Caixabank SA (CABK) - Net Assets

Latest as of December 2025: €38.53 Billion EUR ≈ $45.04 Billion USD

Based on the latest financial reports, Caixabank SA (CABK) has net assets worth €38.53 Billion EUR (≈ $45.04 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€664.04 Billion ≈ $776.33 Billion USD) and total liabilities (€625.51 Billion ≈ $731.29 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check CABK financial resilience to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	€38.53 Billion
% of Total Assets	5.8%
Annual Growth Rate	5.14%
5-Year Change	8.75%
10-Year Change	63.55%
Growth Volatility	17.78

Caixabank SA - Net Assets Trend (2003–2025)

This chart illustrates how Caixabank SA's net assets have evolved over time, based on quarterly financial data. Also explore Caixabank SA asset portfolio for the complete picture of this company's asset base.

Annual Net Assets for Caixabank SA (2003–2025)

The table below shows the annual net assets of Caixabank SA from 2003 to 2025. For live valuation and market cap data, see market cap of Caixabank SA.

Year	Net Assets	Change
2025-12-31	€38.53 Billion ≈ $45.04 Billion	+4.51%
2024-12-31	€36.87 Billion ≈ $43.10 Billion	+1.45%
2023-12-31	€36.34 Billion ≈ $42.48 Billion	+6.06%
2022-12-31	€34.26 Billion ≈ $40.06 Billion	-3.28%
2021-12-31	€35.42 Billion ≈ $41.42 Billion	+40.14%
2020-12-31	€25.28 Billion ≈ $29.55 Billion	+0.50%
2019-12-31	€25.15 Billion ≈ $29.40 Billion	+4.54%
2018-12-31	€24.06 Billion ≈ $28.13 Billion	-2.53%
2017-12-31	€24.68 Billion ≈ $28.86 Billion	+4.79%
2016-12-31	€23.56 Billion ≈ $27.54 Billion	-6.54%
2015-12-31	€25.20 Billion ≈ $29.47 Billion	-0.11%
2014-12-31	€25.23 Billion ≈ $29.50 Billion	+3.69%
2013-12-31	€24.33 Billion ≈ $28.45 Billion	+7.14%
2012-12-31	€22.71 Billion ≈ $26.55 Billion	+9.64%
2011-12-31	€20.71 Billion ≈ $24.22 Billion	+40.89%
2010-12-31	€14.70 Billion ≈ $17.19 Billion	+2.67%
2009-12-31	€14.32 Billion ≈ $16.74 Billion	+16.86%
2008-12-31	€12.25 Billion ≈ $14.33 Billion	-18.38%
2007-12-31	€15.01 Billion ≈ $17.55 Billion	+0.46%
2006-12-31	€14.94 Billion ≈ $17.47 Billion	+1.10%
2005-12-31	€14.78 Billion ≈ $17.28 Billion	+54.86%
2004-12-31	€9.55 Billion ≈ $11.16 Billion	-25.29%
2003-12-31	€12.78 Billion ≈ $14.94 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to Caixabank SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 2308.6% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	€23.16 Billion	60.14%
Common Stock	€7.03 Billion	18.24%
Other Comprehensive Income	€-2.99 Billion	-7.77%
Other Components	€11.32 Billion	29.39%
Total Equity	€38.51 Billion	100.00%

Caixabank SA Competitors by Market Cap

The table below lists competitors of Caixabank SA ranked by their market capitalization.

Company	Market Cap
Postal Savings Bank of China Co Ltd SHG:601658	$74.37 Billion
Cummins Inc NYSE:CMI	$74.50 Billion
Cigna Corp NYSE:CI	$74.53 Billion
Monster Beverage Corp NASDAQ:MNST	$74.53 Billion
Illinois Tool Works Inc NYSE:ITW	$73.60 Billion
National Grid plc F:NNGD	$73.58 Billion
Ecolab Inc NYSE:ECL	$73.50 Billion
CAIXABANK UN.ADR 1/3 DL 1 F:FV9J	$73.43 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Caixabank SA's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 36,831,000,000 to 38,510,000,000, a change of 1,679,000,000 (4.6%).
Net income of 5,891,000,000 contributed positively to equity growth.
Dividend payments of 3,211,000,000 reduced retained earnings.
Share repurchases of 872,000,000 reduced equity.
New share issuances of 30,000,000 increased equity.
Other comprehensive income increased equity by 936,000,000.
Other factors decreased equity by 1,095,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	€5.89 Billion	+15.3%
Dividends Paid	€3.21 Billion	-8.34%
Share Repurchases	€872.00 Million	-2.26%
Share Issuances	€30.00 Million	+0.08%
Other Comprehensive Income	€936.00 Million	+2.43%
Other Changes	€-1.09 Billion	-2.84%
Total Change	€-	4.56%

