Banco del Bajío S.A. Institución de Banca Múltiple (BBAJIOO) - Net Assets
Based on the latest financial reports, Banco del Bajío S.A. Institución de Banca Múltiple (BBAJIOO) has net assets worth MX$48.19 Billion MXN (≈ $2.77 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (MX$392.75 Billion ≈ $22.60 Billion USD) and total liabilities (MX$344.55 Billion ≈ $19.83 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check financial resilience of Banco del Bajío S.A. Institución de Banc to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | MX$48.19 Billion |
| % of Total Assets | 12.27% |
| Annual Growth Rate | 11.21% |
| 5-Year Change | 27.09% |
| 10-Year Change | 176.18% |
| Growth Volatility | 8.86 |
Banco del Bajío S.A. Institución de Banca Múltiple - Net Assets Trend (2007–2025)
This chart illustrates how Banco del Bajío S.A. Institución de Banca Múltiple's net assets have evolved over time, based on quarterly financial data. Also explore how large is Banco del Bajío S.A. Institución de Banc's balance sheet for the complete picture of this company's asset base.
Annual Net Assets for Banco del Bajío S.A. Institución de Banca Múltiple (2007–2025)
The table below shows the annual net assets of Banco del Bajío S.A. Institución de Banca Múltiple from 2007 to 2025. For live valuation and market cap data, see market value of Banco del Bajío S.A. Institución de Banc.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | MX$48.19 Billion ≈ $2.77 Billion |
+5.88% |
| 2024-12-31 | MX$45.52 Billion ≈ $2.62 Billion |
+9.57% |
| 2023-12-31 | MX$41.54 Billion ≈ $2.39 Billion |
+12.39% |
| 2022-12-31 | MX$36.96 Billion ≈ $2.13 Billion |
-2.52% |
| 2021-12-31 | MX$37.92 Billion ≈ $2.18 Billion |
+8.75% |
| 2020-12-31 | MX$34.87 Billion ≈ $2.01 Billion |
+10.13% |
| 2019-12-31 | MX$31.66 Billion ≈ $1.82 Billion |
+10.90% |
| 2018-12-31 | MX$28.55 Billion ≈ $1.64 Billion |
+18.08% |
| 2017-12-31 | MX$24.18 Billion ≈ $1.39 Billion |
+38.56% |
| 2016-12-31 | MX$17.45 Billion ≈ $1.00 Billion |
+17.63% |
| 2015-12-31 | MX$14.84 Billion ≈ $853.76 Million |
+12.04% |
| 2014-12-31 | MX$13.24 Billion ≈ $761.98 Million |
+15.64% |
| 2013-12-31 | MX$11.45 Billion ≈ $658.92 Million |
+7.93% |
| 2012-12-31 | MX$10.61 Billion ≈ $610.51 Million |
+8.27% |
| 2011-12-31 | MX$9.80 Billion ≈ $563.89 Million |
-5.31% |
| 2010-12-31 | MX$10.35 Billion ≈ $595.49 Million |
+11.99% |
| 2009-12-31 | MX$9.24 Billion ≈ $531.72 Million |
+10.75% |
| 2008-12-31 | MX$8.34 Billion ≈ $480.13 Million |
+17.24% |
| 2007-12-31 | MX$7.12 Billion ≈ $409.54 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Banco del Bajío S.A. Institución de Banca Múltiple's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3829.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | MX$27.48 Billion | 57.03% |
| Other Components | MX$20.71 Billion | 42.97% |
| Total Equity | MX$48.19 Billion | 100.00% |
Banco del Bajío S.A. Institución de Banca Múltiple Competitors by Market Cap
The table below lists competitors of Banco del Bajío S.A. Institución de Banca Múltiple ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Spar Nord Bank
CO:SPNO
|
$3.76 Billion |
|
China Film Co Ltd
SHG:600977
|
$3.76 Billion |
|
Independent Bank
NASDAQ:INDB
|
$3.77 Billion |
|
Taichung Commercial Bank Co Ltd
TW:2812
|
$3.77 Billion |
|
PJT Partners Inc
NYSE:PJT
|
$3.76 Billion |
|
Societatea Nationala de Transport Gaze Naturale Transgaz SA
RO:TGN
|
$3.76 Billion |
|
Shanghai Wanye Enterprises Co Ltd
SHG:600641
|
$3.76 Billion |
|
TUI AG
F:TUI1
|
$3.76 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banco del Bajío S.A. Institución de Banca Múltiple's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 45,518,000,000 to 48,192,959,638, a change of 2,674,959,638 (5.9%).
