Metro Bank PLC (MTRO) - Net Assets

Latest as of December 2025: GBX1.25 Billion GBX ≈ $152.33K USD

Based on the latest financial reports, Metro Bank PLC (MTRO) has net assets worth GBX1.25 Billion GBX (≈ $152.33K USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX16.48 Billion ≈ $2.00 Million USD) and total liabilities (GBX15.22 Billion ≈ $1.85 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are Metro Bank PLC's assets to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	GBX1.25 Billion
% of Total Assets	7.6%
Annual Growth Rate	N/A
5-Year Change	20.97%
10-Year Change	55.62%
Growth Volatility	24631.71

Metro Bank PLC - Net Assets Trend (2008–2025)

This chart illustrates how Metro Bank PLC's net assets have evolved over time, based on quarterly financial data. Also explore MTRO current and non-current assets for the complete picture of this company's asset base.

Annual Net Assets for Metro Bank PLC (2008–2025)

The table below shows the annual net assets of Metro Bank PLC from 2008 to 2025. For live valuation and market cap data, see Metro Bank PLC market cap and net worth.

Year	Net Assets	Change
2025-12-31	GBX1.25 Billion ≈ $152.33K	+5.83%
2024-12-31	GBX1.18 Billion ≈ $143.94K	+4.32%
2023-12-31	GBX1.13 Billion ≈ $137.98K	+18.62%
2022-12-31	GBX956.00 Million ≈ $116.32K	-7.63%
2021-12-31	GBX1.03 Billion ≈ $125.93K	-19.71%
2020-12-31	GBX1.29 Billion ≈ $156.83K	-18.57%
2019-12-31	GBX1.58 Billion ≈ $192.61K	+12.83%
2018-12-31	GBX1.40 Billion ≈ $170.70K	+27.89%
2017-12-31	GBX1.10 Billion ≈ $133.47K	+36.35%
2016-12-31	GBX804.53 Million ≈ $97.89K	+97.59%
2015-12-31	GBX407.18 Million ≈ $49.54K	-11.94%
2014-12-31	GBX462.40 Million ≈ $56.26K	+15.44%
2013-12-31	GBX400.57 Million ≈ $48.74K	+124.78%
2012-12-31	GBX178.20 Million ≈ $21.68K	+128.60%
2011-12-31	GBX77.95 Million ≈ $9.48K	-19.46%
2010-12-31	GBX96.79 Million ≈ $11.78K	+101784.21%
2009-09-30	GBX95.00K ≈ $11.56	+109.53%
2008-11-30	GBX-997.00K ≈ $-121.31	--

Equity Component Analysis

This analysis shows how different components contribute to Metro Bank PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 2388788.9% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	GBX1.07 Billion	86.55%
Common Stock	GBX146.00 Million	11.76%
Other Comprehensive Income	GBX21.00 Million	1.69%
Total Equity	GBX1.24 Billion	100.00%

Metro Bank PLC Competitors by Market Cap

The table below lists competitors of Metro Bank PLC ranked by their market capitalization.

Company	Market Cap
Taoping Inc NASDAQ:TAOP	$12.20 Million
TRANSTEMA GROUP AB O.N. F:9G8	$12.20 Million
Miliboo SA PA:ALMLB	$12.20 Million
ISCC FINTECH SPA F:L7H	$12.20 Million
Cherry AG XETRA:C3RY	$12.19 Million
QPR Software Oyj HE:QPR1V	$12.18 Million
SARAMA RESOURCES LTD F:48S1	$12.18 Million
ShreeOswal Seeds And Chemicals Limited NSE:OSWALSEEDS	$12.18 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Metro Bank PLC's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 1,183,000,000 to 1,242,000,000, a change of 59,000,000 (5.0%).
Net income of 69,700,000 contributed positively to equity growth.
Other comprehensive income increased equity by 4,000,000.
Other factors decreased equity by 14,700,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	GBX69.70 Million	+5.61%
Other Comprehensive Income	GBX4.00 Million	+0.32%
Other Changes	GBX-14.70 Million	-1.18%
Total Change	GBX-	4.99%

