Fanhua Inc.
AIFU Inc., through its subsidiary, distributes insurance products in China. The company operates through two segments, Insurance Agency and Claims Adjusting. The Insurance Agency segment provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and non-li… Read more
Fanhua Inc. (AIFU) - Net Assets
Latest net assets as of June 2025: $2.09 Billion USD
Based on the latest financial reports, Fanhua Inc. (AIFU) has net assets worth $2.09 Billion USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.25 Billion) and total liabilities ($1.16 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $2.09 Billion |
| % of Total Assets | 64.35% |
| Annual Growth Rate | 25.67% |
| 5-Year Change | 34.57% |
| 10-Year Change | -23.39% |
| Growth Volatility | 121.01 |
Fanhua Inc. - Net Assets Trend (2002–2024)
This chart illustrates how Fanhua Inc.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Fanhua Inc. (2002–2024)
The table below shows the annual net assets of Fanhua Inc. from 2002 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $2.63 Billion | +12.53% |
| 2023-12-31 | $2.34 Billion | +35.01% |
| 2022-12-31 | $1.73 Billion | -11.68% |
| 2021-12-31 | $1.96 Billion | +0.29% |
| 2020-12-31 | $1.95 Billion | -4.39% |
| 2019-12-31 | $2.04 Billion | -44.80% |
| 2018-12-31 | $3.70 Billion | -7.14% |
| 2017-12-31 | $3.99 Billion | +17.16% |
| 2016-12-31 | $3.40 Billion | -0.86% |
| 2015-12-31 | $3.43 Billion | +2.98% |
| 2014-12-31 | $3.33 Billion | +5.96% |
| 2013-12-31 | $3.15 Billion | +4.62% |
| 2012-12-31 | $3.01 Billion | +4.48% |
| 2011-12-31 | $2.88 Billion | -18.14% |
| 2010-12-31 | $3.52 Billion | +60.84% |
| 2009-12-31 | $2.19 Billion | +18.45% |
| 2008-12-31 | $1.85 Billion | +16.29% |
| 2007-12-31 | $1.59 Billion | +318.77% |
| 2006-12-31 | $379.09 Million | +55.72% |
| 2005-12-31 | $243.44 Million | +479.66% |
| 2003-12-31 | $42.00 Million | +143.42% |
| 2002-12-31 | $17.25 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Fanhua Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 178925000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.79 Billion | 70.26% |
| Common Stock | $8.68 Million | 0.34% |
| Other Comprehensive Income | $556.02 Million | 21.83% |
| Other Components | $192.56 Million | 7.56% |
| Total Equity | $2.55 Billion | 100.00% |
Fanhua Inc. Competitors by Market Cap
The table below lists competitors of Fanhua Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
CONSOLIDATED EDISON - Dusseldorf Stock Exchang
DU:EDC
|
$991.36K |
|
ZHENRO PROP.GRP DL-00001
F:1ZZ
|
$993.41K |
|
Hiremii Ltd
AU:HMI
|
$994.30K |
|
ADP - Dusseldorf Stock Exchang
DU:W7L
|
$994.51K |
|
Ovation Science Inc
PINK:OVATF
|
$991.02K |
|
Lifeist Wellness Inc.
OTCQB:LFSWF
|
$990.72K |
|
PACCAR (PAE.SG)
STU:PAE
|
$990.03K |
|
Sawang Export Public Company Limited
BK:SAWANG
|
$989.73K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fanhua Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 2,071,263,000 to 2,546,516,000, a change of 475,253,000 (22.9%).
- Net income of 454,960,000 contributed positively to equity growth.
- Share repurchases of 5,735,000 reduced equity.
- New share issuances of 93,000 increased equity.
- Other comprehensive income decreased equity by 24,415,000.
