Standard Life PLC (SDLF) - Net Assets

Latest as of June 2026: GBX329.00 Million GBX ≈ $40.03K USD

Based on the latest financial reports, Standard Life PLC (SDLF) has net assets worth GBX329.00 Million GBX (≈ $40.03K USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX352.22 Billion ≈ $42.85 Million USD) and total liabilities (GBX351.89 Billion ≈ $42.81 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. See Standard Life PLC balance sheet quality to measure how much of total assets are equity-financed.

Key Net Assets Metrics

Metric	Value
Current Net Assets	GBX329.00 Million
% of Total Assets	0.09%
Annual Growth Rate	13.81%
5-Year Change	-85.37%
10-Year Change	-61.24%
Growth Volatility	329.01

Standard Life PLC - Net Assets Trend (2008–2025)

This chart illustrates how Standard Life PLC's net assets have evolved over time, based on quarterly financial data. Also explore Standard Life PLC net asset momentum to track the company's year-over-year net asset growth rate.

Annual Net Assets for Standard Life PLC (2008–2025)

The table below shows the annual net assets of Standard Life PLC from 2008 to 2025. For live market cap and overall valuation, see SDLF company net worth.

Year	Net Assets	Change
2025-12-31	GBX1.29 Billion ≈ $157.20K	-42.48%
2024-12-31	GBX2.25 Billion ≈ $273.27K	-36.54%
2023-12-31	GBX3.54 Billion ≈ $430.59K	-16.47%
2022-12-31	GBX4.24 Billion ≈ $515.52K	-52.02%
2021-12-31	GBX8.83 Billion ≈ $1.07 Million	+12.18%
2020-12-31	GBX7.87 Billion ≈ $957.79K	+40.75%
2019-12-31	GBX5.59 Billion ≈ $680.51K	-5.98%
2018-12-31	GBX5.95 Billion ≈ $723.82K	+88.56%
2017-12-31	GBX3.15 Billion ≈ $383.87K	-5.34%
2016-12-31	GBX3.33 Billion ≈ $405.53K	+10.95%
2015-12-31	GBX3.00 Billion ≈ $365.50K	-8.36%
2014-12-31	GBX3.28 Billion ≈ $398.84K	+21.99%
2013-12-31	GBX2.69 Billion ≈ $326.93K	+12.80%
2012-12-31	GBX2.38 Billion ≈ $289.82K	+0.68%
2011-12-31	GBX2.37 Billion ≈ $287.87K	+2.87%
2010-12-31	GBX2.30 Billion ≈ $279.84K	+7.48%
2009-12-31	GBX2.14 Billion ≈ $260.38K	+1393.89%
2008-12-31	GBX143.25 Million ≈ $17.43K	--

Equity Component Analysis

This analysis shows how different components contribute to Standard Life PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 58400000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Common Stock	GBX101.00 Million	13.69%
Other Comprehensive Income	GBX127.00 Million	17.21%
Other Components	GBX1.09 Billion	148.24%
Total Equity	GBX738.00 Million	100.00%

Standard Life PLC Competitors by Market Cap

The table below lists competitors of Standard Life PLC ranked by their market capitalization.

Company	Market Cap
LI Ming Development Construction Co Ltd TWO:6212	$103.48 Million
Sedana Medical AB ST:SEDANA	$103.48 Million
Dyaco International Inc TW:1598	$103.50 Million
GRP Limited NSE:GRPLTD	$103.53 Million
Tillys Inc NYSE:TLYS	$103.39 Million
SA Catana Group PA:CATG	$103.36 Million
Atturra Ltd AU:ATA	$103.26 Million
Lemonsoft Oyj HE:LEMON	$103.22 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Standard Life PLC's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 1,707,000,000 to 738,000,000, a change of -969,000,000 (-56.8%).
Net loss of 443,000,000 reduced equity.
Dividend payments of 548,000,000 reduced retained earnings.
Share repurchases of 9,000,000 reduced equity.
New share issuances of 5,000,000 increased equity.
Other comprehensive income increased equity by 127,000,000.
Other factors decreased equity by 101,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	GBX-443.00 Million	-60.03%
Dividends Paid	GBX548.00 Million	-74.25%
Share Repurchases	GBX9.00 Million	-1.22%
Share Issuances	GBX5.00 Million	+0.68%
Other Comprehensive Income	GBX127.00 Million	+17.21%
Other Changes	GBX-101.00 Million	-13.69%
Total Change	GBX-	-56.77%

