Standard Life PLC

LSE:SDLF UK Insurance - Life
Market Cap
$85.23 Million
GBX700.50 Billion GBX
Market Cap Rank
#36357 Global
#510 in UK
Share Price
GBX699.50
Change (1 day)
+1.67%
52-Week Range
GBX688.00 - GBX744.00
All Time High
GBX744.00
Categories
Companies in UK Insurance - Life
About

Standard Life plc operates in the long-term savings and retirement business in Europe. It operates through Retirement Solutions, Pensions & Savings, With-Profits, SunLife & Protection, and Europe & Other segments. The company offers saving for retirement solutions that include defined contribution workplace pensions, retail savings for retirement, and legacy pensions and savings products; transit… Read more

Standard Life PLC (SDLF) - Net Assets

Latest net assets as of June 2025: GBX1.79 Billion GBX

Based on the latest financial reports, Standard Life PLC (SDLF) has net assets worth GBX1.79 Billion GBX as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX309.97 Billion) and total liabilities (GBX308.18 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets GBX1.79 Billion
% of Total Assets 0.58%
Annual Growth Rate 18.77%
5-Year Change -71.47%
10-Year Change -25.23%
Growth Volatility 337.57

Standard Life PLC - Net Assets Trend (2008–2024)

This chart illustrates how Standard Life PLC's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Standard Life PLC (2008–2024)

The table below shows the annual net assets of Standard Life PLC from 2008 to 2024.

Year Net Assets Change
2024-12-31 GBX2.25 Billion -36.54%
2023-12-31 GBX3.54 Billion -16.47%
2022-12-31 GBX4.24 Billion -52.02%
2021-12-31 GBX8.83 Billion +12.18%
2020-12-31 GBX7.87 Billion +40.75%
2019-12-31 GBX5.59 Billion -5.98%
2018-12-31 GBX5.95 Billion +88.56%
2017-12-31 GBX3.15 Billion -5.34%
2016-12-31 GBX3.33 Billion +10.95%
2015-12-31 GBX3.00 Billion -8.36%
2014-12-31 GBX3.28 Billion +21.99%
2013-12-31 GBX2.69 Billion +12.80%
2012-12-31 GBX2.38 Billion +0.68%
2011-12-31 GBX2.37 Billion +2.87%
2010-12-31 GBX2.30 Billion +7.48%
2009-12-31 GBX2.14 Billion +1393.89%
2008-12-31 GBX143.25 Million --

Equity Component Analysis

This analysis shows how different components contribute to Standard Life PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 37500000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings GBX375.00 Million 21.97%
Common Stock GBX100.00 Million 5.86%
Other Components GBX1.23 Billion 72.17%
Total Equity GBX1.71 Billion 100.00%

Standard Life PLC Competitors by Market Cap

The table below lists competitors of Standard Life PLC ranked by their market capitalization.

Company Market Cap
Network Media Group Inc
OTCQB:NETWF
 		$867.68K
CHARLES SCHWAB
BE:SWG
 		$868.55K
Geneuro SA
PA:GNRO
 		$868.63K
WELLFIELD TECHNOLOG. INC.
F:K8D
 		$868.70K
WisdomTree US Treasuries 10Y 3x Daily Short
XETRA:TY3S
 		$866.67K
Unitronics
TA:UNIT
 		$866.56K
Trans Global Grp In
PINK:TGGI
 		$866.55K
Tangram Enterprise Solutions Inc
OTCQB:TESI
 		$866.20K

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Standard Life PLC's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 2,990,000,000 to 1,707,000,000, a change of -1,283,000,000 (-42.9%).
  • Net loss of 1,090,000,000 reduced equity.
  • Dividend payments of 562,000,000 reduced retained earnings.
  • Other comprehensive income decreased equity by 107,000,000.
  • Other factors increased equity by 476,000,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income GBX-1.09 Billion -63.85%
Dividends Paid GBX562.00 Million -32.92%
Other Comprehensive Income GBX-107.00 Million -6.27%
Other Changes GBX476.00 Million +27.89%
Total Change GBX- -42.91%

Book Value vs Market Value Analysis

This analysis compares Standard Life PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 410.19x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 4883.07x to 410.19x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2008-12-31 GBX0.14 GBX699.50 x
2009-12-31 GBX9.93 GBX699.50 x
2010-12-31 GBX1.58 GBX699.50 x
2011-12-31 GBX1.65 GBX699.50 x
2012-12-31 GBX1.66 GBX699.50 x
2013-12-31 GBX1.91 GBX699.50 x
2014-12-31 GBX2.37 GBX699.50 x
2015-12-31 GBX2.43 GBX699.50 x
2016-12-31 GBX3.33 GBX699.50 x
2017-12-31 GBX3.16 GBX699.50 x
2018-12-31 GBX5.66 GBX699.50 x
2019-12-31 GBX5.28 GBX699.50 x
2020-12-31 GBX7.53 GBX699.50 x
2021-12-31 GBX5.82 GBX699.50 x
2022-12-31 GBX3.71 GBX699.50 x
2023-12-31 GBX2.98 GBX699.50 x
2024-12-31 GBX1.71 GBX699.50 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Standard Life PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): -63.85%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: -6.41%
  • • Asset Turnover: 0.06x
  • • Equity Multiplier: 180.35x
  • Recent ROE (-63.85%) is below the historical average (-3.47%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2008 21.64% 193.75% 0.11x 1.03x GBX16.68 Million
2009 6.73% 5.41% 0.02x 54.49x GBX-46.20 Million
2010 1.90% 0.41% 0.09x 52.89x GBX-128.00 Million
2011 -7.93% -2.02% 0.07x 54.18x GBX-296.20 Million
2012 24.55% 37.17% 0.01x 51.93x GBX241.20 Million
2013 7.60% 3.72% 0.05x 39.01x GBX-45.90 Million
2014 13.11% 5.83% 0.08x 29.09x GBX73.50 Million
2015 8.26% 29.34% 0.01x 26.51x GBX-42.40 Million
2016 -3.03% -1.38% 0.09x 25.80x GBX-434.30 Million
2017 -0.86% -0.45% 0.07x 26.45x GBX-342.50 Million
2018 6.70% 6.40% 0.03x 40.67x GBX-186.50 Million
2019 1.61% 0.76% 0.05x 45.97x GBX-442.90 Million
2020 10.60% 6.02% 0.04x 44.39x GBX44.90 Million
2021 -14.39% -8.10% 0.03x 56.37x GBX-1.42 Billion
2022 -73.52% -8.83% 0.11x 75.85x GBX-3.09 Billion
2023 1.87% 0.36% 0.05x 100.10x GBX-243.00 Million
2024 -63.85% -6.41% 0.06x 180.35x GBX-1.26 Billion

Industry Comparison

This section compares Standard Life PLC's net assets metrics with peer companies in the Insurance - Life industry.

Industry Context

  • Industry: Insurance - Life
  • Average net assets among peers: $235,651,000
  • Average return on equity (ROE) among peers: 14.88%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Standard Life PLC (SDLF) GBX1.79 Billion 21.64% 171.97x $866.93K
Chesnara (CSN) $218.35 Million 12.80% 20.30x $85.41K
Ecclesiastical Insurance Office plc (ELLA) $456.91 Million 7.54% 2.41x $168.46
Hansard Global Plc (HSD) $31.70 Million 24.29% 38.16x $8.09K