Caixabank SA (CABK) - Net Assets
Based on the latest financial reports, Caixabank SA (CABK) has net assets worth €36.99 Billion EUR (≈ $43.25 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€669.97 Billion ≈ $783.27 Billion USD) and total liabilities (€632.98 Billion ≈ $740.01 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Caixabank SA tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €36.99 Billion |
| % of Total Assets | 5.52% |
| Annual Growth Rate | 5.14% |
| 5-Year Change | 8.75% |
| 10-Year Change | 63.55% |
| Growth Volatility | 17.78 |
Caixabank SA - Net Assets Trend (2003–2025)
This chart illustrates how Caixabank SA's net assets have evolved over time, based on quarterly financial data. See Caixabank SA defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Caixabank SA (2003–2025)
The table below shows the annual net assets of Caixabank SA from 2003 to 2025. For live valuation and market cap data, see market cap of Caixabank SA.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €38.53 Billion ≈ $45.04 Billion |
+4.51% |
| 2024-12-31 | €36.87 Billion ≈ $43.10 Billion |
+1.45% |
| 2023-12-31 | €36.34 Billion ≈ $42.48 Billion |
+6.06% |
| 2022-12-31 | €34.26 Billion ≈ $40.06 Billion |
-3.28% |
| 2021-12-31 | €35.42 Billion ≈ $41.42 Billion |
+40.14% |
| 2020-12-31 | €25.28 Billion ≈ $29.55 Billion |
+0.50% |
| 2019-12-31 | €25.15 Billion ≈ $29.40 Billion |
+4.54% |
| 2018-12-31 | €24.06 Billion ≈ $28.13 Billion |
-2.53% |
| 2017-12-31 | €24.68 Billion ≈ $28.86 Billion |
+4.79% |
| 2016-12-31 | €23.56 Billion ≈ $27.54 Billion |
-6.54% |
| 2015-12-31 | €25.20 Billion ≈ $29.47 Billion |
-0.11% |
| 2014-12-31 | €25.23 Billion ≈ $29.50 Billion |
+3.69% |
| 2013-12-31 | €24.33 Billion ≈ $28.45 Billion |
+7.14% |
| 2012-12-31 | €22.71 Billion ≈ $26.55 Billion |
+9.64% |
| 2011-12-31 | €20.71 Billion ≈ $24.22 Billion |
+40.89% |
| 2010-12-31 | €14.70 Billion ≈ $17.19 Billion |
+2.67% |
| 2009-12-31 | €14.32 Billion ≈ $16.74 Billion |
+16.86% |
| 2008-12-31 | €12.25 Billion ≈ $14.33 Billion |
-18.38% |
| 2007-12-31 | €15.01 Billion ≈ $17.55 Billion |
+0.46% |
| 2006-12-31 | €14.94 Billion ≈ $17.47 Billion |
+1.10% |
| 2005-12-31 | €14.78 Billion ≈ $17.28 Billion |
+54.86% |
| 2004-12-31 | €9.55 Billion ≈ $11.16 Billion |
-25.29% |
| 2003-12-31 | €12.78 Billion ≈ $14.94 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Caixabank SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2308.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €23.16 Billion | 60.14% |
| Common Stock | €7.03 Billion | 18.24% |
| Other Comprehensive Income | €-2.99 Billion | -7.77% |
| Other Components | €11.32 Billion | 29.39% |
| Total Equity | €38.51 Billion | 100.00% |
Caixabank SA Competitors by Market Cap
The table below lists competitors of Caixabank SA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Royal Caribbean Cruises Ltd
NYSE:RCL
|
$75.70 Billion |
|
Intercontinental Exchange Inc
NYSE:ICE
|
$75.71 Billion |
|
NXP Semiconductors NV
NASDAQ:NXPI
|
$76.03 Billion |
|
Illinois Tool Works Inc
NYSE:ITW
|
$76.08 Billion |
|
Bloom Energy Corp
NYSE:BE
|
$74.98 Billion |
|
ANZ Group Holdings Ltd
AU:ANZ
|
$74.87 Billion |
|
Luxshare Precision Industry Co Ltd
SHE:002475
|
$74.56 Billion |
|
Eni SpA ADR
NYSE:E
|
$74.54 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Caixabank SA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 36,831,000,000 to 38,510,000,000, a change of 1,679,000,000 (4.6%).
- Net income of 5,891,000,000 contributed positively to equity growth.
- Dividend payments of 3,211,000,000 reduced retained earnings.
- Share repurchases of 872,000,000 reduced equity.
- New share issuances of 30,000,000 increased equity.
- Other comprehensive income increased equity by 936,000,000.
