PayPoint plc (PAY) - Net Assets

Latest as of September 2025: GBX101.96 Million GBX ≈ $12.41K USD

Based on the latest financial reports, PayPoint plc (PAY) has net assets worth GBX101.96 Million GBX (≈ $12.41K USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX605.21 Million ≈ $73.64K USD) and total liabilities (GBX503.26 Million ≈ $61.23K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check PAY asset liquidity ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric Value
Current Net Assets GBX101.96 Million
% of Total Assets 16.85%
Annual Growth Rate N/A
5-Year Change 192.26%
10-Year Change 10.76%
Growth Volatility 41.87

PayPoint plc - Net Assets Trend (2002–2025)

This chart illustrates how PayPoint plc's net assets have evolved over time, based on quarterly financial data. Also explore total assets of PayPoint plc for the complete picture of this company's asset base.

Annual Net Assets for PayPoint plc (2002–2025)

The table below shows the annual net assets of PayPoint plc from 2002 to 2025. For live valuation and market cap data, see PayPoint plc (PAY) total market value.

Year Net Assets Change
2025-03-31 GBX97.32 Million
≈ $11.84K		 -19.68%
2024-03-31 GBX121.16 Million
≈ $14.74K		 +8.46%
2023-03-31 GBX111.71 Million
≈ $13.59K		 +34.18%
2022-03-31 GBX83.26 Million
≈ $10.13K		 +150.02%
2021-03-31 GBX33.30 Million
≈ $4.05K		 -13.12%
2020-03-31 GBX38.33 Million
≈ $4.66K		 -23.57%
2019-03-31 GBX50.15 Million
≈ $6.10K		 -18.18%
2018-03-31 GBX61.29 Million
≈ $7.46K		 -16.20%
2017-03-31 GBX73.14 Million
≈ $8.90K		 -16.75%
2016-03-31 GBX87.86 Million
≈ $10.69K		 -23.82%
2015-03-31 GBX115.34 Million
≈ $14.03K		 +11.37%
2014-03-31 GBX103.57 Million
≈ $12.60K		 -2.18%
2013-03-31 GBX105.88 Million
≈ $12.88K		 +15.88%
2012-03-31 GBX91.37 Million
≈ $11.12K		 +13.36%
2011-03-31 GBX80.59 Million
≈ $9.81K		 +13.92%
2010-03-31 GBX70.74 Million
≈ $8.61K		 +16.04%
2009-03-31 GBX60.97 Million
≈ $7.42K		 +22.95%
2008-03-31 GBX49.59 Million
≈ $6.03K		 +22.82%
2007-03-31 GBX40.37 Million
≈ $4.91K		 +39.94%
2006-03-31 GBX28.85 Million
≈ $3.51K		 +70.44%
2005-03-31 GBX16.93 Million
≈ $2.06K		 +57.42%
2004-03-31 GBX10.75 Million
≈ $1.31K		 +95.40%
2003-03-31 GBX5.50 Million
≈ $669.56		 +170.56%
2002-03-31 GBX-7.80 Million
≈ $-948.91		 --

Equity Component Analysis

This analysis shows how different components contribute to PayPoint plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 11105300000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component Amount Percentage
Retained Earnings GBX70.25 Million 75.37%
Common Stock GBX236.00K 0.25%
Other Comprehensive Income GBX21.72 Million 23.30%
Other Components GBX1.00 Million 1.07%
Total Equity GBX93.21 Million 100.00%

PayPoint plc Competitors by Market Cap

The table below lists competitors of PayPoint plc ranked by their market capitalization.

Company Market Cap
Qualigen Therapeutics Inc
NASDAQ:QLGN
 $4.74 Million
SILVER HAMMER MINING CORP
F:7BW0
 $4.74 Million
Basin Energy Ltd
AU:BSN
 $4.74 Million
TV Thunder Public Company Limited
BK:TVT
 $4.74 Million
Nexgel Inc
NASDAQ:NXGL
 $4.73 Million
CN Asia Corporation Bhd
KLSE:7986
 $4.73 Million
Bank Permata Tbk
JK:BNLI
 $4.73 Million
Nutritional Growth Solutions Ltd
AU:NGS
 $4.71 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in PayPoint plc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 121,160,000 to 93,212,000, a change of -27,948,000 (-23.1%).
  • Net income of 19,191,000 contributed positively to equity growth.
  • Dividend payments of 27,777,000 reduced retained earnings.
  • Share repurchases of 14,914,000 reduced equity.
  • New share issuances of 1,000 increased equity.
  • Other comprehensive income increased equity by 486,000.
  • Other factors decreased equity by 4,935,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income GBX19.19 Million +20.59%
Dividends Paid GBX27.78 Million -29.8%
Share Repurchases GBX14.91 Million -16.0%
Share Issuances GBX1.00K +0.0%
Other Comprehensive Income GBX486.00K +0.52%
Other Changes GBX-4.93 Million -5.29%
Total Change GBX- -23.07%

