 GBX24.50 x
2025-12-31 GBX0.28 GBX24.50 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Manx Financial Group Plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 14.67%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 9.75%
  • • Asset Turnover: 0.12x
  • • Equity Multiplier: 12.89x
  • Recent ROE (14.67%) is above the historical average (-5.00%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2004 7.00% 9.84% 0.11x 6.27x GBX-305.30K
2005 0.77% 1.04% 0.12x 6.26x GBX-938.30K
2006 -5.43% -11.58% 0.10x 4.48x GBX-2.36 Million
2007 -23.70% -54.83% 0.09x 4.65x GBX-5.89 Million
2008 -209.06% -243.16% 0.10x 8.93x GBX-19.18 Million
2009 -43.31% -52.37% 0.09x 9.41x GBX-3.23 Million
2010 -2.18% -2.75% 0.11x 7.49x GBX-1.05 Million
2011 -10.24% -13.56% 0.09x 8.78x GBX-1.55 Million
2012 -4.67% -4.98% 0.09x 10.81x GBX-1.06 Million
2013 12.74% 8.95% 0.13x 10.98x GBX233.60K
2014 15.92% 14.68% 0.09x 11.97x GBX591.00K
2015 17.30% 14.44% 0.11x 10.70x GBX887.30K
2016 9.88% 13.63% 0.06x 11.59x GBX-16.00K
2017 14.38% 21.26% 0.07x 9.93x GBX764.40K
2018 12.51% 18.43% 0.07x 9.98x GBX494.70K
2019 11.98% 15.94% 0.07x 11.33x GBX441.10K
2020 8.66% 8.62% 0.08x 11.99x GBX-300.10K
2021 11.20% 11.30% 0.08x 12.39x GBX300.10K
2022 14.64% 13.33% 0.09x 12.82x GBX1.37 Million
2023 15.13% 11.49% 0.10x 13.76x GBX1.79 Million
2024 21.75% 14.08% 0.12x 13.36x GBX4.38 Million
2025 14.67% 9.75% 0.12x 12.89x GBX2.03 Million

Industry Comparison

This section compares Manx Financial Group Plc's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $287,405,037,333
  • Average return on equity (ROE) among peers: 10.07%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Manx Financial Group Plc (MFX) GBX43.55 Million 7.00% 11.89x $367.46K
Arbuthnot Banking Group Plc (ARBB) $211.98 Million 7.76% 16.05x $1.54 Million
Axis Bank Ltd GDR (AXB) $1.19 Trillion 11.91% 9.09x $394.21 Million
Lion Finance Group PLC (BGEO) $374.86 Million 7.20% 2.24x $71.76 Million
Close Brothers Group plc (CBG) $725.40 Million 12.41% 6.94x $7.19 Million
Halyk Bank of Kazakhstan Joint Stock Company (HSBK) $1.31 Trillion 25.59% 6.06x $6.48 Billion
Lloyds Banking Group PLC (LLOY) $8.70 Billion 20.58% 28.04x $796.44 Million
Metro Bank PLC (MTRO) $1.18 Billion 3.59% 13.86x $14.69 Million
Nationwide Building Society (NBS) $6.16 Billion 2.91% 30.84x $1.19 Billion
NatWest Group PLC (NWG) $76.85 Billion -1.30% 17.91x $679.74 Million

About Manx Financial Group Plc

LSE:MFX UK Banks - Regional
Market Cap
$367.46K
GBX3.02 Billion GBX
Market Cap Rank
#31157 Global
#965 in UK
Share Price
GBX24.50
Change (1 day)
+0.00%
52-Week Range
GBX20.50 - GBX36.10
All Time High
GBX39.50
Categories
Companies in UK Banks - Regional Banking & Financial
About

Manx Financial Group PLC, through its subsidiaries, provides asset and personal finance, investing, foreign exchange brokerage, and wealth management services in the Isle of Man, the United Kingdom, and the Channel Islands. The company offers various financial products and services, such as savings accounts, asset financing, personal loans, block discounting, and other specialist secured credit f… Read more