- Other factors decreased equity by 1,095,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €5.89 Billion | +15.3% |
| Dividends Paid | €3.21 Billion | -8.34% |
| Share Repurchases | €872.00 Million | -2.26% |
| Share Issuances | €30.00 Million | +0.08% |
| Other Comprehensive Income | €936.00 Million | +2.43% |
| Other Changes | €-1.09 Billion | -2.84% |
| Total Change | €- | 4.56% |
Book Value vs Market Value Analysis
This analysis compares Caixabank SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.30x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.46x to 2.30x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | €3.63 | €12.57 | x |
| 2005-12-31 | €5.17 | €12.57 | x |
| 2006-12-31 | €5.61 | €12.57 | x |
| 2007-12-31 | €5.33 | €12.57 | x |
| 2008-12-31 | €3.60 | €12.57 | x |
| 2009-12-31 | €4.22 | €12.57 | x |
| 2010-12-31 | €4.34 | €12.57 | x |
| 2011-12-31 | €5.22 | €12.57 | x |
| 2012-12-31 | €4.80 | €12.57 | x |
| 2013-12-31 | €4.32 | €12.57 | x |
| 2014-12-31 | €4.41 | €12.57 | x |
| 2015-12-31 | €4.32 | €12.57 | x |
| 2016-12-31 | €4.03 | €12.57 | x |
| 2017-12-31 | €4.06 | €12.57 | x |
| 2018-12-31 | €4.02 | €12.57 | x |
| 2019-12-31 | €4.20 | €12.57 | x |
| 2020-12-31 | €4.23 | €12.57 | x |
| 2021-12-31 | €4.67 | €12.57 | x |
| 2022-12-31 | €4.38 | €12.57 | x |
| 2023-12-31 | €4.93 | €12.57 | x |
| 2024-12-31 | €5.07 | €12.57 | x |
| 2025-12-31 | €5.48 | €12.57 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Caixabank SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.30%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 22.63%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 17.24x
- Recent ROE (15.30%) is above the historical average (8.60%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 7.94% | 46.99% | 0.06x | 3.00x | €-190.48 Million |
| 2004 | 11.02% | 31.20% | 0.09x | 3.72x | €97.70 Million |
| 2005 | 8.48% | 48.02% | 0.06x | 3.13x | €-207.36 Million |
| 2006 | 14.64% | 57.20% | 0.10x | 2.53x | €683.91 Million |
| 2007 | 11.81% | 59.43% | 0.07x | 2.74x | €269.57 Million |
| 2008 | 8.75% | 25.10% | 0.10x | 3.58x | €-150.95 Million |
| 2009 | 9.30% | 23.31% | 0.12x | 3.47x | €-98.54 Million |
| 2010 | 12.55% | 81.80% | 0.04x | 3.51x | €370.16 Million |
| 2011 | 5.09% | 9.55% | 0.04x | 13.07x | €-1.02 Billion |
| 2012 | 1.01% | 1.94% | 0.03x | 15.36x | €-2.04 Billion |
| 2013 | 1.30% | 2.61% | 0.04x | 13.97x | €-2.12 Billion |
| 2014 | 2.46% | 5.23% | 0.04x | 13.44x | €-1.90 Billion |
| 2015 | 3.24% | 6.89% | 0.03x | 13.68x | €-1.70 Billion |
| 2016 | 4.45% | 9.76% | 0.03x | 14.79x | €-1.31 Billion |
| 2017 | 6.94% | 15.15% | 0.03x | 15.80x | €-740.93 Million |
| 2018 | 8.26% | 17.40% | 0.03x | 16.09x | €-417.90 Million |
| 2019 | 6.79% | 15.03% | 0.03x | 15.58x | €-807.20 Million |
| 2020 | 5.47% | 12.57% | 0.02x | 17.88x | €-1.14 Billion |
| 2021 | 14.77% | 39.38% | 0.02x | 19.21x | €1.69 Billion |
| 2022 | 9.14% | 20.56% | 0.03x | 17.30x | €-294.00 Million |
| 2023 | 13.26% | 20.00% | 0.04x | 16.72x | €1.19 Billion |
| 2024 | 15.71% | 21.57% | 0.04x | 17.13x | €2.10 Billion |
| 2025 | 15.30% | 22.63% | 0.04x | 17.24x | €2.04 Billion |
Industry Comparison
This section compares Caixabank SA's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $4,080,459,000
- Average return on equity (ROE) among peers: 8.58%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Caixabank SA (CABK) | €36.99 Billion | 7.94% | 17.11x | $75.38 Billion |
| Bankinter (BKT) | $4.90 Billion | 11.42% | 20.92x | $12.50 Billion |
| Unicaja Banco SA (UNI) | $3.26 Billion | 5.73% | 17.52x | $6.65 Billion |
About Caixabank SA
CaixaBank, S.A., together with its subsidiaries, provides various banking products and services for individuals and businesses in Spain, Portugal, and internationally. It operates through four segments: Retail Banking, Business Banking, Private Banking, and CIB segments. The company offers retail, private, business, institutional, corporate and investment, premier, InTouch, and international bank… Read more