Book Value vs Market Value Analysis

This analysis compares PayPoint plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 491.62x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2002-03-31 GBX-0.12 GBX628.00 x
2003-03-31 GBX0.08 GBX628.00 x
2004-03-31 GBX0.16 GBX628.00 x
2005-03-31 GBX0.25 GBX628.00 x
2006-03-31 GBX0.42 GBX628.00 x
2007-03-31 GBX0.59 GBX628.00 x
2008-03-31 GBX0.73 GBX628.00 x
2009-03-31 GBX0.90 GBX628.00 x
2010-03-31 GBX1.04 GBX628.00 x
2011-03-31 GBX1.19 GBX628.00 x
2012-03-31 GBX1.35 GBX628.00 x
2013-03-31 GBX1.55 GBX628.00 x
2014-03-31 GBX1.52 GBX628.00 x
2015-03-31 GBX1.69 GBX628.00 x
2016-03-31 GBX1.29 GBX628.00 x
2017-03-31 GBX1.07 GBX628.00 x
2018-03-31 GBX0.90 GBX628.00 x
2019-03-31 GBX0.73 GBX628.00 x
2020-03-31 GBX0.56 GBX628.00 x
2021-03-31 GBX0.48 GBX628.00 x
2022-03-31 GBX1.20 GBX628.00 x
2023-03-31 GBX1.60 GBX628.00 x
2024-03-31 GBX1.65 GBX628.00 x
2025-03-31 GBX1.28 GBX628.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently PayPoint plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 20.59%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 6.18%
  • • Asset Turnover: 0.61x
  • • Equity Multiplier: 5.45x
  • Recent ROE (20.59%) is below the historical average (48.69%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2002 0.00% 3.04% 1.89x 0.00x GBX1.57 Million
2003 150.83% 16.50% 2.77x 3.30x GBX7.75 Million
2004 55.98% 8.97% 2.51x 2.48x GBX4.94 Million
2005 34.55% 6.57% 2.22x 2.37x GBX4.16 Million
2006 58.60% 14.09% 2.28x 1.82x GBX14.02 Million
2007 46.41% 11.93% 1.94x 2.01x GBX14.70 Million
2008 42.31% 9.89% 2.07x 2.07x GBX16.02 Million
2009 39.01% 10.60% 2.02x 1.82x GBX17.69 Million
2010 31.28% 11.26% 1.63x 1.71x GBX15.06 Million
2011 29.62% 12.36% 1.62x 1.48x GBX15.82 Million
2012 29.50% 13.49% 1.50x 1.46x GBX17.83 Million
2013 29.23% 14.86% 0.64x 3.10x GBX20.38 Million
2014 34.66% 16.94% 0.72x 2.83x GBX25.57 Million
2015 33.90% 17.92% 0.71x 2.65x GBX27.60 Million
2016 -2.40% -0.99% 0.91x 2.67x GBX-10.91 Million
2017 81.51% 28.13% 1.06x 2.73x GBX52.31 Million
2018 70.05% 20.11% 0.81x 4.28x GBX36.81 Million
2019 88.60% 21.00% 0.91x 4.62x GBX39.42 Million
2020 119.14% 31.65% 0.56x 6.73x GBX41.84 Million
2021 67.09% 17.49% 0.45x 8.56x GBX19.01 Million
2022 47.66% 27.34% 0.63x 2.79x GBX31.35 Million
2023 31.07% 20.69% 0.35x 4.30x GBX23.54 Million
2024 29.45% 11.65% 0.59x 4.28x GBX23.57 Million
2025 20.59% 6.18% 0.61x 5.45x GBX9.87 Million

Industry Comparison

This section compares PayPoint plc's net assets metrics with peer companies in the Software - Infrastructure industry.

Industry Context

  • Industry: Software - Infrastructure
  • Average net assets among peers: $15,576,842
  • Average return on equity (ROE) among peers: -8.55%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
PayPoint plc (PAY) GBX101.96 Million 0.00% 4.94x $4.73 Million
Bango plc (BGO) $15.25 Million -52.55% 0.21x $608.86K
Beeks Trading Corporation Ltd (BKS) $32.79 Million -0.27% 0.45x $1.41 Million
Boku Inc (BOKU) $35.53 Million -43.25% 1.96x $6.39 Million
Bytes Technology Ltd (BYIT) $61.50 Million 65.73% 4.22x $8.71 Million
Cloudcoco Group PLC (CLCO) $1.01 Million -56.46% 0.40x $16.76K
Corero Network Security plc (CNS) $-1.10 Million 0.00% 0.00x $778.95K
Catenai PLC (CTAI) $-171.84K 0.00% 0.00x $48.85K
Cykel AI PLC (CYK) $-314.74K 0.00% 0.00x $38.67K
Fonix Mobile plc (FNX) $10.70 Million 99.21% 5.01x $2.06 Million
Insig Ai PLC (INSG) $578.77K -97.89% 0.47x $216.66K

About PayPoint plc

LSE:PAY UK Software - Infrastructure
Market Cap
$4.73 Million
GBX38.90 Billion GBX
Market Cap Rank
#28473 Global
#483 in UK
Share Price
GBX628.00
Change (1 day)
-0.32%
52-Week Range
GBX438.50 - GBX853.00
All Time High
GBX855.00
Categories
Companies in UK Software - Infrastructure Technology AI & Machine Learning
About

PayPoint plc engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom. The company operates through PayPoint and Love2shop segments. The PayPoint segment provides card payment services to retailers, including leased payment devices; ATM cash machines; bill payment services and cash top-ups to individual consumers; parcel delivery and c… Read more