ORIENT CORP
Orient Corporation, together with its subsidiaries, provides consumer finance services in Japan. It operates in four segments: Credit Cards and Cash Loans; Settlement and Guarantee; Installment Credit; and Bank Loan Guarantee. The company offers auto, student, and shopping loans. It also provides credit collection, installment credit, and credit cards and cash loans, as well as credit-related out… Read more
ORIENT CORP (OIT) - Net Assets
Latest net assets as of September 2025: €244.49 Billion EUR
Based on the latest financial reports, ORIENT CORP (OIT) has net assets worth €244.49 Billion EUR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€2.84 Trillion) and total liabilities (€2.60 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €244.49 Billion |
| % of Total Assets | 8.6% |
| Annual Growth Rate | -2.58% |
| 5-Year Change | -5.93% |
| 10-Year Change | N/A |
| Growth Volatility | 8.52 |
ORIENT CORP - Net Assets Trend (2017–2025)
This chart illustrates how ORIENT CORP's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for ORIENT CORP (2017–2025)
The table below shows the annual net assets of ORIENT CORP from 2017 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | €246.56 Billion | +0.36% |
| 2024-03-31 | €245.68 Billion | +6.92% |
| 2023-03-31 | €229.77 Billion | +5.97% |
| 2022-03-31 | €216.84 Billion | -17.27% |
| 2021-03-31 | €262.11 Billion | +4.19% |
| 2020-03-31 | €251.57 Billion | -1.91% |
| 2019-03-31 | €256.47 Billion | -1.13% |
| 2018-03-31 | €259.40 Billion | -14.64% |
| 2017-03-31 | €303.91 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to ORIENT CORP's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 45.7% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €79.91 Billion | 33.39% |
| Other Components | €159.42 Billion | 66.61% |
| Total Equity | €239.33 Billion | 100.00% |
ORIENT CORP Competitors by Market Cap
The table below lists competitors of ORIENT CORP ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Zhejiang Yonggui Electric Equipment Co Ltd
SHE:300351
|
$430.40 Million |
|
Sonata Software Limited
NSE:SONATSOFTW
|
$430.53 Million |
|
GREAT STHN BANCORP DL-01
F:GS6
|
$430.54 Million |
|
Guangzhou KDT Machinery Co Ltd
SHE:002833
|
$430.60 Million |
|
CNFC Overseas Fishery Co Ltd
SHE:000798
|
$430.25 Million |
|
Valneva SE
PINK:INRLF
|
$430.12 Million |
|
Westlake Chemical Partners LP
NYSE:WLKP
|
$430.09 Million |
|
Jinxiandai Information Industry Co
SHE:300830
|
$430.08 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in ORIENT CORP's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 238,211,000,000 to 239,333,000,000, a change of 1,122,000,000 (0.5%).
- Net income of 13,943,000,000 contributed positively to equity growth.
- Dividend payments of 6,883,000,000 reduced retained earnings.
- Share repurchases of 615,000,000 reduced equity.
- Other factors decreased equity by 5,323,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €13.94 Billion | +5.83% |
| Dividends Paid | €6.88 Billion | -2.88% |
| Share Repurchases | €615.00 Million | -0.26% |
| Other Changes | €-5.32 Billion | -2.22% |
| Total Change | €- | 0.47% |
Book Value vs Market Value Analysis
This analysis compares ORIENT CORP's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-03-31 | €176.87 | €0.98 | x |
| 2018-03-31 | €150.99 | €0.98 | x |
| 2019-03-31 | €149.27 | €0.98 | x |
| 2020-03-31 | €146.39 | €0.98 | x |
| 2021-03-31 | €151.56 | €0.98 | x |
| 2022-03-31 | €1249.90 | €0.98 | x |
| 2023-03-31 | €1324.47 | €0.98 | x |
| 2024-03-31 | €1388.83 | €0.98 | x |
| 2025-03-31 | €1397.93 | €0.98 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently ORIENT CORP utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.83%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 5.68%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 12.04x
- Recent ROE (5.83%) is below the historical average (8.34%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 9.44% | 13.43% | 0.04x | 17.54x | €-1.70 Billion |
| 2018 | 10.81% | 12.49% | 0.04x | 21.12x | €2.10 Billion |
| 2019 | 11.27% | 12.37% | 0.04x | 21.63x | €3.25 Billion |
| 2020 | 8.22% | 8.49% | 0.04x | 22.22x | €-4.48 Billion |
| 2021 | 6.79% | 7.66% | 0.04x | 21.33x | €-8.34 Billion |
| 2022 | 9.08% | 8.48% | 0.06x | 17.49x | €-1.98 Billion |
| 2023 | 8.38% | 8.36% | 0.09x | 10.63x | €-3.68 Billion |
| 2024 | 5.28% | 5.49% | 0.07x | 13.21x | €-11.25 Billion |
| 2025 | 5.83% | 5.68% | 0.09x | 12.04x | €-9.99 Billion |
Industry Comparison
This section compares ORIENT CORP's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $6,348,032,190
- Average return on equity (ROE) among peers: 14.60%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| ORIENT CORP (OIT) | €244.49 Billion | 9.44% | 10.62x | $430.26 Million |
| Yiren Digital Ltd (19YA) | $4.82 Billion | 21.42% | 0.61x | $89.17 Million |
| Yixin Group Limited (1YX) | $15.33 Billion | 2.42% | 1.10x | $716.43 Million |
| BFF Bank S.p.A (2BF) | $571.60 Million | 34.53% | 18.55x | $540.23 Million |
| Resurs Holding AB (publ) (4R6) | $7.57 Billion | 10.54% | 5.32x | $60.83 Million |
| Genertec Universal Medical Group Company Limited (5UM) | $17.62 Billion | 11.05% | 2.97x | $642.11 Million |
| ALBIS Leasing AG (ALG) | $18.88 Million | 21.27% | 9.03x | $12.44 Million |
| Brockhaus Capital Management AG (BKHT) | $315.34 Million | 15.55% | 1.08x | $77.40 Million |
| Shougang Concord Grand (Group) Limited (CGG) | $1.89 Billion | 1.44% | 0.23x | $23.36 Million |
| Qfin Holdings, Inc. (CKR0) | $15.22 Billion | 38.00% | 1.20x | $1.36 Billion |
| creditshelf Aktiengesellschaft (CSQ) | $128.80 Million | -10.21% | 0.88x | $2.48K |