Book Value vs Market Value Analysis

This analysis compares Metro Bank PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 81.60x
The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
The price-to-book ratio has increased from 43.85x to 81.60x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2012-12-31	GBX3.39	GBX148.80	x
2013-12-31	GBX7.63	GBX148.80	x
2014-12-31	GBX7.68	GBX148.80	x
2015-12-31	GBX6.88	GBX148.80	x
2016-12-31	GBX10.48	GBX148.80	x
2017-12-31	GBX12.77	GBX148.80	x
2018-12-31	GBX14.64	GBX148.80	x
2019-12-31	GBX10.74	GBX148.80	x
2020-12-31	GBX7.48	GBX148.80	x
2021-12-31	GBX6.00	GBX148.80	x
2022-12-31	GBX5.54	GBX148.80	x
2023-12-31	GBX5.14	GBX148.80	x
2024-12-31	GBX1.75	GBX148.80	x
2025-12-31	GBX1.82	GBX148.80	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Metro Bank PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 5.61%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 8.08%
• Asset Turnover: 0.05x
• Equity Multiplier: 13.26x
Recent ROE (5.61%) is above the historical average (-7.56%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2012	-19.39%	-318.97%	0.01x	4.33x	GBX-52.37 Million
2013	-11.59%	-152.21%	0.02x	4.72x	GBX-86.49 Million
2014	-8.89%	-56.09%	0.02x	7.92x	GBX-87.35 Million
2015	-12.08%	-43.47%	0.02x	15.10x	GBX-89.91 Million
2016	-2.08%	-8.80%	0.02x	12.50x	GBX-97.21 Million
2017	0.98%	3.78%	0.02x	14.91x	GBX-98.91 Million
2018	1.93%	6.84%	0.02x	15.43x	GBX-113.20 Million
2019	-11.54%	-45.21%	0.02x	13.52x	GBX-340.90 Million
2020	-23.41%	-100.37%	0.01x	17.52x	GBX-430.60 Million
2021	-23.98%	-63.19%	0.02x	21.82x	GBX-351.70 Million
2022	-7.60%	-15.03%	0.02x	23.14x	GBX-168.30 Million
2023	2.60%	4.79%	0.03x	19.62x	GBX-83.90 Million
2024	3.59%	4.41%	0.05x	14.86x	GBX-75.80 Million
2025	5.61%	8.08%	0.05x	13.26x	GBX-54.50 Million

Industry Comparison

This section compares Metro Bank PLC's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $224,179,881,396
Average return on equity (ROE) among peers: 11.99%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Metro Bank PLC (MTRO)	GBX1.25 Billion	-19.39%	12.16x	$12.19 Million
Arbuthnot Banking Group Plc (ARBB)	$21.85 Million	21.48%	6.37x	$1.67 Million
Axis Bank Ltd GDR (AXB)	$1.58 Trillion	16.75%	8.64x	$410.15 Million
Lion Finance Group PLC (BGEO)	$2.15 Billion	23.14%	7.63x	$57.47 Million
Close Brothers Group plc (CBG)	$1.30 Billion	15.52%	6.83x	$8.09 Million
Halyk Bank of Kazakhstan Joint Stock Company (HSBK)	$309.13 Billion	12.74%	6.36x	$6.48 Billion
Lloyds Banking Group PLC (LLOY)	$39.34 Billion	-2.13%	20.41x	$703.30 Million
Manx Financial Group Plc (MFX)	$29.77 Million	14.55%	11.74x	$403.91K
Nationwide Building Society (NBS)	$14.36 Billion	8.72%	17.96x	$1.19 Billion
NatWest Group PLC (NWG)	$76.05 Billion	-2.83%	18.81x	$548.86 Million

About Metro Bank PLC

LSE:MTRO UK Banks - Regional

Market Cap

$12.19 Million

GBX100.20 Billion GBX

Market Cap Rank

#26375 Global

#315 in UK

Share Price

GBX148.80

Change (1 day)

-0.27%

52-Week Range

GBX100.00 - GBX149.20

All Time High

GBX4040.00