Regional S.A.B. de C.V (RA) - Net Assets
Based on the latest financial reports, Regional S.A.B. de C.V (RA) has net assets worth MX$37.86 Billion MXN (≈ $2.18 Billion USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (MX$293.34 Billion ≈ $16.88 Billion USD) and total liabilities (MX$255.48 Billion ≈ $14.70 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check RA PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | MX$37.86 Billion |
| % of Total Assets | 12.91% |
| Annual Growth Rate | 15.57% |
| 5-Year Change | 49.25% |
| 10-Year Change | 178.63% |
| Growth Volatility | 9.65 |
Regional S.A.B. de C.V - Net Assets Trend (2007–2025)
This chart illustrates how Regional S.A.B. de C.V's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see Regional S.A.B. de C.V (RA) total market value.
Annual Net Assets for Regional S.A.B. de C.V (2007–2025)
The table below shows the annual net assets of Regional S.A.B. de C.V from 2007 to 2025. Also explore RA year-over-year net asset growth to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | MX$36.43 Billion ≈ $2.10 Billion |
+12.40% |
| 2024-12-31 | MX$32.41 Billion ≈ $1.87 Billion |
+14.52% |
| 2023-12-31 | MX$28.30 Billion ≈ $1.63 Billion |
+12.12% |
| 2022-12-31 | MX$25.24 Billion ≈ $1.45 Billion |
+3.40% |
| 2021-12-31 | MX$24.41 Billion ≈ $1.40 Billion |
+10.00% |
| 2020-12-31 | MX$22.19 Billion ≈ $1.28 Billion |
+12.71% |
| 2019-12-31 | MX$19.69 Billion ≈ $1.13 Billion |
+11.43% |
| 2018-12-31 | MX$17.67 Billion ≈ $1.02 Billion |
+14.70% |
| 2017-12-31 | MX$15.40 Billion ≈ $886.45 Million |
+17.81% |
| 2016-12-31 | MX$13.07 Billion ≈ $752.41 Million |
+18.69% |
| 2015-12-31 | MX$11.02 Billion ≈ $633.92 Million |
+15.33% |
| 2014-12-31 | MX$9.55 Billion ≈ $549.66 Million |
+20.56% |
| 2013-12-31 | MX$7.92 Billion ≈ $455.91 Million |
+9.12% |
| 2012-12-31 | MX$7.26 Billion ≈ $417.82 Million |
+15.73% |
| 2011-12-31 | MX$6.27 Billion ≈ $361.01 Million |
+52.41% |
| 2010-12-31 | MX$4.12 Billion ≈ $236.88 Million |
+16.90% |
| 2009-12-31 | MX$3.52 Billion ≈ $202.63 Million |
+12.64% |
| 2008-12-31 | MX$3.13 Billion ≈ $179.90 Million |
+16.08% |
| 2007-12-31 | MX$2.69 Billion ≈ $154.98 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Regional S.A.B. de C.V's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1506.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | MX$6.62 Billion | 18.16% |
| Other Components | MX$29.82 Billion | 81.84% |
| Total Equity | MX$36.44 Billion | 100.00% |
Regional S.A.B. de C.V Competitors by Market Cap
The table below lists competitors of Regional S.A.B. de C.V ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Fraser Neave Holdings Bhd
KLSE:3689
|
$2.13 Billion |
|
Petrokent Turizm AS
IS:PKENT
|
$2.13 Billion |
|
China Southern Airlines Company Limited
F:ZNHH
|
$2.13 Billion |
|
Autohome Inc ADR
F:8AHB
|
$2.13 Billion |
|
UroGen Pharma Ltd
NASDAQ:URGN
|
$2.13 Billion |
|
Flywire Corp
NASDAQ:FLYW
|
$2.13 Billion |
|
Íslandsbanki hf.
IC:ISB
|
$2.13 Billion |
|
Avadel Pharmaceuticals PLC
NASDAQ:AVDL
|
$2.12 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Regional S.A.B. de C.V's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 32,408,000,000 to 36,442,000,000, a change of 4,034,000,000 (12.4%).
- Net income of 6,619,000,000 contributed positively to equity growth.
- Dividend payments of 2,595,000,000 reduced retained earnings.
