XPS Pensions Group PLC
XPS Pensions Group plc, together with its subsidiaries, provides employee benefit consultancy and related business services in the United Kingdom. It offers convent and pension advisory; investment and insurance consulting; DB master trust schemes; and self-invested personal pension and SSAS pension services. Further, it provides pension administer services, such as payroll, record keeping, calcu… Read more
XPS Pensions Group PLC (XPS) - Net Assets
Latest net assets as of September 2025: GBX168.23 Million GBX
Based on the latest financial reports, XPS Pensions Group PLC (XPS) has net assets worth GBX168.23 Million GBX as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX321.54 Million) and total liabilities (GBX153.31 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX168.23 Million |
| % of Total Assets | 52.32% |
| Annual Growth Rate | N/A |
| 5-Year Change | 24.38% |
| 10-Year Change | N/A |
| Growth Volatility | 141.38 |
XPS Pensions Group PLC - Net Assets Trend (2014–2025)
This chart illustrates how XPS Pensions Group PLC's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for XPS Pensions Group PLC (2014–2025)
The table below shows the annual net assets of XPS Pensions Group PLC from 2014 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | GBX185.41 Million | -0.24% |
| 2024-03-31 | GBX185.85 Million | +24.50% |
| 2023-03-31 | GBX149.28 Million | +3.36% |
| 2022-03-31 | GBX144.44 Million | -3.11% |
| 2021-03-31 | GBX149.07 Million | -2.54% |
| 2020-03-31 | GBX152.94 Million | -2.21% |
| 2019-03-31 | GBX156.40 Million | +1.97% |
| 2018-03-31 | GBX153.38 Million | +429.82% |
| 2017-03-31 | GBX28.95 Million | +235.62% |
| 2016-03-31 | GBX-21.35 Million | -1800.80% |
| 2015-03-31 | GBX-1.12 Million | +40.99% |
| 2014-03-31 | GBX-1.90 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to XPS Pensions Group PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 15281300000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | GBX149.97 Million | 80.89% |
| Common Stock | GBX104.00K | 0.06% |
| Other Components | GBX35.33 Million | 19.06% |
| Total Equity | GBX185.41 Million | 100.00% |
XPS Pensions Group PLC Competitors by Market Cap
The table below lists competitors of XPS Pensions Group PLC ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Il-Yang Pharmaceutical Co. Ltd.
KQ:007570
|
$83.74K |
|
Cemex SAB de CV
STU:CEXA
|
$83.74K |
|
Tetra Bio-Pharma Inc.
PINK:TBPMQ
|
$83.75K |
|
VHABW
PINK:VHABW
|
$83.88K |
|
CI Com SA
SW:CIE
|
$83.71K |
|
Ilshin Spinning Co. Ltd.
KQ:003200
|
$83.63K |
|
INTEGRA LIFE HLDGS
MU:IL3
|
$83.63K |
|
Orascom Construction PLC
EGX:ORAS
|
$83.61K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in XPS Pensions Group PLC's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 185,854,000 to 185,407,000, a change of -447,000 (-0.2%).
- Net income of 30,343,000 contributed positively to equity growth.
- Dividend payments of 22,185,000 reduced retained earnings.
- Share repurchases of 18,715,000 reduced equity.
- New share issuances of 868,000 increased equity.
- Other comprehensive income decreased equity by 48,687,000.
- Other factors increased equity by 57,929,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX30.34 Million | +16.37% |
| Dividends Paid | GBX22.18 Million | -11.97% |
| Share Repurchases | GBX18.71 Million | -10.09% |
| Share Issuances | GBX868.00K | +0.47% |
| Other Comprehensive Income | GBX-48.69 Million | -26.26% |
| Other Changes | GBX57.93 Million | +31.24% |
| Total Change | GBX- | -0.24% |
Book Value vs Market Value Analysis
This analysis compares XPS Pensions Group PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 356.25x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-03-31 | GBX-0.01 | GBX301.00 | x |
| 2015-03-31 | GBX-0.01 | GBX301.00 | x |
| 2016-03-31 | GBX-0.22 | GBX301.00 | x |
| 2017-03-31 | GBX0.28 | GBX301.00 | x |
| 2018-03-31 | GBX0.99 | GBX301.00 | x |
| 2019-03-31 | GBX0.76 | GBX301.00 | x |
| 2020-03-31 | GBX0.73 | GBX301.00 | x |
| 2021-03-31 | GBX0.71 | GBX301.00 | x |
| 2022-03-31 | GBX0.68 | GBX301.00 | x |
| 2023-03-31 | GBX0.69 | GBX301.00 | x |
| 2024-03-31 | GBX0.85 | GBX301.00 | x |
| 2025-03-31 | GBX0.84 | GBX301.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently XPS Pensions Group PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 16.37%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.09%
- • Asset Turnover: 0.72x
- • Equity Multiplier: 1.74x
- Recent ROE (16.37%) is above the historical average (2.96%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 0.00% | -5.50% | 0.55x | 0.00x | GBX-2.65 Million |
| 2015 | 0.00% | 1.49% | 0.58x | 0.00x | GBX858.30K |
| 2016 | 0.00% | 5.78% | 0.66x | 0.00x | GBX5.13 Million |
| 2017 | -46.73% | -27.34% | 0.64x | 2.69x | GBX-16.42 Million |
| 2018 | 1.45% | 3.54% | 0.25x | 1.67x | GBX-13.12 Million |
| 2019 | 7.36% | 10.47% | 0.44x | 1.60x | GBX-4.13 Million |
| 2020 | 4.84% | 6.18% | 0.43x | 1.82x | GBX-7.90 Million |
| 2021 | 6.01% | 7.01% | 0.48x | 1.78x | GBX-5.94 Million |
| 2022 | 6.52% | 6.80% | 0.51x | 1.88x | GBX-5.02 Million |
| 2023 | 10.61% | 9.50% | 0.59x | 1.90x | GBX908.60K |
| 2024 | 29.14% | 27.16% | 0.71x | 1.52x | GBX35.58 Million |
| 2025 | 16.37% | 13.09% | 0.72x | 1.74x | GBX11.80 Million |
Industry Comparison
This section compares XPS Pensions Group PLC's net assets metrics with peer companies in the Personal Services industry.
Industry Context
- Industry: Personal Services
- Average net assets among peers: $198,000
- Average return on equity (ROE) among peers: 89.39%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| XPS Pensions Group PLC (XPS) | GBX168.23 Million | 0.00% | 0.91x | $83.71K |
| Mears Group plc (MER) | $198.00K | 89.39% | 6.26x | $36.20K |