Linea Directa Aseguradora SA Compania de Seguros y Reaseguros
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros engages in insurance and reinsurance business in Spain and Portugal. The company operates through Automobiles, Home, Health, Other Insurance, and Other Activities segments. The Automobiles segment offers car, third party, motorcycle, theft, fire, and fleet insurance. The Home Insurance segment offers theft damage, civil liability, … Read more
Linea Directa Aseguradora SA Compania de Seguros y Reaseguros (LDA) - Net Assets
Latest net assets as of December 2025: €404.45 Million EUR
Based on the latest financial reports, Linea Directa Aseguradora SA Compania de Seguros y Reaseguros (LDA) has net assets worth €404.45 Million EUR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€1.37 Billion) and total liabilities (€970.25 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €404.45 Million |
| % of Total Assets | 29.42% |
| Annual Growth Rate | 3.5% |
| 5-Year Change | 6.92% |
| 10-Year Change | N/A |
| Growth Volatility | 20.07 |
Linea Directa Aseguradora SA Compania de Seguros y Reaseguros - Net Assets Trend (2017–2025)
This chart illustrates how Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Linea Directa Aseguradora SA Compania de Seguros y Reaseguros (2017–2025)
The table below shows the annual net assets of Linea Directa Aseguradora SA Compania de Seguros y Reaseguros from 2017 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €404.45 Million | +12.88% |
| 2024-12-31 | €358.32 Million | +14.47% |
| 2023-12-31 | €313.04 Million | +7.76% |
| 2022-12-31 | €290.50 Million | -23.20% |
| 2021-12-31 | €378.27 Million | -19.06% |
| 2020-12-31 | €467.36 Million | +43.78% |
| 2019-12-31 | €325.06 Million | +12.79% |
| 2018-12-31 | €288.20 Million | -6.17% |
| 2017-12-31 | €307.15 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 15.2% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €85.71 Million | 21.19% |
| Common Stock | €43.54 Million | 10.76% |
| Other Comprehensive Income | €362.25 Million | 89.56% |
| Total Equity | €404.45 Million | 100.00% |
Linea Directa Aseguradora SA Compania de Seguros y Reaseguros Competitors by Market Cap
The table below lists competitors of Linea Directa Aseguradora SA Compania de Seguros y Reaseguros ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Schrodinger Inc
NASDAQ:SDGR
|
$690.20 Million |
|
zooplus AG
PINK:ZLPSF
|
$690.36 Million |
|
CBL & Associates Properties Inc
NYSE:CBL
|
$690.40 Million |
|
HeBei Jinniu Chemical Industry Co Ltd
SHG:600722
|
$690.45 Million |
|
Foshan Saturday Shoes Co Ltd
SHE:002291
|
$690.06 Million |
|
Hengkang Medical Group Co Ltd
SHE:002219
|
$690.01 Million |
|
Jiangyin Jianghua Microelectronics Materials Co Ltd
SHG:603078
|
$689.62 Million |
|
Tyra Biosciences Inc
NASDAQ:TYRA
|
$689.54 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 358,317,000 to 404,455,000, a change of 46,138,000 (12.9%).
- Net income of 85,710,000 contributed positively to equity growth.
- Dividend payments of 45,016,000 reduced retained earnings.
- Share repurchases of 1,088,000 reduced equity.
- New share issuances of 28,000 increased equity.
- Other comprehensive income increased equity by 370,760,998.
- Other factors decreased equity by 364,256,998.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €85.71 Million | +21.19% |
| Dividends Paid | €45.02 Million | -11.13% |
| Share Repurchases | €1.09 Million | -0.27% |
| Share Issuances | €28.00K | +0.01% |
| Other Comprehensive Income | €370.76 Million | +91.67% |
| Other Changes | €-364.26 Million | -90.06% |
| Total Change | €- | 12.88% |
Book Value vs Market Value Analysis
This analysis compares Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.17x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 4.17x to 3.17x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €0.28 | €1.18 | x |
| 2018-12-31 | €0.26 | €1.18 | x |
| 2019-12-31 | €0.30 | €1.18 | x |
| 2020-12-31 | €0.43 | €1.18 | x |
| 2021-12-31 | €0.35 | €1.18 | x |
| 2022-12-31 | €0.28 | €1.18 | x |
| 2023-12-31 | €0.29 | €1.18 | x |
| 2024-12-31 | €0.33 | €1.18 | x |
| 2025-12-31 | €0.37 | €1.18 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Linea Directa Aseguradora SA Compania de Seguros y Reaseguros utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 21.19%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 7.64%
- • Asset Turnover: 0.82x
- • Equity Multiplier: 3.40x
- Recent ROE (21.19%) is below the historical average (25.20%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 36.46% | 13.81% | 0.67x | 3.96x | €81.26 Million |
| 2018 | 40.67% | 13.59% | 0.67x | 4.49x | €88.39 Million |
| 2019 | 33.01% | 11.93% | 0.68x | 4.08x | €74.79 Million |
| 2020 | 28.85% | 14.77% | 0.64x | 3.07x | €88.11 Million |
| 2021 | 29.12% | 11.93% | 0.67x | 3.62x | €72.31 Million |
| 2022 | 21.02% | 6.70% | 0.79x | 3.98x | €33.09 Million |
| 2023 | -1.40% | -0.45% | 0.86x | 3.59x | €-35.69 Million |
| 2024 | 17.92% | 6.43% | 0.81x | 3.45x | €28.39 Million |
| 2025 | 21.19% | 7.64% | 0.82x | 3.40x | €45.26 Million |
Industry Comparison
This section compares Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
No peer company data available for comparison.