- New share issuances of 32,000,000 increased equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | MX$6.62 Billion | +18.16% |
| Dividends Paid | MX$2.60 Billion | -7.12% |
| Share Issuances | MX$32.00 Million | +0.09% |
| Other Changes | MX$-22.00 Million | -0.06% |
| Total Change | MX$- | 12.45% |
Book Value vs Market Value Analysis
This analysis compares Regional S.A.B. de C.V's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.01x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 4.90x to 1.01x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2007-12-31 | MX$28.27 | MX$138.55 | x |
| 2008-12-31 | MX$9.38 | MX$138.55 | x |
| 2009-12-31 | MX$10.60 | MX$138.55 | x |
| 2010-12-31 | MX$12.42 | MX$138.55 | x |
| 2011-12-31 | MX$48.24 | MX$138.55 | x |
| 2012-12-31 | MX$22.14 | MX$138.55 | x |
| 2013-12-31 | MX$24.16 | MX$138.55 | x |
| 2014-12-31 | MX$29.12 | MX$138.55 | x |
| 2015-12-31 | MX$33.59 | MX$138.55 | x |
| 2016-12-31 | MX$39.87 | MX$138.55 | x |
| 2017-12-31 | MX$46.97 | MX$138.55 | x |
| 2018-12-31 | MX$53.88 | MX$138.55 | x |
| 2019-12-31 | MX$60.03 | MX$138.55 | x |
| 2020-12-31 | MX$67.67 | MX$138.55 | x |
| 2021-12-31 | MX$74.43 | MX$138.55 | x |
| 2022-12-31 | MX$76.97 | MX$138.55 | x |
| 2023-12-31 | MX$86.29 | MX$138.55 | x |
| 2024-12-31 | MX$98.83 | MX$138.55 | x |
| 2025-12-31 | MX$136.68 | MX$138.55 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Regional S.A.B. de C.V utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 18.16%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 32.89%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 7.61x
- Recent ROE (18.16%) is above the historical average (17.02%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2007 | 15.30% | 31.89% | 0.03x | 15.40x | MX$142.70 Million |
| 2008 | 14.45% | 26.14% | 0.04x | 12.67x | MX$138.30 Million |
| 2009 | 13.22% | 28.70% | 0.04x | 12.60x | MX$112.90 Million |
| 2010 | 16.40% | 26.52% | 0.05x | 12.64x | MX$263.40 Million |
| 2011 | 16.80% | 35.77% | 0.04x | 10.50x | MX$426.70 Million |
| 2012 | 16.57% | 33.76% | 0.05x | 10.86x | MX$477.00 Million |
| 2013 | 18.09% | 30.41% | 0.05x | 11.98x | MX$640.80 Million |
| 2014 | 17.21% | 30.46% | 0.05x | 10.43x | MX$688.90 Million |
| 2015 | 16.21% | 27.29% | 0.06x | 9.47x | MX$683.50 Million |
| 2016 | 18.44% | 28.58% | 0.08x | 7.85x | MX$1.10 Billion |
| 2017 | 17.91% | 28.83% | 0.08x | 7.33x | MX$1.22 Billion |
| 2018 | 18.09% | 29.20% | 0.09x | 7.26x | MX$1.43 Billion |
| 2019 | 18.67% | 36.35% | 0.07x | 7.21x | MX$1.71 Billion |
| 2020 | 13.30% | 24.07% | 0.08x | 6.76x | MX$733.00 Million |
| 2021 | 14.57% | 27.09% | 0.08x | 6.86x | MX$1.12 Billion |
| 2022 | 19.74% | 41.76% | 0.05x | 8.72x | MX$2.46 Billion |
| 2023 | 20.05% | 41.32% | 0.06x | 8.04x | MX$2.84 Billion |
| 2024 | 20.12% | 34.46% | 0.08x | 7.65x | MX$3.28 Billion |
| 2025 | 18.16% | 32.89% | 0.07x | 7.61x | MX$2.97 Billion |
Industry Comparison
This section compares Regional S.A.B. de C.V's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $20,522,121,000
- Average return on equity (ROE) among peers: 10.61%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Regional S.A.B. de C.V (RA) | MX$37.86 Billion | 15.30% | 6.75x | $2.13 Billion |
| Credicorp Ltd (BAPN) | $20.12 Billion | 17.47% | 6.78x | $29.37 Billion |
| Banco del Bajío S.A. Institución de Banca Múltiple (BBAJIOO) | $7.12 Billion | 0.00% | 6.76x | $3.91 Billion |
| Fibra Mty S.A.P.I. de C.V. (FMTY14) | $6.62 Billion | 9.01% | 13.76x | $7.59K |
| Grupo Financiero Inbursa S.A.B. de C.V (GFINBURO) | $35.17 Billion | 7.12% | 1.62x | $14.60 Billion |
| Grupo Financiero Banorte S.A.B. de C.V (GFNORTEO) | $8.22 Billion | 20.41% | 11.54x | $31.18 Billion |
| Lloyds Banking Group plc (LYGN) | $45.89 Billion | 9.63% | 18.76x | $78.00 Billion |
About Regional S.A.B. de C.V
Regional S.A.B. de C.V. provides various banking products and services. It operates through the Wholesale, Retail Banking, and Leasing segments. The company offers loans for working capital or investment projects. It also provides financial services and products, such as loans, point-of-sale terminals, insurance products, and other products for small businesses and entrepreneurs, as well as credi… Read more