Book Value vs Market Value Analysis

This analysis compares Caixabank SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.98x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 2.99x to 1.98x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2004-12-31	€3.63	€10.84	x
2005-12-31	€5.17	€10.84	x
2006-12-31	€5.61	€10.84	x
2007-12-31	€5.33	€10.84	x
2008-12-31	€3.60	€10.84	x
2009-12-31	€4.22	€10.84	x
2010-12-31	€4.34	€10.84	x
2011-12-31	€5.22	€10.84	x
2012-12-31	€4.80	€10.84	x
2013-12-31	€4.32	€10.84	x
2014-12-31	€4.41	€10.84	x
2015-12-31	€4.32	€10.84	x
2016-12-31	€4.03	€10.84	x
2017-12-31	€4.06	€10.84	x
2018-12-31	€4.02	€10.84	x
2019-12-31	€4.20	€10.84	x
2020-12-31	€4.23	€10.84	x
2021-12-31	€4.67	€10.84	x
2022-12-31	€4.38	€10.84	x
2023-12-31	€4.93	€10.84	x
2024-12-31	€5.07	€10.84	x
2025-12-31	€5.48	€10.84	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Caixabank SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 15.30%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 22.63%
• Asset Turnover: 0.04x
• Equity Multiplier: 17.24x
Recent ROE (15.30%) is above the historical average (8.60%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2003	7.94%	46.99%	0.06x	3.00x	€-190.48 Million
2004	11.02%	31.20%	0.09x	3.72x	€97.70 Million
2005	8.48%	48.02%	0.06x	3.13x	€-207.36 Million
2006	14.64%	57.20%	0.10x	2.53x	€683.91 Million
2007	11.81%	59.43%	0.07x	2.74x	€269.57 Million
2008	8.75%	25.10%	0.10x	3.58x	€-150.95 Million
2009	9.30%	23.31%	0.12x	3.47x	€-98.54 Million
2010	12.55%	81.80%	0.04x	3.51x	€370.16 Million
2011	5.09%	9.55%	0.04x	13.07x	€-1.02 Billion
2012	1.01%	1.94%	0.03x	15.36x	€-2.04 Billion
2013	1.30%	2.61%	0.04x	13.97x	€-2.12 Billion
2014	2.46%	5.23%	0.04x	13.44x	€-1.90 Billion
2015	3.24%	6.89%	0.03x	13.68x	€-1.70 Billion
2016	4.45%	9.76%	0.03x	14.79x	€-1.31 Billion
2017	6.94%	15.15%	0.03x	15.80x	€-740.93 Million
2018	8.26%	17.40%	0.03x	16.09x	€-417.90 Million
2019	6.79%	15.03%	0.03x	15.58x	€-807.20 Million
2020	5.47%	12.57%	0.02x	17.88x	€-1.14 Billion
2021	14.77%	39.38%	0.02x	19.21x	€1.69 Billion
2022	9.14%	20.56%	0.03x	17.30x	€-294.00 Million
2023	13.26%	20.00%	0.04x	16.72x	€1.19 Billion
2024	15.71%	21.57%	0.04x	17.13x	€2.10 Billion
2025	15.30%	22.63%	0.04x	17.24x	€2.04 Billion

Industry Comparison

This section compares Caixabank SA's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $4,080,459,000
Average return on equity (ROE) among peers: 8.58%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Caixabank SA (CABK)	€38.53 Billion	7.94%	16.24x	$74.28 Billion
Bankinter (BKT)	$4.90 Billion	11.42%	20.92x	$12.50 Billion
Unicaja Banco SA (UNI)	$3.26 Billion	5.73%	17.52x	$6.65 Billion

About Caixabank SA

MC:CABK Spain Banks - Regional

Market Cap

$88.33 Billion

€75.55 Billion EUR

Market Cap Rank

#359 Global

#5 in Spain

Share Price

€10.84

Change (1 day)

+1.69%

52-Week Range

€6.85 - €11.41

All Time High

€11.41