- Net income of 9,079,337,738 contributed positively to equity growth.
- Dividend payments of 6,409,521,494 reduced retained earnings.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | MX$9.08 Billion | +18.84% |
| Dividends Paid | MX$6.41 Billion | -13.3% |
| Other Changes | MX$5.14 Million | +0.01% |
| Total Change | MX$- | 5.88% |
Book Value vs Market Value Analysis
This analysis compares Banco del Bajío S.A. Institución de Banca Múltiple's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.36x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.71x to 1.36x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | MX$20.32 | MX$54.97 | x |
| 2018-12-31 | MX$23.99 | MX$54.97 | x |
| 2019-12-31 | MX$26.61 | MX$54.97 | x |
| 2020-12-31 | MX$29.30 | MX$54.97 | x |
| 2021-12-31 | MX$31.87 | MX$54.97 | x |
| 2022-12-31 | MX$31.06 | MX$54.97 | x |
| 2023-12-31 | MX$34.91 | MX$54.97 | x |
| 2024-12-31 | MX$38.25 | MX$54.97 | x |
| 2025-12-31 | MX$40.50 | MX$54.97 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banco del Bajío S.A. Institución de Banca Múltiple utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 18.84%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 35.30%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 8.15x
- Recent ROE (18.84%) is above the historical average (16.37%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 11.63% | 16.33% | 0.07x | 10.43x | MX$215.53 Million |
| 2015 | 10.28% | 24.40% | 0.04x | 10.42x | MX$41.50 Million |
| 2016 | 12.82% | 26.98% | 0.05x | 10.43x | MX$492.00 Million |
| 2017 | 15.91% | 34.26% | 0.06x | 8.01x | MX$1.43 Billion |
| 2018 | 17.78% | 37.68% | 0.06x | 7.84x | MX$2.22 Billion |
| 2019 | 17.71% | 37.53% | 0.06x | 7.51x | MX$2.44 Billion |
| 2020 | 9.86% | 25.17% | 0.05x | 7.91x | MX$-49.90 Million |
| 2021 | 12.70% | 34.21% | 0.05x | 7.27x | MX$1.02 Billion |
| 2022 | 18.92% | 40.60% | 0.06x | 8.40x | MX$3.30 Billion |
| 2023 | 26.51% | 42.37% | 0.08x | 8.29x | MX$6.86 Billion |
| 2024 | 23.48% | 39.70% | 0.07x | 7.99x | MX$6.14 Billion |
| 2025 | 18.84% | 35.30% | 0.07x | 8.15x | MX$4.26 Billion |
Industry Comparison
This section compares Banco del Bajío S.A. Institución de Banca Múltiple's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $48,121,156,667
- Average return on equity (ROE) among peers: 10.18%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Banco del Bajío S.A. Institución de Banca Múltiple (BBAJIOO) | MX$48.19 Billion | 11.63% | 7.15x | $3.76 Billion |
| Credicorp Ltd (BAPN) | $29.58 Billion | 15.66% | 7.00x | $26.14 Billion |
| Fibra Mty S.A.P.I. de C.V. (FMTY14) | $8.66 Billion | 11.14% | 17.04x | $8.28K |
| Grupo Financiero Inbursa S.A.B. de C.V (GFINBURO) | $28.77 Billion | 0.00% | 1.23x | $15.04 Billion |
| Grupo Financiero Banorte S.A.B. de C.V (GFNORTEO) | $174.46 Billion | 18.32% | 8.29x | $30.42 Billion |
| Lloyds Banking Group plc (LYGN) | $39.34 Billion | -2.13% | 20.41x | $79.09 Billion |
| Regional S.A.B. de C.V (RA) | $7.92 Billion | 18.09% | 10.98x | $2.77 Billion |
About Banco del Bajío S.A. Institución de Banca Múltiple
Banco del Bajío, S.A., Institución de Banca Múltiple provides banking products and services in Mexico. The company offers electronic and specialized banking, banking insurance, credits, accounts, foreign exchange, investments, payroll, and credit card services. It also provides agribusiness, level accounts, derivatives, electronic account statement, saving fund, electronic payroll, business packa… Read more