- Other factors increased equity by 50,350,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $454.96 Million | +17.87% |
| Share Repurchases | $5.74 Million | -0.23% |
| Share Issuances | $93.00K | +0.0% |
| Other Comprehensive Income | $-24.41 Million | -0.96% |
| Other Changes | $50.35 Million | +1.98% |
| Total Change | $- | 22.95% |
Book Value vs Market Value Analysis
This analysis compares Fanhua Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.08x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.78x to 0.08x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2002-12-31 | $1.03 | $1.84 | x |
| 2003-12-31 | $2.52 | $1.84 | x |
| 2005-12-31 | $4.99 | $1.84 | x |
| 2006-12-31 | $4.52 | $1.84 | x |
| 2007-12-31 | $21.93 | $1.84 | x |
| 2008-12-31 | $19.10 | $1.84 | x |
| 2009-12-31 | $21.45 | $1.84 | x |
| 2010-12-31 | $30.91 | $1.84 | x |
| 2011-12-31 | $27.46 | $1.84 | x |
| 2012-12-31 | $28.79 | $1.84 | x |
| 2013-12-31 | $30.27 | $1.84 | x |
| 2014-12-31 | $31.70 | $1.84 | x |
| 2015-12-31 | $27.57 | $1.84 | x |
| 2016-12-31 | $27.19 | $1.84 | x |
| 2017-12-31 | $30.74 | $1.84 | x |
| 2018-12-31 | $21.22 | $1.84 | x |
| 2019-12-31 | $17.67 | $1.84 | x |
| 2020-12-31 | $17.07 | $1.84 | x |
| 2021-12-31 | $17.11 | $1.84 | x |
| 2022-12-31 | $15.11 | $1.84 | x |
| 2023-12-31 | $19.24 | $1.84 | x |
| 2024-12-31 | $23.79 | $1.84 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fanhua Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.87%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 25.15%
- • Asset Turnover: 0.44x
- • Equity Multiplier: 1.63x
- Recent ROE (17.87%) is above the historical average (9.69%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2002 | 13.22% | 10.45% | 0.66x | 1.90x | $555.70K |
| 2003 | 9.96% | 13.86% | 0.37x | 1.93x | $-18.70K |
| 2005 | -2.78% | -4.66% | 0.50x | 1.19x | $-30.79 Million |
| 2006 | 19.82% | 23.28% | 0.65x | 1.31x | $29.13 Million |
| 2007 | 9.79% | 34.22% | 0.27x | 1.05x | $-3.34 Million |
| 2008 | 10.95% | 22.72% | 0.41x | 1.17x | $16.57 Million |
| 2009 | 15.10% | 26.05% | 0.45x | 1.28x | $101.66 Million |
| 2010 | 13.80% | 34.22% | 0.32x | 1.26x | $116.21 Million |
| 2011 | -10.87% | -19.74% | 0.46x | 1.19x | $-574.78 Million |
| 2012 | 4.51% | 8.23% | 0.47x | 1.17x | $-158.93 Million |
| 2013 | 3.16% | 5.44% | 0.49x | 1.18x | $-207.17 Million |
| 2014 | 5.04% | 7.52% | 0.57x | 1.17x | $-159.32 Million |
| 2015 | 6.33% | 8.54% | 0.61x | 1.21x | $-121.66 Million |
| 2016 | 4.78% | 3.85% | 0.96x | 1.29x | $-171.64 Million |
| 2017 | 11.59% | 10.99% | 0.86x | 1.22x | $61.52 Million |
| 2018 | 23.16% | 17.57% | 0.90x | 1.47x | $346.60 Million |
| 2019 | 9.78% | 5.10% | 1.08x | 1.78x | $-4.20 Million |
| 2020 | 14.63% | 8.21% | 1.06x | 1.68x | $84.90 Million |
| 2021 | 13.66% | 7.67% | 1.01x | 1.76x | $67.20 Million |
| 2022 | 6.18% | 3.60% | 0.90x | 1.90x | $-62.07 Million |
| 2023 | 13.54% | 8.77% | 0.79x | 1.96x | $73.35 Million |
| 2024 | 17.87% | 25.15% | 0.44x | 1.63x | $200.31 Million |
Industry Comparison
This section compares Fanhua Inc.'s net assets metrics with peer companies in the Insurance Brokers industry.
Industry Context
- Industry: Insurance Brokers
- Average net assets among peers: $1,609,754,515
- Average return on equity (ROE) among peers: 14.97%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Fanhua Inc. (AIFU) | $2.09 Billion | 13.22% | 0.55x | $991.26K |
| Arthur J Gallagher & Co (AJG) | $3.23 Billion | 9.39% | 2.10x | $52.50 Billion |
| Aon PLC (AON) | $9.55 Billion | 38.70% | 4.32x | $66.69 Billion |
| Accelerant Holdings (ARX) | $427.00 Million | 6.37% | 13.27x | $668.60 Million |
| Brown & Brown Inc (BRO) | $27.20 Million | 29.41% | 3.90x | $20.06 Billion |
| The Baldwin Insurance Group, Inc. (BWIN) | $-96.25 Million | 0.00% | 0.00x | $1.98 Billion |
| Crawford & Company (CRD-B) | $207.80 Million | 17.08% | 0.52x | $205.68 Million |
| CorVel Corp (CRVL) | $194.81 Million | 23.97% | 0.63x | $1.55 Billion |
| China United Insurance Service Inc (CUII) | $45.75 Million | 12.89% | 0.95x | $1.56K |
| eHealth Inc (EHTH) | $904.08 Million | -3.12% | 0.23x | $37.15 Million |