Book Value vs Market Value Analysis

This analysis compares Standard Life PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1151.54x
The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
The price-to-book ratio has decreased from 5923.21x to 1151.54x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2008-12-31	GBX0.14	GBX848.50	x
2009-12-31	GBX9.93	GBX848.50	x
2010-12-31	GBX1.58	GBX848.50	x
2011-12-31	GBX1.65	GBX848.50	x
2012-12-31	GBX1.66	GBX848.50	x
2013-12-31	GBX1.91	GBX848.50	x
2014-12-31	GBX2.37	GBX848.50	x
2015-12-31	GBX2.43	GBX848.50	x
2016-12-31	GBX3.33	GBX848.50	x
2017-12-31	GBX3.16	GBX848.50	x
2018-12-31	GBX5.66	GBX848.50	x
2019-12-31	GBX5.28	GBX848.50	x
2020-12-31	GBX6.21	GBX848.50	x
2021-12-31	GBX5.83	GBX848.50	x
2022-12-31	GBX3.71	GBX848.50	x
2023-12-31	GBX2.97	GBX848.50	x
2024-12-31	GBX1.71	GBX848.50	x
2025-12-31	GBX0.74	GBX848.50	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Standard Life PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): -60.03%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: -1.19%
• Asset Turnover: 0.11x
• Equity Multiplier: 450.19x
Recent ROE (-60.03%) is below the historical average (-6.87%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2008	21.64%	193.75%	0.11x	1.03x	GBX16.68 Million
2009	6.73%	5.41%	0.02x	54.49x	GBX-46.20 Million
2010	1.90%	0.41%	0.09x	52.89x	GBX-128.00 Million
2011	-7.93%	-1.98%	0.07x	54.18x	GBX-296.20 Million
2012	24.55%	37.17%	0.01x	51.93x	GBX241.20 Million
2013	7.60%	3.72%	0.05x	39.01x	GBX-45.90 Million
2014	8.46%	3.76%	0.08x	29.09x	GBX-36.50 Million
2015	8.26%	29.34%	0.01x	26.51x	GBX-42.40 Million
2016	-3.03%	-1.38%	0.09x	25.80x	GBX-434.30 Million
2017	-0.86%	-0.45%	0.07x	26.45x	GBX-342.50 Million
2018	6.70%	6.40%	0.03x	40.67x	GBX-186.50 Million
2019	1.61%	0.76%	0.05x	45.97x	GBX-442.90 Million
2020	10.60%	3.67%	0.07x	44.39x	GBX44.90 Million
2021	-14.39%	-3.43%	0.07x	56.37x	GBX-1.42 Billion
2022	-73.52%	0.00%	-0.03x	75.85x	GBX-3.09 Billion
2023	1.87%	0.21%	0.09x	100.10x	GBX-243.00 Million
2024	-63.85%	-4.36%	0.08x	180.35x	GBX-1.26 Billion
2025	-60.03%	-1.19%	0.11x	450.19x	GBX-516.80 Million

Industry Comparison

This section compares Standard Life PLC's net assets metrics with peer companies in the Insurance - Life industry.

Industry Context

Industry: Insurance - Life
Average net assets among peers: $2,054,693,777
Average return on equity (ROE) among peers: 6.77%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Standard Life PLC (SDLF)	GBX329.00 Million	21.64%	1069.57x	$103.47 Million
Chesnara (CSN)	$458.17 Million	5.96%	19.57x	$9.05 Million
Ecclesiastical Insurance Office plc (ELLA)	$484.79 Million	7.89%	1.28x	$5.56 Million
Hansard Global Plc (HSD)	$36.90 Million	47.97%	28.92x	$897.13K
Phoenix Group Holdings PLC (PHNX)	$4.69 Billion	-58.04%	58.46x	$93.45 Million
Prudential plc (PRU)	$4.60 Billion	30.08%	37.89x	$271.86 Million

About Standard Life PLC

LSE:SDLF UK Insurance - Life

Market Cap

$103.47 Million

GBX850.41 Billion GBX

Market Cap Rank

#19159 Global

#113 in UK

Share Price

GBX848.50

Change (1 day)

+1.19%

52-Week Range

GBX654.00 - GBX953.00

All Time High

GBX953.00